Liabilities / Assets
89th percentile
Higher debt load relative to assets than 89% of similar nonprofits.
990EZ • Fiscal year 2022 • EIN 31-0239870
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
89th percentile
Higher debt load relative to assets than 89% of similar nonprofits.
Liabilities / Revenue
80th percentile
Higher debt load relative to revenue than 80% of similar nonprofits.
Net Margin
7th percentile
Higher net margin than 7% of similar nonprofits.
Top Officer Pay
94th percentile
Higher top officer pay than 94% of similar nonprofits.
Top officer pay equals 58.7% of source-year revenue.
Asset Growth
4th percentile
Faster asset growth than 4% of similar nonprofits.
Revenue Growth
17th percentile
Faster revenue growth than 17% of similar nonprofits.
Assets
Down$61,847
Down $94,654 (-60%) from 2021
Net Assets
Down$37,447
Down $97,676 (-72%) from 2021
Liabilities
Up$24,400
Up $3,022 (+14%) from 2021
Revenue
Down$141,440
Down $31,659 (-18%) from 2021
Expenses
Up$219,856
Up $8,097 (+3.8%) from 2021
Net Income
Down-$78,416
Down $39,756 (-103%) from 2021
To encourage integrity and ethical practices within the insurance industry and to provide professional development through educational services to insurance agents.
| Description | Grants | Expenses |
|---|---|---|
| TO PROVIDE EDUCATION TO MEMBER INSURANCE AGENTS VIA USE OF SEMINARS, BOOKS, MANUALS, TAPES, ETC. NON-MEMBERS ARE PERMITTED TO ATTEND EDUCATIONAL SEMINARS BUT DO NOT RECEIVE THE DISCOUNTED RATE PROVIDED TO MEMBERS. MEMBERS ALSO HAVE ACCESS TO NEWSLETTERS, DAILY NEWS CLIP SERVICE, COMPENSATION SURVEYS AND VARIOUS OTHER SERVICES. | - | - |
| PROVIDE MOTOR VEHICLE REPORTS FOR POTENTIAL CUSTOMERS FOR INSURANCE AGENTS. | - | - |
| TO PROVIDE SPECIAL EVENTS AND MEETINGS TO PROMOTE MEMBERSHIP IN THE BOARD AND TO DISSEMINATE INFORMATION NEEDED BY MEMBERS. | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| JENNIFER PIKE | Exec. V. Pre | FT | $75,000 | $7,972 | $82,972 |
| DANIEL DRIEHAUS | President | - | $0 | - | - |
| CAMERON MURPHY | Trustee | - | $0 | - | - |
| LAURENCE JONES | Trustee | - | $0 | - | - |
| DEJUAN GOSSETT | Trustee | - | $0 | - | - |
| ERIN KELLER | Trustee | - | $0 | - | - |
| TOM KLINEDINST III | Trustee | - | $0 | - | - |
| MELISSA YOUNG | Trustee | - | $0 | - | - |
| KENYON ABBOTT | Trustee | - | $0 | - | - |
| CARMINE DILONARDO | Trustee | - | $0 | - | - |
“Expenses marketing 3,708 office supplies & equipment 842 copier 108 telephone 4,197 information technology 11,176 travel 1,501 conferences and meetings 81 credit card interest 3,819 insurance 2,251 subscriptions 402 dues 300 cogs 1,742 instructor fees 14,200 text books 2,379 state prelicensing fees 58 seminar expense 20,192 state ce fees 1,515 state provider fees 3,391 member prog/meetings 19,630 moving expense 310 miscellaneous 657 self-study expense 3,029 seminar food expense 427 total 95,915”
“Prior period adjustment -19,260 prior period adjustment related to ppp loan forgiveness”
“Accounts receivable 872 5,823 inventories for sale or use 1,854 712 equipment 54,552 54,552 less accumulated depreciation 54,552 54,552 total 2,726 6,535”
“Accounts payable and accrued expenses 118 24,400 sba - eidl 2,000 0 payroll protection loan 19,260 0”
“To encourage integrity and ethical practices within the insurance industry and to provide professional development through educational services to insurance agents.”
“To provide education to member insurance agents via use of seminars, books, manuals, tapes, etc. Non-members are permitted to attend educational seminars but do not receive the discounted rate provided to members. Members also have access to newsletters, daily news clip service, compensation surveys and various other services.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/AddressChangeInd | 0 | X |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | CHRIS KENDALL |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 5135331200 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 2300 WALL STREET |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine2Txt | 0 | SUITE N |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | CINCINNATI |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | OH |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 45212 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 153775 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 55312 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 23230 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -78416 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 6606 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 156501 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 61847 |
| IRS990EZ/GrossReceiptsAmt | 0 | 141440 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 1949 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 135123 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 37447 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 135123 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 37447 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 17350 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 6 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 7 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 8 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 9 | 40.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 9 | 75000 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 0 | 7972 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | DANIEL DRIEHAUS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | CAMERON MURPHY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | LAURENCE JONES |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | DEJUAN GOSSETT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | ERIN KELLER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | TOM KLINEDINST III |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 6 | MELISSA YOUNG |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 7 | KENYON ABBOTT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 8 | CARMINE DILONARDO |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 9 | JENNIFER PIKE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | TRUSTEE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | TRUSTEE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | TRUSTEE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | TRUSTEE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | TRUSTEE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 6 | TRUSTEE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 7 | TRUSTEE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 8 | TRUSTEE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 9 | EXEC. V. PRE |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 2726 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 6535 |
| IRS990EZ/OtherChangesInNetAssetsAmt | 0 | -19260 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 95915 |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | TO ENCOURAGE INTEGRITY AND ETHICAL PRACTICES WITHIN THE INSURANCE INDUSTRY AND TO PROVIDE PROFESSIONAL DEVELOPMENT THROUGH EDUCATIONAL SERVICES TO INSURANCE AGENTS. |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 1183 |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 116261 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | TO PROVIDE EDUCATION TO MEMBER INSURANCE AGENTS VIA USE OF SEMINARS, BOOKS, MANUALS, TAPES, ETC. NON-MEMBERS ARE PERMITTED TO ATTEND EDUCATIONAL SEMINARS BUT DO NOT RECEIVE THE DISCOUNTED RATE PROVIDED TO MEMBERS. MEMBERS ALSO HAVE ACCESS TO NEWSLETTERS, DAILY NEWS CLIP SERVICE, COMPENSATION SURVEYS AND VARIOUS OTHER SERVICES. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 1 | PROVIDE MOTOR VEHICLE REPORTS FOR POTENTIAL CUSTOMERS FOR INSURANCE AGENTS. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 2 | TO PROVIDE SPECIAL EVENTS AND MEETINGS TO PROMOTE MEMBERSHIP IN THE BOARD AND TO DISSEMINATE INFORMATION NEEDED BY MEMBERS. |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 98802 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 21378 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 24400 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 219856 |
| IRS990EZ/TotalRevenueAmt | 0 | 141440 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | WWW.CIB-ONLINE.COM |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | EXPENSES MARKETING 3,708 OFFICE SUPPLIES & EQUIPMENT 842 COPIER 108 TELEPHONE 4,197 INFORMATION TECHNOLOGY 11,176 TRAVEL 1,501 CONFERENCES AND MEETINGS 81 CREDIT CARD INTEREST 3,819 INSURANCE 2,251 SUBSCRIPTIONS 402 DUES 300 COGS 1,742 INSTRUCTOR FEES 14,200 TEXT BOOKS 2,379 STATE PRELICENSING FEES 58 SEMINAR EXPENSE 20,192 STATE CE FEES 1,515 STATE PROVIDER FEES 3,391 MEMBER PROG/MEETINGS 19,630 MOVING EXPENSE 310 MISCELLANEOUS 657 SELF-STUDY EXPENSE 3,029 SEMINAR FOOD EXPENSE 427 TOTAL 95,915 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | PRIOR PERIOD ADJUSTMENT -19,260 PRIOR PERIOD ADJUSTMENT RELATED TO PPP LOAN FORGIVENESS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | ACCOUNTS RECEIVABLE 872 5,823 INVENTORIES FOR SALE OR USE 1,854 712 EQUIPMENT 54,552 54,552 LESS ACCUMULATED DEPRECIATION 54,552 54,552 TOTAL 2,726 6,535 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | ACCOUNTS PAYABLE AND ACCRUED EXPENSES 118 24,400 SBA - EIDL 2,000 0 PAYROLL PROTECTION LOAN 19,260 0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | TO ENCOURAGE INTEGRITY AND ETHICAL PRACTICES WITHIN THE INSURANCE INDUSTRY AND TO PROVIDE PROFESSIONAL DEVELOPMENT THROUGH EDUCATIONAL SERVICES TO INSURANCE AGENTS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | TO PROVIDE EDUCATION TO MEMBER INSURANCE AGENTS VIA USE OF SEMINARS, BOOKS, MANUALS, TAPES, ETC. NON-MEMBERS ARE PERMITTED TO ATTEND EDUCATIONAL SEMINARS BUT DO NOT RECEIVE THE DISCOUNTED RATE PROVIDED TO MEMBERS. MEMBERS ALSO HAVE ACCESS TO NEWSLETTERS, DAILY NEWS CLIP SERVICE, COMPENSATION SURVEYS AND VARIOUS OTHER SERVICES. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART I, LINE 20 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART II, LINE 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART II, LINE 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990-EZ, PART III |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990-EZ, PART III, LINE 28 |
| ReturnHeader/BuildTS | 0 | 2023-04-26 12:10:37Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | CHRIS KENDALL |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | EXECUTIVE DIRECTOR |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 5135331200 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2023-05-15 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | CINCINNATI INSURANCE BOARD |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | CINC |
| ReturnHeader/Filer/EIN | 0 | 310239870 |
| ReturnHeader/Filer/PhoneNum | 0 | 5135331200 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 2300 WALL STREET |
| ReturnHeader/Filer/USAddress/CityNm | 0 | CINCINNATI |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | OH |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 45212 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 311452851 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | STEPHENSON AND WARNER INC CPAS |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 1502 UNIVERSITY BLVD STE E |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | HAMILTON |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | OH |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 450113300 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 5138688600 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2023-05-15 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | LARRY F WARNER II CPA |
| ReturnHeader/ReturnTs | 0 | 2023-05-15T15:45:21-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm | 0 | CHRIS |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm | 0 | KENDALL |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2021-07-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2022-06-30 |
| ReturnHeader/TaxYr | 0 | 2021 |
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Displayed year
2022 • Form 990EZDetailed filing. Detailed filing data is available for this year.