Liabilities / Assets
93rd percentile
Higher debt load relative to assets than 93% of similar nonprofits.
EIN 31-0239870 • 501(c)6 • Cincinnati, OH
Profile
To encourage integrity and ethical practices within the insurance industry and to provide professional development through educational services to insurance agents.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
93rd percentile
Higher debt load relative to assets than 93% of similar nonprofits.
Liabilities / Revenue
81st percentile
Higher debt load relative to revenue than 81% of similar nonprofits.
Net Margin
31st percentile
Higher net margin than 31% of similar nonprofits.
Top Officer Pay
91st percentile
Higher top officer pay than 91% of similar nonprofits.
Top officer pay equals 35.9% of source-year revenue.
Asset Growth
25th percentile
Faster asset growth than 25% of similar nonprofits.
Revenue Growth
33rd percentile
Faster revenue growth than 33% of similar nonprofits.
Assets
Down$38,074
Down $11,492 (-23%) from 2023
Liabilities
Up$25,236
Up $5,836 (+30%) from 2023
Net Assets
Down$12,838
Down $17,328 (-57%) from 2023
Revenue
Down$167,172
Down $22,159 (-12%) from 2023
Expenses
Down$184,500
Down $12,112 (-6.2%) from 2023
Net Income
Down-$17,328
Down $10,047 (-138%) from 2023
Most recent year
2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.
To encourage integrity and ethical practices within the insurance industry and to provide professional development through educational services to insurance agents.
| Description | Grants | Expenses |
|---|---|---|
| TO PROVIDE EDUCATION TO MEMBER INSURANCE AGENTS VIA USE OF SEMINARS, BOOKS, MANUALS, TAPES, ETC. NON-MEMBERS ARE PERMITTED TO ATTEND EDUCATIONAL SEMINARS BUT DO NOT RECEIVE THE DISCOUNTED RATE PROVIDED TO MEMBERS. MEMBERS ALSO HAVE ACCESS TO NEWSLETTERS, DAILY NEWS CLIP SERVICE, COMPENSATION SURVEYS AND VARIOUS OTHER SERVICES. | - | - |
| PROVIDE SPECIAL EVENTS AND MEETINGS TO PROMOTE MEMBERSHIP IN THE BOARD AND TO DISSEMINATE INFORMATION NEEDED BY MEMBERS. | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| CHRIS KENDALL | Executive Director | FT | $60,000 | - | $60,000 |
| ERIN KELLER | President | - | $0 | - | - |
| CHRIS OWENS | Treasurer | - | $0 | - | - |
| BRIAN FREESE | Trustee | - | $0 | - | - |
| JOHN JONES II | Trustee | - | $0 | - | - |
| DEJUAN GOSSETT | Trustee | - | $0 | - | - |
| JENNIFER CUNDIFF | Trustee | - | $0 | - | - |
| BRIAN BAUMGARDNER | Trustee | - | $0 | - | - |
| BRIAN TALBOT | Trustee | - | $0 | - | - |
| JEFF WITZGALL | Trustee | - | $0 | - | - |
| CAMERON MURPHY | Trustee | - | $0 | - | - |
“Description;Amount^BANK SERVICE CHARGES;3535|OFFICE SUPPLIES AND EQUIPMENT;1030|TELEPHONE;433|INFORMATION TECHNOLOGY;10936|SALES TAX EXPENSE;902|SUBSCRIPTIONS;2952|DUES;152|INSURANCE;2607|CLEANING FEES;780|LATE FEES;328|TRAVEL EXPENSES;857|CREDIT CARD CHARGES;432|INEREST ON TERM LOAN;1685|STATE PROVIDER FEES;9098|INSTRUCTOR FEES;32457|TEXT BOOKS;12112|MEMBERSHIP PROGRAM EVENTS;7066|MISCELLANEOUS EXPENSE;332^Total;87694^”
“Reference books inventory”
“Description;EOY Amount^ACCOUNTS PAYABLE;4109|NOTE PAYABLE;21127^Total;25236^”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | 0 |
| IRS990EZ/BenefitsPaidToOrForMembersAmt | 0 | 0 |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | CHRIS KENDALL |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 5135331200 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 2300 WALL STREET |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine2Txt | 0 | SUITE N |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | CINCINNATI |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | OH |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 45212 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 48839 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 37347 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | 0 |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 0 |
| IRS990EZ/CostOfGoodsSoldAmt | 0 | 0 |
| IRS990EZ/CostOrOtherBasisExpenseSaleAmt | 0 | 0 |
| IRS990EZ/DirectIndirectPltclExpendAmt | 0 | 0 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | 0 |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -17328 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 15564 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | 0 |
| IRS990EZ/ForeignOfficeInd | 0 | 0 |
| IRS990EZ/Form1120PolFiledInd | 0 | 0 |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 49566 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 38074 |
| IRS990EZ/FundraisingGrossIncomeAmt | 0 | 0 |
| IRS990EZ/GainOrLossFromSaleOfAssetsAmt | 0 | 0 |
| IRS990EZ/GamingGrossIncomeAmt | 0 | 0 |
| IRS990EZ/GrantsAndSimilarAmountsPaidAmt | 0 | 0 |
| IRS990EZ/GrossProfitLossSlsOfInvntryAmt | 0 | 0 |
| IRS990EZ/GrossReceiptsAmt | 0 | 167172 |
| IRS990EZ/GrossSalesOfInventoryAmt | 0 | 0 |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 820 |
| IRS990EZ/LandAndBuildingsGrp/BOYAmt | 0 | 0 |
| IRS990EZ/LandAndBuildingsGrp/EOYAmt | 0 | 0 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | 0 |
| IRS990EZ/MembershipDuesAmt | 0 | 54363 |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 30166 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 12838 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 30166 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 12838 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 18963 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 1 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 1 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 1 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 1 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 1 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 1 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 6 | 1 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 7 | 1 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 8 | 1 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 9 | 1 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 10 | 40 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 9 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 10 | 60000 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 9 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 10 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 9 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 10 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | ERIN KELLER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | CHRIS OWENS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | BRIAN FREESE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | JOHN JONES II |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | DEJUAN GOSSETT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | JENNIFER CUNDIFF |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 6 | BRIAN BAUMGARDNER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 7 | BRIAN TALBOT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 8 | JEFF WITZGALL |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 9 | CAMERON MURPHY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 10 | CHRIS KENDALL |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | TREASURER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | TRUSTEE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | TRUSTEE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | TRUSTEE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | TRUSTEE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 6 | TRUSTEE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 7 | TRUSTEE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 8 | TRUSTEE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 9 | TRUSTEE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 10 | EXECUTIVE DIRECTOR |
| IRS990EZ/OperateHospitalInd | 0 | 0 |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | 0 |
| IRS990EZ/OrganizationHadUBIInd | 0 | 0 |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 727 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 727 |
| IRS990EZ/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 87694 |
| IRS990EZ/OtherRevenueTotalAmt | 0 | 0 |
| IRS990EZ/PoliticalCampaignActyInd | 0 | 0 |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | TO ENCOURAGE INTEGRITY AND ETHICAL PRACTICES WITHIN THE INSURANCE INDUSTRY AND TO PROVIDE PROFESSIONAL DEVELOPMENT THROUGH EDUCATIONAL SERVICES TO INSURANCE AGENTS. |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 488 |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 111989 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | TO PROVIDE EDUCATION TO MEMBER INSURANCE AGENTS VIA USE OF SEMINARS, BOOKS, MANUALS, TAPES, ETC. NON-MEMBERS ARE PERMITTED TO ATTEND EDUCATIONAL SEMINARS BUT DO NOT RECEIVE THE DISCOUNTED RATE PROVIDED TO MEMBERS. MEMBERS ALSO HAVE ACCESS TO NEWSLETTERS, DAILY NEWS CLIP SERVICE, COMPENSATION SURVEYS AND VARIOUS OTHER SERVICES. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 1 | PROVIDE SPECIAL EVENTS AND MEETINGS TO PROMOTE MEMBERSHIP IN THE BOARD AND TO DISSEMINATE INFORMATION NEEDED BY MEMBERS. |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 61791 |
| IRS990EZ/SaleOfAssetsGrossAmt | 0 | 0 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SpecialEventsDirectExpensesAmt | 0 | 0 |
| IRS990EZ/SpecialEventsNetIncomeLossAmt | 0 | 0 |
| IRS990EZ/SubjectToProxyTaxInd | 0 | 0 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 19400 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 25236 |
| IRS990EZ/TanningServicesProvidedInd | 0 | 0 |
| IRS990EZ/TotalExpensesAmt | 0 | 184500 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 0 |
| IRS990EZ/TotalRevenueAmt | 0 | 167172 |
| IRS990EZ/TransactionWithControlEntInd | 0 | 0 |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | WWW.CIB-ONLINE.COM |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Description;Amount^BANK SERVICE CHARGES;3535|OFFICE SUPPLIES AND EQUIPMENT;1030|TELEPHONE;433|INFORMATION TECHNOLOGY;10936|SALES TAX EXPENSE;902|SUBSCRIPTIONS;2952|DUES;152|INSURANCE;2607|CLEANING FEES;780|LATE FEES;328|TRAVEL EXPENSES;857|CREDIT CARD CHARGES;432|INEREST ON TERM LOAN;1685|STATE PROVIDER FEES;9098|INSTRUCTOR FEES;32457|TEXT BOOKS;12112|MEMBERSHIP PROGRAM EVENTS;7066|MISCELLANEOUS EXPENSE;332^Total;87694^ |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | REFERENCE BOOKS INVENTORY |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Description;EOY Amount^ACCOUNTS PAYABLE;4109|NOTE PAYABLE;21127^Total;25236^ |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990-EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990-EZ, Part II, Line 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990-EZ, Part II, Line 26 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Chris Kendall |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | Executive Director |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 5135331200 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-05-06 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | CINCINNATI INSURANCE BOARD |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | CINC |
| ReturnHeader/Filer/EIN | 0 | 310239870 |
| ReturnHeader/Filer/PhoneNum | 0 | 5135331200 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 2300 WALL STREET SUITE N |
| ReturnHeader/Filer/USAddress/CityNm | 0 | CINCINNATI |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | OH |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 45212 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | 1 |
| ReturnHeader/ReturnTs | 0 | 2025-05-06T11:12:01-07:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2023-07-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-06-30 |
| ReturnHeader/TaxYr | 0 | 2023 |
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