Civic Intelligence

Cincinnati Insurance Board

EIN 31-0239870 • 501(c)6 • Cincinnati, OH

Profile

To encourage integrity and ethical practices within the insurance industry and to provide professional development through educational services to insurance agents.

2300 Wall Street Suite NCincinnati, OH 45212

www.cib-online.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

88th percentile

0.39x

Higher debt load relative to assets than 88% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2023

Liabilities / Revenue

77th percentile

0.10x

Higher debt load relative to revenue than 77% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2023

Net Margin

40th percentile

-3.8%

Higher net margin than 40% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2023

Top Officer Pay

97th percentile

$62,153

Higher top officer pay than 97% of similar nonprofits.

Top officer pay equals 32.8% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2023

Asset Growth

24th percentile

-20%

Faster asset growth than 24% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2022 to 2023

Revenue Growth

85th percentile

34%

Faster revenue growth than 85% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2022 to 2023

Assets

Down

$38,074

Down $11,492 (-23%) from 2023

Liabilities

Up

$25,236

Up $5,836 (+30%) from 2023

Net Assets

Down

$12,838

Down $17,328 (-57%) from 2023

Revenue

Down

$167,172

Down $22,159 (-12%) from 2023

Expenses

Down

$184,500

Down $12,112 (-6.2%) from 2023

Net Income

Down

-$17,328

Down $10,047 (-138%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2011: $134,452Liabilities 2011: $35,918Net Assets 2011: $98,5342011Assets 2012: $154,102Liabilities 2012: $38,421Net Assets 2012: $115,6812012Assets 2013: $118,694Liabilities 2013: $2,072Net Assets 2013: $116,6222013Assets 2014: $115,102Liabilities 2014: $2,108Net Assets 2014: $112,9942014Assets 2015: $113,630Liabilities 2015: $778Net Assets 2015: $112,8522015Assets 2016: $167,347Liabilities 2016: $61Net Assets 2016: $167,2862016Assets 2017: $163,595Liabilities 2017: $783Net Assets 2017: $162,8122017Assets 2018: $157,169Liabilities 2018: $27Net Assets 2018: $157,1422018Assets 2019: $216,281Liabilities 2019: $12Net Assets 2019: $216,2692019Assets 2020: $125,563Liabilities 2020: $22,030Net Assets 2020: $103,5332020Assets 2021: $156,501Liabilities 2021: $21,378Net Assets 2021: $135,1232021Assets 2022: $61,847Liabilities 2022: $24,400Net Assets 2022: $37,4472022Assets 2023: $49,566Liabilities 2023: $19,400Net Assets 2023: $30,1662023Assets 2024: $38,074Liabilities 2024: $25,236Net Assets 2024: $12,8382024

Highlighted filing

2024

Assets$38,074
Liabilities$25,236
Net Assets$12,838

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KExpenses 2011: $246,1652011Expenses 2012: $231,5152012Expenses 2013: $239,4912013Revenue 2014: $218,722Expenses 2014: $224,466Net Income 2014: -$5,7442014Revenue 2015: $201,197Expenses 2015: $205,391Net Income 2015: -$4,1942015Revenue 2016: $194,303Expenses 2016: $184,297Net Income 2016: $10,0062016Revenue 2017: $175,824Expenses 2017: $175,896Net Income 2017: -$722017Revenue 2018: $174,255Expenses 2018: $169,801Net Income 2018: $4,4542018Revenue 2019: $176,526Expenses 2019: $183,694Net Income 2019: -$7,1682019Revenue 2020: $172,981Expenses 2020: $215,693Net Income 2020: -$42,7122020Revenue 2021: $173,099Expenses 2021: $211,759Net Income 2021: -$38,6602021Revenue 2022: $141,440Expenses 2022: $219,856Net Income 2022: -$78,4162022Revenue 2023: $189,331Expenses 2023: $196,612Net Income 2023: -$7,2812023Revenue 2024: $167,172Expenses 2024: $184,500Net Income 2024: -$17,3282024

Highlighted filing

2024

Revenue$167,172
Expenses$184,500
Net Income-$17,328

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.38$0.25$0.13$1.67$1.85$0.17
2023Detailed filing. Detailed filing data is available for this year.$0.50$0.19$0.30$1.89$1.97$0.07
2022Detailed filing. Detailed filing data is available for this year.$0.62$0.24$0.37$1.41$2.20$0.78
2021Detailed filing. Detailed filing data is available for this year.$1.57$0.21$1.35$1.73$2.12$0.39
2020Detailed filing. Detailed filing data is available for this year.$1.26$0.22$1.04$1.73$2.16$0.43
2019Detailed filing. Detailed filing data is available for this year.$2.16$0.00$2.16$1.77$1.84$0.07
2018Detailed filing. Detailed filing data is available for this year.$1.57$0.00$1.57$1.74$1.70$0.04
2017Detailed filing. Detailed filing data is available for this year.$1.64$0.01$1.63$1.76$1.76$0.00
2016Detailed filing. Detailed filing data is available for this year.$1.67$0.00$1.67$1.94$1.84$0.10
2015Detailed filing. Detailed filing data is available for this year.$1.14$0.01$1.13$2.01$2.05$0.04
2014Detailed filing. Detailed filing data is available for this year.$1.15$0.02$1.13$2.19$2.24$0.06
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.19$0.02$1.17$2.39
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.54$0.38$1.16$2.32
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.34$0.36$0.99$2.46
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2023 to Jun 30, 2024
Signed
May 6, 2025
Return Version
2023v6.0
Gross Receipts
$167,172
Mission and Program Overview

Mission

To encourage integrity and ethical practices within the insurance industry and to provide professional development through educational services to insurance agents.

Program Services

DescriptionGrantsExpenses
TO PROVIDE EDUCATION TO MEMBER INSURANCE AGENTS VIA USE OF SEMINARS, BOOKS, MANUALS, TAPES, ETC. NON-MEMBERS ARE PERMITTED TO ATTEND EDUCATIONAL SEMINARS BUT DO NOT RECEIVE THE DISCOUNTED RATE PROVIDED TO MEMBERS. MEMBERS ALSO HAVE ACCESS TO NEWSLETTERS, DAILY NEWS CLIP SERVICE, COMPENSATION SURVEYS AND VARIOUS OTHER SERVICES.--
PROVIDE SPECIAL EVENTS AND MEETINGS TO PROMOTE MEMBERSHIP IN THE BOARD AND TO DISSEMINATE INFORMATION NEEDED BY MEMBERS.--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
CHRIS KENDALLExecutive DirectorFT$60,000-$60,000
ERIN KELLERPresident-$0--
CHRIS OWENSTreasurer-$0--
BRIAN FREESETrustee-$0--
JOHN JONES IITrustee-$0--
DEJUAN GOSSETTTrustee-$0--
JENNIFER CUNDIFFTrustee-$0--
BRIAN BAUMGARDNERTrustee-$0--
BRIAN TALBOTTrustee-$0--
JEFF WITZGALLTrustee-$0--
CAMERON MURPHYTrustee-$0--
Filing and Contact Details

Filer

Filer Name
Cincinnati Insurance Board
EIN
31-0239870
Phone
5135331200
Address
2300 WALL STREET SUITE N, CINCINNATI, OH 45212

Signing Officer

Name
Chris Kendall
Title
Executive Director
Phone
5135331200
Signed
2025-05-06
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16

Description;Amount^BANK SERVICE CHARGES;3535|OFFICE SUPPLIES AND EQUIPMENT;1030|TELEPHONE;433|INFORMATION TECHNOLOGY;10936|SALES TAX EXPENSE;902|SUBSCRIPTIONS;2952|DUES;152|INSURANCE;2607|CLEANING FEES;780|LATE FEES;328|TRAVEL EXPENSES;857|CREDIT CARD CHARGES;432|INEREST ON TERM LOAN;1685|STATE PROVIDER FEES;9098|INSTRUCTOR FEES;32457|TEXT BOOKS;12112|MEMBERSHIP PROGRAM EVENTS;7066|MISCELLANEOUS EXPENSE;332^Total;87694^

Form 990-EZ, Part II, Line 24

Reference books inventory

Form 990-EZ, Part II, Line 26

Description;EOY Amount^ACCOUNTS PAYABLE;4109|NOTE PAYABLE;21127^Total;25236^

Raw XML Appendix167 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10EXECUTIVE DIRECTOR
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IRS990EZ/PrimaryExemptPurposeTxt0TO ENCOURAGE INTEGRITY AND ETHICAL PRACTICES WITHIN THE INSURANCE INDUSTRY AND TO PROVIDE PROFESSIONAL DEVELOPMENT THROUGH EDUCATIONAL SERVICES TO INSURANCE AGENTS.
IRS990EZ/PrintingPublicationsPostageAmt0488
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IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0TO PROVIDE EDUCATION TO MEMBER INSURANCE AGENTS VIA USE OF SEMINARS, BOOKS, MANUALS, TAPES, ETC. NON-MEMBERS ARE PERMITTED TO ATTEND EDUCATIONAL SEMINARS BUT DO NOT RECEIVE THE DISCOUNTED RATE PROVIDED TO MEMBERS. MEMBERS ALSO HAVE ACCESS TO NEWSLETTERS, DAILY NEWS CLIP SERVICE, COMPENSATION SURVEYS AND VARIOUS OTHER SERVICES.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1PROVIDE SPECIAL EVENTS AND MEETINGS TO PROMOTE MEMBERSHIP IN THE BOARD AND TO DISSEMINATE INFORMATION NEEDED BY MEMBERS.
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IRS990EZ/WebsiteAddressTxt0WWW.CIB-ONLINE.COM
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description;Amount^BANK SERVICE CHARGES;3535|OFFICE SUPPLIES AND EQUIPMENT;1030|TELEPHONE;433|INFORMATION TECHNOLOGY;10936|SALES TAX EXPENSE;902|SUBSCRIPTIONS;2952|DUES;152|INSURANCE;2607|CLEANING FEES;780|LATE FEES;328|TRAVEL EXPENSES;857|CREDIT CARD CHARGES;432|INEREST ON TERM LOAN;1685|STATE PROVIDER FEES;9098|INSTRUCTOR FEES;32457|TEXT BOOKS;12112|MEMBERSHIP PROGRAM EVENTS;7066|MISCELLANEOUS EXPENSE;332^Total;87694^
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1REFERENCE BOOKS INVENTORY
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Description;EOY Amount^ACCOUNTS PAYABLE;4109|NOTE PAYABLE;21127^Total;25236^
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990-EZ, Part II, Line 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Chris Kendall
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Executive Director
ReturnHeader/BusinessOfficerGrp/PhoneNum05135331200
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-06
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CINCINNATI INSURANCE BOARD
ReturnHeader/Filer/BusinessNameControlTxt0CINC
ReturnHeader/Filer/EIN0310239870
ReturnHeader/Filer/PhoneNum05135331200
ReturnHeader/Filer/USAddress/AddressLine1Txt02300 WALL STREET SUITE N
ReturnHeader/Filer/USAddress/CityNm0CINCINNATI
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OH
ReturnHeader/Filer/USAddress/ZIPCd045212
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/ReturnTs02025-05-06T11:12:01-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02023-07-01
ReturnHeader/TaxPeriodEndDt02024-06-30
ReturnHeader/TaxYr02023

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