Civic Intelligence

Loud and Clear

990 • Fiscal year 2012 • EIN 27-5382923

Jan 01, 2012 to Dec 31, 2012 • Filed on Aug 15, 2013

3064 Gold Point Cir South37343
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

75th percentile

0.10x

Higher debt load relative to assets than 75% of similar nonprofits.

2012 filings • 501(c)3 • <$500k nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Assets

$4,864

No earlier filing loaded for comparison.

Net Assets

$4,364

No earlier filing loaded for comparison.

Liabilities

$500

No earlier filing loaded for comparison.

Revenue

-

No earlier filing loaded for comparison.

Expenses

$80,118

No earlier filing loaded for comparison.

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$8.0K$6.0K$4.0K$2.0K$0Assets 2012: $4,864Liabilities 2012: $500Net Assets 2012: $4,3642012Assets 2013: $7,094Liabilities 2013: $500Net Assets 2013: $6,5942013

Highlighted filing

2012

Assets$4,864
Liabilities$500
Net Assets$4,364

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0Expenses 2012: $80,1182012Revenue 2013: $110,701Expenses 2013: $108,082Net Income 2013: $2,6192013

Highlighted filing

2012

Revenue-
Expenses$80,118
Net Income-
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
Aug 15, 2013
Return Version
2012v2.1
Gross Receipts
$84,482
Mission and Program Overview

Mission

Loud & clear includes camps called illuminate & services such as speaking at retreats, conferences, festivals, & other events for youth and young adults. At illuminate camps, youth groups do home repair projects for ministries, elderly, disabled individuals & widows.

Filing and Contact Details

Filer

EIN
27-5382923
Raw XML Appendix297 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReview0false
IRS990/AccountsPayableAccruedExpenses/EOY0500
IRS990/ActivitiesConductedPartnership0false
IRS990/ActivityOrMissionDescription0LOUD & CLEAR IS A MINISTRY TO HELP CHURCHES EFFECTIVELY COMMUNICATE THE LOVE OF CHRIST. THIS IS ACCOMPLISHED BY CAMPS CALLED ILLUMINATE AND OFFERING SERVICES SUCH AS SPEAKING AT RETREATS, CONFERENCES, FESTIVALS, AND OTHER EVENTS FOR YOUTHS AND YOUNG ADULTS.
IRS990/AddressPrincipalOfficerUS/AddressLine103064 GOLD POINT CIRCLE SOUTH
IRS990/AddressPrincipalOfficerUS/City0HIXSON
IRS990/AddressPrincipalOfficerUS/State0TN
IRS990/AddressPrincipalOfficerUS/ZIPCode037343
IRS990/Advertising/Fundraising01187
IRS990/Advertising/ManagementAndGeneral0607
IRS990/Advertising/ProgramServices0274
IRS990/Advertising/Total02068
IRS990/AllOtherContributions025000
IRS990/AllOtherExpenses/ProgramServices01923
IRS990/AllOtherExpenses/Total01923
IRS990/AnnualDisclosureCoveredPersons0true
IRS990/BenefitsPaidToMembersCY00
IRS990/BsnssRltnshpThruFamilyMember0false
IRS990/BsnssRltnshpWithOrganization0false
IRS990/CashNonInterestBearing/EOY01348
IRS990/ChangesToOrganizingDocs0false
IRS990/CollectionsOfArt0false
IRS990/CompCurrentOfficersDirectors/ManagementAndGeneral018329
IRS990/CompCurrentOfficersDirectors/Total018329
IRS990/CompensationFromOtherSources0false
IRS990/CompensationProcessCEO0true
IRS990/CompensationProcessOther0true
IRS990/ComplianceWithBackupWitholding0true
IRS990/ConferencesMeetings/ManagementAndGeneral01455
IRS990/ConferencesMeetings/Total01455
IRS990/ConflictOfInterestPolicy0true
IRS990/ConservationEasements0false
IRS990/ConsolidatedAuditFinancialStmt0false
IRS990/ContributionsGrantsCurrentYear025000
IRS990/CreditCounseling0false
IRS990/DecisionsSubjectToApproval0false
IRS990/DeductibleContributionsOfArt0false
IRS990/DeductibleNonCashContributions0false
IRS990/DelegationOfManagementDuties0false
IRS990/DepreciationDepletion/ManagementAndGeneral0139
IRS990/DepreciationDepletion/ProgramServices0213
IRS990/DepreciationDepletion/Total0352
IRS990/DescribedIn501C30true
IRS990/Description0MISSION CAMP WHERE STUDENTS COME AND PROVIDE REPAIRS TO THE DISABLED AND ELDERLY FREE OF CHARGE. MORNING AND EVENING PROGRAMS HAVE BANDS AND SPEAKERS FOR THE STUDENTS.
IRS990/DisregardedEntity0false
IRS990/DistributionToDonor0false
IRS990/DocumentRetentionPolicy0true
IRS990/DonorAdvisedFunds0false
IRS990/DoNotFollowSFAS1170X
IRS990/ElectionOfBoardMembers0false
IRS990/ExcessBenefitTransaction0false
IRS990/ExcessBusinessHoldings0false
IRS990/Expense054870
IRS990/FamilyOrBusinessRelationship0true
IRS990/FederalGrantAuditRequired0false
IRS990/FeesForServicesLegal/ManagementAndGeneral0850
IRS990/FeesForServicesLegal/Total0850
IRS990/ForeignActivities0false
IRS990/ForeignFinancialAccount0false
IRS990/ForeignOffice0false
IRS990/Form1098CFiled0false
IRS990/Form8282PropertyDisposedOf0false
IRS990/Form8899Filed0false
IRS990/Form990PartVIISectionA/AverageHoursPerWeek025.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek125.00
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector0X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector1X
IRS990/Form990PartVIISectionA/NamePerson0JAMES UNDERWOOD
IRS990/Form990PartVIISectionA/NamePerson1MARIE UNDERWOOD
IRS990/Form990PartVIISectionA/Officer0X
IRS990/Form990PartVIISectionA/Officer1X
IRS990/Form990PartVIISectionA/OtherCompensation09329
IRS990/Form990PartVIISectionA/OtherCompensation19000
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization09329
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization19000
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs00
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs10
IRS990/Form990PartVIISectionA/Title0PRESIDENT
IRS990/Form990PartVIISectionA/Title1VICE PRESIDENT
IRS990/Form990ProvidedToGoverningBody0true
IRS990/FormersListed0false
IRS990/FSAudited0false
IRS990/FundraisingActivities0false
IRS990/FundsToPayPremiums0false
IRS990/Gaming0false
IRS990/GrantsAndSimilarAmntsCY01666
IRS990/GrantsToDomesticOrgs/ProgramServices01666
IRS990/GrantsToDomesticOrgs/Total01666
IRS990/GrantsToIndividuals0false
IRS990/GrantsToOrganizations0false
IRS990/GrantToRelatedPerson0false
IRS990/GrossReceipts084482
IRS990/GroupReturnForAffiliates0false
IRS990/Hospital0false
IRS990/IndependentAuditFinancialStmt0false
IRS990/IndoorTanningServices0false
IRS990/InfoInScheduleOPartVI0X
IRS990/InitialReturn0X
IRS990/Insurance/ProgramServices03085
IRS990/Insurance/Total03085
IRS990/InvestmentIncomeCurrentYear00
IRS990/InvestmentInJointVenture0false
IRS990/LandBuildingsEquipmentBasis03516
IRS990/LandBuildingsEquipmentBasisNet/EOY03516
IRS990/LoanToOfficerOrDQP0false
IRS990/LobbyingActivities0false
IRS990/LocalChapters0false
IRS990/MaterialDiversionOrMisuse0false
IRS990/MembersOrStockholders0false
IRS990/MethodOfAccountingCash0X
IRS990/MinutesOfCommittees0true
IRS990/MinutesOfGoverningBody0true
IRS990/MissionDescription0LOUD & CLEAR IS A MINISTRY TO HELP CHURCHES EFFECTIVELY COMMUNICATE THE LOVE OF CHRIST. THIS IS ACCOMPLISHED BY CAMPS CALLED ILLUMINATE AND OFFERING SERVICES SUCH AS SPEAKING AT RETREATS, CONFERENCES, FESTIVALS, AND OTHER EVENTS FOR YOUTHS AND YOUNG ADULTS.
IRS990/MoreThan5000KToIndividuals0false
IRS990/MoreThan5000KToOrganizations0false
IRS990/NameOfPrincipalOfficerPerson0JAMES UNDERWOOD
IRS990/NbrIndependentVotingMembers00
IRS990/NbrVotingGoverningBodyMembers05
IRS990/NbrVotingMembersGoverningBody05
IRS990/NetAssetsOrFundBalancesEOY04364
IRS990/NetUnrelatedBusinessTxblIncome00
IRS990/NonDeductibleContributions0false
IRS990/NumberFormsTransmittedWith109600
IRS990/NumberIndependentVotingMembers00
IRS990/NumberIndividualsGT100K00
IRS990/NumberOfEmployees00
IRS990/NumberW2GIncluded00
IRS990/Occupancy/ProgramServices018517
IRS990/Occupancy/Total018517
IRS990/OfficerEntityWithBsnssRltnshp0false
IRS990/OfficerMailingAddress0false
IRS990/Organization501c30X
IRS990/OtherExpensesCurrentYear055373
IRS990/OtherExpenses/Description0FOOD
IRS990/OtherExpenses/Description1AUTO TRAVEL
IRS990/OtherExpenses/Description2SUPPLIES
IRS990/OtherExpenses/Description3TECHNOLOGY AND WORKSITE
IRS990/OtherExpenses/ManagementAndGeneral02681
IRS990/OtherExpenses/ProgramServices010763
IRS990/OtherExpenses/ProgramServices13603
IRS990/OtherExpenses/ProgramServices26504
IRS990/OtherExpenses/ProgramServices33572
IRS990/OtherExpenses/Total013444
IRS990/OtherExpenses/Total13603
IRS990/OtherExpenses/Total26504
IRS990/OtherExpenses/Total33572
IRS990/OtherRevenueCurrentYear00
IRS990/OtherSalariesAndWages/ProgramServices04750
IRS990/OtherSalariesAndWages/Total04750
IRS990/PartialLiquidation0false
IRS990/PoliticalActivities0false
IRS990/PremiumsPaid0false
IRS990/PriorExcessBenefitTransaction0false
IRS990/ProfessionalFundraising0false
IRS990/ProgramServiceRevenue/BusinessCode0624200
IRS990/ProgramServiceRevenueCY059482
IRS990/ProgramServiceRevenue/Description0SUMMER CAMP
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome059482
IRS990/ProgramServiceRevenue/TotalRevenueColumn059482
IRS990/ProhibitedTaxShelterTrans0false
IRS990/QuidProQuoContributions0false
IRS990/ReconcilationOtherChanges00
IRS990/ReconcilationRevenueExpenses04364
IRS990/RegularMonitoringEnforcement0true
IRS990/RelatedEntity0false
IRS990/RelatedOrgControlledEntity0false
IRS990/ReportFin48Footnote0false
IRS990/ReportInvestOthSecurities0false
IRS990/ReportLandBldgEquip0true
IRS990/ReportOtherAssets0false
IRS990/ReportOtherLiabilities0false
IRS990/ReportProgRelInvest0false
IRS990/RetainedEarningsEndowmentEtc/EOY04364
IRS990/Revenue059482
IRS990/RevenuesLessExpensesCY04364
IRS990/SalariesEtcCurrentYear023079
IRS990ScheduleA/First5Years5090X
IRS990ScheduleA/GiftsGrantsContribReceived509/CurrentTaxYear025000
IRS990ScheduleA/GiftsGrantsContribReceived509/Total025000
IRS990ScheduleA/GrossReceiptsFromNonUBI/CurrentTaxYear059482
IRS990ScheduleA/GrossReceiptsFromNonUBI/Total059482
IRS990ScheduleA/PubliclySupportedOrg509a20X
IRS990ScheduleA/PublicSupportTotal509084482
IRS990ScheduleA/Total509/CurrentTaxYear084482
IRS990ScheduleA/Total509/Total084482
IRS990ScheduleA/TotalSupportTotal/CurrentTaxYear084482
IRS990ScheduleA/TotalSupportTotal/CurrentTaxYearMinus2Years00
IRS990ScheduleA/TotalSupportTotal/CurrentTaxYearMinus4Years00
IRS990ScheduleA/TotalSupportTotal/Total084482
IRS990/ScheduleBRequired0false
IRS990ScheduleD/Equipment/BookValue03516
IRS990ScheduleD/Equipment/OtherCostOrOtherBasis03516
IRS990ScheduleD/TotalOfBookValueLandBuildings03516
IRS990/ScheduleJRequired0false
IRS990ScheduleO/GeneralExplanation/Explanation0JAMES UNDERWOOD,PRESIDENT AND ELIZABETH UNDERWOOD, VP ARE MARRIED.
IRS990ScheduleO/GeneralExplanation/Explanation1COPY OF 990 REVIEWED
IRS990ScheduleO/GeneralExplanation/Explanation2CONFLICT OF INTEREST POLICY ON FILE
IRS990ScheduleO/GeneralExplanation/Explanation3COMPENSATION APPROVED
IRS990ScheduleO/GeneralExplanation/Explanation4BOARD OF DIRECTORS APPROVES COMPENSATION
IRS990ScheduleO/GeneralExplanation/Explanation5GOVERNING DOCUMENTS AVAILABLE UPON REQUEST
IRS990ScheduleO/GeneralExplanation/Identifier0O01
IRS990ScheduleO/GeneralExplanation/Identifier1O02
IRS990ScheduleO/GeneralExplanation/Identifier2O03
IRS990ScheduleO/GeneralExplanation/Identifier3O04
IRS990ScheduleO/GeneralExplanation/Identifier4O05
IRS990ScheduleO/GeneralExplanation/Identifier5O06
IRS990ScheduleO/GeneralExplanation/ReturnReference0Officer directors etc family relationship Part VI line 2
IRS990ScheduleO/GeneralExplanation/ReturnReference1Form 990 governing body review Part VI line 11
IRS990ScheduleO/GeneralExplanation/ReturnReference2Conflict of interest policy compliance Part VI line 12c
IRS990ScheduleO/GeneralExplanation/ReturnReference3CEO executive director top management comp Part VI line 15a
IRS990ScheduleO/GeneralExplanation/ReturnReference4Other officer or key employee compensation Part VI line 15b
IRS990ScheduleO/GeneralExplanation/ReturnReference5Governing documents etc available to public Part VI line 19
IRS990/ScheduleORequired0true
IRS990/School0false
IRS990/SignificantChange0false
IRS990/SignificantNewProgramServices0false
IRS990/StateLegalDomicile0TN
IRS990/StatesWhereCopyOfReturnIsFiled0TN
IRS990/TaxableDistributions0false
IRS990/TaxablePartyNotification0false
IRS990/TaxExemptBonds0false
IRS990/Terminated0false
IRS990/TermOrPermanentEndowments0false
IRS990/TheBooksAreInCareOf/AddressUS/AddressLine103064 GOLD POINT SOUTH
IRS990/TheBooksAreInCareOf/AddressUS/City0HIXSON
IRS990/TheBooksAreInCareOf/AddressUS/State0TN
IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode037343
IRS990/TheBooksAreInCareOf/NamePerson0JAMES UNDERWOOD
IRS990/TheBooksAreInCareOf/TelephoneNumber04235952775
IRS990/TotalAssets/BOY00
IRS990/TotalAssets/EOY04864
IRS990/TotalAssetsEOY04864
IRS990/TotalCompGT150K0false
IRS990/TotalContributions025000
IRS990/TotalExpensesCurrentYear080118
IRS990/TotalFunctionalExpenses/Fundraising01187
IRS990/TotalFunctionalExpenses/ManagementAndGeneral024061
IRS990/TotalFunctionalExpenses/ProgramServices054870
IRS990/TotalFunctionalExpenses/Total080118
IRS990/TotalFundrsngExpCurrentYear01187
IRS990/TotalGrossUBI00
IRS990/TotalLiabilities/BOY00
IRS990/TotalLiabilities/EOY0500
IRS990/TotalLiabilitiesEOY0500
IRS990/TotalLiabNetAssetsFundBalances/BOY00
IRS990/TotalLiabNetAssetsFundBalances/EOY04864
IRS990/TotalNbrEmployees00
IRS990/TotalNbrVolunteers0300
IRS990/TotalNetAssetsFundBalances/BOY00
IRS990/TotalNetAssetsFundBalances/EOY04364
IRS990/TotalOtherCompensation018329
IRS990/TotalProfFundrsngExpCY00
IRS990/TotalProgramServiceExpense054870
IRS990/TotalProgramServiceRevenue059482
IRS990/TotalReportableCompFrmRltdOrgs00
IRS990/TotalReportableCompFromOrg018329
IRS990/TotalRevenueCurrentYear084482
IRS990/TotalRevenue/ExclusionAmount00
IRS990/TotalRevenue/RelatedOrExemptFunctionIncome059482
IRS990/TotalRevenue/TotalRevenueColumn084482
IRS990/TotalRevenue/UnrelatedBusinessRevenue00
IRS990/TransactionRelatedEntity0false
IRS990/TransfersToExemptNonChrtblOrg0false
IRS990/TypeOfOrganizationCorporation0X
IRS990/UnrelatedBusinessIncome0false
IRS990/UponRequest0X
IRS990/WebSite0WWW.PROJECTILLUMINATE.COM
IRS990/WhistleblowerPolicy0true
IRS990/WrittenPolicyOrProcedure0false
IRS990/YearFormation02012
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/Filer/EIN0275382923
ReturnHeader/Filer/Name/BusinessNameLine10LOUD AND CLEAR
ReturnHeader/Filer/NameControl0LOUD
ReturnHeader/Filer/USAddress/AddressLine103064 GOLD POINT CIR SOUTH
ReturnHeader/Filer/USAddress/City0HIXSON
ReturnHeader/Filer/USAddress/State0TN
ReturnHeader/Filer/USAddress/ZIPCode037343
ReturnHeader/Officer/AuthorizeThirdParty0true
ReturnHeader/Officer/DateSigned02013-08-15
ReturnHeader/Officer/Name0BRIAN UNDERWOOD
ReturnHeader/Officer/Title0PRESIDENT
ReturnHeader/Preparer/DatePrepared02013-11-08
ReturnHeader/PreparerFirm/EIN0621109578
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10E J PELTON COMPANY
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine104412 BRAINERD RD
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0CHATTANOOGA
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0TN
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode037411
ReturnHeader/Preparer/Name0ERIC J PELTON
ReturnHeader/Preparer/Phone04236223156
ReturnHeader/Preparer/SelfEmployed0X
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02012-01-01
ReturnHeader/TaxPeriodEndDate02012-12-31
ReturnHeader/TaxYear02012
ReturnHeader/Timestamp02013-11-08T09:33:52-05:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings