Civic Intelligence

Access Counseling Inc.

990 • Fiscal year 2019 • EIN 27-3956519

Jan 01, 2019 to Dec 31, 2019 • Filed on Nov 19, 2020

Organization ProfileACCESSCOUNSELINGINC.ORG
633 W 5th St Ste 26001Los Angeles, CA 90071-2005

(954) 604-9109

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

97th percentile

1.77x

Higher debt load relative to assets than 97% of similar nonprofits.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2019

Liabilities / Revenue

55th percentile

0.11x

Higher debt load relative to revenue than 55% of similar nonprofits.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2019

Net Margin

45th percentile

1.5%

Higher net margin than 45% of similar nonprofits.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2019

Top Officer Pay

66th percentile

$95,000

Higher top officer pay than 66% of similar nonprofits.

Top officer pay equals 2.7% of source-year revenue.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2019

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2019

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2019

Balance Sheet
Liabilities / Assets97th percentile

Assets

Up

$226,935

Up $107,973 (+91%) from 2013

Net Assets

Up

-$174,297

Up $512,790 (+75%) from 2013

Liabilities

Down

$401,232

Down $404,817 (-50%) from 2013

Revenue And Expenses
Liabilities / Revenue55th percentileNet Margin45th percentile

Revenue

Up

$3,515,687

Up $89,574 (+2.6%) from 2013

Expenses

Down

$3,461,387

Down $167,374 (-4.6%) from 2013

Net Income

Up

$54,300

Up $256,948 (+127%) from 2013

Historical Trend

Balance Sheet Trend

Asset GrowthScore unavailable

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$4.0M$2.0M$0-$2.0M-$4.0MAssets 2012: $41,693Liabilities 2012: $526,132Net Assets 2012: -$484,4392012Assets 2013: $118,962Liabilities 2013: $806,049Net Assets 2013: -$687,0872013Assets 2019: $226,935Liabilities 2019: $401,232Net Assets 2019: -$174,2972019Assets 2020: $333,620Liabilities 2020: $875,774Net Assets 2020: -$542,1542020Assets 2021: $878,879Liabilities 2021: $1,828,467Net Assets 2021: -$949,5882021Assets 2022: $574,636Liabilities 2022: $2,199,582Net Assets 2022: -$1,624,9462022Assets 2023: $474,997Liabilities 2023: $2,581,709Net Assets 2023: -$2,106,7122023Assets 2024: $401,565Liabilities 2024: $2,824,506Net Assets 2024: -$2,422,9412024

Highlighted filing

2019

Assets$226,935
Liabilities$401,232
Net Assets-$174,297
Open 2019 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$2.0M$0-$2.0MExpenses 2012: $2,624,9832012Revenue 2013: $3,426,113Expenses 2013: $3,628,761Net Income 2013: -$202,6482013Revenue 2019: $3,515,687Expenses 2019: $3,461,387Net Income 2019: $54,3002019Revenue 2020: $3,469,986Expenses 2020: $3,837,844Net Income 2020: -$367,8582020Revenue 2021: $2,910,345Expenses 2021: $3,317,779Net Income 2021: -$407,4342021Revenue 2022: $2,506,588Expenses 2022: $3,181,946Net Income 2022: -$675,3582022Revenue 2023: $2,678,184Expenses 2023: $3,159,950Net Income 2023: -$481,7662023Revenue 2024: $2,158,050Expenses 2024: $2,474,279Net Income 2024: -$316,2292024

Highlighted filing

2019

Revenue$3,515,687
Expenses$3,461,387
Net Income$54,300
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Nov 19, 2020
Return Version
2019v5.0
Gross Receipts
$3,515,687
Mission and Program Overview

Mission

The company is a nonprofit organization that operates for the primary purpose of providing personal financial education. The company is approved to issue certificates in compliance with the bankruptcy code. Aprroval does not endorse or assure the quality of an agency's services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$35,588$133,205▲ $97,617
Accounts Receivable$33,684$35,073▲ $1,389
Cash and Non-Interest-Bearing Accounts$67,973$29,263▼ $38,710
Receivables From Officers Etc$6,000$6,000→ $0
Savings and Temporary Cash Investments$0$0→ $0
Other Notes and Loans Receivable, Net$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Prepaid Expenses and Deferred Charges$0$0→ $0
Total Assets$166,393$226,935▲ $60,542
Other Assets Total$23,148$23,394▲ $246
Liabilities
Accounts Payable and Accrued Expenses$394,990$401,232▲ $6,242
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Other Liabilities$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$394,990$401,232▲ $6,242
Net Assets / Fund Balance
Net Assets With Donor Restrictions$0$0→ $0
Net Assets Without Donor Restrictions$-228,597$-174,297▲ $54,300
Total Net Assets Fund Balance$-228,597$-174,297▲ $54,300
Total Liabilities and Net Assets / Fund Balance$166,393$226,935▲ $60,542

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$133,205$0$97,617
Buildings$0$0$0
Other Land Buildings$0$0$0
Land$0-$0
Leasehold Improvements$0$0$0
Other Assets Org$23,394--
Compensation and Service Providers
Top Officer Pay66th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Alberto DuarteVP SecretaryFT$95,000$95,000
Gary JemelianPres CEO DirectorPT$44,333$44,333

Board Members and Trustees

NameTitle
Bob MooreDirector
Karen HuntDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,515,687
Investment Income
$0
Other Revenue
$0
All Other Contributions
$0
Change in Net Assets
$54,300

Audited Revenue Reconciliation

Revenue per Audited Statements
$3,515,687
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$3,515,687
Total Revenue per Form 990
$3,515,687
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,064,297
Salaries, Compensation, and Employee Benefits$1,397,090
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$1,160,977$0$0$1,160,977
Information Technology$821,746$0$0$821,746
Office Expenses$0$323,684$0$323,684
Advertising$237,691$0$0$237,691
Current Officers, Directors, Trustees, and Key Employees$0$139,333$0$139,333
Occupancy$0$126,901$0$126,901
Payroll Taxes$74,580$0$0$74,580
Other Expenses$0$59,190$0$59,190
Other Employee Benefits$0$22,200$0$22,200
Depreciation Depletion$12,117$0$0$12,117
Travel$0$10,782$0$10,782
Conferences and Meetings$10,311$0$0$10,311
Total Functional Expenses$2,779,297$682,090$0$3,461,387

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$3,461,387
Total Expenses per Audited Statements$3,461,387
Total Expenses per Form 990$3,461,387
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$6,000$6,000→ $0
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Part VI, Section B, Line 11B

“The ceo offers his recommendations for acceptance of the fom 990 to the board of directors. The board approves or denies his recommendations”

Part VI, Section B, Line 12C

“Board of directors meet as needed to review conflicts as they arise.”

Part VI, Section B, Line 15

“| Name of the Person:, The process used to establish compensation of the person who served in:|, The year in which this process was last undertaken:| BOARD OF DIRECTORS, THE CEO OFFERS HIS RECOMMENDATIONS FOR SALARY CHANGES TO THE BOARD OF DIRECTORS. THE BOARD APPROVES OR DENIES HIS RECOMMENDATIONS, 2019|”

Part VI, Section C, Line 19

“The governing document, conflict of interest policy, and financial statements are made available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Access Counseling Inc
EIN
27-3956519
In Care Of
% GARY JEMELIAN
Phone
9546049109
Address
633 W 5TH ST STE 26001, LOS ANGELES, CA 90071-2005

Signing Officer

Name
Gary Jemelian
Title
CEO
Phone
9546049109
Signed
2020-11-19
Discuss with paid preparer
No

Organization Details

Formed
2010
Legal Domicile
De
Voting Board Members
3
Independent Board Members
3
Employees
2
Volunteers
0
Raw XML AppendixShowing 400 of 541 raw XML fields

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IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt023148
IRS990/OtherAssetsTotalGrp/EOYAmt023394
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt022200
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt022200
IRS990/OtherExpensesGrp/Desc0EDUCATIONAL
IRS990/OtherExpensesGrp/Desc1TELEPHONE
IRS990/OtherExpensesGrp/Desc2MERCHANT FEES
IRS990/OtherExpensesGrp/Desc3LEGAL
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/FundraisingAmt30
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt359190
IRS990/OtherExpensesGrp/ProgramServicesAmt0173749
IRS990/OtherExpensesGrp/ProgramServicesAmt1159213
IRS990/OtherExpensesGrp/ProgramServicesAmt2128913
IRS990/OtherExpensesGrp/ProgramServicesAmt30
IRS990/OtherExpensesGrp/TotalAmt0173749
IRS990/OtherExpensesGrp/TotalAmt1159213
IRS990/OtherExpensesGrp/TotalAmt2128913
IRS990/OtherExpensesGrp/TotalAmt359190
IRS990/OtherLiabilitiesGrp/BOYAmt00
IRS990/OtherLiabilitiesGrp/EOYAmt00
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt01160977
IRS990/OtherSalariesAndWagesGrp/TotalAmt01160977
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt00
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/FundraisingAmt00
IRS990/PaymentsToAffiliatesGrp/ManagementAndGeneralAmt00
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt074580
IRS990/PayrollTaxesGrp/TotalAmt074580
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt00
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/PrincipalOfcrBusinessName/BusinessNameLine1Txt0GARY JEMELIAN
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0611710
IRS990/ProgramServiceRevenueGrp/Desc0FINANCIAL EDUCATION
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03515687
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03515687
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYExcessBenefitTransInd0false
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/FundraisingAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/ManagementAndGeneralAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/ProgramServicesAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt01737625
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt03011794
IRS990/PYRevenuesLessExpensesAmt0123797
IRS990/PYSalariesCompEmpBnftPaidAmt01150372
IRS990/PYTotalExpensesAmt02887997
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03011794
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt06000
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt06000
IRS990/ReconcilationRevenueExpnssAmt054300
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RelatedOrganizationsAmt00
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0true
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/ReservesMaintainedAmt00
IRS990/RevenueAmt03515687
IRS990/RoyaltiesGrp/FundraisingAmt00
IRS990/RoyaltiesGrp/ManagementAndGeneralAmt00
IRS990/RoyaltiesGrp/ProgramServicesAmt00
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt00
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt00
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt03011794
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt02326799
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt02448920
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt02858134
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt010645647
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.02
IRS990ScheduleA/PublicSupportPY170Pct01.00
IRS990ScheduleA/PublicSupportTotal170Amt0212913
IRS990ScheduleA/SubstantialContributorsTotAmt010432734
IRS990ScheduleA/ThirtyThrPctSuprtTestsPY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt00
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt03011794
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt02326799
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt02448920
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt02858134
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt010645647
IRS990ScheduleA/TotalSupportAmt010645647
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/AgentTrusteeEtcInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt00
IRS990ScheduleD/BuildingsGrp/DepreciationAmt00
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt00
IRS990ScheduleD/DonatedServicesUseFcltsAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt0133205
IRS990ScheduleD/EquipmentGrp/DepreciationAmt00
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt035588
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt097617
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt03461387
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0false
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt00
IRS990ScheduleD/InvestmentExpensesNotIncldAmt00

Document Assets

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Filings

Displayed year

2019 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$226,935
Liabilities
$401,232
Net assets
-$174,297
Revenue
$3,515,687
Expenses
$3,461,387
Net income
$54,300
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.40$2.82$2.42$2.16$2.47$0.32
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.47$2.58$2.11$2.68$3.16$0.48
2022Detailed filing. Detailed filing data is available for this year.$0.57$2.20$1.62$2.51$3.18$0.68
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.88$1.83$0.95$2.91$3.32$0.41
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.33$0.88$0.54$3.47$3.84$0.37
2019Detailed filing. Detailed filing data is available for this year.$0.23$0.40$0.17$3.52$3.46$0.05
2013Detailed filing. Detailed filing data is available for this year.$0.12$0.81$0.69$3.43$3.63$0.20
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.04$0.53$0.48$2.62