Liabilities / Assets
95th percentile
Higher debt load relative to assets than 95% of similar nonprofits.
Envision Housing Inc
EIN 27-3761771 • 501(c)3 • East Stroudsburg, PA
Profile
See description on Line 28 below.
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
1.58x
Liabilities / Revenue
91st percentile
Higher debt load relative to revenue than 91% of similar nonprofits.
Net Margin
11th percentile
Higher net margin than 11% of similar nonprofits.
Top Officer Pay
84th percentile
Higher top officer pay than 84% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
16th percentile
Faster asset growth than 16% of similar nonprofits.
Revenue Growth
15th percentile
Faster revenue growth than 15% of similar nonprofits.
Balance Sheet
Assets
Down$28,504
Down $40,018 (-58%) from 2019
Liabilities
Up$45,018
Up $28,549 (+173%) from 2019
Net Assets
Down-$16,514
Down $68,567 (-132%) from 2019
Revenue
Down$91,469
Down $107,582 (-54%) from 2019
Expenses
Up$162,140
Up $15,573 (+11%) from 2019
Net Income
Down-$70,671
Down $123,155 (-235%) from 2019
Trend Graphs
Filings
Most recent year
2020 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $28,504
- Liabilities
- $45,018
- Net assets
- -$16,514
- Revenue
- $91,469
- Expenses
- $162,140
- Net income
- -$70,671
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2020 to Dec 31, 2020
- Signed
- Sep 6, 2022
- Return Version
- 2020v4.2
- Gross Receipts
- $91,469
Mission and Program Overview
Mission
See description on Line 28 below.
Program Services
| Description | Grants | Expenses |
|---|---|---|
| INTEGRA PROVIDES CREDIT COUNSELINGTO INDIVIDUALS AND SMALL BUSINESSES | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| CHARLES J STECKER JR | Executive Director | FT | $32,800 | - | $32,800 |
Filing and Contact Details
Filer
- Filer Name
- Envision Housing Inc
- EIN
- 27-3761771
- Phone
- 5706202438
- Address
- 107 FIVE START LANE Room 2ND FL, EAST STROUDSBURG, PA 18301
Signing Officer
- Name
- Charles J Stecker Jr
- Title
- Executive Director
- Signed
- 2022-09-06
- Discuss with paid preparer
- No
Preparer
- Firm
- Peter a Evanofski CPA
- Address
- 480 SEVEN BRIDGE ROAD, EAST STROUDSBURG, PA 18301
- Preparer
- Peter a Evanofski
- Phone
- 5705923154
Supplemental Narrative
Additional Explanations
Form 990-EZ, Part I, Line 16, Other Expenses
“Depreciation 1,169”
Form 990-EZ, Part I, Line 16, Other Expenses
“TELEPHONE 3,348”
Form 990-EZ, Part I, Line 16, Other Expenses
“INSURANCE 5,054”
Form 990-EZ, Part I, Line 16, Other Expenses
“Business registration fees 478”
Form 990-EZ, Part I, Line 16, Other Expenses
“AUTOMOTIVE 1,323”
Form 990-EZ, Part I, Line 16, Other Expenses
“DUES AND MEMBERSHIPS 95”
Form 990-EZ, Part I, Line 16, Other Expenses
“PROGRAM EXPENSES 9,698”
Form 990-EZ, Part I, Line 16, Other Expenses
“BANK FEES 129”
Form 990-EZ, Part I, Line 20, Net Assets
“Beginning balance adjustment 2,104”
Form 990-EZ, Part II, Line 24, Other Assets
“ACCOUNTS RECEIVABLE Beginning of year 12,449, End of year 0”
Form 990-EZ, Part II, Line 24, Other Assets
“SECURITTY DEPOSIT AND ADVANCES Beginning of year 2,063, End of year 0”
Form 990-EZ, Part II, Line 24, Other Assets
“LOANS RECEIVABLE Beginning of year 3,712, End of year 0”
Form 990-EZ, Part II, Line 26, Liabilities
“LOAN FROM SUPPORTER Beginning of year 1,420, End of year 0”
Form 990-EZ, Part II, Line 26, Liabilities
“ACCOUNTS PAYABLE Beginning of year 12,972, End of year 40,564”
Form 990-EZ, Part II, Line 26, Liabilities
“PPP LOAN Beginning of year 2,077, End of year 4,454”
Raw XML Appendix169 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | CHARLES J STECKER JR |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 5706202438 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 107 FIVE STAR LN 2ND FL |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | EAST STROUDSBURG |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | PA |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 18301 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 45955 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 25425 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 54341 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -70671 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 1200 |
| IRS990EZ/FiledScheduleAInd | 0 | true |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form720FiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 68522 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 28504 |
| IRS990EZ/GrossReceiptsAmt | 0 | 91469 |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 100 |
| IRS990EZ/LandAndBuildingsGrp/BOYAmt | 0 | 4343 |
| IRS990EZ/LandAndBuildingsGrp/EOYAmt | 0 | 3079 |
| IRS990EZ/LobbyingActivitiesInd | 0 | false |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 52053 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | -16514 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 52053 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | -16514 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 35747 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 045.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 32800 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | CHARLES J STECKER JR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | EXECUTIVE DIRECTOR |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 18224 |
| IRS990EZ/OtherChangesInNetAssetsAmt | 0 | 2104 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 21294 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | See description on Line 28 below. |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 4471 |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 37028 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | INTEGRA PROVIDES CREDIT COUNSELINGTO INDIVIDUALS AND SMALL BUSINESSES |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 99428 |
| IRS990EZ/SchoolOperatingInd | 0 | false |
| IRS990EZ/StatesWhereCopyOfReturnIsFldCd | 0 | PA |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 16469 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 45018 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TaxImposedUnderIRC4911Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4912Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4955Amt | 0 | 0 |
| IRS990EZ/TotalExpensesAmt | 0 | 162140 |
| IRS990EZ/TotalRevenueAmt | 0 | 91469 |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | INTEGRAPA.ORG |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt | 0 | 54341 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt | 0 | 171620 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 159313 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 63171 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 15718 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt | 0 | 464163 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/InvestmentIncomeCYPct | 0 | 0.00000 |
| IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/OtherIncome509Grp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/Post1975UBTIGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/PubliclySupportedOrg509a2Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 0.00000 |
| IRS990ScheduleA/PublicSupportCY509Pct | 0 | 1.00000 |
| IRS990ScheduleA/PublicSupportPY509Pct | 0 | 1.00000 |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 0 |
| IRS990ScheduleA/PublicSupportTotal509Amt | 0 | 464163 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind | 0 | X |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt | 0 | 54341 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt | 0 | 171620 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 159313 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 63171 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 15718 |
| IRS990ScheduleA/Total509Grp/TotalAmt | 0 | 464163 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt | 0 | 54341 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt | 0 | 171620 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt | 0 | 159313 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt | 0 | 63171 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt | 0 | 15718 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt | 0 | 464163 |
| IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt | 0 | RESTRICTED |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Depreciation 1,169 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | TELEPHONE 3,348 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | INSURANCE 5,054 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | BUSINESS REGISTRATION FEES 478 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | AUTOMOTIVE 1,323 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | DUES AND MEMBERSHIPS 95 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | PROGRAM EXPENSES 9,698 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | BANK FEES 129 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | BEGINNING BALANCE ADJUSTMENT 2,104 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | ACCOUNTS RECEIVABLE Beginning of year 12,449, End of year 0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | SECURITTY DEPOSIT AND ADVANCES Beginning of year 2,063, End of year 0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 11 | LOANS RECEIVABLE Beginning of year 3,712, End of year 0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 12 | LOAN FROM SUPPORTER Beginning of year 1,420, End of year 0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 13 | ACCOUNTS PAYABLE Beginning of year 12,972, End of year 40,564 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 14 | PPP LOAN Beginning of year 2,077, End of year 4,454 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | Form 990-EZ, Part I, Line 20, Net Assets |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | Form 990-EZ, Part II, Line 24, Other Assets |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | Form 990-EZ, Part II, Line 24, Other Assets |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 11 | Form 990-EZ, Part II, Line 24, Other Assets |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 12 | Form 990-EZ, Part II, Line 26, Liabilities |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 13 | Form 990-EZ, Part II, Line 26, Liabilities |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 14 | Form 990-EZ, Part II, Line 26, Liabilities |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd | 0 | AAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd | 0 | IAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd | 0 | 2 |
| ReturnHeader/BuildTS | 0 | 2022-09-23 18:48:47Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | false |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | CHARLES J STECKER JR |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | EXECUTIVE DIRECTOR |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2022-09-06 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | ENVISION HOUSING INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | INTE |
| ReturnHeader/Filer/EIN | 0 | 273761771 |
| ReturnHeader/Filer/PhoneNum | 0 | 5706202438 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 107 FIVE START LANE Room 2ND FL |
| ReturnHeader/Filer/USAddress/CityNm | 0 | EAST STROUDSBURG |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | PA |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 18301 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | PETER A EVANOFSKI CPA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 480 SEVEN BRIDGE ROAD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | EAST STROUDSBURG |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | PA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 18301 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 5705923154 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2022-09-06 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | PETER A EVANOFSKI |
| ReturnHeader/PreparerPersonGrp/SelfEmployedInd | 0 | X |
| ReturnHeader/ReturnTs | 0 | 2022-09-06T01:02:01-00:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm | 0 | CHARLES J |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm | 0 | STECKER JR |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2020-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2020-12-31 |
| ReturnHeader/TaxYr | 0 | 2020 |
Document Assets
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