Liabilities / Assets
96th percentile
Higher debt load relative to assets than 96% of similar nonprofits.
Integra Home Counseling Inc
990EZ • Fiscal year 2020 • EIN 27-3761771
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
1.58x
Liabilities / Revenue
90th percentile
Higher debt load relative to revenue than 90% of similar nonprofits.
Net Margin
9th percentile
Higher net margin than 9% of similar nonprofits.
Top Officer Pay
87th percentile
Higher top officer pay than 87% of similar nonprofits.
Top officer pay equals 35.9% of source-year revenue.
Asset Growth
7th percentile
Faster asset growth than 7% of similar nonprofits.
Revenue Growth
20th percentile
Faster revenue growth than 20% of similar nonprofits.
Balance Sheet
Assets
Down$28,504
Down $40,018 (-58%) from 2019
Net Assets
Down-$16,514
Down $68,567 (-132%) from 2019
Liabilities
Up$45,018
Up $28,549 (+173%) from 2019
Revenue And Expenses
Revenue
Down$91,469
Down $107,582 (-54%) from 2019
Expenses
Up$162,140
Up $15,573 (+11%) from 2019
Net Income
Down-$70,671
Down $123,155 (-235%) from 2019
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2020 to Dec 31, 2020
- Signed
- Sep 6, 2022
- Return Version
- 2020v4.2
- Gross Receipts
- $91,469
Mission and Program Overview
Mission
See description on Line 28 below.
Program Services
| Description | Grants | Expenses |
|---|---|---|
| INTEGRA PROVIDES CREDIT COUNSELINGTO INDIVIDUALS AND SMALL BUSINESSES | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| CHARLES J STECKER JR | Executive Director | FT | $32,800 | - | $32,800 |
Filing and Contact Details
Filer
- Filer Name
- Envision Housing Inc
- EIN
- 27-3761771
- Phone
- 5706202438
- Address
- 107 FIVE START LANE Room 2ND FL, EAST STROUDSBURG, PA 18301
Signing Officer
- Name
- Charles J Stecker Jr
- Title
- Executive Director
- Signed
- 2022-09-06
- Discuss with paid preparer
- No
Preparer
- Firm
- Peter a Evanofski CPA
- Address
- 480 SEVEN BRIDGE ROAD, EAST STROUDSBURG, PA 18301
- Preparer
- Peter a Evanofski
- Phone
- 5705923154
Supplemental Narrative
Additional Explanations
Form 990-EZ, Part I, Line 16, Other Expenses
“Depreciation 1,169”
Form 990-EZ, Part I, Line 16, Other Expenses
“TELEPHONE 3,348”
Form 990-EZ, Part I, Line 16, Other Expenses
“INSURANCE 5,054”
Form 990-EZ, Part I, Line 16, Other Expenses
“Business registration fees 478”
Form 990-EZ, Part I, Line 16, Other Expenses
“AUTOMOTIVE 1,323”
Form 990-EZ, Part I, Line 16, Other Expenses
“DUES AND MEMBERSHIPS 95”
Form 990-EZ, Part I, Line 16, Other Expenses
“PROGRAM EXPENSES 9,698”
Form 990-EZ, Part I, Line 16, Other Expenses
“BANK FEES 129”
Form 990-EZ, Part I, Line 20, Net Assets
“Beginning balance adjustment 2,104”
Form 990-EZ, Part II, Line 24, Other Assets
“ACCOUNTS RECEIVABLE Beginning of year 12,449, End of year 0”
Form 990-EZ, Part II, Line 24, Other Assets
“SECURITTY DEPOSIT AND ADVANCES Beginning of year 2,063, End of year 0”
Form 990-EZ, Part II, Line 24, Other Assets
“LOANS RECEIVABLE Beginning of year 3,712, End of year 0”
Form 990-EZ, Part II, Line 26, Liabilities
“LOAN FROM SUPPORTER Beginning of year 1,420, End of year 0”
Form 990-EZ, Part II, Line 26, Liabilities
“ACCOUNTS PAYABLE Beginning of year 12,972, End of year 40,564”
Form 990-EZ, Part II, Line 26, Liabilities
“PPP LOAN Beginning of year 2,077, End of year 4,454”
Raw XML Appendix169 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | CHARLES J STECKER JR |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 5706202438 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 107 FIVE STAR LN 2ND FL |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | EAST STROUDSBURG |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | PA |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 18301 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 45955 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 25425 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 54341 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -70671 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 1200 |
| IRS990EZ/FiledScheduleAInd | 0 | true |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form720FiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 68522 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 28504 |
| IRS990EZ/GrossReceiptsAmt | 0 | 91469 |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 100 |
| IRS990EZ/LandAndBuildingsGrp/BOYAmt | 0 | 4343 |
| IRS990EZ/LandAndBuildingsGrp/EOYAmt | 0 | 3079 |
| IRS990EZ/LobbyingActivitiesInd | 0 | false |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 52053 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | -16514 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 52053 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | -16514 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 35747 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 045.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 32800 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | CHARLES J STECKER JR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | EXECUTIVE DIRECTOR |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 18224 |
| IRS990EZ/OtherChangesInNetAssetsAmt | 0 | 2104 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 21294 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | See description on Line 28 below. |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 4471 |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 37028 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | INTEGRA PROVIDES CREDIT COUNSELINGTO INDIVIDUALS AND SMALL BUSINESSES |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 99428 |
| IRS990EZ/SchoolOperatingInd | 0 | false |
| IRS990EZ/StatesWhereCopyOfReturnIsFldCd | 0 | PA |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 16469 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 45018 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TaxImposedUnderIRC4911Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4912Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4955Amt | 0 | 0 |
| IRS990EZ/TotalExpensesAmt | 0 | 162140 |
| IRS990EZ/TotalRevenueAmt | 0 | 91469 |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | INTEGRAPA.ORG |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt | 0 | 54341 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt | 0 | 171620 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 159313 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 63171 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 15718 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt | 0 | 464163 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/InvestmentIncomeCYPct | 0 | 0.00000 |
| IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/OtherIncome509Grp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/Post1975UBTIGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/PubliclySupportedOrg509a2Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 0.00000 |
| IRS990ScheduleA/PublicSupportCY509Pct | 0 | 1.00000 |
| IRS990ScheduleA/PublicSupportPY509Pct | 0 | 1.00000 |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 0 |
| IRS990ScheduleA/PublicSupportTotal509Amt | 0 | 464163 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind | 0 | X |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt | 0 | 54341 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt | 0 | 171620 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 159313 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 63171 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 15718 |
| IRS990ScheduleA/Total509Grp/TotalAmt | 0 | 464163 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt | 0 | 54341 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt | 0 | 171620 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt | 0 | 159313 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt | 0 | 63171 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt | 0 | 15718 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt | 0 | 464163 |
| IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt | 0 | RESTRICTED |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Depreciation 1,169 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | TELEPHONE 3,348 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | INSURANCE 5,054 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | BUSINESS REGISTRATION FEES 478 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | AUTOMOTIVE 1,323 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | DUES AND MEMBERSHIPS 95 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | PROGRAM EXPENSES 9,698 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | BANK FEES 129 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | BEGINNING BALANCE ADJUSTMENT 2,104 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | ACCOUNTS RECEIVABLE Beginning of year 12,449, End of year 0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | SECURITTY DEPOSIT AND ADVANCES Beginning of year 2,063, End of year 0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 11 | LOANS RECEIVABLE Beginning of year 3,712, End of year 0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 12 | LOAN FROM SUPPORTER Beginning of year 1,420, End of year 0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 13 | ACCOUNTS PAYABLE Beginning of year 12,972, End of year 40,564 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 14 | PPP LOAN Beginning of year 2,077, End of year 4,454 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | Form 990-EZ, Part I, Line 20, Net Assets |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | Form 990-EZ, Part II, Line 24, Other Assets |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | Form 990-EZ, Part II, Line 24, Other Assets |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 11 | Form 990-EZ, Part II, Line 24, Other Assets |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 12 | Form 990-EZ, Part II, Line 26, Liabilities |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 13 | Form 990-EZ, Part II, Line 26, Liabilities |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 14 | Form 990-EZ, Part II, Line 26, Liabilities |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd | 0 | AAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd | 0 | IAL1 |
| ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd | 0 | 2 |
| ReturnHeader/BuildTS | 0 | 2022-09-23 18:48:47Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | false |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | CHARLES J STECKER JR |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | EXECUTIVE DIRECTOR |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2022-09-06 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | ENVISION HOUSING INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | INTE |
| ReturnHeader/Filer/EIN | 0 | 273761771 |
| ReturnHeader/Filer/PhoneNum | 0 | 5706202438 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 107 FIVE START LANE Room 2ND FL |
| ReturnHeader/Filer/USAddress/CityNm | 0 | EAST STROUDSBURG |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | PA |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 18301 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | PETER A EVANOFSKI CPA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 480 SEVEN BRIDGE ROAD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | EAST STROUDSBURG |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | PA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 18301 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 5705923154 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2022-09-06 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | PETER A EVANOFSKI |
| ReturnHeader/PreparerPersonGrp/SelfEmployedInd | 0 | X |
| ReturnHeader/ReturnTs | 0 | 2022-09-06T01:02:01-00:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm | 0 | CHARLES J |
| ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm | 0 | STECKER JR |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2020-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2020-12-31 |
| ReturnHeader/TaxYr | 0 | 2020 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2020 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $28,504
- Liabilities
- $45,018
- Net assets
- -$16,514
- Revenue
- $91,469
- Expenses
- $162,140
- Net income
- -$70,671