Civic Intelligence

Peoples Opportunity Fund

990 • Fiscal year 2019 • EIN 27-3379735

Jul 01, 2018 to Jun 30, 2019 • Filed on Mar 11, 2020

Organization Profile
3533 Empleo StreetSan Luis Obispo, CA 93401

(805) 781-3088

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

61st percentile

0.08x

Higher debt load relative to assets than 61% of similar nonprofits.

2019 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2019

Liabilities / Revenue

92nd percentile

1.36x

Higher debt load relative to revenue than 92% of similar nonprofits.

2019 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2019

Net Margin

97th percentile

84%

Higher net margin than 97% of similar nonprofits.

2019 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2019

Top Officer Pay

50th percentile

$0

Higher top officer pay than 50% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2019 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2019

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2019

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2019

Balance Sheet
Liabilities / Assets61st percentile

Assets

$975,151

No earlier filing loaded for comparison.

Net Assets

$901,415

No earlier filing loaded for comparison.

Liabilities

$73,736

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / Revenue92nd percentileNet Margin97th percentile

Revenue

$54,222

No earlier filing loaded for comparison.

Expenses

$8,436

No earlier filing loaded for comparison.

Net Income

$45,786

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset GrowthScore unavailable

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5M$1.0M$500K$0Assets 2019: $975,151Liabilities 2019: $73,736Net Assets 2019: $901,4152019Assets 2021: $1,270,748Liabilities 2021: $75,163Net Assets 2021: $1,195,5852021Assets 2022: $1,389,050Liabilities 2022: $82,736Net Assets 2022: $1,306,3142022

Highlighted filing

2019

Assets$975,151
Liabilities$73,736
Net Assets$901,415
Open 2019 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$150K$100K$50K$0Revenue 2019: $54,222Expenses 2019: $8,436Net Income 2019: $45,7862019Revenue 2021: $151,412Expenses 2021: $11,889Net Income 2021: $139,5232021Revenue 2022: $120,228Expenses 2022: $9,499Net Income 2022: $110,7292022

Highlighted filing

2019

Revenue$54,222
Expenses$8,436
Net Income$45,786
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2018 to Jun 30, 2019
Signed
Mar 11, 2020
Return Version
2018v3.1
Gross Receipts
$54,222
Mission and Program Overview

Mission

To promote community development by creating social and economic opportunities for low to moderate income individuals, households, underserved or marginalized peoples and entities in economically distressed communities.

To promote community development by creating social and economic opportunities for low to moderate income individuals, households, underserved peoples and entities in economically distressed communities.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Program Related$456,664$491,934▲ $35,270
Cash and Non-Interest-Bearing Accounts$403,443$413,869▲ $10,426
Savings and Temporary Cash Investments$69,258$69,348▲ $90
Total Assets$929,365$975,151▲ $45,786
Liabilities
Other Liabilities$68,736$68,736→ $0
Accounts Payable and Accrued Expenses$5,000$5,000→ $0
Total Liabilities$73,736$73,736→ $0
Net Assets / Fund Balance
Unrestricted Net Assets$855,629$901,415▲ $45,786
Total Net Assets Fund Balance$855,629$901,415▲ $45,786
Total Liabilities and Net Assets / Fund Balance$929,365$975,151▲ $45,786

Asset Categories

AssetBook ValueDepreciationBasis
Investment Program Related Org$491,934--
Compensation and Service Providers
Top Officer Pay50th percentile

Board Members and Trustees

NameTitle
Ken TrigueiroChairperson
John FowlerPresident
Sheryl FloresVice Chairperson
Jerry RiouxVice President
Annette SchlosserAssistant Secretary
Griffin MooreAssistant Treasurer
Scott SmithSecretary
Monica de MallevilleTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$54,222
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$45,786

Audited Revenue Reconciliation

Revenue per Audited Statements
$54,222
Total Revenue per Audited Statements
$54,222
Total Revenue per Form 990
$54,222
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$8,436
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Accounting-$8,299-$8,299
Travel$61--$61
All Other Expenses-$50-$50
Office Expenses$26--$26
Total Functional Expenses$87$8,349$0$8,436

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$8,436
Total Expenses per Audited Statements$8,436
Total Expenses per Form 990$8,436
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Federal income taxes$68,736
Due to grantor-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“The form is reviewed by the President, Assistant Treasurer and Vice Chair”

Form 990, Part VI, Section B, Line 12C

“Conflict of interest letters are signed by officers,directors, trustees and key employees and the board reviews conflicts , if any.”

Form 990, Part VI, Section B, Line 15A 15B

“The organization does not have any employees.”

Form 990, Part VI, Section C, Line 19

“The organization makes its governing documents, conflict of interest policy and financial statements available upon request.”

Filing and Contact Details

Filer

Filer Name
Peoples Opportunity Fund
EIN
27-3379735
Phone
8057813088
Address
3533 EMPLEO STREET, SAN LUIS OBISPO, CA 93401

Signing Officer

Name
Griffin Moore
Title
Assistant Treasurer
Phone
8057813088
Signed
2020-03-11
Discuss with paid preparer
Yes

Organization Details

Principal Officer
John Fowler
Formed
2010
Legal Domicile
CA
Voting Board Members
5
Independent Board Members
5
Employees
0
Volunteers
7

Preparer

Firm
Izabal Bernaciak & Company
Address
388 Market Street Suite 888, San Francisco, CA 94111
Preparer
Robert Izabal
Phone
4158965551
Supplemental Narrative

Financial Statement Notes

X 2

“POF is exempt from taxation under Internal Revenue Code Section 501c3 and California Revenue and Taxation Code Section 23701d. Accordingly, no provision for income taxes is included in the accompanying financial statements. Management believes POF has no uncertain tax positions as of June 30, 2019.”

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IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0POF is exempt from taxation under Internal Revenue Code Section 501c3 and California Revenue and Taxation Code Section 23701d. Accordingly, no provision for income taxes is included in the accompanying financial statements. Management believes POF has no uncertain tax positions as of June 30, 2019.
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ReturnHeader/BusinessOfficerGrp/PhoneNum08057813088
ReturnHeader/BusinessOfficerGrp/SignatureDt02020-03-11
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ReturnHeader/FilingSecurityInformation/IPTm017:12:47
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Izabal Bernaciak & Company
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0388 Market Street Suite 888
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0San Francisco
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ReturnHeader/PreparerPersonGrp/PhoneNum04158965551
ReturnHeader/PreparerPersonGrp/PreparationDt02020-03-11
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Robert Izabal
ReturnHeader/ReturnTs02020-03-11T12:24:47-00:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02018-07-01
ReturnHeader/TaxPeriodEndDt02019-06-30
ReturnHeader/TaxYr02018

Document Assets

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Filings

Displayed year

2019 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$975,151
Liabilities
$73,736
Net assets
$901,415
Revenue
$54,222
Expenses
$8,436
Net income
$45,786
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.39$0.08$1.31$0.12$0.01$0.11
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.27$0.08$1.20$0.15$0.01$0.14
2019Detailed filing. Detailed filing data is available for this year.$0.98$0.07$0.90$0.05$0.01$0.05