Civic Intelligence

1387 Nueva Esperanza

990 • Fiscal year 2021 • EIN 27-2873365

Jan 01, 2021 to Dec 31, 2021 • Filed on Mar 29, 2022

Organization Profilewww.nuevaesperanzaccu.org
1638 Broadway St Lower LevelToledo, OH 43609

(419) 438-5490

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

65th percentile

0.85x

Higher debt load relative to assets than 65% of similar nonprofits.

2021 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2021

Liabilities / Revenue

21st percentile

7.20x

Higher debt load relative to revenue than 21% of similar nonprofits.

2021 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2021

Net Margin

100th percentile

67%

Higher net margin than 100% of similar nonprofits.

2021 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2021

Top Officer Pay

87th percentile

$59,250

Higher top officer pay than 87% of similar nonprofits.

Top officer pay equals 11.1% of source-year revenue.

2021 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2021

Asset Growth

99th percentile

73%

Faster asset growth than 99% of similar nonprofits.

2021 filings • 501(c)14 • $1M-$5M nonprofits • Annualized from 2020 to 2021

Revenue Growth

99th percentile

129%

Faster revenue growth than 99% of similar nonprofits.

2021 filings • 501(c)14 • $1M-$5M nonprofits • Annualized from 2020 to 2021

Balance Sheet
Liabilities / Assets65th percentile

Assets

Up

$4,497,184

Up $1,891,696 (+73%) from 2020

Net Assets

Up

$654,811

Up $355,781 (+119%) from 2020

Liabilities

Up

$3,842,373

Up $1,535,915 (+67%) from 2020

Revenue And Expenses
Liabilities / Revenue21st percentileNet Margin100th percentile

Revenue

Up

$533,736

Up $300,876 (+129%) from 2020

Expenses

Up

$177,955

Up $30,869 (+21%) from 2020

Net Income

Up

$355,781

Up $270,007 (+315%) from 2020

Historical Trend

Balance Sheet Trend

Asset Growth99th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$6.0M$4.0M$2.0M$0Assets 2020: $2,605,488Liabilities 2020: $2,306,458Net Assets 2020: $299,0302020Assets 2021: $4,497,184Liabilities 2021: $3,842,373Net Assets 2021: $654,8112021Assets 2022: $4,552,192Liabilities 2022: $2,522,419Net Assets 2022: $2,029,7732022Assets 2023: $4,522,004Liabilities 2023: $2,484,868Net Assets 2023: $2,037,1362023Assets 2024: $4,399,896Liabilities 2024: $2,388,008Net Assets 2024: $2,011,8882024

Highlighted filing

2021

Assets$4,497,184
Liabilities$3,842,373
Net Assets$654,811
Open 2021 Filing

Operations Trend

Revenue Growth99th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.5M$1.0M$500K$0-$500KRevenue 2020: $232,860Expenses 2020: $147,086Net Income 2020: $85,7742020Revenue 2021: $533,736Expenses 2021: $177,955Net Income 2021: $355,7812021Revenue 2022: $1,615,684Expenses 2022: $240,720Net Income 2022: $1,374,9642022Revenue 2023: $244,400Expenses 2023: $237,037Net Income 2023: $7,3632023Revenue 2024: $201,704Expenses 2024: $226,952Net Income 2024: -$25,2482024

Highlighted filing

2021

Revenue$533,736
Expenses$177,955
Net Income$355,781
Open 2021 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Dec 31, 2021
Signed
Mar 29, 2022
Return Version
2021v4.0
Gross Receipts
$533,736
Mission and Program Overview

Mission

See Page one of return

To provide basic financial services and education to persons who live, work, worship, matriculate, or volunteer in Lucas County Ohio. The credit union focuses on the latino community of South Toledo, OH.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$623,184$2,400,093▲ $1,776,909
Other Notes and Loans Receivable, Net$1,917,738$2,036,784▲ $119,046
Rtn Earn Endowment Incm Other Fnds$299,030$654,811▲ $355,781
Cash and Non-Interest-Bearing Accounts$29,932$24,062▼ $5,870
Land, Buildings, and Equipment, Net$2,802$1,285▼ $1,517
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$2,605,488$4,497,184▲ $1,891,696
Other Assets Total$31,832$34,960▲ $3,128
Liabilities
Other Liabilities$2,305,853$2,406,197▲ $100,344
Accounts Payable and Accrued Expenses$605$1,436,176▲ $1,435,571
Total Liabilities$2,306,458$3,842,373▲ $1,535,915
Net Assets / Fund Balance
Total Net Assets Fund Balance$299,030$654,811▲ $355,781
Total Liabilities and Net Assets / Fund Balance$2,605,488$4,497,184▲ $1,891,696

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$1,285$0$1,285
Buildings$0$0$0
Other Land Buildings$0$0$0
Land$0-$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer Pay87th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Sue CuevasChief Executive OfficerFT$59,250$59,250

Board Members and Trustees

NameTitle
Adam MartinezBoard Chair
Aleia JonesBoard Member
Rosie DunlapBoard Member
Roberto MartinezTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$400,000
Program Service Revenue
$133,736
Investment Income
$0
Other Revenue
$0
All Other Contributions
$0
Change in Net Assets
$355,781
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$92,035
Other Expenses$85,920
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$59,250
Office Expenses---$39,377
Information Technology---$33,274
Other Salaries and Wages---$32,785
Occupancy---$5,729
Conferences and Meetings---$2,927
Other Expenses---$2,702
Insurance---$1,877
All Other Expenses---$34
Total Functional Expenses$0$0$0$177,955
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member and Non-Member Deposits$2,406,197
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
Yes

Governance Explanations

Form 990, Part VI, Section A, Line 3

“Accounting and data processing are provided by Area Financial Services.”

Form 990, Part VI, Section A, Line 6

“The credit union is a cooperative. Members purchase a $5.00 membership share to receive services.”

Form 990, Part VI, Section A, Line 7A

“Each member in good standing of the credit union has one vote for the election of the board of directors.”

Form 990, Part VI, Section A, Line 7B

“Merger with another organization.”

Form 990, Part VI, Section A, Line 8B

“No committees have authority to take action without approval of the full board of directors.”

Form 990, Part VI, Section B, Line 11B

“Filing is shared with board and officers before filing.”

Form 990, Part VI, Section B, Line 15

“Salary survey information from comparable organizations is utilized.”

Form 990, Part VI, Section C, Line 19

“Items are available for inspection at the business office during regular business hours.”

Filing and Contact Details

Filer

Filer Name
1387 Nueva Esperanza
EIN
27-2873365
Phone
4194385490
Address
1638 Broadway St Lower Level, TOLEDO, OH 43609

Signing Officer

Name
Sue Cuevas
Title
President/CEO
Phone
4197209530
Signed
2022-03-29

Organization Details

Principal Officer
Sue Cuevas
Formed
2010
Legal Domicile
Oh
Voting Board Members
4
Independent Board Members
4
Employees
3
Volunteers
5
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“Accounting and Data Processing”

Raw XML Appendix363 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0605
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt01436176
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0To provide basic financial services and education to persons who live, work, worship, matriculate, or volunteer in Lucas County Ohio. The credit union focuses on the latino community of South Toledo, OH.
IRS990/AdvertisingGrp/TotalAmt00
IRS990/AllOtherContributionsAmt00
IRS990/AllOtherExpensesGrp/TotalAmt034
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BackupWthldComplianceInd01
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0Sue Cuevas
IRS990/BooksInCareOfDetail/PhoneNum04197209530
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01638 Broadway St Lower Level
IRS990/BooksInCareOfDetail/USAddress/CityNm0TOLEDO
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OH
IRS990/BooksInCareOfDetail/USAddress/ZIPCd043609
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt029932
IRS990/CashNonInterestBearingGrp/EOYAmt024062
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt059250
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt02927
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContriRptFundraisingEventAmt00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt0400000
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt00
IRS990/CYOtherExpensesAmt085920
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0133736
IRS990/CYRevenuesLessExpensesAmt0355781
IRS990/CYSalariesCompEmpBnftPaidAmt092035
IRS990/CYTotalExpensesAmt0177955
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0533736
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd01
IRS990/DepreciationDepletionGrp/TotalAmt00
IRS990/Desc0see page one of return
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt03
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FederatedCampaignsAmt00
IRS990/FeesForServicesAccountingGrp/TotalAmt00
IRS990/FeesForServicesLegalGrp/TotalAmt00
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt00
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/PersonNm0Sue Cuevas
IRS990/Form990PartVIISectionAGrp/PersonNm1Aleia Jones
IRS990/Form990PartVIISectionAGrp/PersonNm2Rosie Dunlap
IRS990/Form990PartVIISectionAGrp/PersonNm3Adam Martinez
IRS990/Form990PartVIISectionAGrp/PersonNm4Roberto Martinez
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt059250
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/TitleTxt0Chief Executive Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt1Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt2Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt3Board Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt4Treasurer
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr02010
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/FundraisingAmt00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt04
IRS990/GovernmentGrantsAmt0400000
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0533736
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt04
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt033274
IRS990/InsuranceGrp/TotalAmt01877
IRS990/InterestGrp/TotalAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt00
IRS990/LandBldgEquipBasisNetGrp/BOYAmt02802
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01285
IRS990/LandBldgEquipCostOrOtherBssAmt01285
IRS990/LegalDomicileStateCd0OH
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembershipDuesAmt00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd00
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0See Page one of return
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0299030
IRS990/NetAssetsOrFundBalancesEOYAmt0654811
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoncashContributionsAmt00
IRS990/NondeductibleContributionsInd01
IRS990/NondeductibleContriDisclInd01
IRS990/OccupancyGrp/TotalAmt05729
IRS990/OfficeExpensesGrp/TotalAmt039377
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt031832
IRS990/OtherAssetsTotalGrp/EOYAmt034960
IRS990/OtherEmployeeBenefitsGrp/TotalAmt00
IRS990/OtherExpensesGrp/Desc0Loan Servicing
IRS990/OtherExpensesGrp/TotalAmt02702
IRS990/OtherLiabilitiesGrp/BOYAmt02305853
IRS990/OtherLiabilitiesGrp/EOYAmt02406197
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt032785
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt01917738
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt02036784
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0Sue Cuevas
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/Desc0Community Financial Services
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0133736
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0133736
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0127288
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt074555
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0105572
IRS990/PYRevenuesLessExpensesAmt085774
IRS990/PYSalariesCompEmpBnftPaidAmt072531
IRS990/PYTotalExpensesAmt0147086
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0232860
IRS990/ReconcilationRevenueExpnssAmt0355781
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RelatedOrganizationsAmt00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0299030
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0654811
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0623184
IRS990/SavingsAndTempCashInvstGrp/EOYAmt02400093
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt00
IRS990ScheduleD/BuildingsGrp/DepreciationAmt00
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt01285
IRS990ScheduleD/EquipmentGrp/DepreciationAmt00
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01285
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/LandGrp/BookValueAmt00
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt02406197
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member and Non-Member Deposits
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01285
IRS990ScheduleD/TotalLiabilityAmt02406197
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Accounting and data processing are provided by Area Financial Services.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The credit union is a cooperative. Members purchase a $5.00 membership share to receive services.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Each member in good standing of the credit union has one vote for the election of the board of directors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Merger with another organization.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4No committees have authority to take action without approval of the full board of directors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Filing is shared with board and officers before filing.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Salary survey information from comparable organizations is utilized.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Items are available for inspection at the business office during regular business hours.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Accounting and Data Processing
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section A, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section A, Line 8b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section B, Line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part VI, Section C, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990, Part IX, Line 11g
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt02605488
IRS990/TotalAssetsEOYAmt04497184
IRS990/TotalAssetsGrp/BOYAmt02605488
IRS990/TotalAssetsGrp/EOYAmt04497184
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt0400000
IRS990/TotalEmployeeCnt03
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0177955
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt02306458
IRS990/TotalLiabilitiesEOYAmt03842373
IRS990/TotalLiabilitiesGrp/BOYAmt02306458
IRS990/TotalLiabilitiesGrp/EOYAmt03842373
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0299030
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0654811
IRS990/TotalOtherCompensationAmt00
IRS990/TotalOtherProgSrvcExpenseAmt00
IRS990/TotalOtherProgSrvcGrantAmt00
IRS990/TotalOtherProgSrvcRevenueAmt00
IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt00
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt00
IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalProgramServiceExpensesAmt00
IRS990/TotalProgramServiceRevenueAmt0133736
IRS990/TotalReportableCompFromOrgAmt059250
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0133736
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0533736
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt05
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt02605488
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt04497184
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01638 Broadway St
IRS990/USAddress/AddressLine2Txt0Lower Level
IRS990/USAddress/CityNm0Toledo
IRS990/USAddress/StateAbbreviationCd0OH
IRS990/USAddress/ZIPCd043607
IRS990/VotingMembersGoverningBodyCnt04
IRS990/VotingMembersIndependentCnt04
IRS990/WhistleblowerPolicyInd00
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL2
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/LastSubmissionRqrOOBCd01
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/OOBSecurityVerificationCd011
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd01
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Sue Cuevas
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President/CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum04197209530
ReturnHeader/BusinessOfficerGrp/SignatureDt02022-03-29
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt01387 NUEVA ESPERANZA
ReturnHeader/Filer/BusinessNameControlTxt01387
ReturnHeader/Filer/EIN0272873365
ReturnHeader/Filer/PhoneNum04194385490
ReturnHeader/Filer/USAddress/AddressLine1Txt01638 Broadway St Lower Level
ReturnHeader/Filer/USAddress/CityNm0TOLEDO
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OH
ReturnHeader/Filer/USAddress/ZIPCd043609
ReturnHeader/ReturnTs02022-03-29T13:45:57-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02021-01-01
ReturnHeader/TaxPeriodEndDt02021-12-31
ReturnHeader/TaxYr02021

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2021 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$4,497,184
Liabilities
$3,842,373
Net assets
$654,811
Revenue
$533,736
Expenses
$177,955
Net income
$355,781
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$4.40$2.39$2.01$0.20$0.23$0.03
2023Detailed filing. Detailed filing data is available for this year.$4.52$2.48$2.04$0.24$0.24$0.01
2022Detailed filing. Detailed filing data is available for this year.$4.55$2.52$2.03$1.62$0.24$1.37
2021Detailed filing. Detailed filing data is available for this year.$4.50$3.84$0.65$0.53$0.18$0.36
2020Detailed filing. Detailed filing data is available for this year.$2.61$2.31$0.30$0.23$0.15$0.09