Civic Intelligence

Urban Juncture Foundation

990 • Fiscal year 2019 • EIN 27-2446701

Jan 01, 2019 to Dec 31, 2019 • Filed on Oct 30, 2020

300 East 51st StreetChicago, IL 60615

(773) 891-4159

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

80th percentile

0.33x

Higher debt load relative to assets than 80% of similar nonprofits.

2019 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2019

Liabilities / Revenue

59th percentile

0.06x

Higher debt load relative to revenue than 59% of similar nonprofits.

2019 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2019

Net Margin

64th percentile

9.8%

Higher net margin than 64% of similar nonprofits.

2019 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2019

Top Officer Pay

50th percentile

$0

Higher top officer pay than 50% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2019 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2019

Asset Growth

76th percentile

19%

Faster asset growth than 76% of similar nonprofits.

2019 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2018 to 2019

Revenue Growth

89th percentile

66%

Faster revenue growth than 89% of similar nonprofits.

2019 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2018 to 2019

Assets

Up

$134,183

Up $21,493 (+19%) from 2018

Net Assets

Up

$90,306

Up $74,613 (+475%) from 2018

Liabilities

Down

$43,877

Down $53,120 (-55%) from 2018

Revenue

Up

$760,132

Up $302,960 (+66%) from 2018

Expenses

Up

$685,519

Up $224,557 (+49%) from 2018

Net Income

Up

$74,613

Up $78,403 (+2069%) from 2018

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$4.0M$3.0M$2.0M$1.0M$0Assets 2017: $21,217Liabilities 2017: $1,734Net Assets 2017: $19,4832017Assets 2018: $112,690Liabilities 2018: $96,997Net Assets 2018: $15,6932018Assets 2019: $134,183Liabilities 2019: $43,877Net Assets 2019: $90,3062019Assets 2020: $663,548Liabilities 2020: $533,265Net Assets 2020: $130,2832020Assets 2021: $784,656Liabilities 2021: $553,267Net Assets 2021: $231,3892021Assets 2022: $1,744,904Liabilities 2022: $1,108,549Net Assets 2022: $636,3552022Assets 2023: $3,181,655Liabilities 2023: $1,916,071Net Assets 2023: $1,265,5842023Assets 2024: $2,833,460Liabilities 2024: $1,264,750Net Assets 2024: $1,568,7102024

Highlighted filing

2019

Assets$134,183
Liabilities$43,877
Net Assets$90,306

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.5M$1.0M$500K$0-$500KRevenue 2017: $423,717Expenses 2017: $396,820Net Income 2017: $26,8972017Revenue 2018: $457,172Expenses 2018: $460,962Net Income 2018: -$3,7902018Revenue 2019: $760,132Expenses 2019: $685,519Net Income 2019: $74,6132019Revenue 2020: $1,072,142Expenses 2020: $1,032,165Net Income 2020: $39,9772020Revenue 2021: $1,471,797Expenses 2021: $1,370,691Net Income 2021: $101,1062021Revenue 2022: $1,726,506Expenses 2022: $1,339,540Net Income 2022: $386,9662022Revenue 2023: $1,823,052Expenses 2023: $1,193,823Net Income 2023: $629,2292023Revenue 2024: $1,746,325Expenses 2024: $1,443,199Net Income 2024: $303,1262024

Highlighted filing

2019

Revenue$760,132
Expenses$685,519
Net Income$74,613
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Oct 30, 2020
Return Version
2019v5.1
Gross Receipts
$760,132
Mission and Program Overview

Mission

The foundation provides job opportunities to its residents, quality goods and services to serve existing and secure new residents, and unique events and attractions to attract visitors. The foundation helps to stablize the community, and improve the well-being of its residents.

The Foundation advances the sustainable development of economically challenged urban neighborhoods.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$6,746$55,443▲ $48,697
Land, Buildings, and Equipment, Net$27,006$24,545▼ $2,461
Total Assets$112,690$134,183▲ $21,493
Other Assets Total$78,938$54,195▼ $24,743
Liabilities
Deferred Revenue$61,021--
Unsecured Notes Loans Payable$30,000$30,000→ $0
Accounts Payable and Accrued Expenses$5,976$13,877▲ $7,901
Total Liabilities$96,997$43,877▼ $53,120
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$15,693$90,306▲ $74,613
Total Net Assets Fund Balance$15,693$90,306▲ $74,613
Total Liabilities and Net Assets / Fund Balance$112,690$134,183▲ $21,493

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$14,286$5,714$20,000
Equipment$10,259$3,891$14,150
Other Assets Org$50,559--
Compensation and Service Providers

Board Members and Trustees

NameTitle
Bernard LoydPresident
Robert Blackwell JrDirector
Sidney DillardDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$758,760
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$1,372
All Other Contributions
$758,760
Change in Net Assets
$74,613

Noncash Contribution Practices

Reviewed unusual noncash gifts
Yes
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeContribution CountReported AmountValuation Method
Other Non Cash Contri Table1$150,000Fair Market Value
Real Estate Commercial1$22,500Fair Market Value
Total Noncash Contributions2$172,500-

Audited Revenue Reconciliation

Revenue per Audited Statements
$760,132
Total Revenue per Audited Statements
$760,132
Total Revenue per Form 990
$760,132
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$473,757
Salaries, Compensation, and Employee Benefits$211,762
Total Fundraising Expense$20,611
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$178,271$12,920$4,581$195,772
Fees for Services Management$96,810$38,190$15,000$150,000
Fees for Services Other$97,763$23,699-$121,462
Occupancy$88,344$929-$89,273
Payroll Taxes$10,463$1,585$511$12,559
Travel$7,773$1,010-$8,783
All Other Expenses$5,147$1,854$148$7,149
Other Expenses$6,868$125-$6,993
Insurance$266$5,440-$5,706
Depreciation Depletion$4,411--$4,411
Interest$1,500$2,055-$3,555
Other Employee Benefits$2,521$741$169$3,431
Office Expenses$2,434$207$202$2,843
Advertising$1,433$67-$1,500
Fees for Services Accounting$690--$690
Total Functional Expenses$564,277$100,631$20,611$685,519

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$685,519
Total Expenses per Audited Statements$685,519
Total Expenses per Form 990$685,519
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Federal income taxes-
Due to Affiliate-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

The 990 is reviewed and approved by all officers of the Organization prior to it being filed.

Form 990, Part VI, Section C, Line 19

Available upon request.

Filing and Contact Details

Filer

Filer Name
Urban Juncture Foundation
EIN
27-2446701
Phone
7738914159
Address
300 EAST 51ST STREET, Chicago, IL 60615

Signing Officer

Name
Bernard Loyd
Title
President
Signed
2020-10-30
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Bernard Loyd
Formed
2008
Legal Domicile
Il
Voting Board Members
3
Independent Board Members
3
Employees
7

Preparer

Firm
Evolve Accounting & Business Services Inc
Address
4256 ARLINGTON HEIGHTS RD STE 104, ARLINGTON HEIGHTS, IL 60004
Preparer
Michael R Sieczkowski
Phone
8477491851
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

Consultants - 65,321 outside labor - 56,141

Financial Statement Notes

IV 11F

Ujf is exempt from federal and state income taxes under section 501c3 if the internal revenue code and is not considered to be a private foundaiton. Ujf is also required to recognize or derecognize in its financial statements positions taken or expected to be taken in a tax return on a more likely than not threshold. Ujf does not believe its financial statements include any uncertain tax positions. Ujfs income tax filings for the years 2015 and thereafter remain subject to examination by the internal revenue service.

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IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt081417
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt075113
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt01797551
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IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
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IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
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IRS990ScheduleD/EquipmentGrp/DepreciationAmt03891
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt014150
IRS990ScheduleD/ExpensesSubtotalAmt0685519
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0false
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt03636
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt150559
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0DUE FROM AFFILIATES
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1RESTRICTED CASH
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IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt05714
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt020000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Federal income taxes
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1DUE TO AFFILIATE
IRS990ScheduleD/OtherSecuritiesGrp/Desc0Financial derivatives and other financial products
IRS990ScheduleD/OtherSecuritiesGrp/Desc1Closely-held equity interests
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IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0UJF IS EXEMPT FROM FEDERAL AND STATE INCOME TAXES UNDER SECTION 501C3 IF THE INTERNAL REVENUE CODE AND IS NOT CONSIDERED TO BE A PRIVATE FOUNDAITON. UJF IS ALSO REQUIRED TO RECOGNIZE OR DERECOGNIZE IN ITS FINANCIAL STATEMENTS POSITIONS TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN ON A MORE LIKELY THAN NOT THRESHOLD. UJF DOES NOT BELIEVE ITS FINANCIAL STATEMENTS INCLUDE ANY UNCERTAIN TAX POSITIONS. UJFS INCOME TAX FILINGS FOR THE YEARS 2015 AND THEREAFTER REMAIN SUBJECT TO EXAMINATION BY THE INTERNAL REVENUE SERVICE.
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IRS990ScheduleD/TotalBookValueOtherAssetsAmt054195
IRS990ScheduleD/TotalExpensesPerForm990Amt0685519
IRS990ScheduleD/TotalRevenuePerForm990Amt0760132
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0760132
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0685519
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IRS990ScheduleM/OtherNonCashContriTableGrp/ContributionCnt01
IRS990ScheduleM/OtherNonCashContriTableGrp/Desc0MANAGEMENT SERVICES
IRS990ScheduleM/OtherNonCashContriTableGrp/MethodOfDeterminingRevenuesTxt0FAIR MARKET VALUE
IRS990ScheduleM/OtherNonCashContriTableGrp/NonCashCheckboxInd0X
IRS990ScheduleM/OtherNonCashContriTableGrp/NoncashContributionsRptF990Amt0150000
IRS990ScheduleM/RealEstateCommercialGrp/ContributionCnt01
IRS990ScheduleM/RealEstateCommercialGrp/MethodOfDeterminingRevenuesTxt0FAIR MARKET VALUE
IRS990ScheduleM/RealEstateCommercialGrp/NonCashCheckboxInd0X
IRS990ScheduleM/RealEstateCommercialGrp/NoncashContributionsRptF990Amt022500
IRS990ScheduleM/ReviewProcessUnusualNCGiftsInd0true
IRS990ScheduleM/ThirdPartiesUsedInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0CONSULTANTS - 65,321 OUTSIDE LABOR - 56,141
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The 990 is reviewed and approved by all officers of the Organization prior to it being filed.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Available upon request.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part IX, Line 11g
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section C, Line 19
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IRS990/TotalFunctionalExpensesGrp/TotalAmt0685519
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt096997
IRS990/TotalLiabilitiesEOYAmt043877
IRS990/TotalLiabilitiesGrp/BOYAmt096997
IRS990/TotalLiabilitiesGrp/EOYAmt043877
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IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt090306
IRS990/TotalProgramServiceExpensesAmt0564277
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0760132
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0112690
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0134183
IRS990/TravelGrp/ManagementAndGeneralAmt01010
IRS990/TravelGrp/ProgramServicesAmt07773
IRS990/TravelGrp/TotalAmt08783
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt030000
IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt030000
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt04245 S KING DRIVE
IRS990/USAddress/CityNm0CHICAGO
IRS990/USAddress/StateAbbreviationCd0IL
IRS990/USAddress/ZIPCd060653
IRS990/VotingMembersGoverningBodyCnt03
IRS990/VotingMembersIndependentCnt03
IRS990/WebsiteAddressTxt0www.urbanjuncture.com
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02021-01-29 14:40:06Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0BERNARD LOYD
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/SignatureDt02020-10-30
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0URBAN JUNCTURE FOUNDATION
ReturnHeader/Filer/BusinessNameControlTxt0URBA
ReturnHeader/Filer/EIN0272446701
ReturnHeader/Filer/PhoneNum07738914159
ReturnHeader/Filer/USAddress/AddressLine1Txt0300 EAST 51ST STREET
ReturnHeader/Filer/USAddress/CityNm0Chicago
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
ReturnHeader/Filer/USAddress/ZIPCd060615
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId081E7E698DC30351039F5D865BF8D02E2231D8A8B
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId032F8345472A3343E0DFB515DA9021FC59E502AA4
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0192.243.222.199
ReturnHeader/FilingSecurityInformation/IPDt02020-10-31
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CD
ReturnHeader/FilingSecurityInformation/IPTm002:15:49
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0EVOLVE ACCOUNTING & BUSINESS SERVICES INC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt04256 ARLINGTON HEIGHTS RD STE 104
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0ARLINGTON HEIGHTS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd060004
ReturnHeader/PreparerPersonGrp/PhoneNum08477491851
ReturnHeader/PreparerPersonGrp/PreparationDt02020-10-30

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