Civic Intelligence

Challenge America

990 • Fiscal year 2015 • EIN 27-0868701

Jan 01, 2015 to Dec 31, 2015 • Filed on May 11, 2016

PO Box 7000Snowmass Village, CO 81615

(970) 923-0578

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

34th percentile

0.01x

Higher debt load relative to assets than 34% of similar nonprofits.

2015 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2015

Liabilities / Revenue

34th percentile

0.01x

Higher debt load relative to revenue than 34% of similar nonprofits.

2015 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2015

Net Margin

91st percentile

47%

Higher net margin than 91% of similar nonprofits.

2015 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2015

Top Officer Pay

66th percentile

$50,000

Higher top officer pay than 66% of similar nonprofits.

Top officer pay equals 12.0% of source-year revenue.

2015 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2015

Asset Growth

89th percentile

52%

Faster asset growth than 89% of similar nonprofits.

2015 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2014 to 2015

Revenue Growth

92nd percentile

82%

Faster revenue growth than 92% of similar nonprofits.

2015 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2014 to 2015

Assets

Up

$581,611

Up $198,987 (+52%) from 2014

Net Assets

Up

$577,888

Up $197,350 (+52%) from 2014

Liabilities

Up

$3,723

Up $1,637 (+78%) from 2014

Revenue

Up

$417,123

Up $188,554 (+82%) from 2014

Expenses

Up

$219,773

Up $9,678 (+4.6%) from 2014

Net Income

Up

$197,350

Up $178,876 (+968%) from 2014

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0Assets 2010: $152,138Liabilities 2010: $14,558Net Assets 2010: $137,5802010Assets 2011: $443,837Liabilities 2011: $11,591Net Assets 2011: $432,2462011Assets 2012: $594,071Liabilities 2012: $33,541Net Assets 2012: $560,5302012Assets 2013: $365,104Liabilities 2013: $9,757Net Assets 2013: $355,3472013Assets 2014: $382,624Liabilities 2014: $2,086Net Assets 2014: $380,5382014Assets 2015: $581,611Liabilities 2015: $3,723Net Assets 2015: $577,8882015Assets 2016: $417,333Liabilities 2016: $38,215Net Assets 2016: $379,1182016Assets 2017: $220,819Liabilities 2017: $49,426Net Assets 2017: $171,3932017Assets 2018: $393,577Liabilities 2018: $6,686Net Assets 2018: $386,8912018Assets 2019: $68,360Liabilities 2019: $820Net Assets 2019: $67,5402019Assets 2020: $243,751Liabilities 2020: $56,776Net Assets 2020: $186,9752020Assets 2021: $119,957Liabilities 2021: $80,575Net Assets 2021: $39,3822021Assets 2022: $195,264Liabilities 2022: $35,988Net Assets 2022: $159,2762022Assets 2023: $63,039Liabilities 2023: $2,668Net Assets 2023: $60,3712023Assets 2024: $159,952Liabilities 2024: $5,179Net Assets 2024: $154,7732024

Highlighted filing

2015

Assets$581,611
Liabilities$3,723
Net Assets$577,888

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KExpenses 2010: $183,4872010Expenses 2011: $342,8732011Expenses 2012: $197,5102012Revenue 2013: $407,825Expenses 2013: $613,008Net Income 2013: -$205,1832013Revenue 2014: $228,569Expenses 2014: $210,095Net Income 2014: $18,4742014Revenue 2015: $417,123Expenses 2015: $219,773Net Income 2015: $197,3502015Revenue 2016: $125,804Expenses 2016: $319,870Net Income 2016: -$194,0662016Revenue 2017: $132,100Expenses 2017: $339,825Net Income 2017: -$207,7252017Revenue 2018: $683,881Expenses 2018: $468,383Net Income 2018: $215,4982018Revenue 2019: $137,706Expenses 2019: $457,057Net Income 2019: -$319,3512019Revenue 2020: $385,164Expenses 2020: $368,343Net Income 2020: $16,8212020Revenue 2021: $385,715Expenses 2021: $533,308Net Income 2021: -$147,5932021Revenue 2022: $474,740Expenses 2022: $354,846Net Income 2022: $119,8942022Revenue 2023: $138,619Expenses 2023: $262,524Net Income 2023: -$123,9052023Revenue 2024: $622,933Expenses 2024: $528,531Net Income 2024: $94,4022024

Highlighted filing

2015

Revenue$417,123
Expenses$219,773
Net Income$197,350
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
May 11, 2016
Return Version
2015v2.1
Gross Receipts
$456,411
Mission and Program Overview

Mission

Challenge america connects service members, veterans and their families to resources and solutions that build community and give purpose to their lives.

Challenge america serves military members and their families, connecting them to resources in their local communities for a successful transition to civilian life.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$380,639$579,626▲ $198,987
Land, Buildings, and Equipment, Net$1,985$1,985→ $0
Total Assets$382,624$581,611▲ $198,987
Liabilities
Accounts Payable and Accrued Expenses$2,086$3,723▲ $1,637
Total Liabilities$2,086$3,723▲ $1,637
Net Assets / Fund Balance
Unrestricted Net Assets$380,538$577,888▲ $197,350
Total Net Assets Fund Balance$380,538$577,888▲ $197,350
Total Liabilities and Net Assets / Fund Balance$382,624$581,611▲ $198,987

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$1,985$17,865$19,850
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Houston CowanCEOFT$50,000$50,000

Board Members and Trustees

NameTitle
Dan HarrellPresident
Jack KennedyDirector
Jimmy YeagerDirector
Kevin BergSECRETARY\TR
Derrick WilliamsVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$428,683
Program Service Revenue
$0
Investment Income
$393
Other Revenue
$-11,953
All Other Contributions
$299,123
Change in Net Assets
$197,350
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$125,735
Salaries, Compensation, and Employee Benefits$94,038
Total Fundraising Expense$11,344
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$39,500$7,000$3,500$50,000
Payments to Affiliates$34,000--$34,000
Other Salaries and Wages$21,231$5,644-$26,875
Fees for Services Other$19,750$3,500$1,750$25,000
Travel$9,984$1,769$885$12,638
Other Employee Benefits$9,535$1,690$844$12,069
Information Technology$6,200$1,099$550$7,849
Fees for Services Accounting$4,282$759$379$5,420
Payroll Taxes$4,024$713$357$5,094
Office Expenses$2,557$453$227$3,237
Fees for Services Legal-$2,139$161$2,300
Other Expenses$1,608$285$143$2,036
Advertising$1,862--$1,862
Insurance-$863$65$928
All Other Expenses$229$41$20$290
Total Functional Expenses$180,872$27,557$11,344$219,773
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$39,288
Fundraising Gross Income$27,315
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
America Golf Cl$156,875$27,315$39,288$-11,973
Total Events$156,875$27,315$39,288$-11,973
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

Each member of the board of directors will receive a copy of form 990 prior to filing.

Form 990, Page 6, Part VI, Line 12C

Board members are required to report any conflicts of interest on an annual basis. Board members are also required to have an active discussion within the board meetings if a conflict of interest should arise during the year.

Form 990, Page 6, Part VI, Line 15A

The ceo's compensation and benefits are reviewed and approved by the board of directors.

Form 990, Page 6, Part VI, Line 19

Governing and financial documents are available upon request.

Filing and Contact Details

Filer

Filer Name
Challenge America
EIN
27-0868701
Phone
9709230578
Address
PO BOX 7000, SNOWMASS VILLAGE, CO 81615

Signing Officer

Name
Houston Cowan
Title
CEO
Phone
9709230578
Signed
2016-05-11

Organization Details

Principal Officer
Houston Cowan
Formed
2009
Legal Domicile
Co
Voting Board Members
5
Independent Board Members
5
Employees
3
Volunteers
30

Preparer

Firm
Taylor Roth and Company
Address
800 GRANT ST STE 205, DENVER, CO 80203-2944
Preparer
Ken Roth
Phone
3038308109
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

Consultants 19,750 3,500 1,750

Raw XML AppendixShowing 400 of 407 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt01270
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt020
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt017511
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt0106652
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt095882
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt0220065
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt0393
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt0240
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt0113
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt0341
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt0183
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt01270
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.99940
IRS990ScheduleA/PublicSupportPY509Pct00.99950
IRS990ScheduleA/PublicSupportTotal509Amt02132384
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0428703
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0253363
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0439962
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0358200
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt0652156
IRS990ScheduleA/Total509Grp/TotalAmt02132384
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0429096
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0253603
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0440075
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0358541
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt0652339
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt02133654
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/EquipmentGrp/BookValueAmt01985
IRS990ScheduleD/EquipmentGrp/DepreciationAmt017865
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt019850
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01985
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContributionsTotAmt0129560
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriEvent1Amt0129560
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt039288
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0AMERICA GOLF CL
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt0156875
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt0156875
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt027315
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt027315
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt0-11973
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt039288
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt039288
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EACH MEMBER OF THE BOARD OF DIRECTORS WILL RECEIVE A COPY OF FORM 990 PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1BOARD MEMBERS ARE REQUIRED TO REPORT ANY CONFLICTS OF INTEREST ON AN ANNUAL BASIS. BOARD MEMBERS ARE ALSO REQUIRED TO HAVE AN ACTIVE DISCUSSION WITHIN THE BOARD MEETINGS IF A CONFLICT OF INTEREST SHOULD ARISE DURING THE YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE CEO'S COMPENSATION AND BENEFITS ARE REVIEWED AND APPROVED BY THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3GOVERNING AND FINANCIAL DOCUMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4CONSULTANTS 19,750 3,500 1,750
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART IX, LINE 11G
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0382624
IRS990/TotalAssetsEOYAmt0581611
IRS990/TotalAssetsGrp/BOYAmt0382624
IRS990/TotalAssetsGrp/EOYAmt0581611
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0428683
IRS990/TotalEmployeeCnt03
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt011344
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt027557
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0180872
IRS990/TotalFunctionalExpensesGrp/TotalAmt0219773
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt02086
IRS990/TotalLiabilitiesEOYAmt03723
IRS990/TotalLiabilitiesGrp/BOYAmt02086
IRS990/TotalLiabilitiesGrp/EOYAmt03723
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0380538
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0577888
IRS990/TotalProgramServiceExpensesAmt0180872
IRS990/TotalReportableCompFromOrgAmt050000
IRS990/TotalRevenueGrp/ExclusionAmt0-11580
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt020
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0417123
IRS990/TotalVolunteersCnt030
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0382624
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0581611
IRS990/TravelGrp/FundraisingAmt0885
IRS990/TravelGrp/ManagementAndGeneralAmt01769
IRS990/TravelGrp/ProgramServicesAmt09984
IRS990/TravelGrp/TotalAmt012638
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnrestrictedNetAssetsGrp/BOYAmt0380538
IRS990/UnrestrictedNetAssetsGrp/EOYAmt0577888
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 7000
IRS990/USAddress/CityNm0SNOWMASS VILLAGE
IRS990/USAddress/StateAbbreviationCd0CO
IRS990/USAddress/ZIPCd081615
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0WWW.CHALLENGEAMERICA.COM
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02016-09-27 15:27:22Z
ReturnHeader/BusinessOfficerGrp/PersonNm0HOUSTON COWAN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum09709230578
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-05-11
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CHALLENGE AMERICA
ReturnHeader/Filer/BusinessNameControlTxt0CHAL
ReturnHeader/Filer/EIN0270868701
ReturnHeader/Filer/PhoneNum09709230578
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 7000
ReturnHeader/Filer/USAddress/CityNm0SNOWMASS VILLAGE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CO
ReturnHeader/Filer/USAddress/ZIPCd081615
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0TAYLOR ROTH AND COMPANY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0800 GRANT ST STE 205
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0DENVER
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0802032944
ReturnHeader/PreparerPersonGrp/PhoneNum03038308109

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.60$0.05$1.55$6.23$5.29$0.94
2023Detailed filing. Detailed filing data is available for this year.$0.63$0.03$0.60$1.39$2.63$1.24
2022Detailed filing. Detailed filing data is available for this year.$1.95$0.36$1.59$4.75$3.55$1.20
2021Detailed filing. Detailed filing data is available for this year.$1.20$0.81$0.39$3.86$5.33$1.48
2020Detailed filing. Detailed filing data is available for this year.$2.44$0.57$1.87$3.85$3.68$0.17
2019Detailed filing. Detailed filing data is available for this year.$0.68$0.01$0.68$1.38$4.57$3.19
2018Detailed filing. Detailed filing data is available for this year.$3.94$0.07$3.87$6.84$4.68$2.15
2017Detailed filing. Detailed filing data is available for this year.$2.21$0.49$1.71$1.32$3.40$2.08
2016Detailed filing. Detailed filing data is available for this year.$4.17$0.38$3.79$1.26$3.20$1.94
2015Detailed filing. Detailed filing data is available for this year.$5.82$0.04$5.78$4.17$2.20$1.97
2014Detailed filing. Detailed filing data is available for this year.$3.83$0.02$3.81$2.29$2.10$0.18
2013Detailed filing. Detailed filing data is available for this year.$3.65$0.10$3.55$4.08$6.13$2.05
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.94$0.34$5.61$1.98
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.44$0.12$4.32$3.43
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.52$0.15$1.38$1.83