Civic Intelligence

Toledo Clinic Welfare Benefit Plan

990 • Fiscal year 2016 • EIN 26-6343700

May 01, 2015 to Apr 30, 2016 • Filed on Mar 02, 2017

4235 Secor RoadToledo, OH 43623

(419) 473-3561

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

27th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2016 filings • 501(c)9 • $5M-$10M nonprofits • Source year 2016

Liabilities / Revenue

27th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2016 filings • 501(c)9 • $5M-$10M nonprofits • Source year 2016

Net Margin

31st percentile

-2.2%

Higher net margin than 31% of similar nonprofits.

2016 filings • 501(c)9 • $5M-$10M nonprofits • Source year 2016

Top Officer Pay

89th percentile

$211,447

Higher top officer pay than 89% of similar nonprofits.

Top officer pay equals 2.5% of source-year revenue.

2016 filings • 501(c)9 • $5M-$10M nonprofits • Source year 2016

Asset Growth

13th percentile

-15%

Faster asset growth than 13% of similar nonprofits.

2016 filings • 501(c)9 • $5M-$10M nonprofits • Annualized from 2015 to 2016

Revenue Growth

87th percentile

28%

Faster revenue growth than 87% of similar nonprofits.

2016 filings • 501(c)9 • $5M-$10M nonprofits • Annualized from 2015 to 2016

Assets

Down

$1,027,032

Down $184,376 (-15%) from 2015

Net Assets

Down

$1,027,032

Down $184,376 (-15%) from 2015

Liabilities

Flat

$0

Flat from 2015

Revenue

Up

$8,575,130

Up $1,853,144 (+28%) from 2015

Expenses

Up

$8,759,506

Up $1,232,898 (+16%) from 2015

Net Income

Up

-$184,376

Up $620,246 (+77%) from 2015

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$10M$5.0M$0Assets 2010: $114,196Liabilities 2010: $100,000Net Assets 2010: $14,1962010Assets 2011: $299,921Liabilities 2011: $0Net Assets 2011: $299,9212011Assets 2012: $810,606Liabilities 2012: $0Net Assets 2012: $810,6062012Assets 2013: $1,961,361Liabilities 2013: $0Net Assets 2013: $1,961,3612013Assets 2014: $2,016,030Liabilities 2014: $0Net Assets 2014: $2,016,0302014Assets 2015: $1,211,408Liabilities 2015: $0Net Assets 2015: $1,211,4082015Assets 2016: $1,027,032Liabilities 2016: $0Net Assets 2016: $1,027,0322016Assets 2017: $1,105,328Liabilities 2017: $0Net Assets 2017: $1,105,3282017Assets 2018: $2,442,232Liabilities 2018: $0Net Assets 2018: $2,442,2322018Assets 2019: $4,742,395Liabilities 2019: $0Net Assets 2019: $4,742,3952019Assets 2020: $5,490,776Liabilities 2020: $0Net Assets 2020: $5,490,7762020Assets 2021: $7,279,213Liabilities 2021: $0Net Assets 2021: $7,279,2132021Assets 2022: $8,241,432Liabilities 2022: $0Net Assets 2022: $8,241,4322022Assets 2023: $6,832,783Liabilities 2023: $0Net Assets 2023: $6,832,7832023Assets 2024: $4,566,394Liabilities 2024: $0Net Assets 2024: $4,566,3942024Assets 2025: $4,087,706Liabilities 2025: $0Net Assets 2025: $4,087,7062025

Highlighted filing

2016

Assets$1,027,032
Liabilities$0
Net Assets$1,027,032

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0-$5.0MExpenses 2010: $4,233,1302010Expenses 2011: $4,853,2102011Expenses 2012: $5,159,8142012Expenses 2013: $5,402,1342013Revenue 2014: $6,361,473Expenses 2014: $6,306,804Net Income 2014: $54,6692014Revenue 2015: $6,721,986Expenses 2015: $7,526,608Net Income 2015: -$804,6222015Revenue 2016: $8,575,130Expenses 2016: $8,759,506Net Income 2016: -$184,3762016Revenue 2017: $8,952,575Expenses 2017: $8,874,279Net Income 2017: $78,2962017Revenue 2018: $11,115,616Expenses 2018: $9,778,712Net Income 2018: $1,336,9042018Revenue 2019: $12,156,575Expenses 2019: $9,856,412Net Income 2019: $2,300,1632019Revenue 2020: $11,237,422Expenses 2020: $10,489,041Net Income 2020: $748,3812020Revenue 2021: $11,298,995Expenses 2021: $9,510,558Net Income 2021: $1,788,4372021Revenue 2022: $10,252,233Expenses 2022: $9,290,014Net Income 2022: $962,2192022Revenue 2023: $8,539,519Expenses 2023: $9,954,810Net Income 2023: -$1,415,2912023Revenue 2024: $8,868,769Expenses 2024: $11,130,230Net Income 2024: -$2,261,4612024Revenue 2025: $10,143,143Expenses 2025: $10,686,558Net Income 2025: -$543,4152025

Highlighted filing

2016

Revenue$8,575,130
Expenses$8,759,506
Net Income-$184,376
Jump To
Filing Snapshot
Filing Period
May 1, 2015 to Apr 30, 2016
Signed
Mar 2, 2017
Return Version
2015v3.0
Gross Receipts
$8,575,130
Mission and Program Overview

Mission

N/A

See below.toledo clinic welfare benefit plan trust is used for employee and employer health contributions which are then used for the payment of medical payments including prescriptions to employees who elect health insurance.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$1,211,408$1,027,032▼ $184,376
Cap Stk Tr Prin Current Funds$1,208,637$1,012,152▼ $196,485
Rtn Earn Endowment Incm Other Fnds$2,771$14,880▲ $12,109
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Total Assets$1,211,408$1,027,032▼ $184,376
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,211,408$1,027,032▼ $184,376
Total Liabilities and Net Assets / Fund Balance$1,211,408$1,027,032▼ $184,376
Compensation and Service Providers

Employees

NameTitleBaseOtherTotal
Charles KopitkeTrustee$7,192$1,265$8,457

Highest Paid Contractors

ContractorServicesLocationCompensation
Paramount Health CareAso Processor Fees1901 INDIAN WOOD CIRCLE, Maumee, OH 43537$335,618
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$8,563,021
Investment Income
$12,109
Other Revenue
$0
Change in Net Assets
$-184,376

Audited Revenue Reconciliation

Revenue per Audited Statements
$8,575,130
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$8,575,130
Total Revenue per Form 990
$8,575,130
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$921,879
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$7,837,627
Insurance---$531,261
Fees for Services Other---$330,618
Fees for Service Investment Mgmnt Fees---$60,000
Total Functional Expenses$0$0$0$8,759,506

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$8,759,506
Total Expenses per Audited Statements$8,759,506
Total Expenses per Form 990$8,759,506
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 8A

The organization does not contemporaneously document meetings held and written actions undertaken since the governing body consists of only one trustee.

Form 990, Part VI, Section A, Line 8B

The organization does not maintain committees with authority to act on behalf of the governing body.

Form 990, Part VI, Section B, Line 11

A copy of form 990 was reviewed in draft form before being filed.

Form 990, Part VI, Section C, Line 19

The organization's governing documents, conflict of interest policy, and financial statements are available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Toledo Clinic Welfare Benefit Plan
EIN
26-6343700
Phone
4194733561
Address
4235 SECOR ROAD, TOLEDO, OH 43623

Signing Officer

Name
Charles Kopitke
Title
Trustee
Phone
4194733561
Signed
2017-03-02
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Charles Kopitke
Formed
2008
Legal Domicile
Oh
Voting Board Members
1
Independent Board Members
0
Employees
0
Volunteers
0

Preparer

Firm
Gilmore Jasion Mahler Ltd
Address
1715 INDIAN WOOD CIRCLE STE 100, MAUMEE, OH 43537
Preparer
J Stephen Schult CPA
Phone
4197942000
Supplemental Narrative

Financial Statement Notes

PART X, LINE 2:

The plan administrator has analyzed the tax positions taken by the plan, and has concluded that there are no uncertain positions taken or expected to be taken that would require recognition of a liability (or asset) or disclosure in the financial statements. The plan is subject to routine audits by taxing jurisdictions; however, there are currently no audits for any tax periods in progress.

Raw XML Appendix316 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ActivityOrMissionDesc0SEE BELOW.TOLEDO CLINIC WELFARE BENEFIT PLAN TRUST IS USED FOR EMPLOYEE AND EMPLOYER HEALTH CONTRIBUTIONS WHICH ARE THEN USED FOR THE PAYMENT OF MEDICAL PAYMENTS INCLUDING PRESCRIPTIONS TO EMPLOYEES WHO ELECT HEALTH INSURANCE.
IRS990/AuditCommitteeInd01
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IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0CHARLES KOPITKE
IRS990/BooksInCareOfDetail/PhoneNum04194733561
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IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE PLAN ADMINISTRATOR HAS ANALYZED THE TAX POSITIONS TAKEN BY THE PLAN, AND HAS CONCLUDED THAT THERE ARE NO UNCERTAIN POSITIONS TAKEN OR EXPECTED TO BE TAKEN THAT WOULD REQUIRE RECOGNITION OF A LIABILITY (OR ASSET) OR DISCLOSURE IN THE FINANCIAL STATEMENTS. THE PLAN IS SUBJECT TO ROUTINE AUDITS BY TAXING JURISDICTIONS; HOWEVER, THERE ARE CURRENTLY NO AUDITS FOR ANY TAX PERIODS IN PROGRESS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
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IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0IN ACCORDANCE WITH IRS RULES, DISABILITY, GROUP TERM LIFE, ETC. HAVE BEEN GROSSED UP FOR THE APPLICABLE TAXES.
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt1PERFORMED IN ACCORDANCE WITH IRS MANDATES.
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt2CHARLES KOPITKE: AMOUNT INCLUDED IN PENSION
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 1A
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc1PART I, LINE 1B
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc2PART I, LINE 4B
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION DOES NOT CONTEMPORANEOUSLY DOCUMENT MEETINGS HELD AND WRITTEN ACTIONS UNDERTAKEN SINCE THE GOVERNING BODY CONSISTS OF ONLY ONE TRUSTEE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE ORGANIZATION DOES NOT MAINTAIN COMMITTEES WITH AUTHORITY TO ACT ON BEHALF OF THE GOVERNING BODY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2A COPY OF FORM 990 WAS REVIEWED IN DRAFT FORM BEFORE BEING FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE ORGANIZATION'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 8A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 8B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION C, LINE 19
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IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt01211408
IRS990/TotalAssetsEOYAmt01027032
IRS990/TotalAssetsGrp/BOYAmt01211408
IRS990/TotalAssetsGrp/EOYAmt01027032
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt08759506
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt00
IRS990/TotalLiabilitiesEOYAmt00
IRS990/TotalLiabilitiesGrp/BOYAmt00
IRS990/TotalLiabilitiesGrp/EOYAmt00
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01211408
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01027032
IRS990/TotalOtherCompensationAmt031647
IRS990/TotalProgramServiceRevenueAmt08563021
IRS990/TotalReportableCompFromOrgAmt07192
IRS990/TotalRevenueGrp/ExclusionAmt012109
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt08563021
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt08575130
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt01211408
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt01027032
IRS990/TotReportableCompRltdOrgAmt0172608
IRS990/TypeOfOrganizationTrustInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt04235 SECOR ROAD
IRS990/USAddress/CityNm0TOLEDO
IRS990/USAddress/StateAbbreviationCd0OH
IRS990/USAddress/ZIPCd043623
IRS990/VotingMembersGoverningBodyCnt01
IRS990/VotingMembersIndependentCnt00
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0CHARLES KOPITKE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TRUSTEE
ReturnHeader/BusinessOfficerGrp/PhoneNum04194733561
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-03-02
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0TOLEDO CLINIC WELFARE BENEFIT PLAN
ReturnHeader/Filer/BusinessNameControlTxt0TOLE
ReturnHeader/Filer/EIN0266343700
ReturnHeader/Filer/PhoneNum04194733561
ReturnHeader/Filer/USAddress/AddressLine1Txt04235 SECOR ROAD
ReturnHeader/Filer/USAddress/CityNm0TOLEDO
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OH
ReturnHeader/Filer/USAddress/ZIPCd043623
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0341827159
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0GILMORE JASION MAHLER LTD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01715 INDIAN WOOD CIRCLE STE 100
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0MAUMEE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd043537
ReturnHeader/PreparerPersonGrp/PhoneNum04197942000
ReturnHeader/PreparerPersonGrp/PreparationDt02017-03-02
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0J STEPHEN SCHULT CPA
ReturnHeader/ReturnTs02017-03-03T08:21:55-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02015-05-01
ReturnHeader/TaxPeriodEndDt02016-04-30
ReturnHeader/TaxYr02015

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$4.09$0.00$4.09$10.1$10.7$0.54
2024Detailed filing. Detailed filing data is available for this year.$4.57$0.00$4.57$8.87$11.1$2.26
2023Detailed filing. Detailed filing data is available for this year.$6.83$0.00$6.83$8.54$9.95$1.42
2022Detailed filing. Detailed filing data is available for this year.$8.24$0.00$8.24$10.3$9.29$0.96
2021Detailed filing. Detailed filing data is available for this year.$7.28$0.00$7.28$11.3$9.51$1.79
2020Detailed filing. Detailed filing data is available for this year.$5.49$0.00$5.49$11.2$10.5$0.75
2019Detailed filing. Detailed filing data is available for this year.$4.74$0.00$4.74$12.2$9.86$2.30
2018Detailed filing. Detailed filing data is available for this year.$2.44$0.00$2.44$11.1$9.78$1.34
2017Detailed filing. Detailed filing data is available for this year.$1.11$0.00$1.11$8.95$8.87$0.08
2016Detailed filing. Detailed filing data is available for this year.$1.03$0.00$1.03$8.58$8.76$0.18
2015Detailed filing. Detailed filing data is available for this year.$1.21$0.00$1.21$6.72$7.53$0.80
2014Detailed filing. Detailed filing data is available for this year.$2.02$0.00$2.02$6.36$6.31$0.05
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.96$0.00$1.96$5.40
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.81$0.00$0.81$5.16
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.30$0.00$0.30$4.85
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.11$0.10$0.01$4.23