Civic Intelligence

Northwest Native Development Fund

990 • Fiscal year 2022 • EIN 26-4216937

Jan 01, 2022 to Dec 31, 2022 • Filed on Nov 14, 2023

Organization ProfileTHENNDF.ORG
PO Box 154Coulee Dam, WA 99116

(509) 633-9940

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

62nd percentile

0.29x

Higher debt load relative to assets than 62% of similar nonprofits.

2022 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2022

Liabilities / Revenue

94th percentile

4.98x

Higher debt load relative to revenue than 94% of similar nonprofits.

2022 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2022

Net Margin

55th percentile

9.2%

Higher net margin than 55% of similar nonprofits.

2022 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2022

Top Officer Pay

24th percentile

$105,300

Higher top officer pay than 24% of similar nonprofits.

Top officer pay equals 12.1% of source-year revenue.

2022 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2022

Asset Growth

62nd percentile

5.1%

Faster asset growth than 62% of similar nonprofits.

2022 filings • 501(c)3 • $10M-$25M nonprofits • Annualized from 2021 to 2022

Revenue Growth

2nd percentile

-78%

Faster revenue growth than 2% of similar nonprofits.

2022 filings • 501(c)3 • $10M-$25M nonprofits • Annualized from 2021 to 2022

Balance Sheet
Liabilities / Assets62nd percentile

Assets

Up

$14,910,017

Up $728,613 (+5.1%) from 2021

Net Assets

Up

$10,560,349

Up $80,397 (+0.8%) from 2021

Liabilities

Up

$4,349,668

Up $648,216 (+18%) from 2021

Revenue And Expenses
Liabilities / Revenue94th percentileNet Margin55th percentile

Revenue

Down

$873,444

Down $3,094,414 (-78%) from 2021

Expenses

Up

$793,047

Up $273,421 (+53%) from 2021

Net Income

Down

$80,397

Down $3,367,835 (-98%) from 2021

Historical Trend

Balance Sheet Trend

Asset Growth62nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$20M$15M$10M$5.0M$0Assets 2010: $512,164Liabilities 2010: $784Net Assets 2010: $511,3802010Assets 2012: $1,364,741Liabilities 2012: $101,050Net Assets 2012: $1,263,6912012Assets 2013: $1,511,629Liabilities 2013: $7,313Net Assets 2013: $1,504,3162013Assets 2014: $2,160,991Liabilities 2014: $118,500Net Assets 2014: $2,042,4912014Assets 2015: $2,308,493Liabilities 2015: $259,629Net Assets 2015: $2,048,8642015Assets 2016: $3,550,830Liabilities 2016: $496,113Net Assets 2016: $3,054,7172016Assets 2017: $4,332,246Liabilities 2017: $659,546Net Assets 2017: $3,672,7002017Assets 2018: $6,880,723Liabilities 2018: $2,007,087Net Assets 2018: $4,873,6362018Assets 2019: $8,810,990Liabilities 2019: $3,242,105Net Assets 2019: $5,568,8852019Assets 2020: $10,201,180Liabilities 2020: $3,169,460Net Assets 2020: $7,031,7202020Assets 2021: $14,181,404Liabilities 2021: $3,701,452Net Assets 2021: $10,479,9522021Assets 2022: $14,910,017Liabilities 2022: $4,349,668Net Assets 2022: $10,560,3492022Assets 2023: $16,083,149Liabilities 2023: $6,689,396Net Assets 2023: $9,393,7532023Assets 2024: $19,562,495Liabilities 2024: $6,221,397Net Assets 2024: $13,341,0982024

Highlighted filing

2022

Assets$14,910,017
Liabilities$4,349,668
Net Assets$10,560,349
Open 2022 Filing

Operations Trend

Revenue Growth2nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0Expenses 2010: $94,6232010Expenses 2012: $236,9022012Revenue 2013: $499,270Expenses 2013: $258,645Net Income 2013: $240,6252013Revenue 2014: $964,419Expenses 2014: $308,864Net Income 2014: $655,5552014Revenue 2015: $398,812Expenses 2015: $392,439Net Income 2015: $6,3732015Revenue 2016: $1,467,993Expenses 2016: $462,140Net Income 2016: $1,005,8532016Revenue 2017: $1,130,359Expenses 2017: $512,378Net Income 2017: $617,9812017Revenue 2018: $1,836,634Expenses 2018: $635,698Net Income 2018: $1,200,9362018Revenue 2019: $1,372,899Expenses 2019: $677,650Net Income 2019: $695,2492019Revenue 2020: $2,775,894Expenses 2020: $1,313,059Net Income 2020: $1,462,8352020Revenue 2021: $3,967,858Expenses 2021: $519,626Net Income 2021: $3,448,2322021Revenue 2022: $873,444Expenses 2022: $793,047Net Income 2022: $80,3972022Revenue 2023: $2,358,245Expenses 2023: $1,778,871Net Income 2023: $579,3742023Revenue 2024: $5,161,913Expenses 2024: $983,855Net Income 2024: $4,178,0582024

Highlighted filing

2022

Revenue$873,444
Expenses$793,047
Net Income$80,397
Open 2022 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
Nov 14, 2023
Return Version
2022v5.0
Gross Receipts
$891,049
Mission and Program Overview

Mission

The organization seeks to foster economic and financial independence for native people by assisting in the development of personal assets through financial and entrepreneurial education as well as providing access to capital through creative lending products.

To foster economic and financial independence for native people.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$5,813,714$6,209,502▲ $395,788
Cash and Non-Interest-Bearing Accounts$3,099,125$3,733,318▲ $634,193
Savings and Temporary Cash Investments$2,880,135$2,786,795▼ $93,340
Pledges and Grants Receivable$2,017,796$1,449,496▼ $568,300
Receivables From Officers Etc$58,353$62,893▲ $4,540
Land, Buildings, and Equipment, Net$3,245$2,047▼ $1,198
Total Assets$14,181,404$14,910,017▲ $728,613
Other Assets Total$309,036$665,966▲ $356,930
Liabilities
Other Liabilities$3,635,016$4,224,264▲ $589,248
Accounts Payable and Accrued Expenses$66,436$125,404▲ $58,968
Total Liabilities$3,701,452$4,349,668▲ $648,216
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$5,518,919$6,280,428▲ $761,509
Net Assets With Donor Restrictions$4,961,033$4,279,921▼ $681,112
Total Net Assets Fund Balance$10,479,952$10,560,349▲ $80,397
Total Liabilities and Net Assets / Fund Balance$14,181,404$14,910,017▲ $728,613

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$2,047$27,458$29,505
Compensation and Service Providers
Top Officer Pay24th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Theodore PiccoloExecutive DirectorFT$99,300$6,000$105,300
Kenneth StangerChairman-$1,000-$1,000
Molly Morris-hobrechtSecretary-$800-$800
Terry PayneVice Chair-$800-$800
Kim PeoneDirector-$400-$400
Marina TurningrobeTreasurer-$200-$200
Revenue and Support

Revenue Composition

Contributions and Grants
$463,013
Program Service Revenue
$414,136
Investment Income
$3,246
Other Revenue
$-6,951
All Other Contributions
$304,013
Change in Net Assets
$80,397

Audited Revenue Reconciliation

Revenue per Audited Statements
$873,444
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$873,444
Total Revenue per Form 990
$873,444
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$412,183
Salaries, Compensation, and Employee Benefits$380,864
Total Fundraising Expense$46,951
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$153,062$40,151$21,527$214,740
Current Officers, Directors, Trustees, and Key Employees$80,932$17,153$7,518$105,603
Fees for Services Accounting-$52,220-$52,220
Interest$48,536--$48,536
Travel$39,787$8,532$155$48,474
Fees for Services Other$16,168$23,559$6,820$46,547
Office Expenses$30,867$8,888$3,429$43,184
Conferences and Meetings$26,321$5,645$102$32,068
Advertising$27,232--$27,232
Payroll Taxes$19,394$4,789$2,420$26,603
Occupancy$18,885$5,114$1,798$25,797
Other Employee Benefits$14,565$4,071$1,971$20,607
Pension Plan Contributions$9,704$2,396$1,211$13,311
Insurance-$9,577-$9,577
Fees for Services Legal$6,551--$6,551
Other Expenses$1,728$664-$2,392
Depreciation Depletion-$1,198-$1,198
Total Functional Expenses$562,139$183,957$46,951$793,047

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$793,047
Total Expenses per Audited Statements$793,047
Total Expenses per Form 990$793,047
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$17,605
Fundraising Gross Income$9,544
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$58,353$62,893▲ $4,540
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Oweesta 2022 Cap Pool$1,350,000
Oweesta Cap Pool$562,500
Notes Payable Tamalpais$400,000
Nwaf Pri$325,000
Oweesta Ag Note Payable$264,117
OWEESTA AG NOTE PAYABLE #2$262,500
Usda$262,339
Deutsche Bank Americas Foundation$250,000
Oweesta Loan Payable$200,000
Wells Fargo Eq2 Loan Payable$200,000
Kalliopeia Foundation$100,000
Right-of-use Asset Obligation$47,808
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“A draft copy of the 990 is reviewed by the controller and executive director. A final copy is provided to the board prior to filing.”

Form 990, Part VI, Section B, Line 12C

“The board members review a list of vendors annually to determine any conflict of interest. In addition, they review the written policy and avow/disavow any applicable conflicts of interest.”

Form 990, Part VI, Section B, Line 15A

“The executive director's compensation is determined by the board of directors who conduct a comparison study of executive director salaries at other native cdfi's and top management positions at the local tribal office, which are documented in the board minutes.”

Form 990, Part VI, Section C, Line 19

“The organization does not make these documents available to the public.”

Filing and Contact Details

Filer

Filer Name
Northwest Native Development Fund
EIN
26-4216937
Phone
5096339940
Address
PO BOX 154, COULEE DAM, WA 99116

Signing Officer

Name
Jordan Ruiz
Title
Executive Director
Phone
5096338076
Signed
2023-11-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jordan Ruiz
Formed
2008
Legal Domicile
Wa
Voting Board Members
5
Independent Board Members
0
Employees
6
Volunteers
3

Preparer

Firm
Bowman & Company Llp
Address
10100 TRINITY PARKWAYSTE 310, STOCKTON, CA 95219
Preparer
Tobbie J Wells
Phone
2094731040
Supplemental Narrative

Financial Statement Notes

PART X, LINE 2:

“The organization has been granted tax-exempt status by the internal revenue service under irc section 501(c)3. The organization is classified by the internal revenue service as an other-than-private foundation. Accordingly, no provision for federal income tax is made in the accompanying financial statements. The organization's forms 990, return of organization exempt from income tax, are subject to examination by the irs, generally for three years after they were filed.”

Raw XML AppendixShowing 400 of 529 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt066436
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0125404
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO FOSTER ECONOMIC AND FINANCIAL INDEPENDENCE FOR NATIVE PEOPLE.
IRS990/AdvertisingGrp/ProgramServicesAmt027232
IRS990/AdvertisingGrp/TotalAmt027232
IRS990/AllOtherContributionsAmt0304013
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd00
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/PersonNm0THEODORE PICCOLO
IRS990/BooksInCareOfDetail/PhoneNum05096339940
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0504 FIR STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0COULEE DAM
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0WA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd099116
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CashNonInterestBearingGrp/BOYAmt03099125
IRS990/CashNonInterestBearingGrp/EOYAmt03733318
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt07518
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt017153
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt080932
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0105603
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd00
IRS990/ConferencesMeetingsGrp/FundraisingAmt0102
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt05645
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt026321
IRS990/ConferencesMeetingsGrp/TotalAmt032068
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd01
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt0463013
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt03246
IRS990/CYOtherExpensesAmt0412183
IRS990/CYOtherRevenueAmt0-6951
IRS990/CYProgramServiceRevenueAmt0414136
IRS990/CYRevenuesLessExpensesAmt080397
IRS990/CYSalariesCompEmpBnftPaidAmt0380864
IRS990/CYTotalExpensesAmt0793047
IRS990/CYTotalFundraisingExpenseAmt046951
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0873444
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt01198
IRS990/DepreciationDepletionGrp/TotalAmt01198
IRS990/Desc0DURING 2022, THE ORGANIZATION MADE 58 LOANS TOTALING $2,854,676. THE FUNDS WERE DISBURSED THROUGH 12 SMALL BUSINESS LOANS, 2 COMMERCIAL LOANS, 3 HOME AND 35 CONSUMER LOANS, 5 MERCY LOANS AND 1 JUDGMENT LOAN.
IRS990/DescribedInSection501c3Ind01
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRestrictionNetAssetsGrp/BOYAmt04961033
IRS990/DonorRestrictionNetAssetsGrp/EOYAmt04279921
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt06
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EngagedInExcessBenefitTransInd00
IRS990/ExpenseAmt0547947
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditPerformedInd01
IRS990/FederalGrantAuditRequiredInd01
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt052220
IRS990/FeesForServicesAccountingGrp/TotalAmt052220
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt06551
IRS990/FeesForServicesLegalGrp/TotalAmt06551
IRS990/FeesForServicesOtherGrp/FundraisingAmt06820
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt023559
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt016168
IRS990/FeesForServicesOtherGrp/TotalAmt046547
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt540.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt56000
IRS990/Form990PartVIISectionAGrp/PersonNm0KENNETH STANGER
IRS990/Form990PartVIISectionAGrp/PersonNm1TERRY PAYNE
IRS990/Form990PartVIISectionAGrp/PersonNm2MARINA TURNINGROBE
IRS990/Form990PartVIISectionAGrp/PersonNm3MOLLY MORRIS-HOBRECHT
IRS990/Form990PartVIISectionAGrp/PersonNm4KIM PEONE
IRS990/Form990PartVIISectionAGrp/PersonNm5THEODORE PICCOLO
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt01000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1800
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt3800
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt4400
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt599300
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5EXECUTIVE DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr02008
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/FundraisingDirectExpensesAmt017605
IRS990/FundraisingGrossIncomeAmt09544
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt05
IRS990/GovernmentGrantsAmt0159000
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0891049
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt00
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/ManagementAndGeneralAmt09577
IRS990/InsuranceGrp/TotalAmt09577
IRS990/InterestGrp/ProgramServicesAmt048536
IRS990/InterestGrp/TotalAmt048536
IRS990/InvestmentIncomeGrp/ExclusionAmt03246
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt03246
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt027
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt027458
IRS990/LandBldgEquipBasisNetGrp/BOYAmt03245
IRS990/LandBldgEquipBasisNetGrp/EOYAmt02047
IRS990/LandBldgEquipCostOrOtherBssAmt029505
IRS990/LegalDomicileStateCd0WA
IRS990/LoanOutstandingInd01
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0THE ORGANIZATION SEEKS TO FOSTER ECONOMIC AND FINANCIAL INDEPENDENCE FOR NATIVE PEOPLE BY ASSISTING IN THE DEVELOPMENT OF PERSONAL ASSETS THROUGH FINANCIAL AND ENTREPRENEURIAL EDUCATION AS WELL AS PROVIDING ACCESS TO CAPITAL THROUGH CREATIVE LENDING PRODUCTS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt010479952
IRS990/NetAssetsOrFundBalancesEOYAmt010560349
IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt0-8061
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt0-8061
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt05518919
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt06280428
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/FundraisingAmt01798
IRS990/OccupancyGrp/ManagementAndGeneralAmt05114
IRS990/OccupancyGrp/ProgramServicesAmt018885
IRS990/OccupancyGrp/TotalAmt025797
IRS990/OfficeExpensesGrp/FundraisingAmt03429
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt08888
IRS990/OfficeExpensesGrp/ProgramServicesAmt030867
IRS990/OfficeExpensesGrp/TotalAmt043184
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0309036
IRS990/OtherAssetsTotalGrp/EOYAmt0665966
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt01971
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt04071
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt014565
IRS990/OtherEmployeeBenefitsGrp/TotalAmt020607
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1OUTREACH AND COMMUNITY
IRS990/OtherExpensesGrp/Desc2IDA MATCH EXPENSE
IRS990/OtherExpensesGrp/Desc3OTHER
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt0664
IRS990/OtherExpensesGrp/ProgramServicesAmt034918
IRS990/OtherExpensesGrp/ProgramServicesAmt125489
IRS990/OtherExpensesGrp/ProgramServicesAmt28000
IRS990/OtherExpensesGrp/ProgramServicesAmt31728
IRS990/OtherExpensesGrp/TotalAmt034918
IRS990/OtherExpensesGrp/TotalAmt125489
IRS990/OtherExpensesGrp/TotalAmt28000
IRS990/OtherExpensesGrp/TotalAmt32392
IRS990/OtherLiabilitiesGrp/BOYAmt03635016
IRS990/OtherLiabilitiesGrp/EOYAmt04224264
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0OTHER REVENUE
IRS990/OtherRevenueMiscGrp/ExclusionAmt01110
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt01110
IRS990/OtherRevenueTotalAmt01110
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt021527
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt040151
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0153062
IRS990/OtherSalariesAndWagesGrp/TotalAmt0214740
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt05813714
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt06209502
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/FundraisingAmt02420
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt04789
IRS990/PayrollTaxesGrp/ProgramServicesAmt019394
IRS990/PayrollTaxesGrp/TotalAmt026603
IRS990/PensionPlanContributionsGrp/FundraisingAmt01211
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt02396
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt09704
IRS990/PensionPlanContributionsGrp/TotalAmt013311
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt02017796
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt01449496
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0JORDAN RUIZ
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0525990
IRS990/ProgramServiceRevenueGrp/BusinessCd1561000
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST AND FEES
IRS990/ProgramServiceRevenueGrp/Desc1CONTRACT REVENUE
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0346908
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt167228
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0346908
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt167228
IRS990/ProgSrvcAccomActy2Grp/Desc0INDIANPRENUERSHIP WAS FOSTERED THROUGH BOTH GROUP AND ONE-ON-ONE MEETINGS LOCATED IN OMAK, SPOKANE, AND COULEE DAM. THESE SMALL BUSINESS COUNSELING SESSIONS LED TO FUNCTIONAL BUSINESS PLANS, AS WELL AS MARKETING PLANS.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt012732
IRS990/ProgSrvcAccomActy3Grp/Desc0THE ORGANIZATION CONDUCTED SEVERAL OUTREACH AND COMMUNITY ENGAGEMENT WORKSHOPS THAT FOCUSED ON FINANCIAL SUBJECTS INCLUDING BUDGETING, HOMEOWNERSHIP, FINANCIAL SOFTWARE, AND BUSINESS PLANNING.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt01460
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt03573635
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0-3914
IRS990/PYOtherExpensesAmt0169628
IRS990/PYOtherRevenueAmt01110
IRS990/PYProgramServiceRevenueAmt0397027
IRS990/PYRevenuesLessExpensesAmt03448232
IRS990/PYSalariesCompEmpBnftPaidAmt0349998
IRS990/PYTotalExpensesAmt0519626
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03967858
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt058353
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt062893
IRS990/ReconcilationRevenueExpnssAmt080397
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0414136
IRS990/SavingsAndTempCashInvstGrp/BOYAmt02880135
IRS990/SavingsAndTempCashInvstGrp/EOYAmt02786795
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0GALA INCOME - 2018 AMOUNT: $ 8,620. 2019 AMOUNT: $ 78. OTHER INCOME - 2021 AMOUNT: $ 1,110. 2022 AMOUNT: $ 1,110.
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0SCHEDULE A, PART II, LINE 10, EXPLANATION OF OTHER INCOME:
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0463013
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt03573635
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt02354422
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt01107855
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt01616293
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt09115218
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt03246
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt01285
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt025864
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt037581
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt011969
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt079945
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt01638264
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt01110
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt01110
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt078
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt08620
IRS990ScheduleA/OtherIncome170Grp/TotalAmt010918
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.99010
IRS990ScheduleA/PublicSupportPY170Pct00.99080
IRS990ScheduleA/PublicSupportTotal170Amt09115218
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0463013
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt03573635
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt02354422
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt01107855
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt01616293
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt09115218
IRS990ScheduleA/TotalSupportAmt09206081
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt0793047
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt02047
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt027458
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt029505
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0200000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1200000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt2325000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt3562500
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt4262339
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt5250000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt6100000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt7264117
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt8262500
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt9400000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt101350000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1147808
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0OWEESTA LOAN PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1WELLS FARGO EQ2 LOAN PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2NWAF PRI
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3OWEESTA CAP POOL
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4USDA
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5DEUTSCHE BANK AMERICAS FOUNDATION
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc6KALLIOPEIA FOUNDATION
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc7OWEESTA AG NOTE PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc8OWEESTA AG NOTE PAYABLE #2
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc9NOTES PAYABLE TAMALPAIS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc10OWEESTA 2022 CAP POOL
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc11RIGHT-OF-USE ASSET OBLIGATION
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt0873444
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HAS BEEN GRANTED TAX-EXEMPT STATUS BY THE INTERNAL REVENUE SERVICE UNDER IRC SECTION 501(C)3. THE ORGANIZATION IS CLASSIFIED BY THE INTERNAL REVENUE SERVICE AS AN OTHER-THAN-PRIVATE FOUNDATION. ACCORDINGLY, NO PROVISION FOR FEDERAL INCOME TAX IS MADE IN THE ACCOMPANYING FINANCIAL STATEMENTS. THE ORGANIZATION'S FORMS 990, RETURN OF ORGANIZATION EXEMPT FROM INCOME TAX, ARE SUBJECT TO EXAMINATION BY THE IRS, GENERALLY FOR THREE YEARS AFTER THEY WERE FILED.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02047
IRS990ScheduleD/TotalExpensesPerForm990Amt0793047
IRS990ScheduleD/TotalLiabilityAmt04224264
IRS990ScheduleD/TotalRevenuePerForm990Amt0873444
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0873444
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0793047
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt07152
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt16006
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt229995
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt312201
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt42369
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt55170
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd31
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd41
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd51
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd30
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd40
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd50
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2022 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$14,910,017
Liabilities
$4,349,668
Net assets
$10,560,349
Revenue
$873,444
Expenses
$793,047
Net income
$80,397
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$19.6$6.22$13.3$5.16$0.98$4.18
2023Detailed filing. Detailed filing data is available for this year.$16.1$6.69$9.39$2.36$1.78$0.58
2022Detailed filing. Detailed filing data is available for this year.$14.9$4.35$10.6$0.87$0.79$0.08
2021Detailed filing. Detailed filing data is available for this year.$14.2$3.70$10.5$3.97$0.52$3.45
2020Detailed filing. Detailed filing data is available for this year.$10.2$3.17$7.03$2.78$1.31$1.46
2019Detailed filing. Detailed filing data is available for this year.$8.81$3.24$5.57$1.37$0.68$0.70
2018Detailed filing. Detailed filing data is available for this year.$6.88$2.01$4.87$1.84$0.64$1.20
2017Detailed filing. Detailed filing data is available for this year.$4.33$0.66$3.67$1.13$0.51$0.62
2016Detailed filing. Detailed filing data is available for this year.$3.55$0.50$3.05$1.47$0.46$1.01
2015Detailed filing. Detailed filing data is available for this year.$2.31$0.26$2.05$0.40$0.39$0.01
2014Detailed filing. Detailed filing data is available for this year.$2.16$0.12$2.04$0.96$0.31$0.66
2013Detailed filing. Detailed filing data is available for this year.$1.51$0.01$1.50$0.50$0.26$0.24
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.36$0.10$1.26$0.24
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.51$0.00$0.51$0.09