Civic Intelligence

Shields Cares Inc.

990EZ • Fiscal year 2016 • EIN 26-3940105

Jan 01, 2016 to Dec 31, 2016 • Filed on May 17, 2017

Organization ProfileNONE
700 Congress StreetQuincy, MA 02169

(800) 258-4674

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

56th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Liabilities / Revenue

55th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Net Margin

8th percentile

-52%

Higher net margin than 8% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Top Officer Pay

75th percentile

$0

Higher top officer pay than 75% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Asset Growth

6th percentile

-65%

Faster asset growth than 6% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Annualized from 2015 to 2016

Revenue Growth

19th percentile

-26%

Faster revenue growth than 19% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets56th percentile

Assets

Down

$5,008

Down $9,212 (-65%) from 2015

Net Assets

Down

$5,008

Down $9,212 (-65%) from 2015

Liabilities

Flat

$0

Flat from 2015

Revenue And Expenses
Liabilities / Revenue55th percentileNet Margin8th percentile

Revenue

Down

$17,823

Down $6,403 (-26%) from 2015

Expenses

Up

$27,035

Up $9,498 (+54%) from 2015

Net Income

Down

-$9,212

Down $15,901 (-238%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth6th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60K$40K$20K$0Assets 2011: $19,582Liabilities 2011: $0Net Assets 2011: $19,5822011Assets 2012: $15,199Liabilities 2012: $0Net Assets 2012: $15,1992012Assets 2013: $11,578Liabilities 2013: $0Net Assets 2013: $11,5782013Assets 2014: $7,531Liabilities 2014: $0Net Assets 2014: $7,5312014Assets 2015: $14,220Liabilities 2015: $0Net Assets 2015: $14,2202015Assets 2016: $5,008Liabilities 2016: $0Net Assets 2016: $5,0082016Assets 2017: $6,901Liabilities 2017: $0Net Assets 2017: $6,9012017Assets 2018: $9,787Liabilities 2018: $0Net Assets 2018: $9,7872018Assets 2019: $6,193Liabilities 2019: $0Net Assets 2019: $6,1932019Assets 2020: $55,796Liabilities 2020: $0Net Assets 2020: $55,7962020Assets 2021: $56,321Liabilities 2021: $0Net Assets 2021: $56,3212021Assets 2022: $45,449Liabilities 2022: $0Net Assets 2022: $45,4492022Assets 2023: $37,863Liabilities 2023: $0Net Assets 2023: $37,8632023Assets 2024: $13,001Liabilities 2024: $0Net Assets 2024: $13,0012024

Highlighted filing

2016

Assets$5,008
Liabilities$0
Net Assets$5,008
Open 2016 Filing

Operations Trend

Revenue Growth19th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2011: $23,264Expenses 2011: $19,874Net Income 2011: $3,3902011Revenue 2012: $14,262Expenses 2012: $18,645Net Income 2012: -$4,3832012Revenue 2013: $17,792Expenses 2013: $21,413Net Income 2013: -$3,6212013Revenue 2014: $14,531Expenses 2014: $18,578Net Income 2014: -$4,0472014Revenue 2015: $24,226Expenses 2015: $17,537Net Income 2015: $6,6892015Revenue 2016: $17,823Expenses 2016: $27,035Net Income 2016: -$9,2122016Revenue 2017: $16,892Expenses 2017: $14,999Net Income 2017: $1,8932017Revenue 2018: $16,886Expenses 2018: $14,000Net Income 2018: $2,8862018Revenue 2019: $30,621Expenses 2019: $34,215Net Income 2019: -$3,5942019Revenue 2020: $123,667Expenses 2020: $74,064Net Income 2020: $49,6032020Revenue 2021: $18,595Expenses 2021: $18,070Net Income 2021: $5252021Revenue 2022: $15,818Expenses 2022: $26,690Net Income 2022: -$10,8722022Revenue 2023: $13,739Expenses 2023: $21,325Net Income 2023: -$7,5862023Revenue 2024: $15,757Expenses 2024: $40,619Net Income 2024: -$24,8622024

Highlighted filing

2016

Revenue$17,823
Expenses$27,035
Net Income-$9,212
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
May 17, 2017
Return Version
2016v3.0
Gross Receipts
$17,823
Mission and Program Overview

Mission

Shields cares is an employee managed charitable fund. The objective is to be responsive and address the troubles of our fellow employees. By growing a pool of funds primarily through the donations of co-workers, resources are available to assist those with unforeseen financial and medical needs.

Program Services

DescriptionGrantsExpenses
SHORT TERM FINANCIAL ASSISTANCE TO ADDRESS HARDSHIP AND NEED BASED ON SUFFERING, INCOME, MEDICAL CRISIS, EMERGENCIES AND OTHER AVAILABLE AID. IN 2015, SHIELDS CARES ASSISTED IN 7 SITUATIONS (INDIVIDUAL & FAMILY).$27,000$0
Compensation and Service Providers
Top Officer Pay75th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
COLLEEN MULLENPresident-$0--
MELISSA CERROTreasurer-$0--
CHRIS LITTLEHALESecretary-$0--
KATELYN REEBEDirector-$0--
PAULA BIGELOWDirector-$0--
Filing and Contact Details

Filer

Filer Name
Shields Cares Inc
EIN
26-3940105
Phone
8002584674
Address
700 CONGRESS STREET, QUINCY, MA 02169

Signing Officer

Name
Colleen Mullen
Title
President
Phone
8002584674
Signed
2017-05-17
Discuss with paid preparer
Yes

Preparer

Firm
Citrin Cooperman & Company Llp
Address
10 FORBES ROAD WEST, BRAINTREE, MA 02184
Preparer
Michael Hinchey
Phone
7813562000
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 10 - Grants and Similar Amounts Paid

“Activity classification: various. Grantee name: donation under $5,000 to individuals. Grantee relationship: none. Property description: cash. Method used to determine book value: cash. Method used to determine fmv: cash. Book value of property: 27,000. Date of gift: various. Amount given: 27,000.”

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: commonweath of ma annual filing. Amount: 35.”

Raw XML Appendix153 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0SHIELDS HEALTH CARE GROUP
IRS990EZ/BooksInCareOfDetail/PhoneNum05088971576
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt055 CHRISTY DRIVE
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0BROCKTON
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd002301
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt014220
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt05008
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt017823
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/EngagedInExcessBenefitTransInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-9212
IRS990EZ/FiledScheduleAInd01
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt014220
IRS990EZ/Form990TotalAssetsGrp/EOYAmt05008
IRS990EZ/GrantsAndSimilarAmountsPaidAmt027000
IRS990EZ/GrossReceiptsAmt017823
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/LobbyingActivitiesInd00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt014220
IRS990EZ/NetAssetsOrFundBalancesEOYAmt05008
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt014220
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt05008
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt30.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt40.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0COLLEEN MULLEN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1MELISSA CERRO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2CHRIS LITTLEHALE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3KATELYN REEBE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4PAULA BIGELOW
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4DIRECTOR
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt035
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0SHIELDS CARES IS AN EMPLOYEE MANAGED CHARITABLE FUND. THE OBJECTIVE IS TO BE RESPONSIVE AND ADDRESS THE TROUBLES OF OUR FELLOW EMPLOYEES. BY GROWING A POOL OF FUNDS PRIMARILY THROUGH THE DONATIONS OF CO-WORKERS, RESOURCES ARE AVAILABLE TO ASSIST THOSE WITH UNFORESEEN FINANCIAL AND MEDICAL NEEDS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0SHORT TERM FINANCIAL ASSISTANCE TO ADDRESS HARDSHIP AND NEED BASED ON SUFFERING, INCOME, MEDICAL CRISIS, EMERGENCIES AND OTHER AVAILABLE AID. IN 2015, SHIELDS CARES ASSISTED IN 7 SITUATIONS (INDIVIDUAL & FAMILY).
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt027000
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0MA
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt027035
IRS990EZ/TotalProgramServiceExpensesAmt00
IRS990EZ/TotalRevenueAmt017823
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0NONE
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt017823
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt021726
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt014531
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt017792
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt014262
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt086134
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct01.00000
IRS990ScheduleA/PublicSupportPY170Pct01.00000
IRS990ScheduleA/PublicSupportTotal170Amt086134
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt017823
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt021726
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt014531
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt017792
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt014262
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt086134
IRS990ScheduleA/TotalSupportAmt086134
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ACTIVITY CLASSIFICATION: VARIOUS. GRANTEE NAME: DONATION UNDER $5,000 TO INDIVIDUALS. GRANTEE RELATIONSHIP: NONE. PROPERTY DESCRIPTION: CASH. METHOD USED TO DETERMINE BOOK VALUE: CASH. METHOD USED TO DETERMINE FMV: CASH. BOOK VALUE OF PROPERTY: 27,000. DATE OF GIFT: VARIOUS. AMOUNT GIVEN: 27,000.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: COMMONWEATH OF MA ANNUAL FILING. AMOUNT: 35.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 10 - GRANTS AND SIMILAR AMOUNTS PAID
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0COLLEEN MULLEN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum08002584674
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-05-17
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SHIELDS CARES INC
ReturnHeader/Filer/BusinessNameControlTxt0SHIE
ReturnHeader/Filer/EIN0263940105
ReturnHeader/Filer/PhoneNum08002584674
ReturnHeader/Filer/USAddress/AddressLine1Txt0700 CONGRESS STREET
ReturnHeader/Filer/USAddress/CityNm0QUINCY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd002169
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0C27162987B381C4F28A59D7411845B433CA9CB60
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId076E7BA1B88B6FFCCB8B0403871B0DD2A043ADC5B
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0108.26.157.114
ReturnHeader/FilingSecurityInformation/IPDt02017-05-17
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0ED
ReturnHeader/FilingSecurityInformation/IPTm011:30:59
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0222428965
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CITRIN COOPERMAN & COMPANY LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt010 FORBES ROAD WEST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0BRAINTREE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd002184
ReturnHeader/PreparerPersonGrp/PhoneNum07813562000
ReturnHeader/PreparerPersonGrp/PreparationDt02017-05-17
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MICHAEL HINCHEY
ReturnHeader/ReturnTs02017-06-12T13:12:33-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$5,008
Liabilities
$0
Net assets
$5,008
Revenue
$17,823
Expenses
$27,035
Net income
-$9,212
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.13$0.00$0.13$0.16$0.41$0.25
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.38$0.00$0.38$0.14$0.21$0.08
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.45$0.00$0.45$0.16$0.27$0.11
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.56$0.00$0.56$0.19$0.18$0.01
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.56$0.00$0.56$1.24$0.74$0.50
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.06$0.00$0.06$0.31$0.34$0.04
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.10$0.00$0.10$0.17$0.14$0.03
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.07$0.00$0.07$0.17$0.15$0.02
2016Detailed filing. Detailed filing data is available for this year.$0.05$0.00$0.05$0.18$0.27$0.09
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.14$0.00$0.14$0.24$0.18$0.07
2014Detailed filing. Detailed filing data is available for this year.$0.08$0.00$0.08$0.15$0.19$0.04
2013XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.12$0.00$0.12$0.18$0.21$0.04
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.15$0.00$0.15$0.14$0.19$0.04
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.20$0.00$0.20$0.23$0.20$0.03