Civic Intelligence

Vehicle Protection Association

990 • Fiscal year 2015 • EIN 26-2934816

Jan 01, 2015 to Dec 31, 2015 • Filed on May 05, 2016

100 West Cypress Creek Road Ste 70Fort Lauderdale, FL 33309

(314) 667-5654

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

32nd percentile

0.08x

Higher debt load relative to assets than 32% of similar nonprofits.

2015 filings • 501(c)6 • $1M-$5M nonprofits • Source year 2015

Liabilities / Revenue

42nd percentile

0.13x

Higher debt load relative to revenue than 42% of similar nonprofits.

2015 filings • 501(c)6 • $1M-$5M nonprofits • Source year 2015

Net Margin

96th percentile

40%

Higher net margin than 96% of similar nonprofits.

2015 filings • 501(c)6 • $1M-$5M nonprofits • Source year 2015

Top Officer Pay

21st percentile

$0

Higher top officer pay than 21% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2015 filings • 501(c)6 • $1M-$5M nonprofits • Source year 2015

Asset Growth

90th percentile

29%

Faster asset growth than 90% of similar nonprofits.

2015 filings • 501(c)6 • $1M-$5M nonprofits • Annualized from 2014 to 2015

Revenue Growth

46th percentile

2.7%

Faster revenue growth than 46% of similar nonprofits.

2015 filings • 501(c)6 • $1M-$5M nonprofits • Annualized from 2014 to 2015

Assets

Up

$1,326,146

Up $296,599 (+29%) from 2014

Net Assets

Up

$1,221,333

Up $314,148 (+35%) from 2014

Liabilities

Down

$104,813

Down $17,549 (-14%) from 2014

Revenue

Up

$803,874

Up $21,220 (+2.7%) from 2014

Expenses

Down

$484,595

Down $28,418 (-5.5%) from 2014

Net Income

Up

$319,279

Up $49,638 (+18%) from 2014

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5M$1.0M$500K$0Assets 2012: $573,272Liabilities 2012: $83,741Net Assets 2012: $489,5312012Assets 2013: $744,500Liabilities 2013: $106,956Net Assets 2013: $637,5442013Assets 2014: $1,029,547Liabilities 2014: $122,362Net Assets 2014: $907,1852014Assets 2015: $1,326,146Liabilities 2015: $104,813Net Assets 2015: $1,221,3332015Assets 2016: $1,471,531Liabilities 2016: $104,812Net Assets 2016: $1,366,7192016Assets 2017: $1,077,098Liabilities 2017: $104,811Net Assets 2017: $972,2872017

Highlighted filing

2015

Assets$1,326,146
Liabilities$104,813
Net Assets$1,221,333

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KExpenses 2012: $398,2872012Revenue 2013: $562,410Expenses 2013: $427,667Net Income 2013: $134,7432013Revenue 2014: $782,654Expenses 2014: $513,013Net Income 2014: $269,6412014Revenue 2015: $803,874Expenses 2015: $484,595Net Income 2015: $319,2792015Revenue 2016: $682,304Expenses 2016: $536,918Net Income 2016: $145,3862016Revenue 2017: $22,278Expenses 2017: $407,516Net Income 2017: -$385,2382017

Highlighted filing

2015

Revenue$803,874
Expenses$484,595
Net Income$319,279
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
May 5, 2016
Return Version
2015v2.1
Gross Receipts
$803,874
Mission and Program Overview

Mission

The vpa successfully developed and updated standards in support of our industry and its consumers. These standards demonstrate to government officials and consumers that our industry has eliminated many of its initial communication problems.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$770,668$860,413▲ $89,745
Accounts Receivable$258,879$465,733▲ $206,854
Total Assets$1,029,547$1,326,146▲ $296,599
Liabilities
Deferred Revenue$102,327$102,327→ $0
Other Liabilities$4,404--
Accounts Payable and Accrued Expenses$15,631$2,486▼ $13,145
Total Liabilities$122,362$104,813▼ $17,549
Net Assets / Fund Balance
Unrestricted Net Assets$907,185$1,221,333▲ $314,148
Total Net Assets Fund Balance$907,185$1,221,333▲ $314,148
Total Liabilities and Net Assets / Fund Balance$1,029,547$1,326,146▲ $296,599
Compensation and Service Providers

Board Members and Trustees

NameTitle
Paul ChernawskyChairman
Brian BeckerVice-chairma
Carter PattersonBoard Member
Chris RileyBoard Member
Clarence TownsendBoard Member
David SitzmanBoard Member
Ellie SutherlandBoard Member
Rebecca HowardBoard Member
Robert SchusterBoard Member
Michelle DefouwSecretary/tr
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$803,874
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$319,279
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$461,283
Salaries, Compensation, and Employee Benefits$23,312
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Legal---$162,139
Fees for Services Management---$78,850
Fees for Services Accounting---$37,470
Travel---$32,245
Other Salaries and Wages---$21,871
Information Technology---$16,678
Advertising---$14,734
All Other Expenses---$14,054
Conferences and Meetings---$11,208
Other Expenses---$10,162
Insurance---$2,640
Office Expenses---$1,609
Payroll Taxes---$1,441
Total Functional Expenses$0$0$0$484,595
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
No
Subject to proxy tax
Yes
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

CHRIS CARENZA

Form 990, Page 6, Part VI, Line 7A

YES

Form 990, Page 6, Part VI, Line 7B

YES

Form 990, Page 6, Part VI, Line 11B

No review was or will be conducted.

Form 990, Page 6, Part VI, Line 12C

YES

Form 990, Page 6, Part VI, Line 19

No documents available to the public

Filing and Contact Details

Filer

Filer Name
Vehicle Protection Association
EIN
26-2934816
Phone
3146675654
Address
100 WEST CYPRESS CREEK ROAD STE 70, FORT LAUDERDALE, FL 33309

Signing Officer

Name
Paul Chernawsky
Title
Chairman
Phone
5613222979
Signed
2016-05-05

Organization Details

Principal Officer
Paul Chernawsky
Formed
2008
Legal Domicile
Oh
Voting Board Members
8
Independent Board Members
8
Employees
1

Preparer

Firm
Dime Tax LLC
Address
327 DAHLONEGA ST STE 1004, CUMMING, GA 30040-8210
Preparer
Kristina M Lott
Phone
6788614573
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

The vpa successfully developed and updated standards in support of our industry and its consumers. These standards demonstrate to government officials and consumers that our industry has eliminated many of its initial communication problems.

Form 990, Page 1, Part I, Line 6

Form 990, part i, line 1, description of organization mission: to promote regulatory education & compliance for the marketing & servicing of vehicle service contracts. Form 990, part vi, section a, line 6: there are 2 member classes: member and associate member. Members are vehicle service contract providers and include financing companies, administrators, insurers, software providers and credit card processors. Associate members are individuals interested in the organization's mission but who are not vehicle service contract providers. Form 990, part vi, section a, line 7a: all members have equal rights to vote for members of the board. Form 990, part vi, section a, line 7b: the standards of conduct, when initially proposed, are voted upon by the membership. Form 990, part vi, section b, line 11: the audit committee reviews the 990 and presents to the board for their option to review. Form 990, part vi, section b, line 12c: should a situation arise, it is referred to the president. No such situation has ever arisen. Form 990, part vi, section b, line 15: so far, the organization does not have a compensation policy for management. Form 990, part vi, section c, line 19: the organization makes its governing documents, conflict of interest policy, and financial statements available to the public upon request. Form 990, part xi, line 2c oversight of compliled financial statements: there have been no changes during the year in the process for oversight of the compiled financial statements.

Raw XML Appendix320 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt015631
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt02486
IRS990/AccountsReceivableGrp/BOYAmt0258879
IRS990/AccountsReceivableGrp/EOYAmt0465733
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0THE VPA SUCCESSFULLY DEVELOPED AND UPDATED STANDARDS IN SUPPORT OF OUR INDUSTRY AND ITS CONSUMERS. THESE STANDARDS DEMONSTRATE TO GOVERNMENT OFFICIALS AND CONSUMERS THAT OUR INDUSTRY HAS ELIMINATED MANY OF ITS INITIAL COMMUNICATION PROBLEMS.
IRS990/AdvertisingGrp/TotalAmt014734
IRS990/AllOtherExpensesGrp/TotalAmt014054
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0ROBBY BIRNBAUM
IRS990/BooksInCareOfDetail/PhoneNum03146675654
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0408 N EUCLID
IRS990/BooksInCareOfDetail/USAddress/AddressLine2Txt0SUITE 3SW
IRS990/BooksInCareOfDetail/USAddress/CityNm0STLLOUIS
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MO
IRS990/BooksInCareOfDetail/USAddress/ZIPCd063108
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0770668
IRS990/CashNonInterestBearingGrp/EOYAmt0860413
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/TotalAmt011208
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt00
IRS990/CYOtherExpensesAmt0461283
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0803874
IRS990/CYRevenuesLessExpensesAmt0319279
IRS990/CYSalariesCompEmpBnftPaidAmt023312
IRS990/CYTotalExpensesAmt0484595
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0803874
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DeferredRevenueGrp/BOYAmt0102327
IRS990/DeferredRevenueGrp/EOYAmt0102327
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0INDUSTRY SERVICES CERTIFICATION: THIS PROGRAM IMPLEMENTS THE VPA CERTIFICATION OF MARKETERS OF VEHICLE SERVICE CONTRACTS AND REQUIRES STRICT ADHERENCE TO THE STANDARDS OF CONDUCT AND AN AUDIT OF THE COMPANIES BY AN INDEPENDENT AUDITOR.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt01
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt037470
IRS990/FeesForServicesLegalGrp/TotalAmt0162139
IRS990/FeesForServicesManagementGrp/TotalAmt078850
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt015.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt15.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt25.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt35.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt45.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt55.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt65.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt75.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt85.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt95.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/PersonNm0PAUL CHERNAWSKY
IRS990/Form990PartVIISectionAGrp/PersonNm1ELLIE SUTHERLAND
IRS990/Form990PartVIISectionAGrp/PersonNm2MICHELLE DEFOUW
IRS990/Form990PartVIISectionAGrp/PersonNm3REBECCA HOWARD
IRS990/Form990PartVIISectionAGrp/PersonNm4DAVID SITZMAN
IRS990/Form990PartVIISectionAGrp/PersonNm5BRIAN BECKER
IRS990/Form990PartVIISectionAGrp/PersonNm6CARTER PATTERSON
IRS990/Form990PartVIISectionAGrp/PersonNm7CLARENCE TOWNSEND
IRS990/Form990PartVIISectionAGrp/PersonNm8CHRIS RILEY
IRS990/Form990PartVIISectionAGrp/PersonNm9ROBERT SCHUSTER
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY/TR
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5VICE-CHAIRMA
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9BOARD MEMBER
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr02008
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt08
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0803874
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt08
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt016678
IRS990/InsuranceGrp/TotalAmt02640
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt08
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0OH
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0THE VPA SUCCESSFULLY DEVELOPED AND UPDATED STANDARDS IN SUPPORT OF OUR INDUSTRY AND ITS CONSUMERS. THESE STANDARDS DEMONSTRATE TO GOVERNMENT OFFICIALS AND CONSUMERS THAT OUR INDUSTRY HAS ELIMINATED MANY OF ITS INITIAL COMMUNICATION PROBLEMS.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0907185
IRS990/NetAssetsOrFundBalancesEOYAmt01221333
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0true
IRS990/NondeductibleContriDisclInd0true
IRS990/OfficeExpensesGrp/TotalAmt01609
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherExpensesGrp/Desc0TELEPHONE EXP
IRS990/OtherExpensesGrp/Desc1CONTRACT LABOR
IRS990/OtherExpensesGrp/Desc2PERSONNEL RELATIONS
IRS990/OtherExpensesGrp/Desc3OFFICE EXPENSES
IRS990/OtherExpensesGrp/TotalAmt044325
IRS990/OtherExpensesGrp/TotalAmt123719
IRS990/OtherExpensesGrp/TotalAmt211450
IRS990/OtherExpensesGrp/TotalAmt310162
IRS990/OtherLiabilitiesGrp/BOYAmt04404
IRS990/OtherSalariesAndWagesGrp/TotalAmt021871
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt01441
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0PAUL CHERNAWSKY
IRS990/PriorPeriodAdjustmentsAmt0-5131
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0CONTRACT REVENUE
IRS990/ProgramServiceRevenueGrp/Desc1MEMBERSHIP DUES
IRS990/ProgramServiceRevenueGrp/Desc2ANNUAL MANAGEMENT FEE
IRS990/ProgramServiceRevenueGrp/Desc3REGISTRATION REVENUE
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0514807
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1274419
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt212253
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt32395
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0514807
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1274419
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt212253
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt32395
IRS990/ProgSrvcAccomActy2Grp/Desc0MEMBER SERVICES: THIS PROGRAM ESTABLISHES AND REVISED THE STANDARDS OF CONDUCT UPON WHICH THE VPA CERTIFICATION IS BASED. THE STANDARDS TAKE INTO ACCOUNT RECOMMENDATIONS OF REGULATORS AND ATTORNEYS GENERAL AND ARE FOCUSED ON THE CONSUMER.
IRS990/ProgSrvcAccomActy3Grp/Desc0IMAGE ENHANCEMENT: THIS PROGRAM'S FUNCTION IS TO IMPROVE THE IMAGE OF THE VEHICLE SERVICE INDUSTRY. IN THE PAST TWO YEARS, IT HAS BEEN ATTACKED BY ATTORNEYS GENERAL, THE MEDIA AND OTHERS. THE VPA HAS EFFECTIVELY DEALT WITH THESE ISSUES BY PROVIDING EDUCATION TO THE PUBLIC AND REGULATORS.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYOtherExpensesAmt0513013
IRS990/PYOtherRevenueAmt04000
IRS990/PYProgramServiceRevenueAmt0778654
IRS990/PYRevenuesLessExpensesAmt0269641
IRS990/PYTotalExpensesAmt0513013
IRS990/PYTotalRevenueAmt0782654
IRS990/ReconcilationRevenueExpnssAmt0319279
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleC/AgreeCarryoverPriorYearInd0false
IRS990ScheduleC/DuesAssessmentsAmt0514807
IRS990ScheduleC/OnlyInHouseLobbyingInd0false
IRS990ScheduleC/SubstantiallyAllDuesNondedInd0false
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE VPA SUCCESSFULLY DEVELOPED AND UPDATED STANDARDS IN SUPPORT OF OUR INDUSTRY AND ITS CONSUMERS. THESE STANDARDS DEMONSTRATE TO GOVERNMENT OFFICIALS AND CONSUMERS THAT OUR INDUSTRY HAS ELIMINATED MANY OF ITS INITIAL COMMUNICATION PROBLEMS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1FORM 990, PART I, LINE 1, DESCRIPTION OF ORGANIZATION MISSION: TO PROMOTE REGULATORY EDUCATION & COMPLIANCE FOR THE MARKETING & SERVICING OF VEHICLE SERVICE CONTRACTS. FORM 990, PART VI, SECTION A, LINE 6: THERE ARE 2 MEMBER CLASSES: MEMBER AND ASSOCIATE MEMBER. MEMBERS ARE VEHICLE SERVICE CONTRACT PROVIDERS AND INCLUDE FINANCING COMPANIES, ADMINISTRATORS, INSURERS, SOFTWARE PROVIDERS AND CREDIT CARD PROCESSORS. ASSOCIATE MEMBERS ARE INDIVIDUALS INTERESTED IN THE ORGANIZATION'S MISSION BUT WHO ARE NOT VEHICLE SERVICE CONTRACT PROVIDERS. FORM 990, PART VI, SECTION A, LINE 7A: ALL MEMBERS HAVE EQUAL RIGHTS TO VOTE FOR MEMBERS OF THE BOARD. FORM 990, PART VI, SECTION A, LINE 7B: THE STANDARDS OF CONDUCT, WHEN INITIALLY PROPOSED, ARE VOTED UPON BY THE MEMBERSHIP. FORM 990, PART VI, SECTION B, LINE 11: THE AUDIT COMMITTEE REVIEWS THE 990 AND PRESENTS TO THE BOARD FOR THEIR OPTION TO REVIEW. FORM 990, PART VI, SECTION B, LINE 12C: SHOULD A SITUATION ARISE, IT IS REFERRED TO THE PRESIDENT. NO SUCH SITUATION HAS EVER ARISEN. FORM 990, PART VI, SECTION B, LINE 15: SO FAR, THE ORGANIZATION DOES NOT HAVE A COMPENSATION POLICY FOR MANAGEMENT. FORM 990, PART VI, SECTION C, LINE 19: THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PART XI, LINE 2C OVERSIGHT OF COMPLILED FINANCIAL STATEMENTS: THERE HAVE BEEN NO CHANGES DURING THE YEAR IN THE PROCESS FOR OVERSIGHT OF THE COMPILED FINANCIAL STATEMENTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CHRIS CARENZA
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3YES
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4YES
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5NO REVIEW WAS OR WILL BE CONDUCTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6YES
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7NO DOCUMENTS AVAILABLE TO THE PUBLIC
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 1, PART I, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0true
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt01029547
IRS990/TotalAssetsEOYAmt01326146
IRS990/TotalAssetsGrp/BOYAmt01029547
IRS990/TotalAssetsGrp/EOYAmt01326146
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt01
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0484595
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0122362
IRS990/TotalLiabilitiesEOYAmt0104813
IRS990/TotalLiabilitiesGrp/BOYAmt0122362
IRS990/TotalLiabilitiesGrp/EOYAmt0104813
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0907185
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01221333
IRS990/TotalProgramServiceRevenueAmt0803874
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0803874
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0803874
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt01029547
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt01326146
IRS990/TravelGrp/TotalAmt032245
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnrestrictedNetAssetsGrp/BOYAmt0907185
IRS990/UnrestrictedNetAssetsGrp/EOYAmt01221333
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt08
IRS990/VotingMembersIndependentCnt08
IRS990/WebsiteAddressTxt0WWW.VPANET.ORG
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02016-12-15 16:53:06Z
ReturnHeader/BusinessOfficerGrp/PersonNm0PAUL CHERNAWSKY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CHAIRMAN
ReturnHeader/BusinessOfficerGrp/PhoneNum05613222979
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-05-05
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0VEHICLE PROTECTION ASSOCIATION
ReturnHeader/Filer/BusinessNameControlTxt0VEHI
ReturnHeader/Filer/EIN0262934816
ReturnHeader/Filer/PhoneNum03146675654
ReturnHeader/Filer/USAddress/AddressLine1Txt0100 WEST CYPRESS CREEK ROAD STE 70
ReturnHeader/Filer/USAddress/CityNm0FORT LAUDERDALE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0FL
ReturnHeader/Filer/USAddress/ZIPCd033309
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0462282110
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0DIME TAX LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0327 DAHLONEGA ST STE 1004
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0CUMMING
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0GA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0300408210
ReturnHeader/PreparerPersonGrp/PhoneNum06788614573
ReturnHeader/PreparerPersonGrp/PreparationDt02016-05-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0KRISTINA M LOTT
ReturnHeader/ReturnTs02016-05-16T07:56:42-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02015-01-01
ReturnHeader/TaxPeriodEndDt02015-12-31
ReturnHeader/TaxYr02015

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings