Liabilities / Assets
92nd percentile
Higher debt load relative to assets than 92% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
92nd percentile
Higher debt load relative to assets than 92% of similar nonprofits.
Liabilities / Revenue
71st percentile
Higher debt load relative to revenue than 71% of similar nonprofits.
Net Margin
26th percentile
Higher net margin than 26% of similar nonprofits.
Top Officer Pay
93rd percentile
Higher top officer pay than 93% of similar nonprofits.
Top officer pay equals 58.3% of source-year revenue.
Asset Growth
13th percentile
Faster asset growth than 13% of similar nonprofits.
Revenue Growth
11th percentile
Faster revenue growth than 11% of similar nonprofits.
Assets
Down$10,900
Down $3,391 (-24%) from 2013
Net Assets
Down$4,478
Down $8,300 (-65%) from 2013
Liabilities
Up$6,422
Up $4,909 (+324%) from 2013
Revenue
Down$133,777
Down $51,935 (-28%) from 2013
Expenses
Down$142,077
Down $34,199 (-19%) from 2013
Net Income
Down-$8,300
Down $17,736 (-188%) from 2013
To provide title insurance agent services to attorneys.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Cash and Non-Interest-Bearing Accounts | $14,291 | $10,900 | ▼ $3,391 |
| Total Assets | $14,291 | $10,900 | ▼ $3,391 |
| Liabilities | |||
| Other Liabilities | $1,513 | $6,422 | ▲ $4,909 |
| Total Liabilities | $1,513 | $6,422 | ▲ $4,909 |
| Net Assets / Fund Balance | |||
| Unrestricted Net Assets | $12,778 | $4,478 | ▼ $8,300 |
| Total Net Assets Fund Balance | $12,778 | $4,478 | ▼ $8,300 |
| Total Liabilities and Net Assets / Fund Balance | $14,291 | $10,900 | ▼ $3,391 |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Kevin Atwood | Secretary | FT | $78,000 | $78,000 |
| Thomas Bussone Ii | President | FT | $32,310 | $32,310 |
| Name | Title |
|---|---|
| Thomas Fallon | Treasurer |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $116,834 |
| Other Expenses | $25,243 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | $110,310 | - | $110,310 |
| Occupancy | - | $6,669 | - | $6,669 |
| Payroll Taxes | - | $6,524 | - | $6,524 |
| Insurance | - | $2,790 | - | $2,790 |
| Office Expenses | - | $2,762 | - | $2,762 |
| Fees for Services Other | - | $2,041 | - | $2,041 |
| All Other Expenses | $447 | $1,078 | - | $1,525 |
| Fees for Services Accounting | - | $900 | - | $900 |
| Other Expenses | - | $820 | - | $820 |
| Total Functional Expenses | $447 | $141,630 | $0 | $142,077 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Credit Card Payable | $4,909 |
| Payroll Withholdings | $1,513 |
“No review was or will be conducted.”
“No documents available to the public”
“To support the real estate bar association.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | TO PROVIDE TITLE INSURANCE AGENT SERVICES TO ATTORNEYS. |
| IRS990/AllOtherContributionsAmt | 0 | 133777 |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 1078 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 447 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 1525 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | THOMAS BUSSONE II |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 9783384001 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | PO BOX 495 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | BEVERLY |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 01915 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 14291 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 10900 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | false |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConflictOfInterestPolicyInd | 0 | false |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 133777 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 0 |
| IRS990/CYOtherExpensesAmt | 0 | 25243 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 0 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -8300 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 116834 |
| IRS990/CYTotalExpensesAmt | 0 | 142077 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 133777 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/Desc | 0 | TO SUPPORT THE REAL ESTATE BAR ASSOCIATION. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | false |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | false |
| IRS990/EmployeeCnt | 0 | 1 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt | 0 | 900 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 900 |
| IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt | 0 | 2041 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 2041 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | KEVIN ATWOOD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | THOMAS BUSSONE II |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | THOMAS FALLON |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 78000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 32310 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | TREASURER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 2008 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 3 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 133777 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 2790 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 2790 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 1 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LegalDomicileStateCd | 0 | MA |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingCashInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | TO PROVIDE TITLE INSURANCE AGENT SERVICES TO ATTORNEYS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 12778 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 4478 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 6669 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 6669 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 2762 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 2762 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrganizationFollowsSFAS117Ind | 0 | X |
| IRS990/OtherExpensesGrp/Desc | 0 | TECHNICAL SUPPORT |
| IRS990/OtherExpensesGrp/Desc | 1 | SOFTWARE |
| IRS990/OtherExpensesGrp/Desc | 2 | OUTSIDE SERVICES |
| IRS990/OtherExpensesGrp/Desc | 3 | AUTO EXPENSE |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 4429 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 1807 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 1500 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 3 | 820 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 4429 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 1807 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 1500 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 820 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 1513 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 6422 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 110310 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 110310 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 6524 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 6524 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | TO SUPPORT THE REAL ESTATE BAR ASSOCIATION. |
| IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt | 0 | 447 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYContributionsGrantsAmt | 0 | 185712 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 20500 |
| IRS990/PYOtherExpensesAmt | 0 | 35075 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 9436 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 120701 |
| IRS990/PYTotalExpensesAmt | 0 | 176276 |
| IRS990/PYTotalRevenueAmt | 0 | 185712 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -8300 |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | false |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 4909 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 1513 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | CREDIT CARD PAYABLE |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | PAYROLL WITHHOLDINGS |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 6422 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | false |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | TO SUPPORT THE REAL ESTATE BAR ASSOCIATION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | NO REVIEW WAS OR WILL BE CONDUCTED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | NO DOCUMENTS AVAILABLE TO THE PUBLIC |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 2, PART III, LINE 4D |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 14291 |
| IRS990/TotalAssetsEOYAmt | 0 | 10900 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 14291 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 10900 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalContributionsAmt | 0 | 133777 |
| IRS990/TotalEmployeeCnt | 0 | 1 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 141630 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 447 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 142077 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 1513 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 6422 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 1513 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 6422 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 12778 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 4478 |
| IRS990/TotalOtherProgSrvcExpenseAmt | 0 | 447 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 447 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 110310 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 133777 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 14291 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 10900 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UnrestrictedNetAssetsGrp/BOYAmt | 0 | 12778 |
| IRS990/UnrestrictedNetAssetsGrp/EOYAmt | 0 | 4478 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 3 |
| IRS990/VotingMembersIndependentCnt | 0 | 1 |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2016-04-25 22:37:26Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | THOMAS BUSSONE |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | DIRECTOR |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 9789272211 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2015-01-08 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | MASSACHUSETTS ATTORNEYS TITLE GROUP |
| ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt | 0 | INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | MASS |
| ReturnHeader/Filer/EIN | 0 | 262882545 |
| ReturnHeader/Filer/PhoneNum | 0 | 9789272211 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO BOX 495 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | BEVERLY |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MA |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 01915 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 263011860 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | SILVERMAN AVILA & GERSHAW CPA'S |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 100 CONIFER HILL DR STE 108 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | DANVERS |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 019231164 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 9787674222 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2015-02-07 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | R PETER AVILA CPA |
| ReturnHeader/ReturnTs | 0 | 2015-02-07T14:23:29-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2014-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2014-12-31 |
| ReturnHeader/TaxYr | 0 | 2014 |
No mirrored PDF or thumbnail assets are attached yet.
Displayed year
2014 • Form 990Detailed filing. Detailed filing data is available for this year.