Civic Intelligence

Surf for Life

990EZ • Fiscal year 2020 • EIN 26-2527261

Jan 01, 2020 to Dec 31, 2020 • Filed on Oct 27, 2023

Organization Profilewww.surfforlife.org
PO Box 797Portland, ME 04101

(917) 870-7366

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

52nd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Liabilities / Revenue

53rd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Net Margin

70th percentile

21%

Higher net margin than 70% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Top Officer Pay

91st percentile

$17,449

Higher top officer pay than 91% of similar nonprofits.

Top officer pay equals 14.8% of source-year revenue.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Asset Growth

77th percentile

38%

Faster asset growth than 77% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Revenue Growth

24th percentile

-45%

Faster revenue growth than 24% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets52nd percentile

Assets

Up

$87,819

Up $24,283 (+38%) from 2019

Net Assets

Up

$87,819

Up $24,283 (+38%) from 2019

Liabilities

Flat

$0

Flat from 2019

Revenue And Expenses
Liabilities / Revenue53rd percentileNet Margin70th percentile

Revenue

Down

$118,002

Down $98,266 (-45%) from 2019

Expenses

Down

$93,719

Down $78,233 (-45%) from 2019

Net Income

Down

$24,283

Down $20,033 (-45%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth77th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2017: $60,207Liabilities 2017: $2,007Net Assets 2017: $58,2002017Assets 2018: $105,711Liabilities 2018: $1,448Net Assets 2018: $104,2632018Assets 2019: $63,536Liabilities 2019: $0Net Assets 2019: $63,5362019Assets 2020: $90,059Liabilities 2020: $21,292Net Assets 2020: $68,7672020Assets 2020: $87,819Liabilities 2020: $0Net Assets 2020: $87,8192020Assets 2021: $83,225Liabilities 2021: $0Net Assets 2021: $83,2252021Assets 2022: $65,553Liabilities 2022: $0Net Assets 2022: $65,5532022Assets 2023: $61,014Liabilities 2023: $0Net Assets 2023: $61,0142023Assets 2024: $35,136Liabilities 2024: $0Net Assets 2024: $35,1362024

Highlighted filing

2020

Assets$87,819
Liabilities$0
Net Assets$87,819
Open 2020 Filing

Operations Trend

Revenue Growth24th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$800K$600K$400K$200K$0-$200KRevenue 2017: $521,196Expenses 2017: $614,594Net Income 2017: -$93,3982017Revenue 2018: $201,753Expenses 2018: $166,930Net Income 2018: $34,8232018Revenue 2019: $216,268Expenses 2019: $171,952Net Income 2019: $44,3162019Revenue 2020: $120,242Expenses 2020: $115,012Net Income 2020: $5,2302020Revenue 2020: $118,002Expenses 2020: $93,719Net Income 2020: $24,2832020Revenue 2021: $7,067Expenses 2021: $5,684Net Income 2021: $1,3832021Revenue 2022: $0Expenses 2022: $2,380Net Income 2022: -$2,3802022Revenue 2023: $8,233Expenses 2023: $12,772Net Income 2023: -$4,5392023Revenue 2024: $45,263Expenses 2024: $72,827Net Income 2024: -$27,5642024

Highlighted filing

2020

Revenue$118,002
Expenses$93,719
Net Income$24,283
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Oct 27, 2023
Return Version
2020v4.0
Gross Receipts
$118,002
Mission and Program Overview

Mission

Our mission is to channel the interest and energy of individuals into teams that travel to various project sites where they serve as hands-on volun-tourists and goodwill advocates. Execution of community-identified projects that provide access to health care and education to disadvantaged children and their communities in the developing world.

Our mission is to channel the interest and energy of individuals into teams that travel to various project sites where they serve as hands on volun-tourists and goodwill advocates. Execution of community identified projects that provide access to healthcare and education to disadvantaged children and their communities in the developing world

Program Services

DescriptionGrantsExpenses
Prior to March 2020 we financed and completed a community center in El Paredon, Guatemala and an elementary school classroom in Bocas del Toro, Panama Post March 2020 our organization maintained relationships and contact with community partners in our international program locations however direct projects were put on hold due to covid 19 crisis.$1,500$46,128
Compensation and Service Providers
Top Officer Pay91st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Debbie FoxDirector-$17,449-$17,449
Jonathan SoferDirector-$0--
Bo FoxDirector-$0--
Lara BurosDirector-$0--
Michelle BagnatoDirector-$0--
Chris FoxDirector-$0--
Filing and Contact Details

Filer

Filer Name
Surf for Life
EIN
26-2527261
Phone
9178707366
Address
PO Box 797, Portland, ME 04101

Signing Officer

Name
Lara Buros
Title
Operations Manager
Phone
9178707366
Signed
2023-10-27
Supplemental Narrative

Additional Explanations

Form 990-EZ, Header, Line B

“the original return was for an incorrect fiscal year; we apologize as over covid 19 period we took a hiatus with majority of staff losing their roles and are resubmitting our forms to ensure we are accurate and up to date”

Form 990-EZ, Part I, Line 16

“Description;Amount^Bank Fees;904|Presentation and Promotional Expenses;1452|Program and In Country Project Expenses;44751|Project Development;1377^Total;48484^”

Raw XML Appendix189 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/AmendedReturnInd0X
IRS990EZ/BenefitsPaidToOrForMembersAmt00
IRS990EZ/BooksInCareOfDetail/PersonNm0Lara Buros
IRS990EZ/BooksInCareOfDetail/PhoneNum09178707366
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0506 Canyon Dr
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine2Txt0Unit 60
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Oceanside
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd092054
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt063536
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt087819
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt0115556
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/EngagedInExcessBenefitTransInd00
IRS990EZ/ExcessOrDeficitForYearAmt024283
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt017365
IRS990EZ/FiledScheduleAInd01
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form1120PolFiledInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt063536
IRS990EZ/Form990TotalAssetsGrp/EOYAmt087819
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt05
IRS990EZ/GrossReceiptsAmt0118002
IRS990EZ/GrossSalesOfInventoryAmt05
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt00
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/LobbyingActivitiesInd00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt02441
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt063536
IRS990EZ/NetAssetsOrFundBalancesEOYAmt087819
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt063536
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt087819
IRS990EZ/OccupancyRentUtltsAndMaintAmt08747
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt04
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt14
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt24
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt34
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt44
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt54
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt017449
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Debbie Fox
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Jonathan Sofer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Bo Fox
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Lara Buros
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Michelle Bagnato
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Chris Fox
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Director
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt048484
IRS990EZ/OtherRevenueTotalAmt00
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0Our mission is to channel the interest and energy of individuals into teams that travel to various project sites where they serve as hands on volun-tourists and goodwill advocates. Execution of community identified projects that provide access to healthcare and education to disadvantaged children and their communities in the developing world
IRS990EZ/PrintingPublicationsPostageAmt01674
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Prior to March 2020 we financed and completed a community center in El Paredon, Guatemala and an elementary school classroom in Bocas del Toro, Panama Post March 2020 our organization maintained relationships and contact with community partners in our international program locations however direct projects were put on hold due to covid 19 crisis.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt01500
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt046128
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt017449
IRS990EZ/SaleOfAssetsGrossAmt00
IRS990EZ/SchoolOperatingInd00
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0CA
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt093719
IRS990EZ/TotalProgramServiceExpensesAmt046128
IRS990EZ/TotalRevenueAmt0118002
IRS990EZ/TransactionWithControlEntInd00
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0www.surfforlife.org
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt011802
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt0211438
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt0197902
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt0181767
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt0521196
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt01124105
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt01502
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt02460
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt021352
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt025314
IRS990ScheduleA/InvestmentIncomeCYPct00
IRS990ScheduleA/InvestmentIncomePYPct00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct01
IRS990ScheduleA/PublicSupportPY509Pct01
IRS990ScheduleA/PublicSupportTotal509Amt01149419
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt013304
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0213898
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0219254
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0181767
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt0521196
IRS990ScheduleA/Total509Grp/TotalAmt01149419
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt013304
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0213898
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0219254
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0181767
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt0521196
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt01149419
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0the original return was for an incorrect fiscal year; we apologize as over covid 19 period we took a hiatus with majority of staff losing their roles and are resubmitting our forms to ensure we are accurate and up to date
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Description;Amount^Bank Fees;904|Presentation and Promotional Expenses;1452|Program and In Country Project Expenses;44751|Project Development;1377^Total;48484^
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Header, Line B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part I, Line 16
ReasonableCauseExplanation/ExplanationTxt0During covid 19 the organization halted all services and original directors founded other services. We had been informed that this form was filed but on searching through our records do not think it was actually filed. We wanted to make sure we did due diligence and filed as soon as we were aware of the issue. We deeply apologize for our mistake.
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL2
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/LastSubmissionRqrOOBCd01
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/OOBSecurityVerificationCd011
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd01
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Lara Buros
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Operations Manager
ReturnHeader/BusinessOfficerGrp/PhoneNum09178707366
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-10-27
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SURF FOR LIFE
ReturnHeader/Filer/BusinessNameControlTxt0SURF
ReturnHeader/Filer/EIN0262527261
ReturnHeader/Filer/PhoneNum09178707366
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 797
ReturnHeader/Filer/USAddress/CityNm0Portland
ReturnHeader/Filer/USAddress/StateAbbreviationCd0ME
ReturnHeader/Filer/USAddress/ZIPCd004101
ReturnHeader/ReturnTs02023-10-27T16:27:43-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02020-01-01
ReturnHeader/TaxPeriodEndDt02020-12-31
ReturnHeader/TaxYr02020

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2020 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$87,819
Liabilities
$0
Net assets
$87,819
Revenue
$118,002
Expenses
$93,719
Net income
$24,283
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.35$0.00$0.35$0.45$0.73$0.28
2023Detailed filing. Detailed filing data is available for this year.$0.61$0.00$0.61$0.08$0.13$0.05
2022Detailed filing. Detailed filing data is available for this year.$0.66$0.00$0.66$0.00$0.02$0.02
2021Detailed filing. Detailed filing data is available for this year.$0.83$0.00$0.83$0.07$0.06$0.01
2020Detailed filing. Detailed filing data is available for this year.$0.90$0.21$0.69$1.20$1.15$0.05
2020Detailed filing. Detailed filing data is available for this year.$0.88$0.00$0.88$1.18$0.94$0.24
2019Detailed filing. Detailed filing data is available for this year.$0.64$0.00$0.64$2.16$1.72$0.44
2018Detailed filing. Detailed filing data is available for this year.$1.06$0.01$1.04$2.02$1.67$0.35
2017Detailed filing. Detailed filing data is available for this year.$0.60$0.02$0.58$5.21$6.15$0.93
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2020 filings • 501(c)3 • <$500k nonprofits