Civic Intelligence

Checkerboard Ltd Employee Benefits Trust

990 • Fiscal year 2015 • EIN 26-1638306

Jan 01, 2015 to Dec 31, 2015 • Filed on May 03, 2016

Organization ProfileCHECKERNET.COM
216 West Boylston StreetWest Boylston, MA 01583

(508) 835-2475

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

49th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2015 filings • 501(c)9 • $500k-$1M nonprofits • Source year 2015

Liabilities / Revenue

50th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2015 filings • 501(c)9 • $500k-$1M nonprofits • Source year 2015

Net Margin

9th percentile

-93%

Higher net margin than 9% of similar nonprofits.

2015 filings • 501(c)9 • $500k-$1M nonprofits • Source year 2015

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2015

Asset Growth

9th percentile

-42%

Faster asset growth than 9% of similar nonprofits.

2015 filings • 501(c)9 • $500k-$1M nonprofits • Annualized from 2013 to 2015

Revenue Growth

9th percentile

-39%

Faster revenue growth than 9% of similar nonprofits.

2015 filings • 501(c)9 • $500k-$1M nonprofits • Annualized from 2013 to 2015

Balance Sheet
Liabilities / Assets49th percentile

Assets

Down

$214,108

Down $421,571 (-66%) from 2013

Net Assets

Down

$214,108

Down $421,571 (-66%) from 2013

Liabilities

Flat

$0

Flat from 2013

Revenue And Expenses
Liabilities / Revenue50th percentileNet Margin9th percentile

Revenue

Down

$229,573

Down $379,732 (-62%) from 2013

Expenses

Down

$443,190

Down $81,963 (-16%) from 2013

Net Income

Down

-$213,617

Down $297,769 (-354%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth9th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800K$600K$400K$200K$0Assets 2013: $635,679Liabilities 2013: $0Net Assets 2013: $635,6792013Assets 2015: $214,108Liabilities 2015: $0Net Assets 2015: $214,1082015Assets 2016: $0Liabilities 2016: $0Net Assets 2016: $02016

Highlighted filing

2015

Assets$214,108
Liabilities$0
Net Assets$214,108
Open 2015 Filing

Operations Trend

Revenue Growth9th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KRevenue 2013: $609,305Expenses 2013: $525,153Net Income 2013: $84,1522013Revenue 2015: $229,573Expenses 2015: $443,190Net Income 2015: -$213,6172015Revenue 2016: $7Expenses 2016: $214,115Net Income 2016: -$214,1082016

Highlighted filing

2015

Revenue$229,573
Expenses$443,190
Net Income-$213,617
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
May 3, 2016
Return Version
2015v2.1
Gross Receipts
$504,443
Mission and Program Overview

Mission

Providing benefits for employees of checkerboard, ltd.

To provide and administer benefits for employees of checkerboard, ltd.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$453,994$214,108▼ $239,886
Rtn Earn Endowment Incm Other Fnds$453,994$214,108▼ $239,886
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$453,994$214,108▼ $239,886
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Total Net Assets Fund Balance$453,994$214,108▼ $239,886
Total Liabilities and Net Assets / Fund Balance$453,994$214,108▼ $239,886
Compensation and Service Providers
Top Officer PayScore unavailable

Board Members and Trustees

NameTitle
Micah S ChaseTrustee
Michael MuirTrustee
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$201,128
Investment Income
$28,445
Other Revenue
$0
Change in Net Assets
$-213,617
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,194
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$440,996
Fees for Service Investment Mgmnt Fees---$2,194
Total Functional Expenses$0$0$0$443,190
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11

“Each trustee receives a copy of the final version of form 990 before it is filed. It is then reviewed and approved by the trustees. The form 990 is timely filed with the internal revenue service.”

Form 990, Part VI, Section C, Line 19

“No documents are made available to the public.”

Filing and Contact Details

Filer

Filer Name
Checkerboard Ltd
EIN
26-1638306
Phone
5088352475
Address
216 WEST BOYLSTON STREET, WEST BOYLSTON, MA 01583

Signing Officer

Name
Michael Muir
Title
Trustee
Phone
5088352475
Signed
2016-05-03
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Micah S Chase
Formed
2007
Legal Domicile
Ma
Voting Board Members
2
Independent Board Members
0
Employees
0
Volunteers
0

Preparer

Firm
Greenberg Rosenblatt Kull & Bitsoli Pc
Address
306 MAIN STREET SUITE 400, WORCESTER, MA 01608
Preparer
Norman Bitsoli CPA
Phone
5087910901
Raw XML Appendix243 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO PROVIDE AND ADMINISTER BENEFITS FOR EMPLOYEES OF CHECKERBOARD, LTD.
IRS990/BenefitsToMembersGrp/TotalAmt0440996
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0CHECKERBOARD LTD
IRS990/BooksInCareOfDetail/PhoneNum05088352475
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0216 WEST BOYLSTON STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0WEST BOYLSTON
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd001583
IRS990/BusinessRlnWithFamMemInd00
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IRS990/CollectionsOfArtInd00
IRS990/CompensationFromOtherSrcsInd00
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IRS990/CompensationProcessOtherInd00
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IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt0440996
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt028445
IRS990/CYOtherExpensesAmt02194
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0201128
IRS990/CYRevenuesLessExpensesAmt0-213617
IRS990/CYSalariesCompEmpBnftPaidAmt00
IRS990/CYTotalExpensesAmt0443190
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0229573
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/Desc0PROVISION FOR THE PAYMENT OF MEDICAL EXPENSES AND OTHER BENEFITS TO ITS PARTICIPANTS, THEIR DEPENDENTS OR DESIGNATED BENEFICIARIES.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd00
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt00
IRS990/ExpenseAmt0440996
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt02194
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form1098CFiledInd00
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IRS990/Form8899Filedind00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/PersonNm0MICAH S CHASE
IRS990/Form990PartVIISectionAGrp/PersonNm1MICHAEL MUIR
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/TitleTxt0TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt1TRUSTEE
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr02007
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/SecuritiesAmt025097
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt02
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt0299967
IRS990/GrossReceiptsAmt0504443
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt00
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt03348
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt03348
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0MA
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt0274870
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0PROVIDING BENEFITS FOR EMPLOYEES OF CHECKERBOARD, LTD.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0453994
IRS990/NetAssetsOrFundBalancesEOYAmt0214108
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt025097
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt025097
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-26269
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd00
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0MICAH S CHASE
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0310000
IRS990/ProgramServiceRevenueGrp/Desc0EMPLOYER CONTRIBUTION
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0201128
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0201128
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt0425827
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt013791
IRS990/PYOtherExpensesAmt03499
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0243255
IRS990/PYRevenuesLessExpensesAmt0-172280
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt0429326
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0257046
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt0-213617
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0229573
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0453994
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IRS990/SavingsAndTempCashInvstGrp/BOYAmt0453994
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IRS990/ScheduleBRequiredInd00
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EACH TRUSTEE RECEIVES A COPY OF THE FINAL VERSION OF FORM 990 BEFORE IT IS FILED. IT IS THEN REVIEWED AND APPROVED BY THE TRUSTEES. THE FORM 990 IS TIMELY FILED WITH THE INTERNAL REVENUE SERVICE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1NO DOCUMENTS ARE MADE AVAILABLE TO THE PUBLIC.
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IRS990/SchoolOperatingInd00
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IRS990/TotalOtherCompensationAmt00
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IRS990/USAddress/StateAbbreviationCd0MA
IRS990/USAddress/ZIPCd001583
IRS990/VotingMembersGoverningBodyCnt02
IRS990/VotingMembersIndependentCnt00
IRS990/WebsiteAddressTxt0CHECKERNET.COM
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02016-12-15 16:53:06Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0MICHAEL MUIR
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TRUSTEE
ReturnHeader/BusinessOfficerGrp/PhoneNum05088352475
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-05-03
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CHECKERBOARD LTD
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0EMPLOYEE BENEFITS TRUST
ReturnHeader/Filer/BusinessNameControlTxt0CHEC
ReturnHeader/Filer/EIN0261638306
ReturnHeader/Filer/PhoneNum05088352475
ReturnHeader/Filer/USAddress/AddressLine1Txt0216 WEST BOYLSTON STREET
ReturnHeader/Filer/USAddress/CityNm0WEST BOYLSTON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd001583
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0042687094
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0GREENBERG ROSENBLATT KULL & BITSOLI PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0306 MAIN STREET SUITE 400
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0WORCESTER
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd001608
ReturnHeader/PreparerPersonGrp/PhoneNum05087910901
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0NORMAN BITSOLI CPA
ReturnHeader/ReturnTs02016-05-16T09:37:59-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02015-01-01
ReturnHeader/TaxPeriodEndDt02015-12-31
ReturnHeader/TaxYr02015

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2015 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$214,108
Liabilities
$0
Net assets
$214,108
Revenue
$229,573
Expenses
$443,190
Net income
-$213,617
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.00$0.00$0.00$0.00$2.14$2.14
2015Detailed filing. Detailed filing data is available for this year.$2.14$0.00$2.14$2.30$4.43$2.14
2013Detailed filing. Detailed filing data is available for this year.$6.36$0.00$6.36$6.09$5.25$0.84