Civic Intelligence

Checkerboard Ltd Employee Benefits Trust

990 • Fiscal year 2013 • EIN 26-1638306

Jan 01, 2013 to Dec 31, 2013 • Filed on Apr 30, 2014

Organization ProfileCHECKERNET.COM
216 West Boylston Street01583

(508) 835-2475

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

46th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2013 filings • 501(c)9 • $500k-$1M nonprofits • Source year 2013

Liabilities / Revenue

51st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2013 filings • 501(c)9 • $500k-$1M nonprofits • Source year 2013

Net Margin

72nd percentile

14%

Higher net margin than 72% of similar nonprofits.

2013 filings • 501(c)9 • $500k-$1M nonprofits • Source year 2013

Top Officer Pay

56th percentile

$0

Higher top officer pay than 56% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2013 filings • 501(c)9 • $500k-$1M nonprofits • Source year 2013

Asset Growth

57th percentile

7.0%

Faster asset growth than 57% of similar nonprofits.

2013 filings • 501(c)9 • $500k-$1M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets46th percentile

Assets

$635,679

No earlier filing loaded for comparison.

Net Assets

$635,679

No earlier filing loaded for comparison.

Liabilities

$0

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / Revenue51st percentileNet Margin72nd percentile

Revenue

$609,305

No earlier filing loaded for comparison.

Expenses

$525,153

No earlier filing loaded for comparison.

Net Income

$84,152

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth57th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800K$600K$400K$200K$0Assets 2013: $635,679Liabilities 2013: $0Net Assets 2013: $635,6792013Assets 2015: $214,108Liabilities 2015: $0Net Assets 2015: $214,1082015Assets 2016: $0Liabilities 2016: $0Net Assets 2016: $02016

Highlighted filing

2013

Assets$635,679
Liabilities$0
Net Assets$635,679
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KRevenue 2013: $609,305Expenses 2013: $525,153Net Income 2013: $84,1522013Revenue 2015: $229,573Expenses 2015: $443,190Net Income 2015: -$213,6172015Revenue 2016: $7Expenses 2016: $214,115Net Income 2016: -$214,1082016

Highlighted filing

2013

Revenue$609,305
Expenses$525,153
Net Income$84,152
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Apr 30, 2014
Return Version
2013v3.0
Gross Receipts
$958,950
Mission and Program Overview

Mission

Providing benefits for employees of checkerboard, ltd.

To provide and administer benefits for employees of checkerboard, ltd.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$594,175$635,679▲ $41,504
Accounts Receivable-$326,987-
Savings and Temporary Cash Investments$594,175$308,692▼ $285,483
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$594,175$635,679▲ $41,504
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Total Net Assets Fund Balance$594,175$635,679▲ $41,504
Total Liabilities and Net Assets / Fund Balance$594,175$635,679▲ $41,504
Compensation and Service Providers
Top Officer Pay56th percentile

Board Members and Trustees

NameTitle
Micah S ChaseTrustee
Michael MuirTrustee
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$519,867
Investment Income
$89,438
Other Revenue
$0
Change in Net Assets
$84,152
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$5,286
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$519,867
Fees for Service Investment Mgmnt Fees---$5,286
Total Functional Expenses$0$0$0$525,153
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11

“Each trustee receives a copy of the final version of form 990 before it is filed. It is then reviewed and approved by the trustees. The form 990 is timely filed with the internal revenue service.”

Form 990, Part VI, Section C, Line 19

“No documents are made available to the public.”

Filing and Contact Details

Filer

EIN
26-1638306
Phone
5088352475

Signing Officer

Name
Michael Muir
Title
Trustee
Phone
5088352475
Signed
2014-04-30
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Micah S Chase
Formed
2007
Legal Domicile
Ma
Voting Board Members
2
Independent Board Members
0
Employees
0
Volunteers
0

Preparer

Preparer
Norman Bitsoli CPA
Phone
5087910901
Raw XML Appendix243 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
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IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO PROVIDE AND ADMINISTER BENEFITS FOR EMPLOYEES OF CHECKERBOARD, LTD.
IRS990/BenefitsToMembersGrp/TotalAmt0519867
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine10CHECKERBOARD LTD
IRS990/BooksInCareOfDetail/PhoneNum05088352475
IRS990/BooksInCareOfDetail/USAddress/AddressLine10216 WEST BOYLSTON STREET
IRS990/BooksInCareOfDetail/USAddress/City0WEST BOYLSTON
IRS990/BooksInCareOfDetail/USAddress/State0MA
IRS990/BooksInCareOfDetail/USAddress/ZIPCode001583
IRS990/BusinessRlnWithFamMemInd00
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IRS990/CYInvestmentIncomeAmt089438
IRS990/CYOtherExpensesAmt05286
IRS990/CYOtherRevenueAmt00
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IRS990/DecisionsSubjectToApprovaInd00
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IRS990/Desc0PROVISION FOR THE PAYMENT OF MEDICAL EXPENSES AND OTHER BENEFITS TO ITS PARTICIPANTS, THEIR DEPENDENTS OR DESIGNATED BENEFICIARIES.
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
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IRS990/FormationYr02007
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IRS990/GainOrLossGrp/SecuritiesAmt077667
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt02
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt0427312
IRS990/GrossReceiptsAmt0958950
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt00
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt011771
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt011771
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0MA
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt0349645
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0PROVIDING BENEFITS FOR EMPLOYEES OF CHECKERBOARD, LTD.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0594175
IRS990/NetAssetsOrFundBalancesEOYAmt0635679
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt077667
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt077667
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-42648
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd00
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
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IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0MICAH S CHASE
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0310000
IRS990/ProgramServiceRevenueGrp/Desc0EMPLOYER CONTRIBUTION
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0519867
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IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt0569349
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt050320
IRS990/PYOtherExpensesAmt05730
IRS990/PYOtherRevenueAmt00
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IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt0575079
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0619669
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt084152
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0609305
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0594175
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IRS990/ScheduleBRequiredInd00
IRS990/ScheduleJRequiredInd00
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EACH TRUSTEE RECEIVES A COPY OF THE FINAL VERSION OF FORM 990 BEFORE IT IS FILED. IT IS THEN REVIEWED AND APPROVED BY THE TRUSTEES. THE FORM 990 IS TIMELY FILED WITH THE INTERNAL REVENUE SERVICE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1NO DOCUMENTS ARE MADE AVAILABLE TO THE PUBLIC.
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IRS990/USAddress/ZIPCode001583
IRS990/VotingMembersGoverningBodyCnt02
IRS990/VotingMembersIndependentCnt00
IRS990/WebsiteAddressTxt0CHECKERNET.COM
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0MICHAEL MUIR
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TRUSTEE
ReturnHeader/BusinessOfficerGrp/PhoneNum05088352475
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-04-30
ReturnHeader/Filer/BusinessName/BusinessNameLine10CHECKERBOARD LTD EMPLOYEE BENEFITS TRUST
ReturnHeader/Filer/BusinessNameControlTxt0CHEC
ReturnHeader/Filer/EIN0261638306
ReturnHeader/Filer/PhoneNum05088352475
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ReturnHeader/Filer/USAddress/ZIPCode001583
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0042687094
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10GREENBERG ROSENBLATT KULL & BITSOLI PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine10306 MAIN STREET SUITE 400
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0WORCESTER
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode0016150034
ReturnHeader/PreparerPersonGrp/PhoneNum05087910901
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0NORMAN BITSOLI CPA
ReturnHeader/ReturnTs02014-05-14T15:18:22-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02013-01-01
ReturnHeader/TaxPeriodEndDt02013-12-31
ReturnHeader/TaxYr02013

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$635,679
Liabilities
$0
Net assets
$635,679
Revenue
$609,305
Expenses
$525,153
Net income
$84,152
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.00$0.00$0.00$0.00$2.14$2.14
2015Detailed filing. Detailed filing data is available for this year.$2.14$0.00$2.14$2.30$4.43$2.14
2013Detailed filing. Detailed filing data is available for this year.$6.36$0.00$6.36$6.09$5.25$0.84