Civic Intelligence

Insight Christian Counseling

990 • Fiscal year 2020 • EIN 26-1356049

Jan 01, 2020 to Dec 31, 2020 • Filed on May 14, 2021

2315 Stahl Road Box 867Huntingdon Valley, PA 19006

(215) 947-6465

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

85th percentile

0.36x

Higher debt load relative to assets than 85% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Liabilities / Revenue

82nd percentile

0.17x

Higher debt load relative to revenue than 82% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Net Margin

63rd percentile

15%

Higher net margin than 63% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Top Officer Pay

98th percentile

$94,000

Higher top officer pay than 98% of similar nonprofits.

Top officer pay equals 60.3% of source-year revenue.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Asset Growth

92nd percentile

164%

Faster asset growth than 92% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Revenue Growth

75th percentile

13%

Faster revenue growth than 75% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Assets

Up

$74,044

Up $45,976 (+164%) from 2019

Net Assets

Up

$47,374

Up $22,657 (+92%) from 2019

Liabilities

Up

$26,670

Up $23,319 (+696%) from 2019

Revenue

Up

$155,850

Up $17,798 (+13%) from 2019

Expenses

Down

$133,193

Down $9,560 (-6.7%) from 2019

Net Income

Up

$22,657

Up $27,358 (+582%) from 2019

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$80K$60K$40K$20K$0Assets 2011: $3,270Liabilities 2011: $833Net Assets 2011: $2,4372011Assets 2012: $4,841Liabilities 2012: $742Net Assets 2012: $4,0992012Assets 2013: $6,273Liabilities 2013: $1,408Net Assets 2013: $4,8652013Assets 2014: $8,812Liabilities 2014: $1,988Net Assets 2014: $6,8242014Assets 2015: $17,736Liabilities 2015: $2,344Net Assets 2015: $15,3922015Assets 2016: $7,000Liabilities 2016: $2,344Net Assets 2016: $4,6562016Assets 2017: $32,255Liabilities 2017: $4,415Net Assets 2017: $27,8402017Assets 2018: $34,423Liabilities 2018: $5,005Net Assets 2018: $29,4182018Assets 2019: $28,068Liabilities 2019: $3,351Net Assets 2019: $24,7172019Assets 2020: $74,044Liabilities 2020: $26,670Net Assets 2020: $47,3742020Assets 2021: $52,770Liabilities 2021: $1,798Net Assets 2021: $50,9722021Assets 2022: $8,223Net Assets 2022: $8,2232022Assets 2023: $0Net Assets 2023: $02023

Highlighted filing

2020

Assets$74,044
Liabilities$26,670
Net Assets$47,374

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$150K$100K$50K$0-$50KExpenses 2011: $44,7392011Expenses 2012: $50,4302012Revenue 2013: $56,681Expenses 2013: $55,915Net Income 2013: $7662013Revenue 2014: $63,867Expenses 2014: $61,908Net Income 2014: $1,9592014Revenue 2015: $76,501Expenses 2015: $67,933Net Income 2015: $8,5682015Revenue 2016: $83,475Expenses 2016: $94,211Net Income 2016: -$10,7362016Revenue 2017: $109,654Expenses 2017: $86,470Net Income 2017: $23,1842017Revenue 2018: $111,682Expenses 2018: $110,104Net Income 2018: $1,5782018Revenue 2019: $138,052Expenses 2019: $142,753Net Income 2019: -$4,7012019Revenue 2020: $155,850Expenses 2020: $133,193Net Income 2020: $22,6572020Revenue 2021: $156,598Expenses 2021: $153,000Net Income 2021: $3,5982021Revenue 2022: $49,718Expenses 2022: $92,467Net Income 2022: -$42,7492022Revenue 2023: $14Expenses 2023: $5,801Net Income 2023: -$5,7872023

Highlighted filing

2020

Revenue$155,850
Expenses$133,193
Net Income$22,657
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
May 14, 2021
Return Version
2020v4.0
Gross Receipts
$155,850
Mission and Program Overview

Mission

Providing biblical counseling for individuals

To provide biblically based counseling for individuals, couples and families regardless of their ability to pay.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$28,068$74,044▲ $45,976
Savings and Temporary Cash Investments-$0-
Accounts Receivable-$0-
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Land, Buildings, and Equipment, Net-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$28,068$74,044▲ $45,976
Other Assets Total-$0-
Liabilities
Unsecured Notes Loans Payable-$25,000-
Accounts Payable and Accrued Expenses$3,351$1,670▼ $1,681
Total Liabilities$3,351$26,670▲ $23,319
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$24,717$47,374▲ $22,657
Total Net Assets Fund Balance$24,717$47,374▲ $22,657
Total Liabilities and Net Assets / Fund Balance$28,068$74,044▲ $45,976
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Paul E RandolphExecutive DirectorFT$94,000$94,000

Board Members and Trustees

NameTitle
Rev Robert SchumanChairman
David ServiceVice Chair
Diane SliferTrustee
Michael JacobsTrustee
Tim WeirTrustee
George ZauflikSecretary
William KernTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$112,008
Program Service Revenue
$43,842
Investment Income
$0
Other Revenue
$0
All Other Contributions
$112,008
Change in Net Assets
$22,657
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$95,827
Other Expenses$37,366
Total Fundraising Expense$1,482
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$75,200$18,800-$94,000
Fees for Services Other$20,065--$20,065
Occupancy$3,404$851-$4,255
Travel$2,350--$2,350
All Other Expenses$1,305$74$620$1,999
Payroll Taxes$1,462$365-$1,827
Fees for Services Accounting-$1,558-$1,558
Office Expenses-$1,263-$1,263
Insurance$994$249-$1,243
Other Expenses$954$720$862$720
Advertising$600--$600
Total Functional Expenses$106,334$25,377$1,482$133,193
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 11B: Form 990 Review Process

Executive Director will review Form 990 with the Board and have a Q/A session with the preparers. The Board subsequently approves the 990.

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

Every year the Officers for the Organization sign a conflict of interest statement.

Form 990, Part VI, Line 15A: Compensation Review & Approval Process - CEO, Top Management

The by-laws of the organization state that the Board of Directors have the authority to adjust compensation of the Executive Director. Compensation is decided by using comparable data. It is reviewed and approved by independent persons.

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

As per organization policy, the documents are available on request

Filing and Contact Details

Filer

Filer Name
Insight Christian Counseling
EIN
26-1356049
Phone
2159476465
Address
2315 Stahl Road Box 867, Huntingdon Valley, PA 19006

Signing Officer

Name
Paul E Randolph
Title
Executive Director
Signed
2021-05-14
Discuss with paid preparer
Yes

Organization Details

Formed
2007
Legal Domicile
Pa
Voting Board Members
7
Independent Board Members
7
Employees
1

Preparer

Firm
Morey Nee Buck & Oswald LLC
Address
2571 BAGLYOS CIR STE B20, BETHLEHEM, PA 18020
Preparer
William C Oswald
Phone
6108821000
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IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt0218322
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
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IRS990ScheduleA/Post1975UBTIGrp/TotalAmt00
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IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus3YearsAmt038400
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Executive Director will review Form 990 with the Board and have a Q/A session with the preparers. The Board subsequently approves the 990.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Every year the Officers for the Organization sign a conflict of interest statement.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The by-laws of the organization state that the Board of Directors have the authority to adjust compensation of the Executive Director. Compensation is decided by using comparable data. It is reviewed and approved by independent persons.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3As per organization policy, the documents are available on request
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Line 15a: Compensation Review & Approval Process - CEO, Top Management
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
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IRS990/TotalProgramServiceExpensesAmt0106334
IRS990/TotalProgramServiceRevenueAmt043842
IRS990/TotalReportableCompFromOrgAmt094000
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IRS990/TravelGrp/TotalAmt02350
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IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt025000
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt02315 Stahl Road Box 867
IRS990/USAddress/CityNm0Huntingdon Valley

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