Civic Intelligence

Ssfcu Charitable Foundation Inc.

990 • Fiscal year 2014 • EIN 26-1114329

Jan 01, 2014 to Dec 31, 2014 • Filed on Nov 06, 2015

16211 LA Cantera PkwySan Antonio, TX 78256

(210) 476-4928

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

55th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2014 filings • 501(c)3 • <$500k nonprofits • Source year 2014

Liabilities / Revenue

55th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2014 filings • 501(c)3 • <$500k nonprofits • Source year 2014

Net Margin

7th percentile

-61%

Higher net margin than 7% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Source year 2014

Top Officer Pay

74th percentile

$0

Higher top officer pay than 74% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2014 filings • 501(c)3 • <$500k nonprofits • Source year 2014

Asset Growth

8th percentile

-53%

Faster asset growth than 8% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Annualized from 2013 to 2014

Revenue Growth

19th percentile

-25%

Faster revenue growth than 19% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Annualized from 2013 to 2014

Assets

Down

$77,981

Down $89,465 (-53%) from 2013

Net Assets

Down

$77,981

Down $89,465 (-53%) from 2013

Liabilities

Flat

$0

Flat from 2013

Revenue

Down

$147,053

Down $49,771 (-25%) from 2013

Expenses

Up

$236,518

Up $5,808 (+2.5%) from 2013

Net Income

Down

-$89,465

Down $55,579 (-164%) from 2013

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300K$200K$100K$0Assets 2011: $207,036Liabilities 2011: $0Net Assets 2011: $207,0362011Assets 2012: $201,332Liabilities 2012: $0Net Assets 2012: $201,3322012Assets 2013: $167,446Liabilities 2013: $0Net Assets 2013: $167,4462013Assets 2014: $77,981Liabilities 2014: $0Net Assets 2014: $77,9812014Assets 2015: $110,420Liabilities 2015: $0Net Assets 2015: $110,4202015Assets 2016: $155,296Liabilities 2016: $0Net Assets 2016: $155,2962016Assets 2017: $235,500Liabilities 2017: $0Net Assets 2017: $235,5002017Assets 2018: $267,439Liabilities 2018: $0Net Assets 2018: $267,4392018Assets 2019: $257,114Liabilities 2019: $0Net Assets 2019: $257,1142019Assets 2020: $206,624Liabilities 2020: $0Net Assets 2020: $206,6242020Assets 2021: $161,532Liabilities 2021: $0Net Assets 2021: $161,5322021Assets 2022: $186,302Liabilities 2022: $7,500Net Assets 2022: $178,8022022Assets 2023: $234,238Liabilities 2023: $962Net Assets 2023: $233,2762023Assets 2024: $275,761Liabilities 2024: $688Net Assets 2024: $275,0732024

Highlighted filing

2014

Assets$77,981
Liabilities$0
Net Assets$77,981

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$400K$200K$0-$200KExpenses 2011: $293,4452011Expenses 2012: $366,5802012Revenue 2013: $196,824Expenses 2013: $230,710Net Income 2013: -$33,8862013Revenue 2014: $147,053Expenses 2014: $236,518Net Income 2014: -$89,4652014Revenue 2015: $157,247Expenses 2015: $124,808Net Income 2015: $32,4392015Revenue 2016: $198,234Expenses 2016: $153,358Net Income 2016: $44,8762016Revenue 2017: $222,753Expenses 2017: $142,549Net Income 2017: $80,2042017Revenue 2018: $191,790Expenses 2018: $159,851Net Income 2018: $31,9392018Revenue 2019: $188,899Expenses 2019: $199,224Net Income 2019: -$10,3252019Revenue 2020: $66,265Expenses 2020: $116,755Net Income 2020: -$50,4902020Revenue 2021: $85,454Expenses 2021: $130,546Net Income 2021: -$45,0922021Revenue 2022: $171,919Expenses 2022: $154,649Net Income 2022: $17,2702022Revenue 2023: $216,322Expenses 2023: $161,848Net Income 2023: $54,4742023Revenue 2024: $198,822Expenses 2024: $157,025Net Income 2024: $41,7972024

Highlighted filing

2014

Revenue$147,053
Expenses$236,518
Net Income-$89,465
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Nov 6, 2015
Return Version
2014v5.0
Gross Receipts
$217,124
Mission and Program Overview

Mission

The mission of ssfcu charitable foundation, inc. Is to further security service federal credit union's core value of community service by providing support to deserving organizations and causes in the credit union's market areas.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$167,446$77,981▼ $89,465
Savings and Temporary Cash Investments-$0-
Accounts Receivable-$0-
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Land, Buildings, and Equipment, Net-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$167,446$77,981▼ $89,465
Other Assets Total-$0-
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Unrestricted Net Assets$167,446$77,981▼ $89,465
Total Net Assets Fund Balance$167,446$77,981▼ $89,465
Total Liabilities and Net Assets / Fund Balance$167,446$77,981▼ $89,465
Compensation and Service Providers

Board Members and Trustees

NameTitle
Jim LaffoonPresident & Director
Charles GossDirector
John T CodyDirector
Michael CubetaSecretary & Director
John WorthingtonTreasurer & Director

Highest Paid Contractors

ContractorServicesLocationCompensation
Na---
Revenue and Support

Revenue Composition

Contributions and Grants
$5,991
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$141,062
All Other Contributions
$5,991
Change in Net Assets
$-89,465
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$232,000
Other Expenses$4,518
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Orgs$232,000--$232,000
Other Expenses-$4,518-$4,518
Total Functional Expenses$232,000$4,518$0$236,518
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Ronald Mcdonald HouseSan Antonio, TX501(c)(3)Public Charity$25,000
San Antonio Childrens HospitSan Antonio, TX501(c)(3)Public Charity$20,000
Driscoll Childrens HospitalCorpus Christi, TX501(c)(3)Public Charity$15,000
Rebuilding TogetherSan Antonio, TX501(c)(3)Public Charity$15,000
Care and ShareColorado Spring, CO501(c)(3)Public Charity$12,000
Avens VillageGreeley, CO501(c)(3)Public Charity$10,000
Battered Womens ShelterSan Antonio, TX501(c)(3)Public Charity$10,000
Big Brothers Big SistersSan Antonio, TX501(c)(3)Public Charity$10,000
Community Health DevelopmentUvalde, TX501(c)(3)Public Charity$10,000
Corpus Christi Metro MinistryCorpus Christi, TX501(3)(3)Public Charity$10,000
Hurst Wood Education FndOrem, UT501(c)(3)Public Charity$10,000
International Womens BoardEdinburg, TX501(c)(3)Public Charity$10,000
Lee&beulah Moor Childrens HmEl Paso, TX501(c)(3)Public Charity$10,000
Rise RecoverySan Antonio, TX501(c)(3)Public Charity$10,000
Uso of South TexasCorpus Christi, TX501(c)(3)Public Charity$10,000
Utah Food BankSalt Lake City, UT501(c)(3)Public Charity$10,000
Utah Food and Care CoalitionProvo, UT501(c)(3)Public Charity$10,000
Vannie E CookMcallen, TX501(c)(3)Public Charity$10,000
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$211,133
Fundraising Direct Expenses$70,071
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Golf Classic Fundraising$211,133$211,133$27,189$183,944
Total Events$211,133$211,133$70,071$141,062
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 11B: Form 990 Review Process

Official copy will be reviewed at scheduled board meeting and recorded in the minutes.

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

Board members and employees have required periodic reviews during which they must acknowledge compliance with the conflict of interest policy.

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

Documents are available upon request

Filing and Contact Details

Filer

Filer Name
Ssfcu Charitable Foundation Inc
EIN
26-1114329
Phone
2104764928
Address
16211 LA CANTERA PKWY, SAN ANTONIO, TX 78256

Signing Officer

Name
Michael Cubeta
Title
Secretary
Signed
2015-11-06
Discuss with paid preparer
Yes

Organization Details

Formed
2008
Legal Domicile
TX
Voting Board Members
5
Independent Board Members
0
Employees
0
Volunteers
20

Preparer

Firm
Fisher Herbst & Kemble Pc
Address
9501 CONSOLE DR STE 200, SAN ANTONIO, TX 78229-2396
Preparer
Barbara L Herbst CPA
Phone
2106142284
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IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
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IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt070071
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0Golf Classic Fundraising
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageEvent1Amt020532
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageTotalEventsAmt020532
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt0211133
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IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt0211133
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IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt0141062
IRS990ScheduleG/FundraisingEventInformationGrp/NonCashPrizesEvent1Amt03120
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IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt027189
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt027189
IRS990ScheduleG/FundraisingEventInformationGrp/RentFacilityCostsEvent1Amt019230
IRS990ScheduleG/FundraisingEventInformationGrp/RentFcltyCostsTotalEventsAmt019230
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IRS990ScheduleI/RecipientTable/CashGrantAmt910000
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IRS990ScheduleI/RecipientTable/CashGrantAmt1410000
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IRS990ScheduleI/RecipientTable/IRCSectionDesc11501(C)(3)
IRS990ScheduleI/RecipientTable/IRCSectionDesc12501(C)(3)
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IRS990ScheduleI/RecipientTable/IRCSectionDesc14501(C)(3)
IRS990ScheduleI/RecipientTable/IRCSectionDesc15501(C)(3)
IRS990ScheduleI/RecipientTable/IRCSectionDesc16501(C)(3)
IRS990ScheduleI/RecipientTable/IRCSectionDesc17501(C)(3)
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IRS990ScheduleI/RecipientTable/NonCashAssistanceAmt20
IRS990ScheduleI/RecipientTable/NonCashAssistanceAmt30
IRS990ScheduleI/RecipientTable/NonCashAssistanceAmt40
IRS990ScheduleI/RecipientTable/NonCashAssistanceAmt50
IRS990ScheduleI/RecipientTable/NonCashAssistanceAmt60
IRS990ScheduleI/RecipientTable/NonCashAssistanceAmt70
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IRS990ScheduleI/RecipientTable/NonCashAssistanceAmt90
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IRS990ScheduleI/RecipientTable/NonCashAssistanceAmt160
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IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt2PUBLIC CHARITY
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt3PUBLIC CHARITY
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt4PUBLIC CHARITY
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt5PUBLIC CHARITY
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt6PUBLIC CHARITY
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt7PUBLIC CHARITY
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt8PUBLIC CHARITY
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt9PUBLIC CHARITY
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt10PUBLIC CHARITY
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IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt0AVENS VILLAGE
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt1BATTERED WOMENS SHELTER
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt2BIG BROTHERS BIG SISTERS
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt3CARE AND SHARE
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt4COMMUNITY HEALTH DEVELOPMENT
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt5CORPUS CHRISTI METRO MINISTRY
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt6DRISCOLL CHILDRENS HOSPITAL
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt7HURST WOOD EDUCATION FND
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt8INTERNATIONAL WOMENS BOARD
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt9LEE&BEULAH MOOR CHILDRENS HM
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt10REBUILDING TOGETHER
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt11RISE RECOVERY
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt12RONALD MCDONALD HOUSE
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt13SAN ANTONIO CHILDRENS HOSPIT
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt14USO OF SOUTH TEXAS
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt15UTAH FOOD AND CARE COALITION
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt16UTAH FOOD BANK
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt17VANNIE E COOK
IRS990ScheduleI/RecipientTable/RecipientEIN0954760497
IRS990ScheduleI/RecipientTable/RecipientEIN1741994151
IRS990ScheduleI/RecipientTable/RecipientEIN2741897630
IRS990ScheduleI/RecipientTable/RecipientEIN3840731930
IRS990ScheduleI/RecipientTable/RecipientEIN4742269739
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Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$2.76$0.01$2.75$1.99$1.57$0.42
2023Detailed filing. Detailed filing data is available for this year.$2.34$0.01$2.33$2.16$1.62$0.54
2022Detailed filing. Detailed filing data is available for this year.$1.86$0.08$1.79$1.72$1.55$0.17
2021Detailed filing. Detailed filing data is available for this year.$1.62$0.00$1.62$0.85$1.31$0.45
2020Detailed filing. Detailed filing data is available for this year.$2.07$0.00$2.07$0.66$1.17$0.50
2019Detailed filing. Detailed filing data is available for this year.$2.57$0.00$2.57$1.89$1.99$0.10
2018Detailed filing. Detailed filing data is available for this year.$2.67$0.00$2.67$1.92$1.60$0.32
2017Detailed filing. Detailed filing data is available for this year.$2.36$0.00$2.36$2.23$1.43$0.80
2016Detailed filing. Detailed filing data is available for this year.$1.55$0.00$1.55$1.98$1.53$0.45
2015Detailed filing. Detailed filing data is available for this year.$1.10$0.00$1.10$1.57$1.25$0.32
2014Detailed filing. Detailed filing data is available for this year.$0.78$0.00$0.78$1.47$2.37$0.89
2013Detailed filing. Detailed filing data is available for this year.$1.67$0.00$1.67$1.97$2.31$0.34
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.01$0.00$2.01$3.67
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.07$0.00$2.07$2.93
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2014 filings • 501(c)3 • <$500k nonprofits