Civic Intelligence

Ride Janie Ride Foundation

990EZ • Fiscal year 2012 • EIN 26-0584735

Jul 01, 2011 to Jun 30, 2012 • Filed on Oct 12, 2012

Organization ProfileWWW.RIDEJANIERIDE.ORG
PO Box 30760515-0307
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on this filing.

Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

67th percentile

12%

Higher net margin than 67% of similar nonprofits.

2012 filings • 501(c)3 • <$500k nonprofits • Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

94th percentile

140%

Faster asset growth than 94% of similar nonprofits.

2012 filings • 501(c)3 • <$500k nonprofits • Annualized from 2011 to 2012

Revenue Growth

79th percentile

31%

Faster revenue growth than 79% of similar nonprofits.

2012 filings • 501(c)3 • <$500k nonprofits • Annualized from 2011 to 2012

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Up

$20,050

Up $11,708 (+140%) from 2011

Net Assets

Up

$20,050

Up $11,708 (+140%) from 2011

Liabilities

-

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / RevenueScore unavailableNet Margin67th percentile

Revenue

Up

$100,034

Up $23,948 (+31%) from 2011

Expenses

Down

$88,326

Down $7,439 (-7.8%) from 2011

Net Income

Up

$11,708

Up $31,387 (+159%) from 2011

Historical Trend

Balance Sheet Trend

Asset Growth94th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300K$200K$100K$0Assets 2011: $8,342Net Assets 2011: $8,3422011Assets 2012: $20,050Net Assets 2012: $20,0502012Assets 2013: $45,087Liabilities 2013: $1,000Net Assets 2013: $44,0872013Assets 2014: $61,059Net Assets 2014: $61,0592014Assets 2015: $93,303Net Assets 2015: $93,3032015Assets 2016: $85,483Net Assets 2016: $85,4832016Assets 2017: $125,267Liabilities 2017: $5,511Net Assets 2017: $119,7562017Assets 2018: $128,904Liabilities 2018: $7,000Net Assets 2018: $121,9042018Assets 2019: $118,075Liabilities 2019: $5,830Net Assets 2019: $112,2452019Assets 2020: $99,566Liabilities 2020: $3,693Net Assets 2020: $95,8732020Assets 2021: $127,427Liabilities 2021: $0Net Assets 2021: $127,4272021Assets 2022: $244,299Liabilities 2022: $24,250Net Assets 2022: $220,0492022Assets 2023: $239,893Liabilities 2023: $13,100Net Assets 2023: $226,7932023Assets 2024: $210,270Liabilities 2024: $7,880Net Assets 2024: $202,3902024Assets 2025: $205,349Liabilities 2025: $0Net Assets 2025: $205,3492025

Highlighted filing

2012

Assets$20,050
Liabilities-
Net Assets$20,050
Open 2012 Filing

Operations Trend

Revenue Growth79th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KRevenue 2011: $76,086Expenses 2011: $95,765Net Income 2011: -$19,6792011Revenue 2012: $100,034Expenses 2012: $88,326Net Income 2012: $11,7082012Revenue 2013: $103,736Expenses 2013: $79,699Net Income 2013: $24,0372013Revenue 2014: $117,234Expenses 2014: $100,262Net Income 2014: $16,9722014Revenue 2015: $169,750Expenses 2015: $137,507Net Income 2015: $32,2432015Revenue 2016: $137,163Expenses 2016: $144,982Net Income 2016: -$7,8192016Revenue 2017: $159,496Expenses 2017: $125,224Net Income 2017: $34,2722017Revenue 2018: $171,674Expenses 2018: $169,525Net Income 2018: $2,1492018Revenue 2019: $170,852Expenses 2019: $180,511Net Income 2019: -$9,6592019Revenue 2020: $82,238Expenses 2020: $98,610Net Income 2020: -$16,3722020Revenue 2021: $50,109Expenses 2021: $18,555Net Income 2021: $31,5542021Revenue 2022: $400,812Expenses 2022: $308,190Net Income 2022: $92,6222022Revenue 2023: $243,372Expenses 2023: $236,628Net Income 2023: $6,7442023Revenue 2024: $246,015Expenses 2024: $270,418Net Income 2024: -$24,4032024Revenue 2025: $188,530Expenses 2025: $185,571Net Income 2025: $2,9592025

Highlighted filing

2012

Revenue$100,034
Expenses$88,326
Net Income$11,708
Open 2012 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2011 to Jun 30, 2012
Signed
Oct 12, 2012
Return Version
2011v1.2
Mission and Program Overview

Mission

The mission of ride janie ride foundation is to provide financial assistance to individuals in need who have incurred immense medical expenses not covered by insurance over the course of treatments for various types of cancers.

Filing and Contact Details

Filer

EIN
26-0584735
Raw XML Appendix161 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
CompensationExplanation/Compensation/PersonName0JANE ORLOCKBAWEL
CompensationExplanation/Compensation/PersonName1BRANDON BAWEL
CompensationExplanation/Compensation/PersonName2TERESA M SMETS
CompensationExplanation/Compensation/PersonName3GREGG MELLINGER
CompensationExplanation/Compensation/PersonName4LUKE PENNINGS
IRS990EZ/ActivitiesNotPreviouslyRpt0false
IRS990EZ/CashSavingsAndInvestments/BOY08342
IRS990EZ/CashSavingsAndInvestments/EOY020050
IRS990EZ/ContributionsGiftsGrantsEtc058166
IRS990EZ/DidOrgFileForm1120POLThisYear0false
IRS990EZ/DoesOrgHaveHospital0false
IRS990EZ/EngagedInExcessBenefitTrans0false
IRS990EZ/EngageInLobbyingActivities0false
IRS990EZ/EngagePoliticalCmpgnActivities0false
IRS990EZ/ExcessOrDeficitForYear011708
IRS990EZ/FiledScheduleA0true
IRS990EZ/ForeignFinancialAccount0false
IRS990EZ/ForeignOffice0false
IRS990EZ/GrantsAndSimilarAmountsPaid070900
IRS990EZ/GrossReceipts0100034
IRS990EZ/InfoInScheduleOPartI0X
IRS990EZ/InfoInScheduleOPartIII0X
IRS990EZ/MadeChangesToOrgnzngEtcDoc0false
IRS990EZ/MadeLoansToFromOfficers0false
IRS990EZ/MaintainAnyDonorAdvisedFunds0false
IRS990EZ/MethodOfAccountingCash0X
IRS990EZ/NetAssetsOrFundBalances/BOY08342
IRS990EZ/NetAssetsOrFundBalancesBOY08342
IRS990EZ/NetAssetsOrFundBalances/EOY020050
IRS990EZ/NetAssetsOrFundBalancesEOY020050
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine101318 GILBERT STREET
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine111318 GILBERT STREET
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine12513 EASY STREET
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine138508 CREEKSIDE LANE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine146141 BENTLEY AVE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City0DOWNERS GROVE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City1DOWNERS GROVE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City2DARIEN
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City3DARIEN
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City4WILLOWBROOK
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State0IL
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State1IL
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State2IL
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State3IL
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State4IL
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode060515
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode160515
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode260561
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode360561
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode460527
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition0000.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition1000.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition2000.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition3000.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition4000.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation10
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation20
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation30
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation40
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName0JANE ORLOCK-BAWEL
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName1BRANDON BAWEL
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName2TERESA M SMETS
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName3GREGG MELLINGER
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName4LUKE PENNINGS
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title0CHAIRMAN
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title1VICE CHAIRMA
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title2TREASURER
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title3SECRETARY
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title4DIRECTOR
IRS990EZ/OperatingSchool0false
IRS990EZ/Organization501c30X
IRS990EZ/OrganizationDissolvedEtc0false
IRS990EZ/OrganizationHadUBI0false
IRS990EZ/OtherExpensesTotal017426
IRS990EZ/PartVIAHghstPaidCntrctProfSer0NONE
IRS990EZ/PartVIOfCompOfHighestPaidEmpl0NONE
IRS990EZ/PrimaryExemptPurpose0THE MISSION OF RIDE JANIE RIDE FOUNDATION IS TO PROVIDE FINANCIAL ASSISTANCE TO INDIVIDUALS IN NEED WHO HAVE INCURRED IMMENSE MEDICAL EXPENSES NOT COVERED BY INSURANCE OVER THE COURSE OF TREATMENTS FOR VARIOUS TYPES OF CANCERS.
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom0IN PURSUIT OF THIS GOAL, THE ORGANIZATION HOSTED "RIDE JANIE RIDE", A BENEFIT MOTORCYCLE RIDE ON 5/6/12 TO CREATE PUBLIC AWARENESS ABOUT THE SEVERITY OF CANCERS AND TO FUNDRAISE TO PROVIDE FINANCIAL ASSISTANCE TO INDIVIDUALS IN NEED. THE EVENT ENJOYED APPROXIMATELY 600 PARTICIPANTS WHICH, TOGETHER WITH CORPORATE DONATIONS, ALLOWED THE FOUNDATION TO MAKE 6 GRANTS TO INDIVIDUALS IN NEED DURING THE 6/30/12 FISCAL YEAR.
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom1IN PURSUIT OF THIS GOAL, THE ORGANIZATION HOSTED "RIDE JANIE RIDE", A BENEFIT MOTORCYCLE RIDE ON 5/6/12 TO CREATE PUBLIC AWARENESS ABOUT THE SEVERITY OF CANCERS AND TO FUNDRAISE TO PROVIDE FINANCIAL ASSISTANCE TO INDIVIDUALS IN NEED. THE EVENT ENJOYED APPROXIMATELY 600 PARTICIPANTS WHICH, TOGETHER WITH CORPORATE DONATIONS, ALLOWED THE FOUNDATION TO MAKE 6 GRANTS TO INDIVIDUALS IN NEED DURING THE 6/30/12 FISCAL YEAR.
IRS990EZ/ProgramServiceAccomplishment/GrantsAndAllocations070900
IRS990EZ/ProgramServiceAccomplishment/ProgramServiceExpenses085049
IRS990EZ/ProgramServiceRevenue041868
IRS990EZ/ProhibitedTaxShelterTrans0false
IRS990EZ/RelatedOrgControlledEntity0false
IRS990EZ/ScheduleBNotRequired0X
IRS990EZ/StatesWhereCopyOfReturnIsFiled0IL
IRS990EZ/SubjectToProxyTax0false
IRS990EZ/TanningServicesProvided0false
IRS990EZ/TheBooksAreInCareOf/AddressUS/AddressLine10513 EASY STREET
IRS990EZ/TheBooksAreInCareOf/AddressUS/City0DARIEN
IRS990EZ/TheBooksAreInCareOf/AddressUS/State0IL
IRS990EZ/TheBooksAreInCareOf/AddressUS/ZIPCode060561
IRS990EZ/TheBooksAreInCareOf/NamePerson0TERESA M SMETS
IRS990EZ/TheBooksAreInCareOf/TelephoneNumber06303236917
IRS990EZ/TotalAssets/BOY08342
IRS990EZ/TotalAssets/EOY020050
IRS990EZ/TotalExpenses088326
IRS990EZ/TotalProgramServiceExpenses085049
IRS990EZ/TotalRevenue0100034
IRS990EZ/TrnsfrsExemptNonCharRelatedOrg0false
IRS990EZ/WebSite0WWW.RIDEJANIERIDE.ORG
IRS990ScheduleA/First5Years1700X
IRS990ScheduleA/GiftsGrantsContribReceived170/CurrentTaxYear058166
IRS990ScheduleA/GiftsGrantsContribReceived170/CurrentTaxYearMinus1Year076086
IRS990ScheduleA/GiftsGrantsContribReceived170/CurrentTaxYearMinus2Years093322
IRS990ScheduleA/GiftsGrantsContribReceived170/CurrentTaxYearMinus3Years066553
IRS990ScheduleA/GiftsGrantsContribReceived170/CurrentTaxYearMinus4Years033465
IRS990ScheduleA/GiftsGrantsContribReceived170/Total0327592
IRS990ScheduleA/GrossReceiptsFromAdmissionsEtc041868
IRS990ScheduleA/PubliclySupportedOrg170b1Avi0X
IRS990ScheduleA/PublicSupportTotal1700327592
IRS990ScheduleA/Total170/CurrentTaxYear058166
IRS990ScheduleA/Total170/CurrentTaxYearMinus1Year076086
IRS990ScheduleA/Total170/CurrentTaxYearMinus2Years093322
IRS990ScheduleA/Total170/CurrentTaxYearMinus3Years066553
IRS990ScheduleA/Total170/CurrentTaxYearMinus4Years033465
IRS990ScheduleA/Total170/Total0327592
IRS990ScheduleA/TotalSupport0327592
IRS990ScheduleO/GeneralExplanation/Explanation0NONE 70,900 0 0
IRS990ScheduleO/GeneralExplanation/Explanation1EXPENSES INSURANCE 922 CREDIT CARD FEES 893 FILING FEES 125 OFFICE EXPENSE 97 POSTAGE & DELIVERY 112 RECIPIENT MEETINGS 841 VENUE COSTS 2,900 PRINTING & REPRODUCTION 563 BENEFIT T SHIRTS 9,764 BENEFIT PATCHES 1,200 BANK SERVICE CHARGE 9 TOTAL 17,426
IRS990ScheduleO/GeneralExplanation/Explanation2THE MISSION OF RIDE JANIE RIDE FOUNDATION IS TO PROVIDE FINANCIAL ASSISTANCE TO INDIVIDUALS IN NEED WHO HAVE INCURRED IMMENSE MEDICAL EXPENSES NOT COVERED BY INSURANCE OVER THE COURSE OF TREATMENTS FOR VARIOUS TYPES OF CANCERS.
IRS990ScheduleO/GeneralExplanation/Explanation3IN PURSUIT OF THIS GOAL, THE ORGANIZATION HOSTED "RIDE JANIE RIDE", A BENEFIT MOTORCYCLE RIDE ON 5/6/12 TO CREATE PUBLIC AWARENESS ABOUT THE SEVERITY OF CANCERS AND TO FUNDRAISE TO PROVIDE FINANCIAL ASSISTANCE TO INDIVIDUALS IN NEED. THE EVENT ENJOYED APPROXIMATELY 600 PARTICIPANTS WHICH, TOGETHER WITH CORPORATE DONATIONS, ALLOWED THE FOUNDATION TO MAKE 6 GRANTS TO INDIVIDUALS IN NEED DURING THE 6/30/12 FISCAL YEAR.
IRS990ScheduleO/GeneralExplanation/Explanation4IN PURSUIT OF THIS GOAL, THE ORGANIZATION HOSTED "RIDE JANIE RIDE", A BENEFIT MOTORCYCLE RIDE ON 5/6/12 TO CREATE PUBLIC AWARENESS ABOUT THE SEVERITY OF CANCERS AND TO FUNDRAISE TO PROVIDE FINANCIAL ASSISTANCE TO INDIVIDUALS IN NEED. THE EVENT ENJOYED APPROXIMATELY 600 PARTICIPANTS WHICH, TOGETHER WITH CORPORATE DONATIONS, ALLOWED THE FOUNDATION TO MAKE 6 GRANTS TO INDIVIDUALS IN NEED DURING THE 6/30/12 FISCAL YEAR.
IRS990ScheduleO/GeneralExplanation/Identifier0GRANTS AND SIMILAR AMTS PAID TO INDIVIDUALS
IRS990ScheduleO/GeneralExplanation/Identifier1OTHER EXPENSES
IRS990ScheduleO/GeneralExplanation/Identifier2PRIMARY EXEMPT PURPOSE
IRS990ScheduleO/GeneralExplanation/Identifier3FIRST ACCOMPLISHMENT
IRS990ScheduleO/GeneralExplanation/Identifier4ALL OTHER ACCOMPLISHMENT
IRS990ScheduleO/GeneralExplanation/ReturnReference0FORM 990-EZ, PART I, LINE 10
IRS990ScheduleO/GeneralExplanation/ReturnReference1FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/GeneralExplanation/ReturnReference2FORM 990-EZ, PART III
IRS990ScheduleO/GeneralExplanation/ReturnReference3FORM 990-EZ, PART III, LINE 28
IRS990ScheduleO/GeneralExplanation/ReturnReference4FORM 990-EZ, PART III, LINE 31
ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0260584735
ReturnHeader/Filer/Name/BusinessNameLine10RIDE JANIE RIDE FOUNDATION
ReturnHeader/Filer/NameControl0RIDE
ReturnHeader/Filer/Phone06303236917
ReturnHeader/Filer/USAddress/AddressLine10PO BOX 307
ReturnHeader/Filer/USAddress/City0DOWNERS GROVE
ReturnHeader/Filer/USAddress/State0IL
ReturnHeader/Filer/USAddress/ZIPCode0605150307
ReturnHeader/Officer/AuthorizeThirdParty0true
ReturnHeader/Officer/DateSigned02012-10-12
ReturnHeader/Officer/Name0TERESA M SMETS
ReturnHeader/Officer/Phone06303236917
ReturnHeader/Officer/Title0TREASURER
ReturnHeader/Preparer/DatePrepared02012-10-09
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10KUTCHINS ROBBINS & DIAMOND LTD
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine101101 PERIMETER DR STE 760
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0SCHAUMBURG
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0IL
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode060173
ReturnHeader/Preparer/Name0EUGENE BARINHOLTZ
ReturnHeader/Preparer/Phone08472401040
ReturnHeader/ReturnType0990EZ
ReturnHeader/TaxPeriodBeginDate02011-07-01
ReturnHeader/TaxPeriodEndDate02012-06-30
ReturnHeader/TaxYear02011
ReturnHeader/Timestamp02012-10-30T10:39:30-05:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990EZFacts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$20,050
Liabilities
-
Net assets
$20,050
Revenue
$100,034
Expenses
$88,326
Net income
$11,708
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$2.05$0.00$2.05$1.89$1.86$0.03
2024Detailed filing. Detailed filing data is available for this year.$2.10$0.08$2.02$2.46$2.70$0.24
2023Detailed filing. Detailed filing data is available for this year.$2.40$0.13$2.27$2.43$2.37$0.07
2022Detailed filing. Detailed filing data is available for this year.$2.44$0.24$2.20$4.01$3.08$0.93
2021Detailed filing. Detailed filing data is available for this year.$1.27$0.00$1.27$0.50$0.19$0.32
2020Detailed filing. Detailed filing data is available for this year.$1.00$0.04$0.96$0.82$0.99$0.16
2019Detailed filing. Detailed filing data is available for this year.$1.18$0.06$1.12$1.71$1.81$0.10
2018Detailed filing. Detailed filing data is available for this year.$1.29$0.07$1.22$1.72$1.70$0.02
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.25$0.06$1.20$1.59$1.25$0.34
2016Detailed filing. Detailed filing data is available for this year.$0.85$0.85$1.37$1.45$0.08
2015Detailed filing. Detailed filing data is available for this year.$0.93$0.93$1.70$1.38$0.32
2014Detailed filing. Detailed filing data is available for this year.$0.61$0.61$1.17$1.00$0.17
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.45$0.01$0.44$1.04$0.80$0.24
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.20$0.20$1.00$0.88$0.12
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.08$0.08$0.76$0.96$0.20