Civic Intelligence

St. Therese Plaza Inc.

990 • Fiscal year 2015 • EIN 25-1374088

Jan 01, 2015 to Dec 31, 2015 • Filed on Mar 23, 2016

1215 Hulton RoadOakmont, PA 15139

(412) 826-6551

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

98th percentile

2.11x

Higher debt load relative to assets than 98% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2015

Liabilities / Revenue

94th percentile

4.37x

Higher debt load relative to revenue than 94% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2015

Net Margin

29th percentile

-4.3%

Higher net margin than 29% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2015

Top Officer Pay

35th percentile

$0

Higher top officer pay than 35% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2015

Asset Growth

20th percentile

-5.7%

Faster asset growth than 20% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2014 to 2015

Revenue Growth

46th percentile

1.9%

Faster revenue growth than 46% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2014 to 2015

Assets

Down

$2,219,366

Down $133,485 (-5.7%) from 2014

Net Assets

Down

-$2,464,662

Down $45,570 (-1.9%) from 2014

Liabilities

Down

$4,684,028

Down $87,915 (-1.8%) from 2014

Revenue

Up

$1,072,112

Up $20,359 (+1.9%) from 2014

Expenses

Down

$1,117,682

Down $70,535 (-5.9%) from 2014

Net Income

Up

-$45,570

Up $90,894 (+67%) from 2014

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$6.0M$4.0M$2.0M$0-$2.0M-$4.0MAssets 2010: $3,050,994Liabilities 2010: $5,048,662Net Assets 2010: -$1,997,6682010Assets 2012: $2,705,341Liabilities 2012: $4,904,715Net Assets 2012: -$2,199,3742012Assets 2013: $2,563,270Liabilities 2013: $4,845,898Net Assets 2013: -$2,282,6282013Assets 2014: $2,352,851Liabilities 2014: $4,771,943Net Assets 2014: -$2,419,0922014Assets 2015: $2,219,366Liabilities 2015: $4,684,028Net Assets 2015: -$2,464,6622015Assets 2016: $2,072,431Liabilities 2016: $4,560,018Net Assets 2016: -$2,487,5872016Assets 2017: $1,974,077Liabilities 2017: $4,467,056Net Assets 2017: -$2,492,9792017Assets 2018: $1,816,763Liabilities 2018: $4,332,423Net Assets 2018: -$2,515,6602018Assets 2019: $1,803,281Liabilities 2019: $4,201,538Net Assets 2019: -$2,398,2572019Assets 2020: $1,907,353Liabilities 2020: $4,125,410Net Assets 2020: -$2,218,0572020Assets 2021: $1,971,650Liabilities 2021: $4,007,806Net Assets 2021: -$2,036,1562021Assets 2022: $1,901,995Liabilities 2022: $3,775,987Net Assets 2022: -$1,873,9922022Assets 2023: $1,976,016Liabilities 2023: $3,624,691Net Assets 2023: -$1,648,6752023Assets 2024: $2,029,291Liabilities 2024: $3,460,225Net Assets 2024: -$1,430,9342024

Highlighted filing

2015

Assets$2,219,366
Liabilities$4,684,028
Net Assets-$2,464,662

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $1,181,5782010Expenses 2012: $1,198,0032012Revenue 2013: $1,086,105Expenses 2013: $1,169,359Net Income 2013: -$83,2542013Revenue 2014: $1,051,753Expenses 2014: $1,188,217Net Income 2014: -$136,4642014Revenue 2015: $1,072,112Expenses 2015: $1,117,682Net Income 2015: -$45,5702015Revenue 2016: $1,090,638Expenses 2016: $1,113,563Net Income 2016: -$22,9252016Revenue 2017: $1,076,404Expenses 2017: $1,081,796Net Income 2017: -$5,3922017Revenue 2018: $1,085,562Expenses 2018: $1,108,243Net Income 2018: -$22,6812018Revenue 2019: $1,105,795Expenses 2019: $988,392Net Income 2019: $117,4032019Revenue 2020: $1,137,659Expenses 2020: $957,459Net Income 2020: $180,2002020Revenue 2021: $1,128,193Expenses 2021: $946,292Net Income 2021: $181,9012021Revenue 2022: $1,141,364Expenses 2022: $979,200Net Income 2022: $162,1642022Revenue 2023: $1,248,294Expenses 2023: $1,022,977Net Income 2023: $225,3172023Revenue 2024: $1,256,878Expenses 2024: $1,039,137Net Income 2024: $217,7412024

Highlighted filing

2015

Revenue$1,072,112
Expenses$1,117,682
Net Income-$45,570
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
Mar 23, 2016
Return Version
2015v2.1
Gross Receipts
$1,072,112
Mission and Program Overview

Mission

Hud assisted housing for the elderly

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$1,801,990$1,651,529▼ $150,461
Savings and Temporary Cash Investments$259,268$299,894▲ $40,626
Intangible Assets$140,286$131,838▼ $8,448
Cash and Non-Interest-Bearing Accounts$93,400$73,307▼ $20,093
Prepaid Expenses and Deferred Charges$26,235$30,756▲ $4,521
Accounts Receivable$561$553▼ $8
Total Assets$2,352,851$2,219,366▼ $133,485
Other Assets Total$31,111$31,489▲ $378
Liabilities
Mortgage Notes Payable Secured by Investment Property$4,649,296$4,552,187▼ $97,109
Accounts Payable and Accrued Expenses$91,536$100,353▲ $8,817
Other Liabilities$31,111$31,488▲ $377
Total Liabilities$4,771,943$4,684,028▼ $87,915
Net Assets / Fund Balance
Unrestricted Net Assets$-2,419,092$-2,464,662▼ $45,570
Total Net Assets Fund Balance$-2,419,092$-2,464,662▼ $45,570
Total Liabilities and Net Assets / Fund Balance$2,352,851$2,219,366▼ $133,485

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$742,178$4,351,519$5,093,697
Equipment$673,281$550,384$1,223,665
Land$150,000-$150,000
Other Land Buildings$86,070$32,628$118,698
Compensation and Service Providers

Board Members and Trustees

NameTitle
FATHER TERRY O'CONNORPresident
Alice DunmireDirector
Kathi HallDirector
Ray FonosDirector
William KingDirector
Joan DiriccoSecretary
Lewis PollockTreasurer
Michael J MurpheyVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$694,247
Program Service Revenue
$377,762
Investment Income
$103
Other Revenue
$0
Change in Net Assets
$-45,570

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,072,112
Total Revenue per Audited Statements
$1,072,112
Total Revenue per Form 990
$1,072,112
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$853,453
Salaries, Compensation, and Employee Benefits$264,229
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Occupancy$378,318--$378,318
Depreciation Depletion$227,561--$227,561
Other Salaries and Wages$198,501--$198,501
Interest$184,369--$184,369
Other Employee Benefits$44,964--$44,964
Fees for Services Accounting$16,067--$16,067
Payroll Taxes$14,177--$14,177
Pension Plan Contributions$6,587--$6,587
Fees for Services Legal$4,816--$4,816
Office Expenses$4,394--$4,394
Advertising$4,383--$4,383
Travel$3,612--$3,612
Other Expenses$3,222--$3,222
Conferences and Meetings$3,217--$3,217
All Other Expenses$2,662--$2,662
Total Functional Expenses$1,117,682$0$0$1,117,682

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$1,117,682
Total Expenses per Audited Statements$1,117,682
Total Expenses per Form 990$1,117,682
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Resident Contingency Deposits$31,488
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

A copy of form 990 was provided to the organization's governing body via email before filing.

Form 990, Page 6, Part VI, Line 19

Financial statements are included within the 990 tax return which is available upon request for public disclosure.

Filing and Contact Details

Filer

Filer Name
St Therese Plaza Inc
EIN
25-1374088
Address
1215 HULTON ROAD, OAKMONT, PA 15139

Signing Officer

Name
FATHER TERRY O'CONNOR
Title
President
Signed
2016-03-23
Discuss with paid preparer
Yes

Organization Details

Principal Officer
FATHER TERRY O'CONNOR
Formed
1979
Legal Domicile
Pa
Voting Board Members
7
Independent Board Members
7
Employees
0
Volunteers
8

Preparer

Firm
Affordable Housing Accountants Ltd
Address
1513 PERRY HWY, PORTERSVILLE, PA 16051-2305
Preparer
Ronald a Miller CPA
Phone
7243689800
Raw XML Appendix399 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt0251
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt0379
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt0910
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt01852
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt0377762
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt0390927
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt0384712
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt0435615
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt0360436
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt01949452
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt0103
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt0209
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt0251
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt0379
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt0910
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt01852
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.99970
IRS990ScheduleA/PublicSupportPY509Pct00.99940
IRS990ScheduleA/PublicSupportTotal509Amt05360797
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt01072009
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt01051544
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt01085854
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt01085815
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt01065575
IRS990ScheduleA/Total509Grp/TotalAmt05360797
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt01072112
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt01051753
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt01086105
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt01086194
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt01066485
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt05362649
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0742178
IRS990ScheduleD/BuildingsGrp/DepreciationAmt04351519
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt05093697
IRS990ScheduleD/EquipmentGrp/BookValueAmt0673281
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0550384
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01223665
IRS990ScheduleD/ExpensesSubtotalAmt01117682
IRS990ScheduleD/LandGrp/BookValueAmt0150000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0150000
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt086070
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt032628
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0118698
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt031488
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0RESIDENT CONTINGENCY DEPOSITS
IRS990ScheduleD/RevenueSubtotalAmt01072112
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01651529
IRS990ScheduleD/TotalExpensesPerForm990Amt01117682
IRS990ScheduleD/TotalLiabilityAmt031488
IRS990ScheduleD/TotalRevenuePerForm990Amt01072112
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt01072112
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt01117682
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0A COPY OF FORM 990 WAS PROVIDED TO THE ORGANIZATION'S GOVERNING BODY VIA EMAIL BEFORE FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1FINANCIAL STATEMENTS ARE INCLUDED WITHIN THE 990 TAX RETURN WHICH IS AVAILABLE UPON REQUEST FOR PUBLIC DISCLOSURE.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt02352851
IRS990/TotalAssetsEOYAmt02219366
IRS990/TotalAssetsGrp/BOYAmt02352851
IRS990/TotalAssetsGrp/EOYAmt02219366
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0694247
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt01117682
IRS990/TotalFunctionalExpensesGrp/TotalAmt01117682
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt04771943
IRS990/TotalLiabilitiesEOYAmt04684028
IRS990/TotalLiabilitiesGrp/BOYAmt04771943
IRS990/TotalLiabilitiesGrp/EOYAmt04684028
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0-2419092
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0-2464662
IRS990/TotalProgramServiceExpensesAmt01117682
IRS990/TotalProgramServiceRevenueAmt0377762
IRS990/TotalRevenueGrp/ExclusionAmt0103
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0377762
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01072112
IRS990/TotalVolunteersCnt08
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt02352851
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt02219366
IRS990/TravelGrp/ProgramServicesAmt03612
IRS990/TravelGrp/TotalAmt03612
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnrestrictedNetAssetsGrp/BOYAmt0-2419092
IRS990/UnrestrictedNetAssetsGrp/EOYAmt0-2464662
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt04 ST THERESE CT
IRS990/USAddress/CityNm0MUNHALL
IRS990/USAddress/StateAbbreviationCd0PA
IRS990/USAddress/ZIPCd015120
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02016-09-27 15:27:22Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0FATHER TERRY O'CONNOR
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-03-23
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ST THERESE PLAZA INC
ReturnHeader/Filer/BusinessNameControlTxt0STTH
ReturnHeader/Filer/EIN0251374088
ReturnHeader/Filer/USAddress/AddressLine1Txt01215 HULTON ROAD
ReturnHeader/Filer/USAddress/CityNm0OAKMONT
ReturnHeader/Filer/USAddress/StateAbbreviationCd0PA
ReturnHeader/Filer/USAddress/ZIPCd015139
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0270036524
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0AFFORDABLE HOUSING ACCOUNTANTS LTD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01513 PERRY HWY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0PORTERSVILLE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0160512305
ReturnHeader/PreparerPersonGrp/PhoneNum07243689800
ReturnHeader/PreparerPersonGrp/PreparationDt02016-03-29
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0RONALD A MILLER CPA
ReturnHeader/ReturnTs02016-03-29T11:54:44-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02015-01-01
ReturnHeader/TaxPeriodEndDt02015-12-31
ReturnHeader/TaxYr02015

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.03$3.46$1.43$1.26$1.04$0.22
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.98$3.62$1.65$1.25$1.02$0.23
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.90$3.78$1.87$1.14$0.98$0.16
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.97$4.01$2.04$1.13$0.95$0.18
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.91$4.13$2.22$1.14$0.96$0.18
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.80$4.20$2.40$1.11$0.99$0.12
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.82$4.33$2.52$1.09$1.11$0.02
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.97$4.47$2.49$1.08$1.08$0.01
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.07$4.56$2.49$1.09$1.11$0.02
2015Detailed filing. Detailed filing data is available for this year.$2.22$4.68$2.46$1.07$1.12$0.05
2014Detailed filing. Detailed filing data is available for this year.$2.35$4.77$2.42$1.05$1.19$0.14
2013Detailed filing. Detailed filing data is available for this year.$2.56$4.85$2.28$1.09$1.17$0.08
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.71$4.90$2.20$1.20
2010XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.05$5.05$2.00$1.18