Civic Intelligence

Butler Armco Employees Credit Union

EIN 25-1113410 • 501(c)14 • Butler, PA

View Organization Page

Profile

The credit union is an assocation of members dedicated to servicing members' financial needs through the provision of savings accounts, loans, and other financial services.

101 Hollywood Drive PO Box 1589Butler, PA 16003-1589

www.baecu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

19th percentile

0.87x

Higher debt load relative to assets than 19% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Liabilities / Revenue

76th percentile

16.87x

Higher debt load relative to revenue than 76% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Net Margin

92nd percentile

23%

Higher net margin than 92% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Top Officer Pay

45th percentile

$418,971

Higher top officer pay than 45% of similar nonprofits.

Top officer pay equals 1.3% of source-year revenue.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Asset Growth

97th percentile

16%

Faster asset growth than 97% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Revenue Growth

90th percentile

26%

Faster revenue growth than 90% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets19th percentile

Assets

Up

$617,085,524

Up $85,709,452 (+16%) from 2022

Liabilities

Up

$535,598,261

Up $73,650,839 (+16%) from 2022

Net Assets

Up

$81,487,263

Up $12,058,613 (+17%) from 2022

Operations
Liabilities / Revenue76th percentileNet Margin92nd percentile

Revenue

Up

$31,751,506

Up $10,780,711 (+51%) from 2022

Expenses

Up

$24,543,471

Up $10,222,101 (+71%) from 2022

Net Income

Up

$7,208,035

Up $558,610 (+8.4%) from 2022

Trend Graphs

Balance Sheet Trend

Asset Growth97th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$800M$600M$400M$200M$0Assets 2010: $245,091,970Liabilities 2010: $212,423,207Net Assets 2010: $32,668,7632010Assets 2011: $259,112,780Liabilities 2011: $224,003,808Net Assets 2011: $35,108,9722011Assets 2012: $273,070,134Liabilities 2012: $235,481,175Net Assets 2012: $37,588,9592012Assets 2013: $279,174,913Liabilities 2013: $238,984,918Net Assets 2013: $40,189,9952013Assets 2014: $290,658,932Liabilities 2014: $247,918,821Net Assets 2014: $42,740,1112014Assets 2015: $305,841,270Liabilities 2015: $260,080,581Net Assets 2015: $45,760,6892015Assets 2016: $321,147,923Liabilities 2016: $272,896,453Net Assets 2016: $48,251,4702016Assets 2018: $345,830,480Liabilities 2018: $291,526,945Net Assets 2018: $54,303,5352018Assets 2019: $365,917,704Liabilities 2019: $307,950,174Net Assets 2019: $57,967,5302019Assets 2020: $437,480,820Liabilities 2020: $378,553,691Net Assets 2020: $58,927,1292020Assets 2021: $508,350,519Liabilities 2021: $445,571,294Net Assets 2021: $62,779,2252021Assets 2022: $531,376,072Liabilities 2022: $461,947,422Net Assets 2022: $69,428,6502022Assets 2024: $617,085,524Liabilities 2024: $535,598,261Net Assets 2024: $81,487,2632024

Highlighted filing

2024

Assets$617,085,524
Liabilities$535,598,261
Net Assets$81,487,263
Open 2024 Filing

Operations Trend

Revenue Growth90th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$40M$30M$20M$10M$0Expenses 2010: $7,819,6582010Expenses 2011: $7,454,2272011Expenses 2012: $7,289,1892012Revenue 2013: $9,563,540Expenses 2013: $6,962,504Net Income 2013: $2,601,0362013Revenue 2014: $9,787,522Expenses 2014: $7,515,160Net Income 2014: $2,272,3622014Revenue 2015: $10,382,551Expenses 2015: $8,156,383Net Income 2015: $2,226,1682015Revenue 2016: $11,115,586Expenses 2016: $8,624,803Net Income 2016: $2,490,7832016Revenue 2018: $13,942,412Expenses 2018: $10,497,363Net Income 2018: $3,445,0492018Revenue 2019: $15,615,293Expenses 2019: $11,951,298Net Income 2019: $3,663,9952019Revenue 2020: $15,023,965Expenses 2020: $14,064,366Net Income 2020: $959,5992020Revenue 2021: $16,699,090Expenses 2021: $12,846,994Net Income 2021: $3,852,0962021Revenue 2022: $20,970,795Expenses 2022: $14,321,370Net Income 2022: $6,649,4252022Revenue 2024: $31,751,506Expenses 2024: $24,543,471Net Income 2024: $7,208,0352024

Highlighted filing

2024

Revenue$31,751,506
Expenses$24,543,471
Net Income$7,208,035
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$617,085,524
Liabilities
$535,598,261
Net assets
$81,487,263
Revenue
$31,751,506
Expenses
$24,543,471
Net income
$7,208,035
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$617$536$81.5$31.8$24.5$7.21
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$531$462$69.4$21.0$14.3$6.65
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$508$446$62.8$16.7$12.8$3.85
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$437$379$58.9$15.0$14.1$0.96
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$366$308$58.0$15.6$12.0$3.66
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$346$292$54.3$13.9$10.5$3.45
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$321$273$48.3$11.1$8.62$2.49
2015Detailed filing. Detailed filing data is available for this year.$306$260$45.8$10.4$8.16$2.23
2014Detailed filing. Detailed filing data is available for this year.$291$248$42.7$9.79$7.52$2.27
2013Detailed filing. Detailed filing data is available for this year.$279$239$40.2$9.56$6.96$2.60
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$273$235$37.6$7.29
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$259$224$35.1$7.45
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$245$212$32.7$7.82
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jun 5, 2025
Return Version
2024v5.1
Gross Receipts
$31,751,506
Mission and Program Overview

Mission

The credit union is an assocation of members dedicated to servicing members' financial needs through the provision of savings accounts, loans, and other financial services.

The credit union is an association of members dedicated to servicing members'financial needs through the provision of savings accounts, loans, and other financial services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$451,427,439$418,558,049▼ $32,869,390
Savings and Temporary Cash Investments$47,036,373$162,809,040▲ $115,772,667
Rtn Earn Endowment Incm Other Fnds$73,901,052$81,487,263▲ $7,586,211
Land, Buildings, and Equipment, Net$12,257,748$12,066,728▼ $191,020
Investments Other Securities$2,323,453$4,405,785▲ $2,082,332
Cash and Non-Interest-Bearing Accounts$3,362,652$3,462,011▲ $99,359
Prepaid Expenses and Deferred Charges$489,859$430,807▼ $59,052
Accounts Receivable$928,924$286,340▼ $642,584
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$532,249,153$617,085,524▲ $84,836,371
Other Assets Total$14,422,705$15,066,764▲ $644,059
Liabilities
Other Liabilities$456,829,130$533,875,354▲ $77,046,224
Accounts Payable and Accrued Expenses$973,221$1,176,657▲ $203,436
Deferred Revenue$545,750$457,250▼ $88,500
Mortgage Notes Payable Secured by Investment Property$0$89,000▲ $89,000
Total Liabilities$458,348,101$535,598,261▲ $77,250,160
Net Assets / Fund Balance
Total Net Assets Fund Balance$73,901,052$81,487,263▲ $7,586,211
Total Liabilities and Net Assets / Fund Balance$532,249,153$617,085,524▲ $84,836,371

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$9,027,991$3,763,447$12,791,438
Equipment$850,617$2,754,373$3,604,990
Land$2,188,120-$2,188,120
Other Land Buildings$0$1,601,515$1,601,515
Compensation and Service Providers
Top Officer Pay45th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Randall W CypherCEOFT$369,941$49,030$418,971
Dennis FehlExecutive Vice PresidentFT$227,398$41,356$268,754
Ray MuthIt ManagerFT$157,128$38,143$195,271
Adam BooselAssistant Executive Vice PFT$161,521$31,902$193,423
Mark BuchekCommercial Loan ManagerFT$126,785$36,019$162,804
Joseph MalloyGeneral Manager of OperationsFT$116,404$35,211$151,615
James a HraboskyPresident (thru 9/24)-$41,400$6,913$48,313

Board Members and Trustees

NameTitle
John D Gibson JrPresident of the Board
Victoria HinterbergerVice President
Christopher LunnBoard Member
David E HilliardBoard Member
Edward NataliBoard Member
Lori E AltmanBoard Member
Matthew StewartBoard Member
Sarah RattiganBoard Member
David R BacherTreasurer/secretary

Highest Paid Contractors

ContractorServicesLocationCompensation
Jack Henry & Associates INCComputer SoftwarePO BOX 609, Monett, MO 65708$531,006
ImsMailing Services245 COMMERCE BLVD, Liverpool, NY 13088$231,046
DieboldAtm ServicesPO BOX 643543, Pittsburgh, PA 15264$171,841
Consolidated CommunicationsCommunication ServicesPO BOX 66523, St Louis, MO 63166$112,058
Revenue and Support

Revenue Composition

Contributions and Grants
$16
Program Service Revenue
$25,908,366
Investment Income
$5,363,269
Other Revenue
$479,855
Change in Net Assets
$7,208,035

Audited Revenue Reconciliation

Revenue per Audited Statements
$31,350,302
Revenue Not Reported on Financial Statements
$401,204
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$401,204
Total Revenue per Audited Statements
$31,350,302
Total Revenue per Form 990
$31,751,506
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$16,130,371
Salaries, Compensation, and Employee Benefits$8,413,100
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest---$9,849,143
Other Salaries and Wages---$5,434,082
Fees for Services Other---$1,729,926
Other Employee Benefits---$1,412,628
Information Technology---$845,588
Current Officers, Directors, Trustees, and Key Employees---$713,744
Payroll Taxes---$486,692
Depreciation Depletion---$472,427
Occupancy---$445,960
Pension Plan Contributions---$365,954
Other Expenses---$286,492
Advertising---$246,674
Office Expenses---$214,858
Insurance---$109,104
Fees for Services Legal---$91,661
Fees for Services Accounting---$49,730
Conferences and Meetings---$10,223
Total Functional Expenses$0$0$0$24,543,471

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$24,543,471
Total Expenses per Audited Statements$24,543,471
Total Expenses per Form 990$24,543,471
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' SHARES$532,606,150
Accrued Dividends Payable$956,919
Reserve for Unfunded Commitments$312,285
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union is a not-for-profit financial cooperative, owned completely by our members.”

Form 990, Part VI, Section A, Line 7A

“The members of the credit union elect the board of directors, credit committee, and supervisory committee each year at the credit union's annual meeting.”

Form 990, Part VI, Section A, Line 7B

“The members of the credit union have the right to approve decisions of the organization, such as approval of the governing body's election.”

Form 990, Part VI, Section B, Line 11B

“Once the 990 is complete, it will be presented to the board of directors at their next regularly scheduled monthly meeting.”

Form 990, Part VI, Section B, Line 12C

“As a potential conflict of interest comes to our attention, it is discussed at the board of directors meeting.”

Form 990, Part VI, Section B, Line 15

“An independent consulting firm is used, hr value group, to provide the board with pay ranges for similar financial institutions for all of our paid positions, including the ceo and other management positions. The board discusses and votes on the pay of the ceo and executive vice president which is documented in the board minutes. Second level management pay and all other staff are set within pay ranges approved by the board and a total dollar amount approved by the board.”

Form 990, Part VI, Section C, Line 19

“Documents are made available to the public upon request.”

Form 990, Part VII, Section A, Line 7

“Effective september 2024, james hrabosky became an employee of the credit union and the wages reported on the w-2 relate to compensation to him in the capacity of being an employee, not that of a member of the board.”

Filing and Contact Details

Filer

Filer Name
Armco Credit Union
EIN
25-1113410
Phone
7242842020
Address
101 HOLLYWOOD DRIVE PO BOX 1589, BUTLER, PA 16003-1589

Signing Officer

Name
Randall W Cypher
Title
CEO
Phone
7242842020
Signed
2025-06-05
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Randall W Cypher
Formed
1935
Legal Domicile
Pa
Voting Board Members
9
Independent Board Members
9
Employees
110
Volunteers
17

Preparer

Firm
MAHER DUESSEL CPA'S
Address
503 MARTINDALE STREET SUITE 600, PITTSBURGH, PA 15212
Preparer
Michelle L Bryan
Phone
4124715500
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Equity acquired in merger 378,176.”

Financial Statement Notes

PART XI, LINE 4B - OTHER ADJUSTMENTS:

“Membership fees 16. Net change in net pension asset/liab. Reported in other comprehensive income 401,188.”

PART XII, LINE 4B - OTHER ADJUSTMENTS:

“Net change in net pension asset/liab. Reported in other comprehensive incom”

Schedule D, Part XI, Line 4B

“Part xi - line 4b - other revenue the credit union received $16 in member fees during the year which are included on the audited financial statements as part of the organization's regular reserve member's equity accounts. In addition, the credit union reported a change in the net pension liability of the organization totaling $401,188 which is included on the audited financial statements as part of the organization's accumulated other comprehensive income (loss) equity account.”

Raw XML AppendixShowing 400 of 598 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt66913
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1438143
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1536019
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IRS990/Form990PartVIISectionAGrp/PersonNm1DAVID E HILLIARD
IRS990/Form990PartVIISectionAGrp/PersonNm2VICTORIA HINTERBERGER
IRS990/Form990PartVIISectionAGrp/PersonNm3EDWARD NATALI
IRS990/Form990PartVIISectionAGrp/PersonNm4MATTHEW STEWART
IRS990/Form990PartVIISectionAGrp/PersonNm5LORI E ALTMAN
IRS990/Form990PartVIISectionAGrp/PersonNm6JAMES A HRABOSKY
IRS990/Form990PartVIISectionAGrp/PersonNm7JOHN D GIBSON JR
IRS990/Form990PartVIISectionAGrp/PersonNm8DAVID R BACHER
IRS990/Form990PartVIISectionAGrp/PersonNm9CHRISTOPHER LUNN
IRS990/Form990PartVIISectionAGrp/PersonNm10RANDALL W CYPHER
IRS990/Form990PartVIISectionAGrp/PersonNm11DENNIS FEHL
IRS990/Form990PartVIISectionAGrp/PersonNm12JOSEPH MALLOY
IRS990/Form990PartVIISectionAGrp/PersonNm13ADAM BOOSEL
IRS990/Form990PartVIISectionAGrp/PersonNm14RAY MUTH
IRS990/Form990PartVIISectionAGrp/PersonNm15MARK BUCHEK
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt641400
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10369941
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11227398
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12116404
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13161521
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14157128
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15126785
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
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IRS990/Form990PartVIISectionAGrp/TitleTxt0BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6PRESIDENT (THRU 9/24)
IRS990/Form990PartVIISectionAGrp/TitleTxt7PRESIDENT OF THE BOARD
IRS990/Form990PartVIISectionAGrp/TitleTxt8TREASURER/SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt9BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt10CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt11EXECUTIVE VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt12GENERAL MANAGER OF OPERATIONS
IRS990/Form990PartVIISectionAGrp/TitleTxt13ASSISTANT EXECUTIVE VICE P
IRS990/Form990PartVIISectionAGrp/TitleTxt14IT MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt15COMMERCIAL LOAN MANAGER
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IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt031751506
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt07
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
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IRS990/InformationTechnologyGrp/TotalAmt0845588
IRS990/InsuranceGrp/TotalAmt0109104
IRS990/InterestGrp/TotalAmt09849143
IRS990/InvestmentIncomeGrp/ExclusionAmt05363269
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IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt02323453
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt04405785
IRS990/IRPDocumentCnt014770
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt08119335
IRS990/LandBldgEquipBasisNetGrp/BOYAmt012257748
IRS990/LandBldgEquipBasisNetGrp/EOYAmt012066728
IRS990/LandBldgEquipCostOrOtherBssAmt020186063
IRS990/LegalDomicileStateCd0PA
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembershipDuesAmt016
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0THE CREDIT UNION IS AN ASSOCIATION OF MEMBERS DEDICATED TO SERVICING MEMBERS' FINANCIAL NEEDS THROUGH THE PROVISION OF SAVINGS ACCOUNTS, LOANS, AND OTHER FINANCIAL SERVICES.
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IRS990/OtherAssetsTotalGrp/BOYAmt014422705
IRS990/OtherAssetsTotalGrp/EOYAmt015066764
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IRS990/OtherEmployeeBenefitsGrp/TotalAmt01412628
IRS990/OtherExpensesGrp/Desc0OTHER EXPENSES
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2POSTAGE AND SHIPPING
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IRS990/OtherExpensesGrp/TotalAmt1554229
IRS990/OtherExpensesGrp/TotalAmt2286492
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IRS990/OtherLiabilitiesGrp/EOYAmt0533875354
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
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IRS990/OtherRevenueMiscGrp/Desc0AMORTIZATION OF PENSION LIABILITY
IRS990/OtherRevenueMiscGrp/Desc1PROVISION FOR CREDIT LOSSES
IRS990/OtherRevenueMiscGrp/Desc2NON-MEMBER ATM FEES
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IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt162887
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IRS990/PYRevenuesLessExpensesAmt05410570
IRS990/PYSalariesCompEmpBnftPaidAmt07312501
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IRS990/PYTotalProfFndrsngExpnsAmt00
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IRS990ScheduleD/EquipmentGrp/BookValueAmt0850617
IRS990ScheduleD/EquipmentGrp/DepreciationAmt02754373
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt03604990
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt024543471
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IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt02188120
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt01601515
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt01601515
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0532606150
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1956919
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt2312285
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS' SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1ACCRUED DIVIDENDS PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2RESERVE FOR UNFUNDED COMMITMENTS
IRS990ScheduleD/OtherRevenuesNotIncludedAmt0401204
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt0401204
IRS990ScheduleD/RevenueSubtotalAmt031350302
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0MEMBERSHIP FEES 16. NET CHANGE IN NET PENSION ASSET/LIAB. REPORTED IN OTHER COMPREHENSIVE INCOME 401,188.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1NET CHANGE IN NET PENSION ASSET/LIAB. REPORTED IN OTHER COMPREHENSIVE INCOM
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt2PART XI - LINE 4B - OTHER REVENUE THE CREDIT UNION RECEIVED $16 IN MEMBER FEES DURING THE YEAR WHICH ARE INCLUDED ON THE AUDITED FINANCIAL STATEMENTS AS PART OF THE ORGANIZATION'S REGULAR RESERVE MEMBER'S EQUITY ACCOUNTS. IN ADDITION, THE CREDIT UNION REPORTED A CHANGE IN THE NET PENSION LIABILITY OF THE ORGANIZATION TOTALING $401,188 WHICH IS INCLUDED ON THE AUDITED FINANCIAL STATEMENTS AS PART OF THE ORGANIZATION'S ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) EQUITY ACCOUNT.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART XI, LINE 4B - OTHER ADJUSTMENTS:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1PART XII, LINE 4B - OTHER ADJUSTMENTS:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc2SCHEDULE D, PART XI, LINE 4B
IRS990ScheduleD/TotalBookValueLandBuildingsAmt012066728
IRS990ScheduleD/TotalExpensesPerForm990Amt024543471
IRS990ScheduleD/TotalLiabilityAmt0533875354
IRS990ScheduleD/TotalRevenuePerForm990Amt031751506
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt031350302
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt024543471

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