Civic Intelligence

Alliance Credit Union

EIN 75-0800435 • 501(c)14 • Lubbock, TX

View Organization Page

Profile

To provide financial services to its membership

8401 QuakerLubbock, TX 79424

alliancecutx.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

37th percentile

0.89x

Higher debt load relative to assets than 37% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Liabilities / Revenue

6th percentile

10.30x

Higher debt load relative to revenue than 6% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Net Margin

54th percentile

11%

Higher net margin than 54% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

88th percentile

8.8%

Faster asset growth than 88% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Revenue Growth

93rd percentile

31%

Faster revenue growth than 93% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets37th percentile

Assets

Up

$617,887,608

Up $49,949,431 (+8.8%) from 2023

Liabilities

Up

$551,336,547

Up $48,052,707 (+9.5%) from 2023

Net Assets

Up

$66,551,061

Up $1,896,724 (+2.9%) from 2023

Operations
Liabilities / Revenue6th percentileNet Margin54th percentile

Revenue

Up

$53,552,031

Up $12,755,227 (+31%) from 2023

Expenses

Up

$47,890,105

Up $12,491,704 (+35%) from 2023

Net Income

Up

$5,661,926

Up $263,523 (+4.9%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth88th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$800M$600M$400M$200M$0Assets 2017: $240,721,688Liabilities 2017: $204,374,820Net Assets 2017: $36,346,8682017Assets 2018: $252,021,671Liabilities 2018: $212,792,897Net Assets 2018: $39,228,7742018Assets 2019: $279,946,644Liabilities 2019: $236,925,243Net Assets 2019: $43,021,4012019Assets 2020: $306,597,797Liabilities 2020: $260,895,558Net Assets 2020: $45,702,2392020Assets 2021: $392,881,868Liabilities 2021: $339,681,612Net Assets 2021: $53,200,2562021Assets 2022: $489,907,620Liabilities 2022: $430,532,124Net Assets 2022: $59,375,4962022Assets 2023: $567,938,177Liabilities 2023: $503,283,840Net Assets 2023: $64,654,3372023Assets 2024: $617,887,608Liabilities 2024: $551,336,547Net Assets 2024: $66,551,0612024

Highlighted filing

2024

Assets$617,887,608
Liabilities$551,336,547
Net Assets$66,551,061
Open 2024 Filing

Operations Trend

Revenue Growth93rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60M$40M$20M$0Revenue 2017: $14,128,979Expenses 2017: $11,516,442Net Income 2017: $2,612,5372017Revenue 2018: $15,685,281Expenses 2018: $12,414,987Net Income 2018: $3,270,2942018Revenue 2019: $16,827,579Expenses 2019: $13,908,569Net Income 2019: $2,919,0102019Revenue 2020: $19,446,162Expenses 2020: $15,666,605Net Income 2020: $3,779,5572020Revenue 2021: $24,576,419Expenses 2021: $18,574,419Net Income 2021: $6,002,0002021Revenue 2022: $32,897,518Expenses 2022: $25,069,267Net Income 2022: $7,828,2512022Revenue 2023: $40,796,804Expenses 2023: $35,398,401Net Income 2023: $5,398,4032023Revenue 2024: $53,552,031Expenses 2024: $47,890,105Net Income 2024: $5,661,9262024

Highlighted filing

2024

Revenue$53,552,031
Expenses$47,890,105
Net Income$5,661,926
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$617,887,608
Liabilities
$551,336,547
Net assets
$66,551,061
Revenue
$53,552,031
Expenses
$47,890,105
Net income
$5,661,926
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$618$551$66.6$53.6$47.9$5.66
2023Detailed filing. Detailed filing data is available for this year.$568$503$64.7$40.8$35.4$5.40
2022Detailed filing. Detailed filing data is available for this year.$490$431$59.4$32.9$25.1$7.83
2021Detailed filing. Detailed filing data is available for this year.$393$340$53.2$24.6$18.6$6.00
2020Detailed filing. Detailed filing data is available for this year.$307$261$45.7$19.4$15.7$3.78
2019Detailed filing. Detailed filing data is available for this year.$280$237$43.0$16.8$13.9$2.92
2018Summary only. Only limited summary data is available for this year.$252$213$39.2$15.7$12.4$3.27
2017Summary only. Only limited summary data is available for this year.$241$204$36.3$14.1$11.5$2.61
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 17, 2025
Return Version
2024v5.2
Gross Receipts
$319,647,572
Mission and Program Overview

Mission

To provide financial services to its membership

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$501,652,807$543,856,150▲ $42,203,343
Rtn Earn Endowment Incm Other Fnds$64,654,337$66,551,061▲ $1,896,724
Land, Buildings, and Equipment, Net$29,483,808$34,204,045▲ $4,720,237
Cash and Non-Interest-Bearing Accounts$13,731,475$14,150,501▲ $419,026
Investments in Publicly Traded Securities$3,443,732$8,029,921▲ $4,586,189
Savings and Temporary Cash Investments$5,021,172$2,993,942▼ $2,027,230
Investments Other Securities$4,426,543$2,323,500▼ $2,103,043
Prepaid Expenses and Deferred Charges$1,358,788$1,641,548▲ $282,760
Receivables From Officers Etc$901,318$713,143▼ $188,175
Accounts Receivable$12,080$0▼ $12,080
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$567,938,177$617,887,608▲ $49,949,431
Other Assets Total$7,906,454$9,974,858▲ $2,068,404
Liabilities
Other Liabilities$500,644,408$545,435,557▲ $44,791,149
Accounts Payable and Accrued Expenses$2,639,432$4,681,977▲ $2,042,545
Deferred Revenue-$1,219,013-
Total Liabilities$503,283,840$551,336,547▲ $48,052,707
Net Assets / Fund Balance
Total Net Assets Fund Balance$64,654,337$66,551,061▲ $1,896,724
Total Liabilities and Net Assets / Fund Balance$567,938,177$617,887,608▲ $49,949,431

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$19,631,920$7,285,727$26,917,647
Equipment$4,524,632$7,950,753$12,475,385
Land$8,765,040-$8,765,040
Other Land Buildings$1,214,854-$1,214,854
Leasehold Improvements$67,599$134,948$202,547
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Leanna HarrisMortgage LenderFT$34,001$852,105$886,106
Tracy WeatherlySVP MortgageFT$142,563$245,955$388,518
Matthew GrannanCEOFT$310,000$72,012$382,012
Tyler PerezMortgage LenderFT$32,500$230,753$263,253
Jonathan Layne BrunsonCLOFT$205,937$46,790$252,727
Candice GerronMortgage LenderFT$32,500$216,009$248,509
Richard BeauchampVP MortgageFT$67,066$179,470$246,536
David M VaughnVP Business DevelopmentFT$121,759$56,244$178,003
Clint P McquerryCIOFT$148,295$24,622$172,917
Joyce Denis JonesMortgage LenderFT$32,500$136,359$168,859
Clay BeardemphlCFOFT$133,750$35,047$168,797
Amber CookCROFT$133,556$23,198$156,754
Joshua WadeCOOFT$89,125-$89,125
Patsy WilsonChairman-$14,050-$14,050
Kenneth BallardVice Chairman-$13,600-$13,600
Darrel CrumpTreasurer-$13,450-$13,450
Dewayne WilliamsonBoard Member-$13,000-$13,000
Lesa ReedSecretary-$13,000-$13,000
Vicki RitchersonBoard Member-$12,900-$12,900
Elliott YansukBoard Member-$9,000-$9,000
Rex AndrewsBoard Member Through April 2024-$3,000-$3,000
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$51,279,076
Investment Income
$1,257,170
Other Revenue
$1,015,785
Change in Net Assets
$5,661,926

Audited Revenue Reconciliation

Revenue per Audited Statements
$53,552,031
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$109,921
Total Revenue per Audited Statements
$53,661,952
Total Revenue per Form 990
$53,552,031
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$30,523,560
Salaries, Compensation, and Employee Benefits$17,366,545
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest---$14,632,314
Other Salaries and Wages---$13,042,320
Fees for Services Other---$2,232,820
Current Officers, Directors, Trustees, and Key Employees---$1,860,262
Depreciation Depletion---$1,574,000
Office Expenses---$1,162,731
Occupancy---$1,156,631
Other Employee Benefits---$1,010,633
Payroll Taxes---$924,968
Advertising---$562,908
Pension Plan Contributions---$528,362
Information Technology---$400,887
Other Expenses---$352,085
Insurance---$230,886
Fees for Services Accounting---$135,278
Fees for Services Legal---$81,486
Payment Travel Entrtnmnt Publicly Ofcl---$80,016
Travel---$37,607
Total Functional Expenses$0$0$0$47,890,105

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$47,890,105
Total Expenses per Audited Statements$47,890,105
Total Expenses per Form 990$47,890,105
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$901,318$713,143▼ $188,175
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares and Deposit Accounts$538,435,557
Fhlb Advances$7,000,000
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union is wholly owned by its members”

Form 990, Part VI, Section A, Line 7A

“Board members are elected by the membership”

Form 990, Part VI, Section B, Line 11B

“This form was made available for the board to review”

Form 990, Part VI, Section B, Line 12C

“Board members are required to disclose any activity that would create a conflict of interest”

Form 990, Part VI, Section B, Line 15

“Compensation of top management is reviewed anually”

Form 990, Part VI, Section C, Line 19

“The credit union makes its governing documents, conflict of interest, and financial statements available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Alliance Credit Union
EIN
75-0800435
Phone
8067985554
Address
8401 QUAKER, LUBBOCK, TX 79424

Signing Officer

Name
Clay Beardemphl
Title
CFO
Phone
8067985554
Signed
2025-11-17
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Clay Beardemphl
Formed
1940
Legal Domicile
TX
Voting Board Members
7
Independent Board Members
0
Employees
241
Volunteers
7

Preparer

Firm
Singerlewak Llp
Address
10960 WILSHIRE BLVD SUITE 1100, LOS ANGELES, CA 90024
Preparer
Nanaz Benyamini
Phone
3104773924
Supplemental Narrative

Additional Explanations

Form 990, Part III, Line 3

“Effective january 1, 2024, the credit union merged with the electric utilities credit union. Alliance credit union's charter was the surviving charter and the credit union acquired all assets and assumed all liabilities of the electric utilities credit union as of january 1, 2024.”

FORM 990, PART XI, LINE 9:

“Equity acquired in business combination 816,504.”

FORM 990, PART XII, LINE 2C:

“The process has not changed from the prior year.”

Financial Statement Notes

PART X, LINE 2:

“The credit union is a state-chartered credit union as described in internal revenue code (irc) section 501(c)(14) and, as such, is exempt from federal taxation of income derived from the performance of activities that are in furtherance of its exempt purposes. The credit union had no significant tax liability for the year ended december 31, 2024.”

Raw XML AppendixShowing 400 of 844 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt02639432
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt04681977
IRS990/AccountsReceivableGrp/BOYAmt012080
IRS990/AccountsReceivableGrp/EOYAmt00
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO PROVIDE FINANCIAL SERVICES TO ITS MEMBERSHIP
IRS990/AdvertisingGrp/TotalAmt0562908
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0ALLIANCE CREDIT UNION
IRS990/BooksInCareOfDetail/PhoneNum08067985554
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt08401 QUAKER
IRS990/BooksInCareOfDetail/USAddress/CityNm0LUBBOCK
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990/BooksInCareOfDetail/USAddress/ZIPCd079424
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt013731475
IRS990/CashNonInterestBearingGrp/EOYAmt014150501
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt01860262
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt01257170
IRS990/CYOtherExpensesAmt030523560
IRS990/CYOtherRevenueAmt01015785
IRS990/CYProgramServiceRevenueAmt051279076
IRS990/CYRevenuesLessExpensesAmt05661926
IRS990/CYSalariesCompEmpBnftPaidAmt017366545
IRS990/CYTotalExpensesAmt047890105
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt053552031
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/EOYAmt01219013
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt01574000
IRS990/Desc0ALLIANCE OFFERS LOANS OF ALL TYPES, INCLUDING NEW AND USED AUTOS
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt0241
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditPerformedInd01
IRS990/FederalGrantAuditRequiredInd01
IRS990/FeesForServicesAccountingGrp/TotalAmt0135278
IRS990/FeesForServicesLegalGrp/TotalAmt081486
IRS990/FeesForServicesOtherGrp/TotalAmt02232820
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt840.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt940.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1240.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1340.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1440.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1540.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1640.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1740.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1840.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1940.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2040.00
IRS990/Form990PartVIISectionAGrp/FormerOfcrDirectorTrusteeInd0X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd2X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd3X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd7X
IRS990/Form990PartVIISectionAGrp/OfficerInd8X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt140
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt150
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt160
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt170
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt180
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt190
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt200
IRS990/Form990PartVIISectionAGrp/PersonNm0PATSY WILSON
IRS990/Form990PartVIISectionAGrp/PersonNm1KENNETH BALLARD
IRS990/Form990PartVIISectionAGrp/PersonNm2LESA REED
IRS990/Form990PartVIISectionAGrp/PersonNm3DARREL CRUMP
IRS990/Form990PartVIISectionAGrp/PersonNm4VICKI RITCHERSON
IRS990/Form990PartVIISectionAGrp/PersonNm5DEWAYNE WILLIAMSON
IRS990/Form990PartVIISectionAGrp/PersonNm6ELLIOTT YANSUK
IRS990/Form990PartVIISectionAGrp/PersonNm7REX ANDREWS
IRS990/Form990PartVIISectionAGrp/PersonNm8AMBER COOK
IRS990/Form990PartVIISectionAGrp/PersonNm9CLAY BEARDEMPHL
IRS990/Form990PartVIISectionAGrp/PersonNm10CLINT P MCQUERRY
IRS990/Form990PartVIISectionAGrp/PersonNm11JONATHAN LAYNE BRUNSON
IRS990/Form990PartVIISectionAGrp/PersonNm12MATTHEW GRANNAN
IRS990/Form990PartVIISectionAGrp/PersonNm13RICHARD BEAUCHAMP
IRS990/Form990PartVIISectionAGrp/PersonNm14TRACY WEATHERLY
IRS990/Form990PartVIISectionAGrp/PersonNm15JOYCE DENIS JONES
IRS990/Form990PartVIISectionAGrp/PersonNm16DAVID M VAUGHN
IRS990/Form990PartVIISectionAGrp/PersonNm17CANDICE GERRON
IRS990/Form990PartVIISectionAGrp/PersonNm18TYLER PEREZ
IRS990/Form990PartVIISectionAGrp/PersonNm19LEANNA HARRIS
IRS990/Form990PartVIISectionAGrp/PersonNm20JOSHUA WADE
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt014050
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt113600
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt213000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt313450
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt412900
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt513000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt69000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt73000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8156754
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9168797
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10172917
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11252727
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12382012
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13246536
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14388518
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15168859
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16178003
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17248509
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18263253
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19886106
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2089125
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER THROUGH APRIL 2024
IRS990/Form990PartVIISectionAGrp/TitleTxt8CRO
IRS990/Form990PartVIISectionAGrp/TitleTxt9CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt10CIO
IRS990/Form990PartVIISectionAGrp/TitleTxt11CLO
IRS990/Form990PartVIISectionAGrp/TitleTxt12CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt13VP MORTGAGE
IRS990/Form990PartVIISectionAGrp/TitleTxt14SVP MORTGAGE
IRS990/Form990PartVIISectionAGrp/TitleTxt15MORTGAGE LENDER
IRS990/Form990PartVIISectionAGrp/TitleTxt16VP BUSINESS DEVELOPMENT
IRS990/Form990PartVIISectionAGrp/TitleTxt17MORTGAGE LENDER
IRS990/Form990PartVIISectionAGrp/TitleTxt18MORTGAGE LENDER
IRS990/Form990PartVIISectionAGrp/TitleTxt19MORTGAGE LENDER
IRS990/Form990PartVIISectionAGrp/TitleTxt20COO
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01940
IRS990/FormerOfcrEmployeesListedInd01
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0311459
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt0266407000
IRS990/GrossReceiptsAmt0319647572
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt00
IRS990/IndivRcvdGreaterThan100KCnt024
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0400887
IRS990/InsuranceGrp/TotalAmt0230886
IRS990/InterestGrp/TotalAmt014632314
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0945711
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0945711
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt04426543
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt02323500
IRS990/InvestmentsPubTradedSecGrp/BOYAmt03443732
IRS990/InvestmentsPubTradedSecGrp/EOYAmt08029921
IRS990/IRPDocumentCnt06257
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt015371428
IRS990/LandBldgEquipBasisNetGrp/BOYAmt029483808
IRS990/LandBldgEquipBasisNetGrp/EOYAmt034204045
IRS990/LandBldgEquipCostOrOtherBssAmt049575473
IRS990/LegalDomicileStateCd0TX
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0266095541
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO PROVIDE FINANCIAL SERVICES TO ITS MEMBERSHIP
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt064654337
IRS990/NetAssetsOrFundBalancesEOYAmt066551061
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0311459
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0311459
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0109921
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt01156631
IRS990/OfficeExpensesGrp/TotalAmt01162731
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt07906454
IRS990/OtherAssetsTotalGrp/EOYAmt09974858
IRS990/OtherChangesInNetAssetsAmt0816504
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01010633
IRS990/OtherExpensesGrp/Desc0CREDIT LOSS EXPENSE
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING EXPENSES
IRS990/OtherExpensesGrp/Desc2ALL OTHER EXPENSES
IRS990/OtherExpensesGrp/Desc3MISCELLANEOUS OTHER EXP
IRS990/OtherExpensesGrp/TotalAmt05668189
IRS990/OtherExpensesGrp/TotalAmt11637874
IRS990/OtherExpensesGrp/TotalAmt2577848
IRS990/OtherExpensesGrp/TotalAmt3352085
IRS990/OtherLiabilitiesGrp/BOYAmt0500644408
IRS990/OtherLiabilitiesGrp/EOYAmt0545435557
IRS990/OtherRevenueMiscGrp/BusinessCd0524298
IRS990/OtherRevenueMiscGrp/BusinessCd1525990
IRS990/OtherRevenueMiscGrp/Desc0SALE OF INSURANCE /WARRANTY
IRS990/OtherRevenueMiscGrp/Desc1ATM WITHDRAWAL FEES
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0891135
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1124650
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt0891135
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt1124650
IRS990/OtherRevenueTotalAmt01015785
IRS990/OtherSalariesAndWagesGrp/TotalAmt013042320
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0501652807
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0543856150
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0924968
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0528362
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01358788
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01641548
IRS990/PrincipalOfficerNm0CLAY BEARDEMPHL
IRS990/PriorPeriodAdjustmentsAmt0-4691627
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST FROM MEMBERS
IRS990/ProgramServiceRevenueGrp/Desc1OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc2FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt037278625
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt18513729
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt25486722
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt037278625
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt18513729
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt25486722
IRS990/ProgSrvcAccomActy2Grp/Desc0ALLIANCE OFFERS SHARE AND DEPOSIT PRODUCTS, INCLUDING CDS, SAVINGS, AND CHECKING ACCOUNTS
IRS990/ProgSrvcAccomActy3Grp/Desc0ALLIANCE OFFERS IRA PRODUCTS AT COMPETITIVE RATES
IRS990/ProgSrvcAccomActyOtherGrp/Desc0IMPROVING THE FINANCIAL WELL-BEING OF OUR MEMBERS AND THE COMMUNITIES WE SERVE
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0588650
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt080016
IRS990/PYOtherExpensesAmt021325366
IRS990/PYOtherRevenueAmt011152421
IRS990/PYProgramServiceRevenueAmt029055733
IRS990/PYRevenuesLessExpensesAmt05398403
IRS990/PYSalariesCompEmpBnftPaidAmt014073035
IRS990/PYTotalExpensesAmt035398401
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt040796804
IRS990/QuidProQuoContributionsInd00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0901318
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0713143
IRS990/ReconcilationRevenueExpnssAmt05661926
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt064654337
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt066551061
IRS990/SavingsAndTempCashInvstGrp/BOYAmt05021172
IRS990/SavingsAndTempCashInvstGrp/EOYAmt02993942
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt019631920
IRS990ScheduleD/BuildingsGrp/DepreciationAmt07285727
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt026917647
IRS990ScheduleD/EquipmentGrp/BookValueAmt04524632
IRS990ScheduleD/EquipmentGrp/DepreciationAmt07950753
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt012475385
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt047890105
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LandGrp/BookValueAmt08765040
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt08765040
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt067599
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0134948
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0202547
IRS990ScheduleD/NetUnrealizedGainsInvstAmt0109921
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt01214854
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt01214854
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0538435557
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt17000000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES AND DEPOSIT ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1FHLB ADVANCES
IRS990ScheduleD/RevenueNotReportedAmt0109921
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt053552031
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS A STATE-CHARTERED CREDIT UNION AS DESCRIBED IN INTERNAL REVENUE CODE (IRC) SECTION 501(C)(14) AND, AS SUCH, IS EXEMPT FROM FEDERAL TAXATION OF INCOME DERIVED FROM THE PERFORMANCE OF ACTIVITIES THAT ARE IN FURTHERANCE OF ITS EXEMPT PURPOSES. THE CREDIT UNION HAD NO SIGNIFICANT TAX LIABILITY FOR THE YEAR ENDED DECEMBER 31, 2024.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:

Document Assets

No mirrored PDF or thumbnail assets are attached yet.