Civic Intelligence

Riverset Credit Union

990 • Fiscal year 2012 • EIN 25-0732150

Jan 01, 2012 to Dec 31, 2012 • Filed on Oct 18, 2013

Organization ProfileWWW.RIVERSET.COM

View Organization Page

1700 Jane Street15203
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

10th percentile

0.81x

Higher debt load relative to assets than 10% of similar nonprofits.

2012 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

16th percentile

0.2%

Faster asset growth than 16% of similar nonprofits.

2012 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets10th percentile

Assets

Up

$120,728,188

Up $183,259 (+0.2%) from 2011

Net Assets

Up

$23,151,876

Up $171,007 (+0.7%) from 2011

Liabilities

Up

$97,576,312

Up $12,252 (+0.0%) from 2011

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$5,165,395

Down $138,873 (-2.6%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth16th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $117,101,469Liabilities 2010: $94,352,595Net Assets 2010: $22,748,8742010Assets 2011: $120,544,929Liabilities 2011: $97,564,060Net Assets 2011: $22,980,8692011Assets 2012: $120,728,188Liabilities 2012: $97,576,312Net Assets 2012: $23,151,8762012Assets 2013: $119,354,158Liabilities 2013: $96,105,427Net Assets 2013: $23,248,7312013Assets 2014: $115,485,066Liabilities 2014: $91,774,582Net Assets 2014: $23,710,4842014Assets 2015: $114,846,436Liabilities 2015: $90,442,056Net Assets 2015: $24,404,3802015Assets 2016: $113,779,694Liabilities 2016: $88,740,855Net Assets 2016: $25,038,8392016Assets 2017: $113,174,117Liabilities 2017: $87,628,578Net Assets 2017: $25,545,5392017Assets 2018: $114,428,983Liabilities 2018: $88,200,942Net Assets 2018: $26,228,0412018Assets 2019: $110,490,547Liabilities 2019: $83,800,779Net Assets 2019: $26,689,7682019Assets 2021: $0Liabilities 2021: $0Net Assets 2021: $02021

Highlighted filing

2012

Assets$120,728,188
Liabilities$97,576,312
Net Assets$23,151,876
Open 2012 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10M$5.0M$0-$5.0MExpenses 2010: $5,768,4172010Expenses 2011: $5,304,2682011Expenses 2012: $5,165,3952012Revenue 2013: $5,102,124Expenses 2013: $4,931,519Net Income 2013: $170,6052013Revenue 2014: $5,506,919Expenses 2014: $5,077,681Net Income 2014: $429,2382014Revenue 2015: $5,667,660Expenses 2015: $4,988,421Net Income 2015: $679,2392015Revenue 2016: $5,512,107Expenses 2016: $4,895,041Net Income 2016: $617,0662016Revenue 2017: $5,698,984Expenses 2017: $5,193,894Net Income 2017: $505,0902017Revenue 2018: $5,874,748Expenses 2018: $5,196,019Net Income 2018: $678,7292018Revenue 2019: $5,683,866Expenses 2019: $5,213,105Net Income 2019: $470,7612019Revenue 2021: $352,184Expenses 2021: $5,316,439Net Income 2021: -$4,964,2552021

Highlighted filing

2012

Revenue-
Expenses$5,165,395
Net Income-
Open 2012 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
Oct 18, 2013
Return Version
2012v2.3
Gross Receipts
$5,323,077
Mission and Program Overview

Mission

The mission of riverset credit union is to provide low-cost financial institution services to its members.

Filing and Contact Details

Filer

EIN
25-0732150
Raw XML AppendixShowing 400 of 427 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReview0false
IRS990/AccountsPayableAccruedExpenses/BOY096581935
IRS990/AccountsPayableAccruedExpenses/EOY096945443
IRS990/ActivitiesConductedPartnership0false
IRS990/ActivityOrMissionDescription0THE MISSION OF RIVERSET CREDIT UNION IS TO PROVIDE LOW-COST FINANCIAL INSTITUTION SERVICES TO ITS MEMBERS.
IRS990/AddressPrincipalOfficerUS/AddressLine101700 JANE STREET
IRS990/AddressPrincipalOfficerUS/City0PITTSBURGH
IRS990/AddressPrincipalOfficerUS/State0PA
IRS990/AddressPrincipalOfficerUS/ZIPCode015203
IRS990/Advertising/ProgramServices0276513
IRS990/Advertising/Total0276513
IRS990/AllOtherExpenses/ProgramServices071555
IRS990/AllOtherExpenses/Total071555
IRS990/AnnualDisclosureCoveredPersons0true
IRS990/BenefitsPaidToMembersCY00
IRS990/BsnssRltnshpThruFamilyMember0false
IRS990/BsnssRltnshpWithOrganization0false
IRS990/CashNonInterestBearing/BOY0229747
IRS990/CashNonInterestBearing/EOY0217361
IRS990/ChangesToOrganizingDocs0false
IRS990/CollectionsOfArt0false
IRS990/CompCurrentOfficersDirectors/ProgramServices0363307
IRS990/CompCurrentOfficersDirectors/Total0363307
IRS990/CompensationFromOtherSources0false
IRS990/CompensationProcessCEO0true
IRS990/CompensationProcessOther0true
IRS990/ComplianceWithBackupWitholding0true
IRS990/ConflictOfInterestPolicy0true
IRS990/ConservationEasements0false
IRS990/ConsolidatedAuditFinancialStmt0false
IRS990/ContributionsGrantsCurrentYear00
IRS990/CreditCounseling0false
IRS990/DecisionsSubjectToApproval0true
IRS990/DeductibleContributionsOfArt0false
IRS990/DeductibleNonCashContributions0false
IRS990/DelegationOfManagementDuties0false
IRS990/DepreciationDepletion/ProgramServices0264450
IRS990/DepreciationDepletion/Total0264450
IRS990/DescribedIn501C30false
IRS990/Description0PROVIDE LOW-COST FINANCIAL INSTITUTION SERVICES TO ITS MEMBERS.
IRS990/DisregardedEntity0false
IRS990/DocumentRetentionPolicy0true
IRS990/DonorAdvisedFunds0false
IRS990/DoNotFollowSFAS1170X
IRS990/ElectionOfBoardMembers0true
IRS990/EmploymentTaxReturnsFiled0true
IRS990/Expense05165395
IRS990/FamilyOrBusinessRelationship0false
IRS990/FederalGrantAuditRequired0false
IRS990/FeesForServicesAccounting/ProgramServices060161
IRS990/FeesForServicesAccounting/Total060161
IRS990/FeesForServicesLegal/ProgramServices038779
IRS990/FeesForServicesLegal/Total038779
IRS990/ForeignActivities0false
IRS990/ForeignFinancialAccount0false
IRS990/ForeignOffice0false
IRS990/Form990PartVIISectionA/AverageHoursPerWeek02.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek12.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek22.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek32.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek42.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek52.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek62.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek72.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek82.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek945.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek1045.00
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector0X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector1X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector2X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector3X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector4X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector5X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector6X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector7X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector8X
IRS990/Form990PartVIISectionA/NamePerson0GLORIA WALTON
IRS990/Form990PartVIISectionA/NamePerson1GEORGE GENSURE
IRS990/Form990PartVIISectionA/NamePerson2SYLVIA WILSON
IRS990/Form990PartVIISectionA/NamePerson3ROY BUTERBAUGH
IRS990/Form990PartVIISectionA/NamePerson4THOMAS MOTLEY
IRS990/Form990PartVIISectionA/NamePerson5GERARD PAPARIELLA
IRS990/Form990PartVIISectionA/NamePerson6JAMES TITUS
IRS990/Form990PartVIISectionA/NamePerson7HENRY STEPHENS JR
IRS990/Form990PartVIISectionA/NamePerson8JOHN WILLIAMSON
IRS990/Form990PartVIISectionA/NamePerson9CHRISTINE CHOJNICKI
IRS990/Form990PartVIISectionA/NamePerson10EDWARD RUSNAK
IRS990/Form990PartVIISectionA/Officer0X
IRS990/Form990PartVIISectionA/Officer1X
IRS990/Form990PartVIISectionA/Officer2X
IRS990/Form990PartVIISectionA/Officer3X
IRS990/Form990PartVIISectionA/Officer4X
IRS990/Form990PartVIISectionA/Officer5X
IRS990/Form990PartVIISectionA/OtherCompensation00
IRS990/Form990PartVIISectionA/OtherCompensation10
IRS990/Form990PartVIISectionA/OtherCompensation20
IRS990/Form990PartVIISectionA/OtherCompensation30
IRS990/Form990PartVIISectionA/OtherCompensation40
IRS990/Form990PartVIISectionA/OtherCompensation50
IRS990/Form990PartVIISectionA/OtherCompensation60
IRS990/Form990PartVIISectionA/OtherCompensation70
IRS990/Form990PartVIISectionA/OtherCompensation80
IRS990/Form990PartVIISectionA/OtherCompensation99265
IRS990/Form990PartVIISectionA/OtherCompensation108646
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization09175
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization19175
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization27175
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization37175
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization42775
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization52775
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization62575
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization71575
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization81575
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization9213430
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization1087991
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs00
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs10
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs20
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs30
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs40
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs50
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs60
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs70
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs80
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs90
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs100
IRS990/Form990PartVIISectionA/Title0PRESIDENT
IRS990/Form990PartVIISectionA/Title1TREASURER
IRS990/Form990PartVIISectionA/Title2SECRETARY
IRS990/Form990PartVIISectionA/Title3VICE CHAIR
IRS990/Form990PartVIISectionA/Title4BOARD MEMBER
IRS990/Form990PartVIISectionA/Title5BOARD MEMBER
IRS990/Form990PartVIISectionA/Title6BOARD MEMBER
IRS990/Form990PartVIISectionA/Title7BOARD MEMBER
IRS990/Form990PartVIISectionA/Title8BOARD MEMBER
IRS990/Form990PartVIISectionA/Title9CEO
IRS990/Form990PartVIISectionA/Title10CFO
IRS990/Form990ProvidedToGoverningBody0false
IRS990/FormersListed0false
IRS990/FSAudited0false
IRS990/FundraisingActivities0false
IRS990/Gaming0false
IRS990/GrantsAndSimilarAmntsCY00
IRS990/GrantsToIndividuals0false
IRS990/GrantsToOrganizations0false
IRS990/GrantToRelatedPerson0false
IRS990/GrossReceipts05323077
IRS990/GroupReturnForAffiliates0false
IRS990/Hospital0false
IRS990/IndependentAuditFinancialStmt0false
IRS990/IndoorTanningServices0false
IRS990/InfoInScheduleOPartVI0X
IRS990/InfoInScheduleOPartXI0X
IRS990/Insurance/ProgramServices065460
IRS990/Insurance/Total065460
IRS990/Interest/ProgramServices0471309
IRS990/Interest/Total0471309
IRS990/InvestmentIncomeCurrentYear0145813
IRS990/InvestmentIncomePriorYear0145524
IRS990/InvestmentIncome/RelatedOrExemptFunctionIncome0145813
IRS990/InvestmentIncome/TotalRevenueColumn0145813
IRS990/InvestmentInJointVenture0true
IRS990/InvestmentsProgramRelated/BOY0153461
IRS990/InvestmentsProgramRelated/EOY0178888
IRS990/InvestmentsPubTradedSecurities/BOY01002411
IRS990/InvestmentsPubTradedSecurities/EOY013620523
IRS990/LandBldgEquipmentAccumDeprec02535873
IRS990/LandBuildingsEquipmentBasis05502671
IRS990/LandBuildingsEquipmentBasisNet/BOY03180156
IRS990/LandBuildingsEquipmentBasisNet/EOY02966798
IRS990/LoanToOfficerOrDQP0false
IRS990/LocalChapters0false
IRS990/MaterialDiversionOrMisuse0false
IRS990/MembersOrStockholders0true
IRS990/MethodOfAccountingAccrual0X
IRS990/MinutesOfCommittees0true
IRS990/MinutesOfGoverningBody0true
IRS990/MissionDescription0THE MISSION OF RIVERSET CREDIT UNION IS TO PROVIDE LOW-COST FINANCIAL INSTITUTION SERVICES TO ITS MEMBERS.
IRS990/MoreThan5000KToIndividuals0false
IRS990/MoreThan5000KToOrganizations0false
IRS990/NameOfPrincipalOfficerPerson0EDWARD RUSNAK
IRS990/NbrIndependentVotingMembers09
IRS990/NbrVotingGoverningBodyMembers09
IRS990/NbrVotingMembersGoverningBody09
IRS990/NetAssetsOrFundBalancesBOY022980869
IRS990/NetAssetsOrFundBalancesEOY023151876
IRS990/NonDeductibleContributions0false
IRS990/NumberFormsTransmittedWith1096013
IRS990/NumberIndependentVotingMembers09
IRS990/NumberIndividualsGT100K01
IRS990/NumberOfEmployees036
IRS990/NumberW2GIncluded00
IRS990/Occupancy/ProgramServices0119462
IRS990/Occupancy/Total0119462
IRS990/OfficerEntityWithBsnssRltnshp0false
IRS990/OfficerMailingAddress0false
IRS990/Organization501c0X
IRS990/OtherAssetsTotal/BOY04367914
IRS990/OtherAssetsTotal/EOY06476867
IRS990/OtherEmployeeBenefits/ProgramServices0193454
IRS990/OtherEmployeeBenefits/Total0193454
IRS990/OtherExpensePriorYear03432522
IRS990/OtherExpensesCurrentYear03246794
IRS990/OtherExpenses/Description0EXP-LOAN SERVICING
IRS990/OtherExpenses/Description1EXP-PROFESSIONAL FEES
IRS990/OtherExpenses/Description2EXP-LOSS PROVISION
IRS990/OtherExpenses/Description3EXP-OFFICE OPERATIONS
IRS990/OtherExpenses/ProgramServices0682083
IRS990/OtherExpenses/ProgramServices1548596
IRS990/OtherExpenses/ProgramServices2378467
IRS990/OtherExpenses/ProgramServices3255145
IRS990/OtherExpenses/Total0682083
IRS990/OtherExpenses/Total1548596
IRS990/OtherExpenses/Total2378467
IRS990/OtherExpenses/Total3255145
IRS990/OtherLiabilities/BOY0982125
IRS990/OtherLiabilities/EOY0630869
IRS990/OtherNotesLoansReceivableNet/BOY064427992
IRS990/OtherNotesLoansReceivableNet/EOY066975815
IRS990/OtherRevenueCurrentYear01466662
IRS990/OtherRevenueMisc/Description0FEE INCOME
IRS990/OtherRevenueMisc/Description1OTHER INCOME
IRS990/OtherRevenueMisc/Description2KEYSTONE LENDING ALLIANCE
IRS990/OtherRevenueMisc/ExclusionAmount025453
IRS990/OtherRevenueMisc/RelatedOrExemptFunctionIncome0782113
IRS990/OtherRevenueMisc/RelatedOrExemptFunctionIncome1659096
IRS990/OtherRevenueMisc/TotalRevenueColumn0782113
IRS990/OtherRevenueMisc/TotalRevenueColumn1659096
IRS990/OtherRevenueMisc/TotalRevenueColumn225453
IRS990/OtherRevenuePriorYear01318732
IRS990/OtherSalariesAndWages/ProgramServices01140187
IRS990/OtherSalariesAndWages/Total01140187
IRS990/PartialLiquidation0false
IRS990/PayrollTaxes/ProgramServices0122255
IRS990/PayrollTaxes/Total0122255
IRS990/PensionPlanContributions/ProgramServices099398
IRS990/PensionPlanContributions/Total099398
IRS990/PoliticalActivities0false
IRS990/ProfessionalFundraising0false
IRS990/ProgramServiceRevenueCY03710602
IRS990/ProgramServiceRevenue/Description0LOAN INTEREST INCOME
IRS990/ProgramServiceRevenuePriorYear04078252
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome03710602
IRS990/ProgramServiceRevenue/TotalRevenueColumn03710602
IRS990/ProhibitedTaxShelterTrans0false
IRS990/ReconcilationOtherChanges0-23
IRS990/ReconcilationRevenueExpenses0157682
IRS990/ReconciliationUnrealizedInvest013348
IRS990/RegularMonitoringEnforcement0true
IRS990/RelatedEntity0false
IRS990/RelatedOrgControlledEntity0false
IRS990/ReportFin48Footnote0false
IRS990/ReportInvestOthSecurities0false
IRS990/ReportLandBldgEquip0true
IRS990/ReportOtherAssets0true
IRS990/ReportOtherLiabilities0true
IRS990/ReportProgRelInvest0false
IRS990/RetainedEarningsEndowmentEtc/BOY022980869
IRS990/RetainedEarningsEndowmentEtc/EOY023151876
IRS990/Revenue05323077
IRS990/RevenuesLessExpensesCY0157682
IRS990/RevenuesLessExpensesPriorYear0238240
IRS990/SalariesEtcCurrentYear01918601
IRS990/SalariesEtcPriorYear01871746
IRS990/SavingsAndTempCashInvestments/BOY047183248
IRS990/SavingsAndTempCashInvestments/EOY030291936
IRS990/ScheduleBRequired0false
IRS990ScheduleD/Buildings/BookValue02096274
IRS990ScheduleD/Buildings/Depreciation01216974
IRS990ScheduleD/Buildings/OtherCostOrOtherBasis03313248
IRS990ScheduleD/Equipment/BookValue0215456
IRS990ScheduleD/Equipment/Depreciation01318899
IRS990ScheduleD/Equipment/OtherCostOrOtherBasis01534355
IRS990ScheduleD/Land/BookValue0655068
IRS990ScheduleD/Land/OtherCostOrOtherBasis0655068
IRS990ScheduleD/OtherAssets/BookValue03986212
IRS990ScheduleD/OtherAssets/BookValue11015441
IRS990ScheduleD/OtherAssets/BookValue2695661
IRS990ScheduleD/OtherAssets/BookValue3417233
IRS990ScheduleD/OtherAssets/BookValue4257675
IRS990ScheduleD/OtherAssets/BookValue5104645
IRS990ScheduleD/OtherAssets/Description0DEFERRED COMPENSATION INVESTMENT
IRS990ScheduleD/OtherAssets/Description1NCUA SHARE INS FUND CAPITAL
IRS990ScheduleD/OtherAssets/Description2MID-ATLANTIC MEMBERSHIP CAPITAL
IRS990ScheduleD/OtherAssets/Description3REAL ESTATE LOANS RECEIVABLE
IRS990ScheduleD/OtherAssets/Description4ACCRUED INTEREST RECEIVABLE
IRS990ScheduleD/OtherAssets/Description5PREPAID ASSETS
IRS990ScheduleD/OtherAssets/Description6OTHER RECEIVABLES
IRS990ScheduleD/OtherAssets/Description7PREPAID EXPENSES ROUNDING
IRS990ScheduleD/OtherLiabilities/Amount0500589
IRS990ScheduleD/OtherLiabilities/Amount181477
IRS990ScheduleD/OtherLiabilities/Amount246434
IRS990ScheduleD/OtherLiabilities/Amount32369
IRS990ScheduleD/OtherLiabilities/Description0ACCRUED DEFERRED COMPENSATION
IRS990ScheduleD/OtherLiabilities/Description1INTEREST PAYABLE
IRS990ScheduleD/OtherLiabilities/Description2OTHER LIABILITIES
IRS990ScheduleD/OtherLiabilities/Description3FSA
IRS990ScheduleD/TotalBookValueOtherAssets06476867
IRS990ScheduleD/TotalOfAmounts0630869
IRS990ScheduleD/TotalOfBookValueLandBuildings02966798
IRS990ScheduleJ/EquityBasedCompArrangement0false
IRS990ScheduleJ/Form990ScheduleJPartII/BaseCompensationFilingOrg0125965
IRS990ScheduleJ/Form990ScheduleJPartII/BonusFilingOrg02465
IRS990ScheduleJ/Form990ScheduleJPartII/DeferredCompFilingOrg09265
IRS990ScheduleJ/Form990ScheduleJPartII/NamePerson0CHRISTINE CHOJNICKI
IRS990ScheduleJ/Form990ScheduleJPartII/OtherCompensationFilingOrg085000
IRS990ScheduleJ/Form990ScheduleJPartII/Title0CEO
IRS990ScheduleJ/Form990ScheduleJPartII/TotalCompensationFilingOrg0222695
IRS990/ScheduleJRequired0true
IRS990ScheduleJ/SeverancePayment0false
IRS990ScheduleJ/SupplementalNonqualRetirePlan0false
IRS990ScheduleO/GeneralExplanation/Explanation0THE ORGANIZATION, A CREDIT UNION, IS ORGANIZED WITH MEMBERS.
IRS990ScheduleO/GeneralExplanation/Explanation1SHAREHOLDERS OF THE ORGANIZATION ELECT SOME MEMBERS OF THE GOVERNING BODY.
IRS990ScheduleO/GeneralExplanation/Explanation2DECISIONS OF THE GOVERNING BODY ARE SUBJECT TO APPROVAL BY SHAREHOLDERS.
IRS990ScheduleO/GeneralExplanation/Explanation3FORM 990 IS REVIEWED BY CFO AND OTHER MEMBERS OF MANAGEMENT PRIOR TO FILING.
IRS990ScheduleO/GeneralExplanation/Explanation4THE ORGANIZATION MONITORS COMPLIANCE WITH THE CONFLICTS POLICY BY PERIODICALLY REVIEWING THE POLICY WITH OFFICERS, DIRECTORS AND OTHER KEY PERSONNEL.
IRS990ScheduleO/GeneralExplanation/Explanation5COMPENSATION FOR ALL OFFICERS AND KEY EMPLOYEES IS DETERMINED BY USING THIRD-PARTY ANALYSIS OF COMPARABLE COMPENSATION STRUCTURES WITHIN THE INDUSTRY. THE BOARD-OF-DIRECTORS APPROVES THE COMPENSATION AFTER THE ABOVE ANALYSIS.
IRS990ScheduleO/GeneralExplanation/Explanation6COMPENSATION FOR ALL OFFICERS AND KEY EMPLOYEES IS DETERMINED BY USING THIRD-PARTY ANALYSIS OF COMPARABLE COMPENSATION STRUCTURES WITHIN THE INDUSTRY. THE BOARD-OF-DIRECTORS APPROVES THE COMPENSATION AFTER THE ABOVE ANALYSIS.
IRS990ScheduleO/GeneralExplanation/Explanation7NO DOCUMENTS AVAILABLE TO THE PUBLIC.
IRS990ScheduleO/GeneralExplanation/Explanation8ROUNDING ADJ 2 KEYSTONE LENDING ALLIANCE TAX VS. GAAP -25
IRS990ScheduleO/GeneralExplanation/Explanation9NET CHANGE OF 25 TO RECONCILE KEYSTONE LENDING ALLIANCE TAX BASIS INCOME PER K-1 TO BOOK INCOME AS ACCOUNTED FOR USING GAAP.
IRS990ScheduleO/GeneralExplanation/Identifier0CLASSES OF MEMBERS OR STOCKHOLDERS
IRS990ScheduleO/GeneralExplanation/Identifier1ELECTION OF MEMBERS AND THEIR RIGHTS
IRS990ScheduleO/GeneralExplanation/Identifier2DECISIONS SUBJECT TO APPROVAL OF MEMBERS
IRS990ScheduleO/GeneralExplanation/Identifier3ORGANIZATION'S PROCESS USED TO REVIEW FORM 990
IRS990ScheduleO/GeneralExplanation/Identifier4ENFORCEMENT OF CONFLICTS POLICY
IRS990ScheduleO/GeneralExplanation/Identifier5COMPENSATION PROCESS FOR TOP OFFICIAL
IRS990ScheduleO/GeneralExplanation/Identifier6COMPENSATION PROCESS FOR OFFICERS
IRS990ScheduleO/GeneralExplanation/Identifier7GOVERNING DOCUMENTS DISCLOSURE EXPLANATION
IRS990ScheduleO/GeneralExplanation/Identifier8RECONCILIATION OF CHANGES - OTHER
IRS990ScheduleO/GeneralExplanation/Identifier9OTHER CHANGES IN NET ASSETS EXPLANATION
IRS990ScheduleO/GeneralExplanation/ReturnReference0FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/GeneralExplanation/ReturnReference1FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/GeneralExplanation/ReturnReference2FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/GeneralExplanation/ReturnReference3FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/GeneralExplanation/ReturnReference4FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/GeneralExplanation/ReturnReference5FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/GeneralExplanation/ReturnReference6FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/GeneralExplanation/ReturnReference7FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/GeneralExplanation/ReturnReference8FORM 990, PART XI, LINE 9
IRS990ScheduleO/GeneralExplanation/ReturnReference9FORM 990, PART XI, LINE 9
IRS990/ScheduleORequired0true
IRS990/School0false
IRS990/SignificantChange0false
IRS990/SignificantNewProgramServices0false
IRS990/StateLegalDomicile0PA
IRS990/SubjectToProxyTax0false
IRS990/TaxablePartyNotification0false
IRS990/TaxExemptBonds0false
IRS990/Terminated0false
IRS990/TermOrPermanentEndowments0false
IRS990/TheBooksAreInCareOf/AddressUS/AddressLine101700 JANE STREET
IRS990/TheBooksAreInCareOf/AddressUS/City0PITTSBURGH
IRS990/TheBooksAreInCareOf/AddressUS/State0PA
IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode015203
IRS990/TheBooksAreInCareOf/NamePerson0EDWARD RUSNAK CFO
IRS990/TheBooksAreInCareOf/TelephoneNumber04124882525
IRS990/TotalAssets/BOY0120544929
IRS990/TotalAssetsBOY0120544929
IRS990/TotalAssets/EOY0120728188
IRS990/TotalAssetsEOY0120728188
IRS990/TotalCompGT150K0true
IRS990/TotalExpensesCurrentYear05165395
IRS990/TotalExpensesPriorYear05304268
IRS990/TotalFunctionalExpenses/Fundraising00
IRS990/TotalFunctionalExpenses/ManagementAndGeneral00
IRS990/TotalFunctionalExpenses/ProgramServices05165395
IRS990/TotalFunctionalExpenses/Total05165395
IRS990/TotalFundrsngExpCurrentYear00
IRS990/TotalGrossUBI00
IRS990/TotalLiabilities/BOY097564060
IRS990/TotalLiabilitiesBOY097564060
IRS990/TotalLiabilities/EOY097576312
IRS990/TotalLiabilitiesEOY097576312
IRS990/TotalLiabNetAssetsFundBalances/BOY0120544929
IRS990/TotalLiabNetAssetsFundBalances/EOY0120728188
IRS990/TotalNbrEmployees036
IRS990/TotalNetAssetsFundBalances/BOY022980869
IRS990/TotalNetAssetsFundBalances/EOY023151876
IRS990/TotalOtherCompensation017911
IRS990/TotalOtherRevenue01466662
IRS990/TotalProfFundrsngExpCY00
IRS990/TotalProgramServiceExpense05165395
IRS990/TotalProgramServiceRevenue03710602
IRS990/TotalReportableCompFromOrg0345396
IRS990/TotalRevenueCurrentYear05323077
IRS990/TotalRevenue/ExclusionAmount025453
IRS990/TotalRevenuePriorYear05542508
IRS990/TotalRevenue/RelatedOrExemptFunctionIncome05297624
IRS990/TotalRevenue/TotalRevenueColumn05323077
IRS990/Travel/ProgramServices014814
IRS990/Travel/Total014814
IRS990/TypeOfOrganizationOther0X
IRS990/TypeOfOrgOtherDescription0CREDIT UNION
IRS990/UnrelatedBusinessIncome0false
IRS990/UponRequest0X
IRS990/WebSite0WWW.RIVERSET.COM
IRS990/WhistleblowerPolicy0true
IRS990/WrittenPolicyOrProcedure0true
IRS990/YearFormation01934

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$120,728,188
Liabilities
$97,576,312
Net assets
$23,151,876
Revenue
-
Expenses
$5,165,395
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.00$0.00$0.00$0.35$5.32$4.96
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$110$83.8$26.7$5.68$5.21$0.47
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$114$88.2$26.2$5.87$5.20$0.68
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$113$87.6$25.5$5.70$5.19$0.51
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$114$88.7$25.0$5.51$4.90$0.62
2015Detailed filing. Detailed filing data is available for this year.$115$90.4$24.4$5.67$4.99$0.68
2014Detailed filing. Detailed filing data is available for this year.$115$91.8$23.7$5.51$5.08$0.43
2013Detailed filing. Detailed filing data is available for this year.$119$96.1$23.2$5.10$4.93$0.17
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$121$97.6$23.2$5.17
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$121$97.6$23.0$5.30
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$117$94.4$22.7$5.77