Liabilities / Assets
92nd percentile
Higher debt load relative to assets than 92% of similar nonprofits.
990 • Fiscal year 2016 • EIN 25-0606580
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
92nd percentile
Higher debt load relative to assets than 92% of similar nonprofits.
Liabilities / Revenue
86th percentile
Higher debt load relative to revenue than 86% of similar nonprofits.
Net Margin
24th percentile
Higher net margin than 24% of similar nonprofits.
Top Officer Pay
21st percentile
Higher top officer pay than 21% of similar nonprofits.
Top officer pay equals 0.7% of source-year revenue.
Asset Growth
43rd percentile
Faster asset growth than 43% of similar nonprofits.
Revenue Growth
72nd percentile
Faster revenue growth than 72% of similar nonprofits.
Assets
Up$185,373,374
Up $2,469,058 (+1.3%) from 2015
Net Assets
Down$3,540,824
Down $1,605,818 (-31%) from 2015
Liabilities
Up$181,832,550
Up $4,074,876 (+2.3%) from 2015
Revenue
Up$28,924,360
Up $2,403,502 (+9.1%) from 2015
Expenses
Up$29,674,203
Up $2,902,985 (+11%) from 2015
Net Income
Down-$749,843
Down $499,483 (-200%) from 2015
The Loyal Christian Benefit Association's mission is to help Christian families successfully transition through life's stages. This is accomplished by providing Life Insurance, Annuities & Fraternal Benefits to members and supporting members and their communities in the form of direct member benefits and support of local community service projects.
The Loyal Christian Benefit Association's mission is to help Christian families successfully transition through life's stages. This is accomplished by providing Life Insurance, Annuities, Medicare Supplement, & Fraternal Benefits to members and supporting members and their communities in the form of direct member benefits and support of local community service projects. During 2016, over 750 volunteers contributed nearly 12,000 hours of their time to help their communities and those in need.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments Program Related | $173,879,523 | $179,117,935 | ▲ $5,238,412 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $5,146,642 | $3,540,824 | ▼ $1,605,818 |
| Land, Buildings, and Equipment, Net | $1,646,521 | $1,600,181 | ▼ $46,340 |
| Other Notes and Loans Receivable, Net | $1,086,653 | $1,058,189 | ▼ $28,464 |
| Cash and Non-Interest-Bearing Accounts | $695,819 | $849,844 | ▲ $154,025 |
| Savings and Temporary Cash Investments | $3,323,984 | $530,782 | ▼ $2,793,202 |
| Accounts Receivable | $0 | $0 | → $0 |
| Pledges and Grants Receivable | $0 | $0 | → $0 |
| Receivable From Disqualified Prsn | $0 | $0 | → $0 |
| Receivables From Officers Etc | $0 | $0 | → $0 |
| Investments Other Securities | $0 | $0 | → $0 |
| Investments in Publicly Traded Securities | $0 | $0 | → $0 |
| Rtn Earn Endowment Incm Other Fnds | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Intangible Assets | $0 | $0 | → $0 |
| Inventories for Sale or Use | $0 | $0 | → $0 |
| Loans From Officers Directors | $0 | $0 | → $0 |
| Prepaid Expenses and Deferred Charges | $0 | $0 | → $0 |
| Total Assets | $182,904,316 | $185,373,374 | ▲ $2,469,058 |
| Other Assets Total | $2,271,816 | $2,216,443 | ▼ $55,373 |
| Liabilities | |||
| Other Liabilities | $177,757,674 | $181,832,550 | ▲ $4,074,876 |
| Accounts Payable and Accrued Expenses | $0 | $0 | → $0 |
| Grants Payable | $0 | $0 | → $0 |
| Mortgage Notes Payable Secured by Investment Property | $0 | $0 | → $0 |
| Unsecured Notes Loans Payable | $0 | $0 | → $0 |
| Deferred Revenue | $0 | $0 | → $0 |
| Escrow Account Liability | $0 | $0 | → $0 |
| Tax Exempt Bond Liabilities | $0 | $0 | → $0 |
| Total Liabilities | $177,757,674 | $181,832,550 | ▲ $4,074,876 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $5,146,642 | $3,540,824 | ▼ $1,605,818 |
| Total Liabilities and Net Assets / Fund Balance | $182,904,316 | $185,373,374 | ▲ $2,469,058 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Investment Program Related Org | $179,117,935 | - | - |
| Buildings | $1,088,743 | $137,316 | $0 |
| Other Land Buildings | $0 | $0 | $0 |
| Land | $489,338 | - | $0 |
| Equipment | $22,100 | $372,344 | $0 |
| Leasehold Improvements | $0 | $0 | $0 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Douglas Tuttle | President/CEO | FT | $175,231 | $13,409 | $188,640 |
| Ross Aresco | VP-Finance/Treasurer | FT | $115,753 | $21,097 | $136,850 |
| Rebecca Black | VP-Administration/Secretary | FT | $97,162 | $20,317 | $117,479 |
| Walter Losee | VP-Sales | FT | $102,015 | $8,906 | $110,921 |
| Robert Muth | Director | - | $6,750 | - | $6,750 |
| Ward McCracken | Director | - | $6,250 | - | $6,250 |
| Anne Sweigart | Director | - | $6,000 | - | $6,000 |
| Barbara Waclawek | Director | - | $6,000 | - | $6,000 |
| Karen Balaban | Director | - | $6,000 | - | $6,000 |
| Matthew Dupee | Director | - | $6,000 | - | $6,000 |
| Michael Courtad | Director | - | $6,000 | - | $6,000 |
| Patrick DiCesare | Director | - | $6,000 | - | $6,000 |
| Paul Kenny | Director | - | $6,000 | - | $6,000 |
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Allen Bailey & Associates | Actuarial Services | 8310-1 Capital o fTX Hwy N, Austin, TX 78731 | $368,284 |
| Wellington Management LLP | Investment Management | 280 Congress St, Boston, MA 02210 | $160,000 |
| Line Item | Amount |
|---|---|
| Other Expenses | $7,587,889 |
| Salaries, Compensation, and Employee Benefits | $2,122,455 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Benefits to Members | - | - | - | $19,963,859 |
| Other Salaries and Wages | - | - | - | $1,108,268 |
| Fees for Services Other | - | - | - | $734,928 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $552,867 |
| Other Employee Benefits | - | - | - | $260,252 |
| Fees for Service Investment Mgmnt Fees | - | - | - | $236,724 |
| Conferences and Meetings | - | - | - | $198,199 |
| Information Technology | - | - | - | $190,914 |
| All Other Expenses | - | - | - | $183,513 |
| Payroll Taxes | - | - | - | $159,543 |
| Depreciation Depletion | - | - | - | $121,356 |
| Travel | - | - | - | $119,599 |
| Insurance | - | - | - | $99,295 |
| Other Expenses | - | - | - | $61,129 |
| Occupancy | - | - | - | $50,004 |
| Fees for Services Accounting | - | - | - | $45,125 |
| Office Expenses | - | - | - | $42,006 |
| Pension Plan Contributions | - | - | - | $41,525 |
| Advertising | - | - | - | $31,496 |
| Fees for Services Legal | - | - | - | $31,224 |
| Total Functional Expenses | $0 | $0 | $0 | $29,674,203 |
| Line Item | Amount |
|---|---|
| Total Expenses per Form 990 | $29,674,203 |
| Expenses per Audited Statements | $29,291,077 |
| Total Expenses per Audited Statements | $29,291,077 |
| Expenses Not Reported on Financial Statements | $383,126 |
| Expenses Not Reported on Form 990 | $0 |
| Other Expense Adjustments | $-8,087 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Loans from Officers, Directors, Trustees, and Key Employees | $0 | $0 | → $0 |
| Receivables from Disqualified Persons | $0 | $0 | → $0 |
| Receivables from Officers, Directors, Trustees, and Key Employees | $0 | $0 | → $0 |
| Liability | Amount |
|---|---|
| Certificate Reserves | $177,060,968 |
| Accrued Expenses | $2,169,707 |
| Investment Reserves | $1,848,595 |
| Life Insurance Claims Payable | $727,606 |
| Pension & Employee Benefits | $25,674 |
“Loyal Christian Benefit Association is a member organization.”
“Loyal Christian Benefit Association members vote to elect the Association's Board of Directors. Board members serve staggered, 4-year terms.”
“Loyal Christian Benefit Association bylaws and state insurance laws stipulate conditions in which approval of certain actions must be sought from the membership.”
“The VP-Finance/Treasurer submits the final, reviewed Form 990 to the Board of Directors for their review and approval prior to filing.”
“The conflict of interest policy is reviewed with each relevant director and/or employee annually. During the year, if new conflicts are identified, they are handled at that time by the Association's management.”
“The President/CEO's compensation is reviewed and approved by the Association's Board of Directors. The review includes assessing performance and reviewing comparative industry data.”
“Governing documents and the conflict of interest policy are made available to the public upon request. Financial statements, the Form 990, and various other documents are published on the Association's website.”
“This is due to changes in surplus not reflected in a Fraternal Benefit Society's Net Income: Change in non-admitted assets of: $(747,649); Change in Asset Valuation Reserve of: $(104,845); Aggregate write-ins for gains/losses in surplus of: $(3,481).”
“Amount consists of realized capital losses of: $(8,087).”
“Amount consists of realized capital losses of: $(8,087).”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 0 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 0 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | The Loyal Christian Benefit Association's mission is to help Christian families successfully transition through life's stages. This is accomplished by providing Life Insurance, Annuities, Medicare Supplement, & Fraternal Benefits to members and supporting members and their communities in the form of direct member benefits and support of local community service projects. During 2016, over 750 volunteers contributed nearly 12,000 hours of their time to help their communities and those in need. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 31496 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 183513 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 19963859 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Ross W Aresco |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8144534331 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 8811 Peach Street |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Erie |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | PA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 16509 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 695819 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 849844 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 552867 |
| IRS990/CompDisqualPersonsGrp/TotalAmt | 0 | 0 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 198199 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 368284 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 1 | 160000 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | 8310-1 Capital o fTX Hwy N |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 1 | 280 Congress St |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | Austin |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 1 | Boston |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | TX |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 1 | MA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 78731 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 1 | 02210 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | Allen Bailey & Associates |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 1 | Wellington Management LLP |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | Actuarial Services |
| IRS990/ContractorCompensationGrp/ServicesDesc | 1 | Investment Management |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 19963859 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 0 |
| IRS990/CYOtherExpensesAmt | 0 | 7587889 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 28924360 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -749843 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 2122455 |
| IRS990/CYTotalExpensesAmt | 0 | 29674203 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 28924360 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 0 |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 121356 |
| IRS990/Desc | 0 | Providing life insurance, annuities, medicare supplement, fraternal activities and other benefits to the 30,000+ members of the association. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonatedServicesAndUseFcltsAmt | 0 | 0 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 39 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/EscrowAccountLiabilityGrp/BOYAmt | 0 | 0 |
| IRS990/EscrowAccountLiabilityGrp/EOYAmt | 0 | 0 |
| IRS990/ExpenseAmt | 0 | 29674203 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 45125 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 31224 |
| IRS990/FeesForServicesLobbyingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 734928 |
| IRS990/FeesForServicesProfFundraising/TotalAmt | 0 | 0 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 236724 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignGrantsGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.5 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 40 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 5703 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 21097 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 20317 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 8906 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Ward McCracken |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Michael Courtad |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Robert Muth |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Anne Sweigart |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Matthew Dupee |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Barbara Waclawek |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Paul Kenny |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Karen Balaban |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | Patrick DiCesare |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | Douglas Tuttle |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | Ross Aresco |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | Rebecca Black |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | Walter Losee |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 6250 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 6000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 6750 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 6000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 6000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 6000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 6000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 6000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 6000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 182937 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 115753 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 97162 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 102015 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | President/CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | VP-Finance/Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | VP-Administration/Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | VP-Sales |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1890 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 10 |
| IRS990/GrantAmt | 0 | 0 |
| IRS990/GrantsPayableGrp/BOYAmt | 0 | 0 |
| IRS990/GrantsPayableGrp/EOYAmt | 0 | 0 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 28924360 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 1 |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 2 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 190914 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 99295 |
| IRS990/IntangibleAssetsGrp/BOYAmt | 0 | 0 |
| IRS990/IntangibleAssetsGrp/EOYAmt | 0 | 0 |
| IRS990/InterestGrp/TotalAmt | 0 | 0 |
| IRS990/InventoriesForSaleOrUseGrp/BOYAmt | 0 | 0 |
| IRS990/InventoriesForSaleOrUseGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentExpenseAmt | 0 | 0 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 173879523 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 179117935 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 0 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 509660 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 1646521 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1600181 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 2109841 |
| IRS990/LegalDomicileStateCd | 0 | PA |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LoansFromOfficersDirectorsGrp/BOYAmt | 0 | 0 |
| IRS990/LoansFromOfficersDirectorsGrp/EOYAmt | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 1 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MiscellaneousRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/MissionDesc | 0 | The Loyal Christian Benefit Association's mission is to help Christian families successfully transition through life's stages. This is accomplished by providing Life Insurance, Annuities & Fraternal Benefits to members and supporting members and their communities in the form of direct member benefits and support of local community service projects. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 0 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 5146642 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 3540824 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 50004 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 42006 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 2271816 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 2216443 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | -855975 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 260252 |
| IRS990/OtherExpensesGrp/Desc | 0 | Increase in Policy Reserves |
| IRS990/OtherExpensesGrp/Desc | 1 | Commissions |
| IRS990/OtherExpensesGrp/Desc | 2 | Printing & Publications |
| IRS990/OtherExpensesGrp/Desc | 3 | Real Estate Expenses |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 3671717 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 1616126 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 154534 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 61129 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 177757674 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 181832550 |
| IRS990/OtherRevenueTotalAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 1108268 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 1086653 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 1058189 |
| IRS990/OwnWebsiteInd | 0 | X |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 159543 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 5146642 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 3540824 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 41525 |
| IRS990/PledgesAndGrantsReceivableGrp/BOYAmt | 0 | 0 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/PoliciesReferenceChaptersInd | 0 | 1 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 0 |
| IRS990/PrincipalOfficerNm | 0 | Douglas M Tuttle |
| IRS990/PriorPeriodAdjustmentsAmt | 0 | 0 |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 524113 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 524113 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 524113 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Premiums and Considerations |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Investment Income |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | Miscellaneous Income |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 2 | 0 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 19981114 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 8821171 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 122075 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 19981114 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 8821171 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 122075 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 2 | 0 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 19571571 |
| IRS990/PYContributionsGrantsAmt | 0 | 11260 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 0 |
| IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 5212474 |
| IRS990/PYOtherRevenueAmt | 0 | 59532 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 26450066 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -250360 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1987173 |
| IRS990/PYTotalExpensesAmt | 0 | 26771218 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 26520858 |
| IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt | 0 | 0 |
| IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -749843 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 1 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/PersonalAmt | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 1 |
| IRS990/RevenueAmt | 0 | 28924360 |
| IRS990/RoyaltiesGrp/TotalAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 0 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 3323984 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 530782 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 1088743 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 137316 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 1226059 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/DonatedServicesAndUseFcltsAmt | 0 | 0 |
| IRS990ScheduleD/DonatedServicesUseFcltsAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 22100 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 372344 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 394444 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesNotReportedAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesNotRptFinclStmtAmt | 0 | 383126 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 29291077 |
| IRS990ScheduleD/FederalIncomeTaxLiabilityAmt | 0 | 0 |
| IRS990ScheduleD/InvestmentExpensesNotIncld2Amt | 0 | 391213 |
| IRS990ScheduleD/InvestmentExpensesNotIncldAmt | 0 | 391213 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 179117935 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | Bonds |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 489338 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 489338 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LossesReportedAmt | 0 | 0 |
| IRS990ScheduleD/NetUnrealizedGainsInvstAmt | 0 | 0 |
| IRS990ScheduleD/OtherExpensesIncludedAmt | 0 | 0 |
| IRS990ScheduleD/OtherExpensesNotIncludedAmt | 0 | -8087 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 0 |
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Displayed year
2016 • Form 990Detailed filing. Detailed filing data is available for this year.