Civic Intelligence

Hazleton School Employees' Credit Union

990 • Fiscal year 2013 • EIN 24-6026082

Jan 01, 2013 to Dec 31, 2013 • Filed on Jun 30, 2014

1049 Wilbur Court18202-1612

(570) 459-1611

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

5th percentile

0.00x

Higher debt load relative to assets than 5% of similar nonprofits.

2013 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2013

Liabilities / Revenue

7th percentile

0.10x

Higher debt load relative to revenue than 7% of similar nonprofits.

2013 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2013

Net Margin

100th percentile

53%

Higher net margin than 100% of similar nonprofits.

2013 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2013

Top Officer Pay

19th percentile

$44,154

Higher top officer pay than 19% of similar nonprofits.

Top officer pay equals 7.1% of source-year revenue.

2013 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2013

Asset Growth

87th percentile

7.0%

Faster asset growth than 87% of similar nonprofits.

2013 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Assets

Up

$22,825,721

Up $1,495,256 (+7.0%) from 2012

Net Assets

Up

$22,765,858

Up $1,500,794 (+7.1%) from 2012

Liabilities

Down

$59,863

Down $5,538 (-8.5%) from 2012

Revenue

$623,247

No earlier filing loaded for comparison.

Expenses

Down

$291,736

Down $17 (-0.0%) from 2012

Net Income

$331,511

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$40M$30M$20M$10M$0Assets 2010: $18,989,280Liabilities 2010: $68,398Net Assets 2010: $18,920,8822010Assets 2011: $20,792,008Liabilities 2011: $65,085Net Assets 2011: $20,726,9232011Assets 2012: $21,330,465Liabilities 2012: $65,401Net Assets 2012: $21,265,0642012Assets 2013: $22,825,721Liabilities 2013: $59,863Net Assets 2013: $22,765,8582013Assets 2014: $24,295,346Liabilities 2014: $46,462Net Assets 2014: $24,248,8842014Assets 2015: $25,969,447Liabilities 2015: $50,553Net Assets 2015: $25,918,8942015Assets 2016: $27,154,867Liabilities 2016: $40,850Net Assets 2016: $27,114,0172016Assets 2017: $28,133,207Liabilities 2017: $37,188Net Assets 2017: $28,096,0192017Assets 2018: $28,154,408Liabilities 2018: $39,174Net Assets 2018: $28,115,2342018Assets 2019: $30,300,395Liabilities 2019: $56,415Net Assets 2019: $30,243,9802019Assets 2020: $33,593,512Liabilities 2020: $36,305Net Assets 2020: $33,557,2072020Assets 2021: $37,080,893Liabilities 2021: $27,120Net Assets 2021: $37,053,7732021Assets 2022: $37,939,827Liabilities 2022: $35,006Net Assets 2022: $37,904,8212022Assets 2023: $35,293,957Liabilities 2023: $47,330Net Assets 2023: $35,246,6272023Assets 2024: $34,979,726Liabilities 2024: $400Net Assets 2024: $34,979,3262024

Highlighted filing

2013

Assets$22,825,721
Liabilities$59,863
Net Assets$22,765,858

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0Expenses 2010: $303,7052010Expenses 2011: $307,5692011Expenses 2012: $291,7532012Revenue 2013: $623,247Expenses 2013: $291,736Net Income 2013: $331,5112013Revenue 2014: $653,734Expenses 2014: $303,233Net Income 2014: $350,5012014Revenue 2015: $667,051Expenses 2015: $392,743Net Income 2015: $274,3082015Revenue 2016: $698,172Expenses 2016: $466,603Net Income 2016: $231,5692016Revenue 2017: $710,538Expenses 2017: $461,478Net Income 2017: $249,0602017Revenue 2018: $782,552Expenses 2018: $478,470Net Income 2018: $304,0822018Revenue 2019: $891,588Expenses 2019: $547,097Net Income 2019: $344,4912019Revenue 2020: $766,986Expenses 2020: $467,276Net Income 2020: $299,7102020Revenue 2021: $694,753Expenses 2021: $463,891Net Income 2021: $230,8622021Revenue 2022: $749,747Expenses 2022: $346,807Net Income 2022: $402,9402022Revenue 2023: $1,154,191Expenses 2023: $342,218Net Income 2023: $811,9732023Revenue 2024: $1,281,860Expenses 2024: $326,817Net Income 2024: $955,0432024

Highlighted filing

2013

Revenue$623,247
Expenses$291,736
Net Income$331,511
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Jun 30, 2014
Return Version
2013v3.0
Gross Receipts
$623,247
Mission and Program Overview

Mission

Providing low interest loans to members

Balance Sheet Detail
LineBeginningEndChange
Assets
Cap Stk Tr Prin Current Funds$18,269,438$19,681,577▲ $1,412,139
Other Notes and Loans Receivable, Net$8,870,863$9,113,328▲ $242,465
Cash and Non-Interest-Bearing Accounts$6,433,909$6,972,422▲ $538,513
Investments Other Securities$5,507,000$6,317,011▲ $810,011
Rtn Earn Endowment Incm Other Fnds$2,995,626$3,084,281▲ $88,655
Land, Buildings, and Equipment, Net-$72,150-
Accounts Receivable$15,610$32,378▲ $16,768
Prepaid Expenses and Deferred Charges$17,491$18,545▲ $1,054
Savings and Temporary Cash Investments$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Program Related$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Total Assets$21,330,465$22,825,721▲ $1,495,256
Other Assets Total$485,592$299,887▼ $185,705
Liabilities
Other Liabilities$51,824$42,767▼ $9,057
Accounts Payable and Accrued Expenses$13,577$17,096▲ $3,519
Total Liabilities$65,401$59,863▼ $5,538
Net Assets / Fund Balance
Total Net Assets Fund Balance$21,265,064$22,765,858▲ $1,500,794
Total Liabilities and Net Assets / Fund Balance$21,330,465$22,825,721▲ $1,495,256

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$55,475$4,770$0
Other Land Buildings$0$0$0
Land$0-$0
Equipment$16,675$10,627$0
Leasehold Improvements$0$0$0
Closely Held Equity Interests$0--
Financial Derivatives$6,317,011--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Patricia K FicknerOffice managerFT$22,077$22,077$22,077
Marissa A LabertTellerFT$21,191$20,191$21,191
Susan A JohnAssistant TreasurerFT$18,540$18,540$18,540
Clarence H JohnTreasurerPT$16,470$16,470$16,470
Donna PierottiStaffPT$9,923$9,923$9,923
Mauren YoungerTellerPT$5,713$5,713$5,713
Catherine Fanelli AndrewsBSA Compliance Officer-$1,200$1,200$1,200

Board Members and Trustees

NameTitle
Linda BusherPresident
Michael ChristinaPresident
Jeanne ChiricoSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$0
Investment Income
$610,145
Other Revenue
$13,102
All Other Contributions
$0
Change in Net Assets
$331,511
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$174,516
Salaries, Compensation, and Employee Benefits$117,220
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
All Other Expenses---$117,840
Current Officers, Directors, Trustees, and Key Employees---$100,458
Office Expenses---$32,559
Payroll Taxes---$13,590
Occupancy---$9,305
Payments to Affiliates---$5,711
Advertising---$5,324
Pension Plan Contributions---$3,172
Fees for Services Legal---$2,537
Travel---$1,240
Total Functional Expenses$0$0$0$291,736
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Dividends Payable$38,267
Stabilization payable$4,500
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Backup withholding compliance
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

The 990 document is review by the superviosry committee.

Form 990, Part VI, Section C, Line 18

upon request

Form 990, Part VI, Section C, Line 19

upon request and available at the credit union

Filing and Contact Details

Filer

EIN
24-6026082
Phone
5704591611

Signing Officer

Name
Clarence John
Title
Treasurer
Phone
5704591611
Signed
2014-06-30

Organization Details

Principal Officer
Clarence John
Formed
1948
Legal Domicile
Pa
Voting Board Members
11
Independent Board Members
1,375
Employees
7
Volunteers
18
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 24E

Members Insurance, Examination expenses, Provision for loan losses, association dues and miscellanous

Form 990, Part XI, Line 9

Increase in Share Balance from prior year

Financial Statement Notes

Schedule D, Part X, Line 2

N/A

Raw XML AppendixShowing 400 of 627 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/NetIncmFromFundraisingEvtGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncomeFromGamingGrp/ExclusionAmt00
IRS990/NetIncomeFromGamingGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncomeOrLossGrp/ExclusionAmt00
IRS990/NetIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt00
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NoncashContributionsAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt09305
IRS990/OfficeExpensesGrp/TotalAmt032559
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0485592
IRS990/OtherAssetsTotalGrp/EOYAmt0299887
IRS990/OtherChangesInNetAssetsAmt01169283
IRS990/OtherEmployeeBenefitsGrp/TotalAmt00
IRS990/OtherLiabilitiesGrp/BOYAmt051824
IRS990/OtherLiabilitiesGrp/EOYAmt042767
IRS990/OtherOrganizationDsc0Credit Union
IRS990/OtherRevenueTotalAmt013102
IRS990/OtherSalariesAndWagesGrp/TotalAmt00
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt08870863
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt09113328
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt05711
IRS990/PayrollTaxesGrp/TotalAmt013590
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt03172
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt017491
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt018545
IRS990/PrincipalOfficerNm0Clarence John
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0630875
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0173930
IRS990/PYOtherRevenueAmt012391
IRS990/PYProgramServiceRevenueAmt00
IRS990/PYRevenuesLessExpensesAmt0351513
IRS990/PYSalariesCompEmpBnftPaidAmt0117823
IRS990/PYTotalExpensesAmt0291753
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0643266
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0331511
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RelatedOrganizationsAmt00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt00
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02995626
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt03084281
IRS990/SavingsAndTempCashInvstGrp/BOYAmt00
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt055475
IRS990ScheduleD/BuildingsGrp/DepreciationAmt04770
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt060245
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/CloselyHeldEquityInterestsGrp/BookValueAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt016675
IRS990ScheduleD/EquipmentGrp/DepreciationAmt010627
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt027302
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/FinancialDerivativesGrp/BookValueAmt06317011
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LandGrp/BookValueAmt00
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt038267
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt14500
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Dividends Payable
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Stabilization payable
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0N/A
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule D, Part X, Line 2
IRS990ScheduleD/TotalBookValueLandBuildingsAmt072150
IRS990ScheduleD/TotalBookValueSecuritiesAmt06317011
IRS990ScheduleD/TotalLiabilityAmt042767
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt11200
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt216470
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt318540
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt49923
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt521191
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt622077
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt70
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt80
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt95713
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount40
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount50
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount60
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount70
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount80
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount90
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$35.0$0.00$35.0$1.28$0.33$0.96
2023Detailed filing. Detailed filing data is available for this year.$35.3$0.05$35.2$1.15$0.34$0.81
2022Detailed filing. Detailed filing data is available for this year.$37.9$0.04$37.9$0.75$0.35$0.40
2021Detailed filing. Detailed filing data is available for this year.$37.1$0.03$37.1$0.69$0.46$0.23
2020Detailed filing. Detailed filing data is available for this year.$33.6$0.04$33.6$0.77$0.47$0.30
2019Detailed filing. Detailed filing data is available for this year.$30.3$0.06$30.2$0.89$0.55$0.34
2018Detailed filing. Detailed filing data is available for this year.$28.2$0.04$28.1$0.78$0.48$0.30
2017Detailed filing. Detailed filing data is available for this year.$28.1$0.04$28.1$0.71$0.46$0.25
2016Detailed filing. Detailed filing data is available for this year.$27.2$0.04$27.1$0.70$0.47$0.23
2015Detailed filing. Detailed filing data is available for this year.$26.0$0.05$25.9$0.67$0.39$0.27
2014Detailed filing. Detailed filing data is available for this year.$24.3$0.05$24.2$0.65$0.30$0.35
2013Detailed filing. Detailed filing data is available for this year.$22.8$0.06$22.8$0.62$0.29$0.33
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$21.3$0.07$21.3$0.29
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$20.8$0.07$20.7$0.31
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$19.0$0.07$18.9$0.30