Civic Intelligence

Young Womens Christian Association of Northcentral Pennsylvania

EIN 24-0796439 • 501(c)3 • Williamsport, PA

Pub. 78 Eligible

Profile

The ywca is dedicated to eliminating racism, empowering women, and to promoting peace, justice, freedom, and dignity for all. Our two core programs are structured to meet our mission goals.

815 West Fourth StreetWilliamsport, PA 17701

www.ywcawilliamsport.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

57th percentile

0.18x

Higher debt load relative to assets than 57% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Liabilities / Revenue

64th percentile

0.29x

Higher debt load relative to revenue than 64% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Net Margin

74th percentile

20%

Higher net margin than 74% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Top Officer Pay

48th percentile

$124,244

Higher top officer pay than 48% of similar nonprofits.

Top officer pay equals 3.9% of source-year revenue.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Asset Growth

79th percentile

19%

Faster asset growth than 79% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2024 to 2025

Revenue Growth

81st percentile

42%

Faster revenue growth than 81% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets57th percentile

Assets

Up

$5,139,578

Up $805,621 (+19%) from 2024

Liabilities

Up

$919,494

Up $14,331 (+1.6%) from 2024

Net Assets

Up

$4,220,084

Up $791,290 (+23%) from 2024

Operations
Liabilities / Revenue64th percentileNet Margin74th percentile

Revenue

Up

$3,188,809

Up $939,105 (+42%) from 2024

Expenses

Up

$2,538,814

Up $97,262 (+4.0%) from 2024

Net Income

Up

$649,995

Up $841,843 (+439%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth79th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0M$4.0M$2.0M$0Assets 2010: $3,224,676Liabilities 2010: $351,977Net Assets 2010: $2,872,6992010Assets 2011: $3,240,211Liabilities 2011: $265,468Net Assets 2011: $2,974,7432011Assets 2012: $3,552,136Liabilities 2012: $492,125Net Assets 2012: $3,060,0112012Assets 2013: $3,547,827Liabilities 2013: $481,135Net Assets 2013: $3,066,6922013Assets 2014: $3,771,291Liabilities 2014: $650,169Net Assets 2014: $3,121,1222014Assets 2015: $3,858,102Liabilities 2015: $761,264Net Assets 2015: $3,096,8382015Assets 2016: $3,763,106Liabilities 2016: $828,195Net Assets 2016: $2,934,9112016Assets 2017: $3,914,884Liabilities 2017: $1,001,413Net Assets 2017: $2,913,4712017Assets 2018: $3,881,556Liabilities 2018: $1,058,812Net Assets 2018: $2,822,7442018Assets 2019: $3,911,343Liabilities 2019: $1,018,263Net Assets 2019: $2,893,0802019Assets 2020: $3,978,285Liabilities 2020: $981,258Net Assets 2020: $2,997,0272020Assets 2021: $4,663,466Liabilities 2021: $953,434Net Assets 2021: $3,710,0322021Assets 2022: $4,226,659Liabilities 2022: $902,164Net Assets 2022: $3,324,4952022Assets 2023: $4,314,914Liabilities 2023: $909,073Net Assets 2023: $3,405,8412023Assets 2024: $4,333,957Liabilities 2024: $905,163Net Assets 2024: $3,428,7942024Assets 2025: $5,139,578Liabilities 2025: $919,494Net Assets 2025: $4,220,0842025

Highlighted filing

2025

Assets$5,139,578
Liabilities$919,494
Net Assets$4,220,084
Open 2025 Filing

Operations Trend

Revenue Growth81st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $1,487,4812010Expenses 2011: $1,349,9292011Expenses 2012: $1,349,7852012Expenses 2013: $1,429,6842013Revenue 2014: $1,472,183Expenses 2014: $1,483,023Net Income 2014: -$10,8402014Revenue 2015: $1,613,709Expenses 2015: $1,532,562Net Income 2015: $81,1472015Revenue 2016: $1,571,160Expenses 2016: $1,640,835Net Income 2016: -$69,6752016Revenue 2017: $1,607,156Expenses 2017: $1,730,828Net Income 2017: -$123,6722017Revenue 2018: $1,515,820Expenses 2018: $1,673,281Net Income 2018: -$157,4612018Revenue 2019: $1,778,084Expenses 2019: $1,699,788Net Income 2019: $78,2962019Revenue 2020: $2,215,929Expenses 2020: $1,990,727Net Income 2020: $225,2022020Revenue 2021: $2,503,299Expenses 2021: $2,110,617Net Income 2021: $392,6822021Revenue 2022: $2,270,582Expenses 2022: $2,215,772Net Income 2022: $54,8102022Revenue 2023: $2,531,674Expenses 2023: $2,532,137Net Income 2023: -$4632023Revenue 2024: $2,249,704Expenses 2024: $2,441,552Net Income 2024: -$191,8482024Revenue 2025: $3,188,809Expenses 2025: $2,538,814Net Income 2025: $649,9952025

Highlighted filing

2025

Revenue$3,188,809
Expenses$2,538,814
Net Income$649,995
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$5,139,578
Liabilities
$919,494
Net assets
$4,220,084
Revenue
$3,188,809
Expenses
$2,538,814
Net income
$649,995
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$5.14$0.92$4.22$3.19$2.54$0.65
2024Detailed filing. Detailed filing data is available for this year.$4.33$0.91$3.43$2.25$2.44$0.19
2023Detailed filing. Detailed filing data is available for this year.$4.31$0.91$3.41$2.53$2.53$0.00
2022Detailed filing. Detailed filing data is available for this year.$4.23$0.90$3.32$2.27$2.22$0.05
2021Detailed filing. Detailed filing data is available for this year.$4.66$0.95$3.71$2.50$2.11$0.39
2020Detailed filing. Detailed filing data is available for this year.$3.98$0.98$3.00$2.22$1.99$0.23
2019Detailed filing. Detailed filing data is available for this year.$3.91$1.02$2.89$1.78$1.70$0.08
2018Detailed filing. Detailed filing data is available for this year.$3.88$1.06$2.82$1.52$1.67$0.16
2017Detailed filing. Detailed filing data is available for this year.$3.91$1.00$2.91$1.61$1.73$0.12
2016Detailed filing. Detailed filing data is available for this year.$3.76$0.83$2.93$1.57$1.64$0.07
2015Detailed filing. Detailed filing data is available for this year.$3.86$0.76$3.10$1.61$1.53$0.08
2014Detailed filing. Detailed filing data is available for this year.$3.77$0.65$3.12$1.47$1.48$0.01
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.55$0.48$3.07$1.43
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.55$0.49$3.06$1.35
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.24$0.27$2.97$1.35
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.22$0.35$2.87$1.49
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Dec 12, 2025
Return Version
2024v5.2
Gross Receipts
$3,522,548
Mission and Program Overview

Mission

The ywca is dedicated to eliminating racism, empowering women, and to promoting peace, justice, freedom and dignity for all. Our two core programs are structured to meet our mission goals.

Dedicated to eliminating racism, empowering women, and to promoting peace, justice, freedom, and dignity.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$1,952,137$1,851,676▼ $100,461
Land, Buildings, and Equipment, Net$1,863,531$1,735,879▼ $127,652
Accounts Receivable$203,835$725,742▲ $521,907
Savings and Temporary Cash Investments$91,363$600,099▲ $508,736
Pledges and Grants Receivable$4,167--
Inventories for Sale or Use$1,100$1,100→ $0
Cash and Non-Interest-Bearing Accounts$750$750→ $0
Prepaid Expenses and Deferred Charges$14,237$733▼ $13,504
Total Assets$4,333,957$5,139,578▲ $805,621
Other Assets Total$202,837$223,599▲ $20,762
Liabilities
Mortgage Notes Payable Secured by Investment Property$783,245$743,404▼ $39,841
Accounts Payable and Accrued Expenses$52,329$99,498▲ $47,169
Unsecured Notes Loans Payable$68,000$75,000▲ $7,000
Escrow Account Liability$1,589$1,592▲ $3
Total Liabilities$905,163$919,494▲ $14,331
Net Assets / Fund Balance
Net Assets With Donor Restrictions$1,023,709$2,120,806▲ $1,097,097
Net Assets Without Donor Restrictions$2,405,085$2,099,278▼ $305,807
Total Net Assets Fund Balance$3,428,794$4,220,084▲ $791,290
Total Liabilities and Net Assets / Fund Balance$4,333,957$5,139,578▲ $805,621

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,537,479$2,522,356$4,059,835
Leasehold Improvements$97,826$666,109$763,935
Land$100,574-$100,574

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2024$2,108,586-▲ $240,359-$2,272,463
2023$1,880,900-▲ $280,714-$2,108,586
2022$1,611,819$135,000▲ $190,217-$1,880,900
2021$1,943,008$29,000▼ $253,490-$1,611,819
2020$1,583,673$5,000▲ $376,868-$1,943,008
Compensation and Service Providers
Top Officer Pay48th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Dawn LinnCEO Until January 2025FT$117,077$7,167$124,244
Steven ParlanteChief Financial OfficerFT$85,101$12,135$97,236
Amber MorningstarCEO Eff. March 2025FT$72,947$11,240$84,187

Board Members and Trustees

NameTitle
Amanda WrightPast President Until June 2025
Cheryl YoxtheimerPresident
Lauri MoonVice President Eff. November 2024
Vanessa SlaughterVice President Until November 2024
Alivia TagliaferriBoard Member
Brooke BeiterBoard Member
Carolyn LakisBoard Member
Dani EckBoard Member
Denitra MoffettBoard Member
Jennifer WahlBoard Member
Jenny PiccianoBoard Member
Joanna MorroneBoard Member
Megan CollinsBoard Member
Nicole HayesBoard Member
Pagecarol WoodsBoard Member
Victoria HarringtonBoard Member
Andrea KilroeBoard Member Eff. September 2024
Jill LavalleeBoard Member Eff. September 2024
Kelly GillisBoard Member Eff. September 2024
Laura SmithBoard Member Until April 2025
Vanessa SlaughterBoard Member Until May 2025
Kristen AverySecretary
Kimberly VanemonTreasurer Eff. November 2024
Lauri MoonTreasurer Until November 2024
Revenue and Support

Revenue Composition

Contributions and Grants
$2,893,935
Program Service Revenue
$0
Investment Income
$117,978
Other Revenue
$176,896
All Other Contributions
$1,178,776
Change in Net Assets
$649,995

Audited Revenue Reconciliation

Revenue per Audited Statements
$3,215,130
Revenue Not Reported on Financial Statements
$-26,321
Revenue Not Reported on Form 990
$141,295
Other Revenue Adjustments
$-26,321
Total Revenue per Audited Statements
$3,356,425
Total Revenue per Form 990
$3,188,809
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$1,612,060
Other Expenses$739,915
Grants and Similar Amounts Paid$186,839
Total Fundraising Expense$139,750
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$961,453$241,675-$1,203,128
Current Officers, Directors, Trustees, and Key Employees$150,947$26,759$52,418$230,124
Occupancy$153,584$9,006$31,133$193,723
Grants to Domestic Individuals$186,839--$186,839
Depreciation Depletion$130,420$31,058$10,332$171,810
Fees for Services Other$39,554$96,179$5,160$140,893
Payroll Taxes$78,809$19,495$4,527$102,831
Interest$25,258$12,921$4,507$42,686
Other Employee Benefits$37,874$204-$38,078
Pension Plan Contributions$32,057$4,179$1,663$37,899
Fees for Services Accounting$33,171$849$1,000$35,020
Office Expenses$15,828$2,796$3,230$21,854
Conferences and Meetings$17,052$2,043$36$19,131
All Other Expenses$25$3,486$13,553$17,064
Advertising$12,453$1,453$1,816$15,722
Fees for Service Investment Mgmnt Fees-$14,242-$14,242
Other Expenses$9,880$1,454$3,640$9,880
Total Functional Expenses$1,926,718$472,346$139,750$2,538,814

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$2,565,135
Expenses per Audited Statements$2,538,814
Total Expenses per Form 990$2,538,814
Expenses Not Reported on Form 990$26,321
Expenses Not Reported on Financial Statements$0
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$50,285
Fundraising Direct Expenses$26,321
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Gala$35,645$28,445$8,286$20,159
WOMEN'S EMPOWERMENT CONFERENCE$32,650$14,973$2,299$12,674
Total Events$75,162$50,285$26,321$23,964
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Members of the organization pay annual dues. The members of the organization vote on the candidates proposed by the nominating committee for the board of directors.”

Form 990, Part VI, Section A, Line 7A

“Members are asked to vote on an annual basis for nominees to the board of directors and the nominating committee for the board.”

Form 990, Part VI, Section B, Line 11B

“The board has delegated responsibility to the finance committee. The finance committee will meet to review the 990 in detail. The board receives a copy of the return prior to filing.”

Form 990, Part VI, Section B, Line 12C

“The finance and human resources support supervisor sends out and monitors the return of the annual declaration (conflict of interest) to all board members and employees. If there is a conflict, the board member cannot vote or provide input on the matter for discussion and determination. The executive committee reviews decisions that may lead to a conflict of interest and provides guidance and/or direction to avoid any potential conflict.”

Form 990, Part VI, Section B, Line 15

“If it is determined that a raise or bonus is appropriate, the executive committee will meet and discuss the progress to date that the ceo has made on her goals. From this, a recommendation is made to the board of directors for a change in compensation. The ceo compensation is reviewed and documented by the personnel committee for comparability to the ywca mid atlantic regional ceo salaries based on organization size.”

Form 990, Part VI, Section C, Line 19

“The organization makes its governing documents, conflict of interest policy, and financial statements available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Young Womens Christian Association of
EIN
24-0796439
Phone
5703224637
Address
815 WEST FOURTH STREET, WILLIAMSPORT, PA 17701

Signing Officer

Name
Amber Morningstar
Title
Chief Executive Officer
Phone
5703224637
Signed
2025-12-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Amber Morningstar
Formed
1898
Legal Domicile
Pa
Voting Board Members
19
Independent Board Members
19
Employees
38
Volunteers
100

Preparer

Firm
MAHER DUESSEL CPA'S
Address
4250 CRUMS MILL ROAD SUITE 302, HARRISBURG, PA 17112
Preparer
Jonathan C Mentzer
Phone
7172321230
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Change in ben. Interest in assets of a comm. Foundation 20,759.”

Financial Statement Notes

PART IV, LINE 2B:

“The organization has a matched savings account in which it holds and tracks funds separately by person for their future use.”

PART V, LINE 4:

“The income from various endowment funds are used for various restricted purposes such as for the "wise options" program, capital improvements, or general operating expenses.”

PART X, LINE 2:

“The ywca accounts for uncertainty in income taxes using a recognition threshold of more-likely-than-not to be sustained upon examination by the appropriate taxing authority. Measurement of the tax uncertainty occurs if the recognition threshold has been met. Management has determined that there were no tax uncertainties that met the recognition threshold in 2025 and 2024.”

PART XI, LINE 2D - OTHER ADJUSTMENTS:

“Change in ben. Interest in assets of a comm. Foundation 20,759.”

PART XI, LINE 4B - OTHER ADJUSTMENTS:

“Fundraising expenses -26,321.”

PART XII, LINE 2D - OTHER ADJUSTMENTS:

“Fundraising expenses 26,321.”

Raw XML AppendixShowing 400 of 722 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE PRESIDENT UNTIL NOVEMBER 2024
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD MEMBER UNTIL MAY 2025
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER UNTIL NOVEMBER 2024
IRS990/Form990PartVIISectionAGrp/TitleTxt4VICE PRESIDENT EFF. NOVEMBER 2024
IRS990/Form990PartVIISectionAGrp/TitleTxt5TREASURER EFF. NOVEMBER 2024
IRS990/Form990PartVIISectionAGrp/TitleTxt6SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt7PAST PRESIDENT UNTIL JUNE 2025
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER UNTIL APRIL 2025
IRS990/Form990PartVIISectionAGrp/TitleTxt9BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt10BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt12BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt13BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt14BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt15BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt16BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt17BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt18BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt19BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt20BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt21BOARD MEMBER EFF. SEPTEMBER 2024
IRS990/Form990PartVIISectionAGrp/TitleTxt22BOARD MEMBER EFF. SEPTEMBER 2024
IRS990/Form990PartVIISectionAGrp/TitleTxt23BOARD MEMBER EFF. SEPTEMBER 2024
IRS990/Form990PartVIISectionAGrp/TitleTxt24CEO UNTIL JANUARY 2025
IRS990/Form990PartVIISectionAGrp/TitleTxt25CEO EFF. MARCH 2025
IRS990/Form990PartVIISectionAGrp/TitleTxt26CHIEF FINANCIAL OFFICER
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IRS990/MissionDesc0THE YWCA IS DEDICATED TO ELIMINATING RACISM, EMPOWERING WOMEN, AND TO PROMOTING PEACE, JUSTICE, FREEDOM, AND DIGNITY FOR ALL. OUR TWO CORE PROGRAMS ARE STRUCTURED TO MEET OUR MISSION GOALS.
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IRS990/OtherExpensesGrp/TotalAmt113555
IRS990/OtherExpensesGrp/TotalAmt210987

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