Civic Intelligence

Banner Communications Inc

990 • Fiscal year 2013 • EIN 23-7451680

Jan 01, 2013 to Dec 31, 2013 • Filed on May 12, 2014

P O Box 35862532635-8625

(352) 371-5588

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

61st percentile

0.01x

Higher debt load relative to assets than 61% of similar nonprofits.

2013 filings • 501(c)3 • <$500k nonprofits • Source year 2013

Liabilities / Revenue

73rd percentile

0.04x

Higher debt load relative to revenue than 73% of similar nonprofits.

2013 filings • 501(c)3 • <$500k nonprofits • Source year 2013

Net Margin

6th percentile

-75%

Higher net margin than 6% of similar nonprofits.

2013 filings • 501(c)3 • <$500k nonprofits • Source year 2013

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2013

Asset Growth

24th percentile

-15%

Faster asset growth than 24% of similar nonprofits.

2013 filings • 501(c)3 • <$500k nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Assets

Down

$489,610

Down $88,048 (-15%) from 2012

Net Assets

Down

$483,158

Down $84,274 (-15%) from 2012

Liabilities

Down

$6,452

Down $3,774 (-37%) from 2012

Revenue

$176,092

No earlier filing loaded for comparison.

Expenses

Down

$308,213

Down $148,848 (-33%) from 2012

Net Income

-$132,121

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.0M$500K$0Assets 2010: $872,537Liabilities 2010: $18,001Net Assets 2010: $854,5362010Assets 2011: $670,791Liabilities 2011: $13,922Net Assets 2011: $656,8692011Assets 2012: $577,658Liabilities 2012: $10,226Net Assets 2012: $567,4322012Assets 2013: $489,610Liabilities 2013: $6,452Net Assets 2013: $483,1582013Assets 2014: $423,031Liabilities 2014: $55,695Net Assets 2014: $367,3362014Assets 2015: $303,916Liabilities 2015: $100,709Net Assets 2015: $203,2072015Assets 2016: $108,989Liabilities 2016: $3,199Net Assets 2016: $105,7902016Assets 2017: $29,396Liabilities 2017: $15,507Net Assets 2017: $13,8892017Assets 2018: $75,651Liabilities 2018: $17,888Net Assets 2018: $57,7632018Assets 2019: $51,929Liabilities 2019: $11,844Net Assets 2019: $40,0852019Assets 2020: $47,795Liabilities 2020: $326Net Assets 2020: $47,4692020Assets 2021: $33,324Liabilities 2021: $229Net Assets 2021: $33,0952021Assets 2022: $51,943Liabilities 2022: $299Net Assets 2022: $51,6442022Assets 2023: $115,212Liabilities 2023: $0Net Assets 2023: $115,2122023Assets 2024: $0Liabilities 2024: $0Net Assets 2024: $02024

Highlighted filing

2013

Assets$489,610
Liabilities$6,452
Net Assets$483,158

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KExpenses 2010: $447,3992010Expenses 2011: $459,5632011Expenses 2012: $457,0612012Revenue 2013: $176,092Expenses 2013: $308,213Net Income 2013: -$132,1212013Revenue 2014: $262,605Expenses 2014: $372,704Net Income 2014: -$110,0992014Revenue 2015: $114,191Expenses 2015: $293,317Net Income 2015: -$179,1262015Revenue 2016: $116,318Expenses 2016: $214,253Net Income 2016: -$97,9352016Revenue 2017: $66,220Expenses 2017: $157,603Net Income 2017: -$91,3832017Revenue 2018: $281,311Expenses 2018: $237,436Net Income 2018: $43,8752018Revenue 2019: $247,229Expenses 2019: $264,907Net Income 2019: -$17,6782019Revenue 2020: $146,739Expenses 2020: $139,355Net Income 2020: $7,3842020Revenue 2021: $202,427Expenses 2021: $216,802Net Income 2021: -$14,3752021Revenue 2022: $96,071Expenses 2022: $77,522Net Income 2022: $18,5492022Revenue 2023: $100,028Expenses 2023: $36,460Net Income 2023: $63,5682023Revenue 2024: $2,000Expenses 2024: $95,084Net Income 2024: -$93,0842024

Highlighted filing

2013

Revenue$176,092
Expenses$308,213
Net Income-$132,121
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
May 12, 2014
Return Version
2013v3.0
Gross Receipts
$447,494
Mission and Program Overview

Mission

Promulgation of christianity

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$497,240$421,293▼ $75,947
Cash and Non-Interest-Bearing Accounts$56,147$31,394▼ $24,753
Land, Buildings, and Equipment, Net$24,271$24,044▼ $227
Savings and Temporary Cash Investments$0$12,879▲ $12,879
Total Assets$577,658$489,610▼ $88,048
Liabilities
Accounts Payable and Accrued Expenses$8,786$6,452▼ $2,334
Mortgage Notes Payable Secured by Investment Property$1,440$0▼ $1,440
Total Liabilities$10,226$6,452▼ $3,774
Net Assets / Fund Balance
Unrestricted Net Assets$389,394$270,459▼ $118,935
Temporarily Rstr Net Assets$178,038$212,699▲ $34,661
Total Net Assets Fund Balance$567,432$483,158▼ $84,274
Total Liabilities and Net Assets / Fund Balance$577,658$489,610▼ $88,048

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$544$26,796$27,340
Land$23,500-$23,500
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Lisa KincaidEmployeeFT$117,386$117,386
Jack L KincaidPresident/CEOFT$16,140$16,140

Board Members and Trustees

NameTitle
John WashingtonBoard Chairman/director
Andrew FominkoDirector
Robert DoakDirector
Frank ShipleySecretary/treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$166,692
Program Service Revenue
$0
Investment Income
$9,366
Other Revenue
$34
All Other Contributions
$166,692
Change in Net Assets
$-132,121
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$152,741
Other Expenses$92,030
Grants and Similar Amounts Paid$63,442
Total Fundraising Expense$243
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$66,763$66,763-$133,526
Foreign Grants$63,442--$63,442
Payroll Taxes$4,993$4,993-$9,986
Travel-$6,981$243$7,224
Fees for Service Investment Mgmnt Fees-$6,777-$6,777
Fees for Services Accounting-$6,554-$6,554
Occupancy-$6,272-$6,272
Other Employee Benefits$2,853$2,854-$5,707
Pension Plan Contributions$1,761$1,761-$3,522
Insurance-$1,920-$1,920
Depreciation Depletion-$1,440-$1,440
Other Expenses$54,861$963-$963
All Other Expenses-$929-$929
Advertising-$828-$828
Total Functional Expenses$194,673$113,297$243$308,213
International Activity

International Summary

Offices
0
Employees
0
Spending
$90,155

International Compliance

Foreign grant records maintained
Yes
Activity in boycott countries
No
Foreign corporation ownership
No
Foreign partnership interest
No
Interest in foreign trust
No
Passive foreign investment company interest
No
Transfers to foreign corporations
No

International Activities

RegionActivityServicesOfficesEmployeesSpending
North AmericaGrants to RecipientsProduction of Arabic Language Christian Tv Programs00$63,442
North AmericaProgram Services-00$18,589
Middle EastProgram ServicesProduction of Arabic Language Christian Tv Programs00$7,340
EuropeProgram ServicesProduction of Arabic Language Christian Tv Programs00$784
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Audit committee
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

Jack m kincaid is related to the only other employee of the organiztion, lisa m kincaid, they are husband and wife.

Form 990, Part VI, Section B, Line 11

Board does not review 990 prior to signing. After completion by cpa firm, jack kincaid, board president/ceo reviews form 990 prior to signing and filing with the internal revenue service.

Form 990, Part VI, Section B, Line 15A

Compensation for executives is set by the independent board of directors taking into consideration the factors they deem appropriate for determination.

Form 990, Part VI, Section C, Line 19

Governing documents, financial statements and the form 990 are kept on file at the office of banner communications, inc. Photocopies of documents are supplied to donors and the general public upon request.

Filing and Contact Details

Filer

EIN
23-7451680
Phone
3523715588

Signing Officer

Name
Jack L Kincaid
Title
President
Phone
3523715588
Signed
2014-05-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jack L Kincaid
Formed
1999
Legal Domicile
Fl
Voting Board Members
5
Independent Board Members
4
Employees
2
Volunteers
0

Preparer

Preparer
Ray Ferguson CPA
Phone
3256776251
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IRS990ScheduleD/DisclosedForCharitablePrpsInd00
IRS990ScheduleD/DisclosedOrgLegCtrlInd01
IRS990ScheduleD/DonorAdvisedFundsContriAmt0163045
IRS990ScheduleD/DonorAdvisedFundsGrantsAmt0130410
IRS990ScheduleD/DonorAdvisedFundsHeldCnt05
IRS990ScheduleD/DonorAdvisedFundsVlEOYAmt0210673
IRS990ScheduleD/LandGrp/BookValueAmt023500
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt023500
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0544
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt026796
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt027340
IRS990ScheduleD/TotalBookValueLandBuildingsAmt024044
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/EmployeeCnt00
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/EmployeeCnt10
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/EmployeeCnt20
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/EmployeeCnt30
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/OfficesCnt00
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/OfficesCnt10
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/OfficesCnt20
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/OfficesCnt30
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/RegionTotalExpendituresAmt0784
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/RegionTotalExpendituresAmt17340
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/RegionTotalExpendituresAmt263442
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/RegionTotalExpendituresAmt318589
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/RegionTxt0EUROPE
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/RegionTxt1MIDDLE EAST
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/RegionTxt2NORTH AMERICA
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/RegionTxt3NORTH AMERICA
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/SpecificServicesProvidedTxt0PRODUCTION OF ARABIC LANGUAGE CHRISTIAN TV PROGRAMS
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/SpecificServicesProvidedTxt1PRODUCTION OF ARABIC LANGUAGE CHRISTIAN TV PROGRAMS
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/SpecificServicesProvidedTxt2PRODUCTION OF ARABIC LANGUAGE CHRISTIAN TV PROGRAMS
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/TypeOfActivitiesConductedTxt0PROGRAM SERVICES
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/TypeOfActivitiesConductedTxt1PROGRAM SERVICES
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/TypeOfActivitiesConductedTxt2GRANTS TO RECIPIENTS
IRS990ScheduleF/AccountActivitiesOutsideUSGrp/TypeOfActivitiesConductedTxt3PROGRAM SERVICES
IRS990ScheduleF/BoycottCountriesInd00
IRS990ScheduleF/ContinuationSpentAmt00
IRS990ScheduleF/ContinutationTotalEmployeeCnt00
IRS990ScheduleF/ContinutationTotalOfficeCnt00
IRS990ScheduleF/ForeignCorpOwnershipInd00
IRS990ScheduleF/ForeignPartnershipInd00
IRS990ScheduleF/GrantRecordsMaintainedInd01
IRS990ScheduleF/GrantsToOrgOutsideUSGrp/CashGrantAmt063442
IRS990ScheduleF/GrantsToOrgOutsideUSGrp/MannerOfCashDisbursementTxt0CHECKS AND WIRE TRANSFERS
IRS990ScheduleF/GrantsToOrgOutsideUSGrp/PurposeOfGrantTxt0PRODUCTION OF CHRISTIAN TV MINISTRY
IRS990ScheduleF/GrantsToOrgOutsideUSGrp/RegionTxt0NORTH AMERICA
IRS990ScheduleF/InterestInForeignTrustInd00
IRS990ScheduleF/PassiveForeignInvestmestCoInd00
IRS990ScheduleF/SubtotalEmployeesCnt00
IRS990ScheduleF/SubtotalOfficesCnt00
IRS990ScheduleF/SubtotalSpentAmt090155
IRS990ScheduleF/SupplementalInformationDetail/ExplanationTxt0THERE IS NO FORMAL MONITORING PROCESS; HOWEVER, GRANTS ARE ONLY MADE TO ORGANZIATIONS WITH WHICH BANNER COMMUNICATIONS, INC. IS FAMILIAR OR HAS AN ONGOING RELATIONSHIP. TYPICALLY, THE RECIPIENTS HAVE THE SAME OR SIMILAR EXEMPT PURPOSES AND OFTEN CONDUCT THEIR CHARITABLE ACTIVITIES IN CONJUCTION WITH BANNER COMMUNICATION, INC. PERSONNEL FROM BANNER COMMUNICATIONS, INC. ALSO FREQUENTLY VISIT THE FOREIGN ENTITIES.
IRS990ScheduleF/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE F, PART I, ITEM 2
IRS990ScheduleF/TotalEmployeeCnt00
IRS990ScheduleF/TotalOfficeCnt00
IRS990ScheduleF/TotalSpentAmt090155
IRS990ScheduleF/TransferToForeignCorpInd00
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0JACK M KINCAID IS RELATED TO THE ONLY OTHER EMPLOYEE OF THE ORGANIZTION, LISA M KINCAID, THEY ARE HUSBAND AND WIFE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1BOARD DOES NOT REVIEW 990 PRIOR TO SIGNING. AFTER COMPLETION BY CPA FIRM, JACK KINCAID, BOARD PRESIDENT/CEO REVIEWS FORM 990 PRIOR TO SIGNING AND FILING WITH THE INTERNAL REVENUE SERVICE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2COMPENSATION FOR EXECUTIVES IS SET BY THE INDEPENDENT BOARD OF DIRECTORS TAKING INTO CONSIDERATION THE FACTORS THEY DEEM APPROPRIATE FOR DETERMINATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3GOVERNING DOCUMENTS, FINANCIAL STATEMENTS AND THE FORM 990 ARE KEPT ON FILE AT THE OFFICE OF BANNER COMMUNICATIONS, INC. PHOTOCOPIES OF DOCUMENTS ARE SUPPLIED TO DONORS AND THE GENERAL PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0FL
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TemporarilyRstrNetAssetsGrp/BOYAmt0178038
IRS990/TemporarilyRstrNetAssetsGrp/EOYAmt0212699
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0577658
IRS990/TotalAssetsEOYAmt0489610
IRS990/TotalAssetsGrp/BOYAmt0577658
IRS990/TotalAssetsGrp/EOYAmt0489610
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt0166692
IRS990/TotalEmployeeCnt02
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt0243
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0113297
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0194673
IRS990/TotalFunctionalExpensesGrp/TotalAmt0308213
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt010226
IRS990/TotalLiabilitiesEOYAmt06452
IRS990/TotalLiabilitiesGrp/BOYAmt010226
IRS990/TotalLiabilitiesGrp/EOYAmt06452
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0567432
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0483158
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0194673
IRS990/TotalReportableCompFromOrgAmt0133526
IRS990/TotalRevenueGrp/ExclusionAmt09400
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0176092
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0577658
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0489610
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/FundraisingAmt0243
IRS990/TravelGrp/ManagementAndGeneralAmt06981
IRS990/TravelGrp/TotalAmt07224
IRS990/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UnrestrictedNetAssetsGrp/BOYAmt0389394
IRS990/UnrestrictedNetAssetsGrp/EOYAmt0270459
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine10P O BOX 358625
IRS990/USAddress/City0GAINESVILLE
IRS990/USAddress/State0FL
IRS990/USAddress/ZIPCode0326358625
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt04
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0JACK L KINCAID
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$0.02$0.95$0.93
2023Detailed filing. Detailed filing data is available for this year.$1.15$0.00$1.15$1.00$0.36$0.64
2022Detailed filing. Detailed filing data is available for this year.$0.52$0.00$0.52$0.96$0.78$0.19
2021Detailed filing. Detailed filing data is available for this year.$0.33$0.00$0.33$2.02$2.17$0.14
2020Detailed filing. Detailed filing data is available for this year.$0.48$0.00$0.47$1.47$1.39$0.07
2019Detailed filing. Detailed filing data is available for this year.$0.52$0.12$0.40$2.47$2.65$0.18
2018Detailed filing. Detailed filing data is available for this year.$0.76$0.18$0.58$2.81$2.37$0.44
2017Detailed filing. Detailed filing data is available for this year.$0.29$0.16$0.14$0.66$1.58$0.91
2016Detailed filing. Detailed filing data is available for this year.$1.09$0.03$1.06$1.16$2.14$0.98
2015Detailed filing. Detailed filing data is available for this year.$3.04$1.01$2.03$1.14$2.93$1.79
2014Detailed filing. Detailed filing data is available for this year.$4.23$0.56$3.67$2.63$3.73$1.10
2013Detailed filing. Detailed filing data is available for this year.$4.90$0.06$4.83$1.76$3.08$1.32
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.78$0.10$5.67$4.57
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.71$0.14$6.57$4.60
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.73$0.18$8.55$4.47