Liabilities / Assets
61st percentile
Higher debt load relative to assets than 61% of similar nonprofits.
990 • Fiscal year 2017 • EIN 23-7449651
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
61st percentile
Higher debt load relative to assets than 61% of similar nonprofits.
Liabilities / Revenue
17th percentile
Higher debt load relative to revenue than 17% of similar nonprofits.
Net Margin
15th percentile
Higher net margin than 15% of similar nonprofits.
Top Officer Pay
27th percentile
Higher top officer pay than 27% of similar nonprofits.
Top officer pay equals 5.8% of source-year revenue.
Asset Growth
2nd percentile
Faster asset growth than 2% of similar nonprofits.
Revenue Growth
18th percentile
Faster revenue growth than 18% of similar nonprofits.
Assets
Down$14,270,042
Down $1,300,510 (-8.4%) from 2016
Net Assets
Down$1,711,011
Down $16,103 (-0.9%) from 2016
Liabilities
Down$12,559,031
Down $1,284,407 (-9.3%) from 2016
Revenue
Down$986,550
Down $14,758 (-1.5%) from 2016
Expenses
Down$1,005,114
Down $144,949 (-13%) from 2016
Net Income
Up-$18,564
Up $130,191 (+88%) from 2016
Provide financial service to the members.
Provide financial service to the members
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $7,213,207 | $6,583,756 | ▼ $629,451 |
| Investments Other Securities | $4,894,000 | $4,139,000 | ▼ $755,000 |
| Cash and Non-Interest-Bearing Accounts | $1,247,000 | $1,847,000 | ▲ $600,000 |
| Rtn Earn Endowment Incm Other Fnds | $1,727,114 | $1,711,011 | ▼ $16,103 |
| Savings and Temporary Cash Investments | $840,931 | $701,981 | ▼ $138,950 |
| Land, Buildings, and Equipment, Net | $728,679 | $697,839 | ▼ $30,840 |
| Investments Program Related | $134,224 | $136,261 | ▲ $2,037 |
| Receivables From Officers Etc | $113,297 | $99,173 | ▼ $14,124 |
| Prepaid Expenses and Deferred Charges | $25,401 | $29,159 | ▲ $3,758 |
| Accounts Receivable | $325,176 | $2,889 | ▼ $322,287 |
| Total Assets | $15,570,552 | $14,270,042 | ▼ $1,300,510 |
| Other Assets Total | $48,637 | $32,984 | ▼ $15,653 |
| Liabilities | |||
| Other Liabilities | $13,626,113 | $12,324,361 | ▼ $1,301,752 |
| Accounts Payable and Accrued Expenses | $217,325 | $234,670 | ▲ $17,345 |
| Total Liabilities | $13,843,438 | $12,559,031 | ▼ $1,284,407 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $1,727,114 | $1,711,011 | ▼ $16,103 |
| Total Liabilities and Net Assets / Fund Balance | $15,570,552 | $14,270,042 | ▼ $1,300,510 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $350,340 | $170,907 | - |
| Land | $298,626 | - | - |
| Equipment | $48,873 | $445,263 | - |
| Leasehold Improvements | - | $9,259 | - |
| Other Securities | $4,139,000 | - | - |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Wanda a Miller | Manager | FT | $56,815 | $56,815 |
| Name | Title |
|---|---|
| Seymour M Pelton | Chairperson |
| Frank Godwin | Board Member |
| Teresa Roberts | Board Treasu |
| Carol Smith | Credit Comm. |
| Dianne Haire | Supervisory |
| Leanne Guest | Supervisory |
| Line Item | Amount |
|---|---|
| Other Expenses | $740,250 |
| Salaries, Compensation, and Employee Benefits | $264,864 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Office Expenses | $302,106 | - | - | $302,106 |
| Other Salaries and Wages | - | $200,752 | - | $200,752 |
| Interest | $88,855 | - | - | $88,855 |
| Occupancy | $72,766 | - | - | $72,766 |
| Other Employee Benefits | - | $46,855 | - | $46,855 |
| Insurance | $19,960 | - | - | $19,960 |
| Payroll Taxes | - | $17,257 | - | $17,257 |
| Depreciation Depletion | $14,475 | - | - | $14,475 |
| Fees for Services Legal | $9,500 | - | - | $9,500 |
| All Other Expenses | $8,506 | - | - | $8,506 |
| Other Expenses | $8,430 | - | - | $8,430 |
| Advertising | - | $7,819 | - | $7,819 |
| Conferences and Meetings | $400 | - | - | $400 |
| Total Functional Expenses | $732,431 | $272,683 | $0 | $1,005,114 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Officers, Directors, Trustees, and Key Employees | $113,297 | $99,173 | ▼ $14,124 |
| Liability | Amount |
|---|---|
| All Other Shares and Deposits | $10,579,296 |
| Share Draft Accounts | $1,745,065 |
“Directors are elected by the membership”
“BOARD REVIEW”
“Salary are set and approved by the board”
“No documents available to the public”
“The mission of three rivers credit union is to safeguard and manage effectively the assets entrusted to the credit union by its member-owners; to better the economic well-being of our member-owners by delivering convenient, personalized products and services of exceptional value; and to uphold the credit union philosophy of people helping people.”
“TOTAL PROGRAM EXPENSES”
“OTHER INCREASES 2,461”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 217325 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 234670 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 325176 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 2889 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | PROVIDE FINANCIAL SERVICE TO THE MEMBERS |
| IRS990/AdvertisingGrp/ManagementAndGeneralAmt | 0 | 7819 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 7819 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 8506 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 8506 |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | WANDA A MILLER |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 2292438131 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 504 W SHOTWELL STREET |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | BAINBRIDGE |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | GA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 39817 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 1247000 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 1847000 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 400 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 400 |
| IRS990/ConflictOfInterestPolicyInd | 0 | false |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 118973 |
| IRS990/CYOtherExpensesAmt | 0 | 740250 |
| IRS990/CYOtherRevenueAmt | 0 | 374795 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 492782 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -18564 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 264864 |
| IRS990/CYTotalExpensesAmt | 0 | 1005114 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 986550 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 14475 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 14475 |
| IRS990/Desc | 0 | TOTAL PROGRAM EXPENSES |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 7 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesLegalGrp/ProgramServicesAmt | 0 | 9500 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 9500 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | WANDA A MILLER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | LEANNE GUEST |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | DIANNE HAIRE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | TERESA ROBERTS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | SEYMOUR M PELTON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | CAROL SMITH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | FRANK GODWIN |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 56815 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | MANAGER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | SUPERVISORY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SUPERVISORY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD TREASU |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | CREDIT COMM. |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1992 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 986550 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 19960 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 19960 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 88855 |
| IRS990/InterestGrp/TotalAmt | 0 | 88855 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 118973 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 118973 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 4894000 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 4139000 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 134224 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 136261 |
| IRS990/IRPDocumentCnt | 0 | 0 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 625429 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 728679 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 697839 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1323268 |
| IRS990/LegalDomicileStateCd | 0 | GA |
| IRS990/LoanOutstandingInd | 0 | true |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | THE MISSION OF THREE RIVERS CREDIT UNION IS TO SAFEGUARD AND MANAGE EFFECTIVELY THE ASSETS ENTRUSTED TO THE CREDIT UNION BY ITS MEMBER-OWNERS; TO BETTER THE ECONOMIC WELL-BEING OF OUR MEMBER-OWNERS BY DELIVERING CONVENIENT, PERSONALIZED PRODUCTS AND SERVICES OF EXCEPTIONAL VALUE; AND TO UPHOLD THE CREDIT UNION PHILOSOPHY OF PEOPLE HELPING PEOPLE. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 1727114 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 1711011 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 72766 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 72766 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 302106 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 302106 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 48637 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 32984 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 2461 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 46855 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 46855 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROV FOR LOAN/LEASE LOSS |
| IRS990/OtherExpensesGrp/Desc | 1 | MISCELLANEOUS EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 2 | ASSOCIATION DUES |
| IRS990/OtherExpensesGrp/Desc | 3 | CASH OVER/SHORT |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 157176 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 37878 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 12379 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 8430 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 157176 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 37878 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 12379 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 8430 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 13626113 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 12324361 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | FEES AND CHARGES |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | OTHER INCOME |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 353150 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | 21645 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 353150 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 21645 |
| IRS990/OtherRevenueTotalAmt | 0 | 374795 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 200752 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 200752 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 7213207 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 6583756 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 17257 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 17257 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 25401 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 29159 |
| IRS990/PrincipalOfficerNm | 0 | WANDA A MILLER |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 900099 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INTEREST |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 492782 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 492782 |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | TOTAL PROGRAM EXPENSES |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 115665 |
| IRS990/PYOtherExpensesAmt | 0 | 886081 |
| IRS990/PYOtherRevenueAmt | 0 | 402644 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 482999 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -148755 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 263982 |
| IRS990/PYTotalExpensesAmt | 0 | 1150063 |
| IRS990/PYTotalRevenueAmt | 0 | 1001308 |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 113297 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 99173 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -18564 |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | true |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 1727114 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 1711011 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 840931 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 701981 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 350340 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 170907 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 521247 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 48873 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 445263 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 494136 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 298626 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 298626 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 9259 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt | 0 | 9259 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 10579296 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 1745065 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | ALL OTHER SHARES AND DEPOSITS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | SHARE DRAFT ACCOUNTS |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 4139000 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | TOTAL INVESTMENTS |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 697839 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 4139000 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 12324361 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 0 | 56431 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 1 | 19246 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 2 | 9591 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 3 | 3431 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 4 | 3359 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 5 | 3297 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 6 | 2173 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 7 | 1645 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 0 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 1 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 2 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 3 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 4 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 5 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 6 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 7 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 1 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 2 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 3 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 4 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 5 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 6 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 7 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 0 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 1 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 2 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 3 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 4 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 5 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 6 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 7 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 0 | MORTGAGE |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 1 | LOC |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 2 | LOC |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 3 | LOC |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 4 | LOC |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 5 | LOC |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 6 | LOC |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 7 | LOC |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 0 | 84391 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 1 | 30000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 2 | 25000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 3 | 6500 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 4 | 9000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 5 | 2500 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 6 | 7940 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 7 | 3300 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 0 | MILLER WANDA |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 1 | MILLER WANDA |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 2 | GODWIN FRANK |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 3 | HAIRE DIANNE |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 4 | GUEST LEANNE |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 5 | HAIRE DIANE |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 6 | MILLER WANDA |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 7 | SMITH CAROL |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 0 | BOARD |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 1 | BOARD |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 2 | BOARD |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 3 | BOARD |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 4 | BOARD |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 5 | BOARD |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 6 | BOARD |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 7 | BOARD |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 0 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 1 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 2 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 3 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 4 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 5 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 6 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 7 | true |
| IRS990ScheduleL/TotalBalanceDueAmt | 0 | 99173 |
| IRS990/ScheduleORequiredInd | 0 | false |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE MISSION OF THREE RIVERS CREDIT UNION IS TO SAFEGUARD AND MANAGE EFFECTIVELY THE ASSETS ENTRUSTED TO THE CREDIT UNION BY ITS MEMBER-OWNERS; TO BETTER THE ECONOMIC WELL-BEING OF OUR MEMBER-OWNERS BY DELIVERING CONVENIENT, PERSONALIZED PRODUCTS AND SERVICES OF EXCEPTIONAL VALUE; AND TO UPHOLD THE CREDIT UNION PHILOSOPHY OF PEOPLE HELPING PEOPLE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | TOTAL PROGRAM EXPENSES |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | DIRECTORS ARE ELECTED BY THE MEMBERSHIP |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | BOARD REVIEW |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | SALARY ARE SET AND APPROVED BY THE BOARD |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | NO DOCUMENTS AVAILABLE TO THE PUBLIC |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | OTHER INCREASES 2,461 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990 - ORGANIZATION'S MISSION |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 2, PART III, LINE 4D |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART XI, LINE 9 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | GA |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 15570552 |
| IRS990/TotalAssetsEOYAmt | 0 | 14270042 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 15570552 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 14270042 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 7 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 272683 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 732431 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1005114 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 13843438 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 12559031 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 13843438 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 12559031 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 1727114 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 1711011 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 492782 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 56815 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 986550 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 986550 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 15570552 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 14270042 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | PO BOX 160 |
| IRS990/USAddress/CityNm | 0 | BAINBRIDGE |
| IRS990/USAddress/StateAbbreviationCd | 0 | GA |
| IRS990/USAddress/ZIPCd | 0 | 39818 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 5 |
| IRS990/VotingMembersIndependentCnt | 0 | 5 |
| IRS990/WebsiteAddressTxt | 0 | WWW.THREERIVERSCU.NET |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2018-06-14 16:35:46Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | WANDA A MILLER |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | MANAGER |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 2292438131 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2018-05-14 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | THREE RIVERS CREDIT UNION |
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Displayed year
2017 • Form 990Detailed filing. Detailed filing data is available for this year.