Civic Intelligence

Ettrick Housing Inc

EIN 23-7390175 • 501(c)4 • LA Crosse, WI

Profile

Provide 32 units of affordable housing for low-income and disabled individuals in the village of ettrick, wisconsin

PO Box 2829LA Crosse, WI 54602-2829

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

96th percentile

1.09x

Higher debt load relative to assets than 96% of similar nonprofits.

501(c)4 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

96th percentile

1.17x

Higher debt load relative to revenue than 96% of similar nonprofits.

501(c)4 • <$500k nonprofits • Source year 2024

Net Margin

17th percentile

-31%

Higher net margin than 17% of similar nonprofits.

501(c)4 • <$500k nonprofits • Source year 2024

Top Officer Pay

89th percentile

$0

Higher top officer pay than 89% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)4 • <$500k nonprofits • Source year 2024

Asset Growth

27th percentile

-21%

Faster asset growth than 27% of similar nonprofits.

501(c)4 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

60th percentile

4.2%

Faster revenue growth than 60% of similar nonprofits.

501(c)4 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets96th percentile

Assets

Down

$150,139

Down $39,892 (-21%) from 2023

Liabilities

Up

$163,405

Up $4,191 (+2.6%) from 2023

Net Assets

Down

-$13,266

Down $44,083 (-143%) from 2023

Operations
Liabilities / Revenue96th percentileNet Margin17th percentile

Revenue

Up

$140,073

Up $5,611 (+4.2%) from 2023

Expenses

Up

$184,157

Up $51,070 (+38%) from 2023

Net Income

Down

-$44,084

Down $45,459 (-3306%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth27th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0-$100KAssets 2020: $208,057Liabilities 2020: $167,438Net Assets 2020: $40,6192020Assets 2021: $197,524Liabilities 2021: $147,406Net Assets 2021: $50,1182021Assets 2023: $190,031Liabilities 2023: $159,214Net Assets 2023: $30,8172023Assets 2024: $150,139Liabilities 2024: $163,405Net Assets 2024: -$13,2662024

Highlighted filing

2024

Assets$150,139
Liabilities$163,405
Net Assets-$13,266
Open 2024 Filing

Operations Trend

Revenue Growth60th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$100K$0-$100KRevenue 2020: $128,712Expenses 2020: $116,825Net Income 2020: $11,8872020Revenue 2021: $125,837Expenses 2021: $116,430Net Income 2021: $9,4072021Revenue 2023: $134,462Expenses 2023: $133,087Net Income 2023: $1,3752023Revenue 2024: $140,073Expenses 2024: $184,157Net Income 2024: -$44,0842024

Highlighted filing

2024

Revenue$140,073
Expenses$184,157
Net Income-$44,084
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$150,139
Liabilities
$163,405
Net assets
-$13,266
Revenue
$140,073
Expenses
$184,157
Net income
-$44,084
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.50$1.63$0.13$1.40$1.84$0.44
2023Detailed filing. Detailed filing data is available for this year.$1.90$1.59$0.31$1.34$1.33$0.01
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.98$1.47$0.50$1.26$1.16$0.09
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.08$1.67$0.41$1.29$1.17$0.12
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 13, 2025
Return Version
2024v5.2
Gross Receipts
$140,073
Mission and Program Overview

Mission

Provide 32 units of affordable housing for low-income and disabled individuals in the village of ettrick, wisconsin

Program Services

DescriptionGrantsExpenses
PROVIDE 32 UNITS OF AFFORDABLE HOUSING FOR LOW-INCOME ELDERLY AND DISABLED INDIVIDUALS IN THE VILLAGE OF ETTRICK, WISCONSIN$0$158,965
Compensation and Service Providers
Top Officer Pay89th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
VIRGINIA RONNINGDirector-$0--
MAGGIE MAYNARDDirector-$0--
ROBERT OFSDAHLDirector-$0--
GARY GUNDERSONPresident-$0--
JIM JOHNSONVice-President-$0--
CARL AUBARTTreasurer/Secretary-$0--
Filing and Contact Details

Filer

Filer Name
Ettrick Housing Inc
EIN
23-7390175
Phone
6087842935
Address
PO BOX 2829, LA CROSSE, WI 54602-2829

Signing Officer

Name
Denise Loveland
Title
Management Agent
Phone
6087842935
Signed
2025-11-13
Discuss with paid preparer
Yes

Preparer

Firm
Hawkins Ash Cpas Llp
Address
500 S SECOND STREET SUITE 200, LA CROSSE, WI 54601
Preparer
Brittany F Leonard
Phone
6087847737
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 4 - Other Investment Income

“Description: interest revenue. Amount: 38. Total to form 990-ez, line 14: 124,309.”

Form 990-ez, Part I, Line 8 - Other Revenue

“Description: laundry/vending. Amount: 2,093. Description: nsf & late charges. Amount: 215. Description: misc other income. Amount: 716. Description: mortgage adjustment. Amount: 2,511. Total to form 990-ez, line 8: 5,535.”

Form 990-ez, Part I, Line 14

“Description: depreciation. Amount: 42,763. Description: other expenses. Amount: 81,546.”

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: advertising. Amount: 90. Description: office expense. Amount: 104. Description: insurance. Amount: 14,873. Description: misc admin expense. Amount: 812. Description: supplies. Amount: 500. Description: real estate taxes. Amount: 6,000. Description: bad debt. Amount: 393. Total to form 990-ez, line 16: 22,772.”

Form 990-ez, Part I, Line 20 - Other Changes in Net Assets

“Description: prior period adjustment. Amount: 1.”

Form 990-ez, Part II, Line 24 - Other Assets

“Description: accounts receivable. Beg. Of year amount: 969. End of year amount: 1,318. Description: prepaid expenses. Beg. Of year amount: 5,054. End of year amount: 4,747. Description: security deposits held. Beg. Of year amount: 11,316. End of year amount: 11,746. Description: reserves. Beg. Of year amount: 25,871. End of year amount: 32,329. Description: other depreciable assets. Beg. Of year amount: 17,176. End of year amount: 1,915.”

Form 990-ez, Part II, Line 26 - Other Liabilities

“Description: deferred revenue. Beg. Of year amount: 1,068. End of year amount: 46. Description: security deposits. Beg. Of year amount: 10,925. End of year amount: 11,745. Description: accounts payable. Beg. Of year amount: 52,774. End of year amount: 76,205. Description: secured mortgages. Beg. Of year amount: 94,447. End of year amount: 75,409.”

Raw XML Appendix145 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0LA CROSSE
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0VIRGINIA RONNING
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1MAGGIE MAYNARD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2ROBERT OFSDAHL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3GARY GUNDERSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4JIM JOHNSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5CARL AUBART
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4VICE-PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5TREASURER/SECRETARY
IRS990EZ/OperateHospitalInd00
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IRS990EZ/OtherExpensesTotalAmt022772
IRS990EZ/OtherRevenueTotalAmt05535
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0PROVIDE 32 UNITS OF AFFORDABLE HOUSING FOR LOW-INCOME AND DISABLED INDIVIDUALS IN THE VILLAGE OF ETTRICK, WISCONSIN
IRS990EZ/ProgramServiceRevenueAmt0134500
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROVIDE 32 UNITS OF AFFORDABLE HOUSING FOR LOW-INCOME ELDERLY AND DISABLED INDIVIDUALS IN THE VILLAGE OF ETTRICK, WISCONSIN
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: INTEREST REVENUE. AMOUNT: 38. TOTAL TO FORM 990-EZ, LINE 14: 124,309.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: LAUNDRY/VENDING. AMOUNT: 2,093. DESCRIPTION: NSF & LATE CHARGES. AMOUNT: 215. DESCRIPTION: MISC OTHER INCOME. AMOUNT: 716. DESCRIPTION: MORTGAGE ADJUSTMENT. AMOUNT: 2,511. TOTAL TO FORM 990-EZ, LINE 8: 5,535.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DESCRIPTION: DEPRECIATION. AMOUNT: 42,763. DESCRIPTION: OTHER EXPENSES. AMOUNT: 81,546.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DESCRIPTION: ADVERTISING. AMOUNT: 90. DESCRIPTION: OFFICE EXPENSE. AMOUNT: 104. DESCRIPTION: INSURANCE. AMOUNT: 14,873. DESCRIPTION: MISC ADMIN EXPENSE. AMOUNT: 812. DESCRIPTION: SUPPLIES. AMOUNT: 500. DESCRIPTION: REAL ESTATE TAXES. AMOUNT: 6,000. DESCRIPTION: BAD DEBT. AMOUNT: 393. TOTAL TO FORM 990-EZ, LINE 16: 22,772.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4DESCRIPTION: PRIOR PERIOD ADJUSTMENT. AMOUNT: 1.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5DESCRIPTION: ACCOUNTS RECEIVABLE. BEG. OF YEAR AMOUNT: 969. END OF YEAR AMOUNT: 1,318. DESCRIPTION: PREPAID EXPENSES. BEG. OF YEAR AMOUNT: 5,054. END OF YEAR AMOUNT: 4,747. DESCRIPTION: SECURITY DEPOSITS HELD. BEG. OF YEAR AMOUNT: 11,316. END OF YEAR AMOUNT: 11,746. DESCRIPTION: RESERVES. BEG. OF YEAR AMOUNT: 25,871. END OF YEAR AMOUNT: 32,329. DESCRIPTION: OTHER DEPRECIABLE ASSETS. BEG. OF YEAR AMOUNT: 17,176. END OF YEAR AMOUNT: 1,915.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6DESCRIPTION: DEFERRED REVENUE. BEG. OF YEAR AMOUNT: 1,068. END OF YEAR AMOUNT: 46. DESCRIPTION: SECURITY DEPOSITS. BEG. OF YEAR AMOUNT: 10,925. END OF YEAR AMOUNT: 11,745. DESCRIPTION: ACCOUNTS PAYABLE. BEG. OF YEAR AMOUNT: 52,774. END OF YEAR AMOUNT: 76,205. DESCRIPTION: SECURED MORTGAGES. BEG. OF YEAR AMOUNT: 94,447. END OF YEAR AMOUNT: 75,409.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 4 - OTHER INVESTMENT INCOME
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 8 - OTHER REVENUE
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990-EZ, PART I, LINE 20 - OTHER CHANGES IN NET ASSETS
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990-EZ, PART II, LINE 24 - OTHER ASSETS
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0DENISE LOVELAND
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0MANAGEMENT AGENT
ReturnHeader/BusinessOfficerGrp/PhoneNum06087842935
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ETTRICK HOUSING INC
ReturnHeader/Filer/BusinessNameControlTxt0ETTR
ReturnHeader/Filer/EIN0237390175
ReturnHeader/Filer/PhoneNum06087842935
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 2829
ReturnHeader/Filer/USAddress/CityNm0LA CROSSE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WI
ReturnHeader/Filer/USAddress/ZIPCd0546022829
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0390912608
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0HAWKINS ASH CPAS LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0500 S SECOND STREET SUITE 200
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LA CROSSE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0WI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd054601
ReturnHeader/PreparerPersonGrp/PhoneNum06087847737
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-09
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0BRITTANY F LEONARD
ReturnHeader/ReturnTs02025-11-13T12:44:46-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)4 • <$500k nonprofits