Liabilities / Assets
63rd percentile
Higher debt load relative to assets than 63% of similar nonprofits.
990 • Fiscal year 2015 • EIN 23-7364664
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
63rd percentile
Higher debt load relative to assets than 63% of similar nonprofits.
Liabilities / Revenue
78th percentile
Higher debt load relative to revenue than 78% of similar nonprofits.
Net Margin
20th percentile
Higher net margin than 20% of similar nonprofits.
Top Officer Pay
59th percentile
Higher top officer pay than 59% of similar nonprofits.
Top officer pay equals 13.6% of source-year revenue.
Asset Growth
31st percentile
Faster asset growth than 31% of similar nonprofits.
Revenue Growth
40th percentile
Faster revenue growth than 40% of similar nonprofits.
Assets
Down$1,475,864
Down $46,033 (-3.0%) from 2014
Net Assets
Down$1,150,313
Down $60,488 (-5.0%) from 2014
Liabilities
Up$325,551
Up $14,455 (+4.6%) from 2014
Revenue
Up$584,699
Up $196 (+0.0%) from 2014
Expenses
Up$645,187
Up $292 (+0.0%) from 2014
Net Income
Down-$60,488
Down $96 (-0.2%) from 2014
Improving financial stability through counseling and education. We support the financial wellness of all.
Rushmore consumer credit resource center's mission is improving financial stability through education for a lifetime of financial well-being. Rushmore consumer credit resource center has two divisions: consumer credit counseling service of the black hills and the american center for credit education.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Land, Buildings, and Equipment, Net | $930,176 | $919,898 | ▼ $10,278 |
| Savings and Temporary Cash Investments | $412,234 | $417,648 | ▲ $5,414 |
| Cash and Non-Interest-Bearing Accounts | $109,225 | $100,586 | ▼ $8,639 |
| Pledges and Grants Receivable | $38,956 | $24,168 | ▼ $14,788 |
| Inventories for Sale or Use | $23,595 | $10,715 | ▼ $12,880 |
| Accounts Receivable | $3,854 | $1,422 | ▼ $2,432 |
| Prepaid Expenses and Deferred Charges | $1,126 | $1,268 | ▲ $142 |
| Total Assets | $1,521,897 | $1,475,864 | ▼ $46,033 |
| Other Assets Total | $2,731 | $159 | ▼ $2,572 |
| Liabilities | |||
| Mortgage Notes Payable Secured by Investment Property | $267,936 | $274,304 | ▲ $6,368 |
| Accounts Payable and Accrued Expenses | $42,202 | $48,603 | ▲ $6,401 |
| Deferred Revenue | $0 | $2,600 | ▲ $2,600 |
| Escrow Account Liability | $958 | $44 | ▼ $914 |
| Total Liabilities | $311,096 | $325,551 | ▲ $14,455 |
| Net Assets / Fund Balance | |||
| Unrestricted Net Assets | $1,210,801 | $1,150,313 | ▼ $60,488 |
| Total Net Assets Fund Balance | $1,210,801 | $1,150,313 | ▼ $60,488 |
| Total Liabilities and Net Assets / Fund Balance | $1,521,897 | $1,475,864 | ▼ $46,033 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $607,600 | $112,500 | $720,100 |
| Land | $279,900 | - | $279,900 |
| Equipment | $20,287 | $71,108 | $91,395 |
| Leasehold Improvements | $12,111 | $8,476 | $20,587 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Bonnie Spain | CEO | FT | $74,863 | $4,800 | $79,663 |
| Name | Title |
|---|---|
| Dennis Whetzal | Chairperson |
| Corey Weber | Vice Chairperson |
| Daphne Perez | Member |
| Dave Mortimer | Member |
| Dave Semerad | Member |
| Debbie Gates | Member |
| Deeann Dietrich | Member |
| Lana Griencewic | Member |
| Rick Brady | Member |
| Todd Eddy | Member |
| Todd Schweiger | Member |
| Angie Einerwold Mortimer | Secretary |
| Patty Hogan | Treasurer |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $416,919 |
| Other Expenses | $220,768 |
| Grants and Similar Amounts Paid | $7,500 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $229,341 | $55,555 | - | $284,896 |
| Current Officers, Directors, Trustees, and Key Employees | $64,153 | $15,510 | - | $79,663 |
| Occupancy | $47,414 | $7,071 | - | $54,485 |
| Office Expenses | $32,818 | $4,122 | - | $36,940 |
| Fees for Services Other | $36,107 | - | - | $36,107 |
| Payroll Taxes | $26,300 | $6,305 | - | $32,605 |
| Depreciation Depletion | $22,794 | $5,347 | - | $28,141 |
| Advertising | $22,627 | - | - | $22,627 |
| Other Employee Benefits | $16,002 | $3,753 | - | $19,755 |
| Insurance | $12,621 | $2,961 | - | $15,582 |
| Travel | $13,537 | $1,682 | - | $15,219 |
| Fees for Services Accounting | - | $10,229 | - | $10,229 |
| Grants to Domestic Individuals | $7,500 | - | - | $7,500 |
| Fees for Services Legal | - | $530 | - | $530 |
| Other Expenses | $442 | - | - | $442 |
| Interest | $5 | - | - | $5 |
| Total Functional Expenses | $532,122 | $113,065 | $0 | $645,187 |
| Line Item | Amount |
|---|---|
| Total Expenses per Audited Statements | $664,681 |
| Expenses per Audited Statements | $645,187 |
| Total Expenses per Form 990 | $645,187 |
| Expenses Not Reported on Form 990 | $19,494 |
| Expenses Not Reported on Financial Statements | $0 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
“Two of the board members are married to each other. Both board members have served on the board for a number of years and served prior to their marriage.”
“It is our policy to provide the 990 to the full board prior to filing. Copies are distributed at a regular board meeting and approved by the full board prior to filing. The board chairman or the ceo signs the 990.”
“Board members sign a board pledge. Board members and key staff are required to disclose any potential conflicts of interest and sign a conflict of interest form annually. If a board member has a potential conflict of interest they must recuse themselves from participating in any discussion or vote taken in respect to such transaction or service of interest. After disclosing the possible conflict, the board investigates alternatives to the proposed transaction.”
“Ceo prepares a compensation analysis. Ceo prepares a spreadsheet for the personnel committee listing each position's range, pay, grade, and years of service. The sd occupational wage guide is used to make a comparison for each position. In addition, the most recent nfcc salary survey is used for comparison. The personnel committee reviews the compensation analysis and makes changes as they deem necessary. The personnel committee also reviews percentage increases for the coming year from area businesses, government and non-profit organizations. The personnel committee determines the possible range for salary increases based on the compensation analysis and the financial condition of the agency. The personnel committee makes a recommendation to the board regarding salary ranges and increases in compensation.”
“These documents are provided to the united way as well as the council on accreditation for children and families, hud and the national foundation for credit counseling. They are also available upon request.”
“There has been no change in oversight or the selection process of the independent auditor during the year. These processes are performed by the board of directors.”
“Amounts held for others were the amounts held for bank on rapid city, a community-wide program. Participating financial institutions for bank on rapid city made contributions to support outreach efforts. Bank on rapid city's goal was to help the unbanked and underbanked develop a relationship with a financial institution. Having an account with a financial institution is a building block to financial stability. The bank on rapid city program was closed during 2015. The financial institutions directed the remaining funds to be used for consumer credit counseling services counseling and education.”
“As of december 31, 2015, the organization had no uncertain tax positions that qualify for either recognition or disclosure in the financial statements. The organization is no longer subject to federal and state income tax examinations by taxing authorities for years before 2012. Interest and penalties assessed by income taxing authorities, if any, are included in interest expense.”
“Cost of sales netted against revenues -19,494.”
“Cost of sales netted against revenues 19,494.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 42202 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 48603 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 3854 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 1422 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | RUSHMORE CONSUMER CREDIT RESOURCE CENTER'S MISSION IS IMPROVING FINANCIAL STABILITY THROUGH EDUCATION FOR A LIFETIME OF FINANCIAL WELL-BEING. RUSHMORE CONSUMER CREDIT RESOURCE CENTER HAS TWO DIVISIONS: CONSUMER CREDIT COUNSELING SERVICE OF THE BLACK HILLS AND THE AMERICAN CENTER FOR CREDIT EDUCATION. |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 22627 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 22627 |
| IRS990/AllOtherContributionsAmt | 0 | 25065 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | THE ORGANIZATION |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6053484550 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 2310 NORTH MAPLE AVENUE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | RAPID CITY |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | SD |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 57701 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 109225 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 100586 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 15510 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 64153 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 79663 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CostOfGoodsSoldAmt | 0 | 19494 |
| IRS990/CreditCounselingInd | 0 | 1 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 246379 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 7500 |
| IRS990/CYInvestmentIncomeAmt | 0 | 2829 |
| IRS990/CYOtherExpensesAmt | 0 | 220768 |
| IRS990/CYOtherRevenueAmt | 0 | 159751 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 175740 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -60488 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 416919 |
| IRS990/CYTotalExpensesAmt | 0 | 645187 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 584699 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 0 |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 2600 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt | 0 | 5347 |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 22794 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 28141 |
| IRS990/Desc | 0 | CONSUMER CREDIT COUNSELING SERVICE OF THE BLACK HILLS' MISSION IS HELPING IMPROVE FINANCIAL STABILITY THROUGH COUNSELING AND EDUCATION. WE PROVIDE COMPREHENSIVE FINANCIAL AND HOUSING COUNSELING AT NO CHARGE. HOUSING SERVICES INCLUDE: PRE-PURCHASE HOUSING COUNSELING AND HOMEBUYER EDUCATION, AND LOSS MITIGATION FORECLOSURE PREVENTION COUNSELING. A CERTIFIED CONSUMER CREDIT COUNSELOR MEETS WITH AN INDIVIDUAL OR FAMILY FOR 90 MINUTES AND HELPS THEM DEVELOP A PERSONALIZED ACTION PLAN TO OVERCOME THEIR HOUSING AND FINANCIAL OBSTACLES AND OBTAIN AND MAINTAIN SAFE AND AFFORDABLE HOUSING. WE ARE ALSO EOUST APPROVED TO PROVIDE PRE-FILING CREDIT COUNSELING AND POST-FILING DEBTOR EDUCATION. IN THE COMMUNITIES WE SERVE WE PROVIDE COUNSELING SERVICES FOR 810 FAMILIES. FOR SOME INSOLVENT INDIVIDUALS AND FAMILIES THE FINANCIAL COUNSELING ASSESSMENT REVEALS THAT A DEBT MANAGEMENT PROGRAMS IS A VIABLE OPTION THAT HELPS THEM MANAGE THEIR FINANCES AND REPAY THEIR DEBTS. |
| IRS990/DescribedInSection501c3Ind | 0 | 1 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DoingBusinessAsName/BusinessNameLine1Txt | 0 | CCCS OF THE BH AND ACCE |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 0 |
| IRS990/EmployeeCnt | 0 | 12 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/EngagedInExcessBenefitTransInd | 0 | 0 |
| IRS990/EscrowAccountLiabilityGrp/BOYAmt | 0 | 958 |
| IRS990/EscrowAccountLiabilityGrp/EOYAmt | 0 | 44 |
| IRS990/ExpenseAmt | 0 | 355415 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 1 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FederatedCampaignsAmt | 0 | 40643 |
| IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt | 0 | 10229 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 10229 |
| IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt | 0 | 530 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 530 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 36107 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 36107 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 50.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 11 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 12 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 4800 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | PATTY HOGAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | LANA GRIENCEWIC |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | RICK BRADY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | ANGIE EINERWOLD MORTIMER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | DEBBIE GATES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | DAVE MORTIMER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | TODD SCHWEIGER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | DAVE SEMERAD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | DENNIS WHETZAL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | DAPHNE PEREZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | COREY WEBER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | DEEANN DIETRICH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | TODD EDDY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | BONNIE SPAIN |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 74863 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | VICE CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | CEO |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1974 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 13 |
| IRS990/GovernmentGrantsAmt | 0 | 180671 |
| IRS990/GrantAmt | 0 | 7500 |
| IRS990/GrantsToDomesticIndividualsGrp/ProgramServicesAmt | 0 | 7500 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 7500 |
| IRS990/GrantsToIndividualsInd | 0 | 1 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 604193 |
| IRS990/GrossSalesOfInventoryAmt | 0 | 153889 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 1 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 1 |
| IRS990/IndependentVotingMemberCnt | 0 | 12 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 2961 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 12621 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 15582 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 5 |
| IRS990/InterestGrp/TotalAmt | 0 | 5 |
| IRS990/InventoriesForSaleOrUseGrp/BOYAmt | 0 | 23595 |
| IRS990/InventoriesForSaleOrUseGrp/EOYAmt | 0 | 10715 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 2829 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 2829 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 1 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 192084 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 930176 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 919898 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1111982 |
| IRS990/LegalDomicileStateCd | 0 | SD |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LobbyingActivitiesInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 0 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | RUSHMORE CONSUMER CREDIT RESOURCE CENTER'S MISSION IS IMPROVING FINANCIAL STABILITY THROUGH EDUCATION FOR A LIFETIME OF FINANCIAL WELL-BEING. RUSHMORE CONSUMER CREDIT RESOURCE CENTER HAS TWO DIVISIONS: CONSUMER CREDIT COUNSELING SERVICE OF THE BLACK HILLS AND THE AMERICAN CENTER FOR CREDIT EDUCATION |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 267936 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 274304 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 1210801 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 1150313 |
| IRS990/NetIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt | 0 | 134395 |
| IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 134395 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 7071 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 47414 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 54485 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 4122 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 32818 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 36940 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrganizationFollowsSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 2731 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 159 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 3753 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 16002 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 19755 |
| IRS990/OtherExpensesGrp/Desc | 0 | BAD PLEDGE/DEBT |
| IRS990/OtherExpensesGrp/Desc | 1 | TAXES |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 461 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 442 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 461 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 442 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 900099 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 1 | 900099 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | INSURANCE PROCEEDS |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | MISCELLANEOUS |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 24043 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | 1313 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 24043 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 1313 |
| IRS990/OtherRevenueTotalAmt | 0 | 25356 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 55555 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 229341 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 284896 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 6305 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 26300 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 32605 |
| IRS990/PledgesAndGrantsReceivableGrp/BOYAmt | 0 | 38956 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 24168 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 1126 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 1268 |
| IRS990/PrincipalOfficerNm | 0 | BONNIE SPAIN |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 900099 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | DMP & OTHER SERVICES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 175740 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 175740 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | THE AMERICAN CENTER FOR CREDIT EDUCATION'S MISSION IS PROVIDING FINANCIAL EDUCATION AND COUNSELING PROGRAMS THAT ASSIST INDIVIDUALS AND FAMILIES TO MANAGE FINANCIAL RESOURCES. WE DEVELOP AND PUBLISH FINANCIAL EDUCATION PROGRAMS INCLUDING CHECKWISE, CREDIT WHEN CREDIT IS DUE, MAKE YOUR MOVE: A GUIDE TO HOMEOWNERSHIP, START RIGHT: BUILD YOUR OWN BUSINESS, MONEY & FAITH IN MOTION, MONEY IN MOTION, COUNSELING IN MOTION BK EDITION, AND REBUILDING AFTER BANKRUPTCY. WE HAVE DISTRIBUTED OVER 1,696,608 FINANCIAL LITERACY PROGRAMS ACROSS THE NATION. IN SOUTH DAKOTA, WE PROVIDED OUR FINANCIAL LITERACY PROGRAMS FOR AREA CLIENTS, HIGH SCHOOLS, UNIVERSITIES, NON-PROFIT ORGANIZATIONS, THE MILITARY, EMPLOYERS, CORRECTIONAL FACILITIES, JOB TRAINING, RESERVATIONS, GOVERNMENT AGENCIES AND MORE REACHING 1,652 INDIVDIUALS. |
| IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt | 0 | 176707 |
| IRS990/ProgSrvcAccomActy2Grp/RevenueAmt | 0 | 158438 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 225446 |
| IRS990/PYExcessBenefitTransInd | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 2652 |
| IRS990/PYOtherExpensesAmt | 0 | 240078 |
| IRS990/PYOtherRevenueAmt | 0 | 173867 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 182538 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -60392 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 404817 |
| IRS990/PYTotalExpensesAmt | 0 | 644895 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 584503 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -60488 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 0 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RevenueAmt | 0 | 177053 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 412234 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 417648 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 246379 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt | 0 | 225446 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 304342 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 254646 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 284388 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 1315201 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt | 0 | 2829 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt | 0 | 2652 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 1976 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 3240 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 5070 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt | 0 | 15767 |
| IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt | 0 | 2505336 |
| IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt | 0 | 25356 |
| IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt | 0 | 554 |
| IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 2123 |
| IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 1973 |
| IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 1952 |
| IRS990ScheduleA/OtherIncome170Grp/TotalAmt | 0 | 31958 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 0.96500 |
| IRS990ScheduleA/PublicSupportPY170Pct | 0 | 0.97870 |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 1315201 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind | 0 | X |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt | 0 | 246379 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt | 0 | 225446 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 304342 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 254646 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 284388 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 1315201 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 1362926 |
| IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt | 0 | RESTRICTED |
| IRS990/ScheduleBRequiredInd | 0 | 1 |
| IRS990ScheduleD/AgentTrusteeEtcInd | 0 | 0 |
| IRS990ScheduleD/BeginningBalanceAmt | 0 | 958 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 607600 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 112500 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 720100 |
| IRS990ScheduleD/DistributionsDuringYearAmt | 0 | 958 |
| IRS990ScheduleD/EndingBalanceAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 20287 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 71108 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 91395 |
| IRS990ScheduleD/ExpensesNotReportedAmt | 0 | 19494 |
| IRS990ScheduleD/ExpensesNotRptFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 645187 |
| IRS990ScheduleD/ExplanationProvidedInd | 0 | X |
| IRS990ScheduleD/FootnoteTextInd | 0 | X |
| IRS990ScheduleD/InclEscrowCustodialAcctLiabInd | 0 | 1 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 279900 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 279900 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 12111 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 8476 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 20587 |
| IRS990ScheduleD/OtherExpensesIncludedAmt | 0 | 19494 |
| IRS990ScheduleD/OtherRevenuesNotIncludedAmt | 0 | -19494 |
| IRS990ScheduleD/RevenueNotReportedAmt | 0 | 0 |
| IRS990ScheduleD/RevenueNotReportedFinclStmtAmt | 0 | -19494 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 604193 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | AMOUNTS HELD FOR OTHERS WERE THE AMOUNTS HELD FOR BANK ON RAPID CITY, A COMMUNITY-WIDE PROGRAM. PARTICIPATING FINANCIAL INSTITUTIONS FOR BANK ON RAPID CITY MADE CONTRIBUTIONS TO SUPPORT OUTREACH EFFORTS. BANK ON RAPID CITY'S GOAL WAS TO HELP THE UNBANKED AND UNDERBANKED DEVELOP A RELATIONSHIP WITH A FINANCIAL INSTITUTION. HAVING AN ACCOUNT WITH A FINANCIAL INSTITUTION IS A BUILDING BLOCK TO FINANCIAL STABILITY. THE BANK ON RAPID CITY PROGRAM WAS CLOSED DURING 2015. THE FINANCIAL INSTITUTIONS DIRECTED THE REMAINING FUNDS TO BE USED FOR CONSUMER CREDIT COUNSELING SERVICES COUNSELING AND EDUCATION. |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 1 | AS OF DECEMBER 31, 2015, THE ORGANIZATION HAD NO UNCERTAIN TAX POSITIONS THAT QUALIFY FOR EITHER RECOGNITION OR DISCLOSURE IN THE FINANCIAL STATEMENTS. THE ORGANIZATION IS NO LONGER SUBJECT TO FEDERAL AND STATE INCOME TAX EXAMINATIONS BY TAXING AUTHORITIES FOR YEARS BEFORE 2012. INTEREST AND PENALTIES ASSESSED BY INCOME TAXING AUTHORITIES, IF ANY, ARE INCLUDED IN INTEREST EXPENSE. |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 2 | COST OF SALES NETTED AGAINST REVENUES -19,494. |
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Displayed year
2015 • Form 990Detailed filing. Detailed filing data is available for this year.