Civic Intelligence

Ferrari Owners Club

990EZ • Fiscal year 2017 • EIN 23-7304497

Jan 01, 2017 to Dec 31, 2017 • Filed on May 16, 2018

Organization ProfileWWW.FERRARIOWNERSCLUB.ORG
PO Box 3671Granada Hills, CA 91394

(909) 376-0646

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

63rd percentile

0.01x

Higher debt load relative to assets than 63% of similar nonprofits.

2017 filings • 501(c)7 • <$500k nonprofits • Source year 2017

Liabilities / Revenue

69th percentile

0.04x

Higher debt load relative to revenue than 69% of similar nonprofits.

2017 filings • 501(c)7 • <$500k nonprofits • Source year 2017

Net Margin

12th percentile

-16%

Higher net margin than 12% of similar nonprofits.

2017 filings • 501(c)7 • <$500k nonprofits • Source year 2017

Top Officer Pay

93rd percentile

$0

Higher top officer pay than 93% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2017 filings • 501(c)7 • <$500k nonprofits • Source year 2017

Asset Growth

27th percentile

-5.9%

Faster asset growth than 27% of similar nonprofits.

2017 filings • 501(c)7 • <$500k nonprofits • Annualized from 2016 to 2017

Revenue Growth

42nd percentile

-1.7%

Faster revenue growth than 42% of similar nonprofits.

2017 filings • 501(c)7 • <$500k nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets63rd percentile

Assets

Down

$150,863

Down $9,473 (-5.9%) from 2016

Net Assets

Down

$148,963

Down $8,009 (-5.1%) from 2016

Liabilities

Down

$1,900

Down $1,464 (-44%) from 2016

Revenue And Expenses
Liabilities / Revenue69th percentileNet Margin12th percentile

Revenue

Down

$49,033

Down $842 (-1.7%) from 2016

Expenses

Up

$57,042

Up $1,543 (+2.8%) from 2016

Net Income

Down

-$8,009

Down $2,385 (-42%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth27th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300K$200K$100K$0Assets 2011: $92,905Liabilities 2011: $0Net Assets 2011: $92,9052011Assets 2012: $112,744Liabilities 2012: $3,658Net Assets 2012: $109,0862012Assets 2013: $139,244Liabilities 2013: $1,953Net Assets 2013: $137,2912013Assets 2014: $157,617Liabilities 2014: $4,218Net Assets 2014: $153,3992014Assets 2015: $164,088Liabilities 2015: $1,492Net Assets 2015: $162,5962015Assets 2016: $160,336Liabilities 2016: $3,364Net Assets 2016: $156,9722016Assets 2017: $150,863Liabilities 2017: $1,900Net Assets 2017: $148,9632017Assets 2018: $148,572Liabilities 2018: $1,878Net Assets 2018: $146,6942018Assets 2019: $149,194Liabilities 2019: $1,827Net Assets 2019: $147,3672019Assets 2020: $146,243Liabilities 2020: $20Net Assets 2020: $146,2232020Assets 2021: $145,708Net Assets 2021: $145,7082021Assets 2022: $144,104Net Assets 2022: $144,1042022Assets 2023: $168,602Net Assets 2023: $168,6022023Assets 2024: $202,465Liabilities 2024: $20,096Net Assets 2024: $182,3692024Assets 2025: $211,809Liabilities 2025: $2,534Net Assets 2025: $209,2752025

Highlighted filing

2017

Assets$150,863
Liabilities$1,900
Net Assets$148,963
Open 2017 Filing

Operations Trend

Revenue Growth42nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KExpenses 2011: $62,9802011Expenses 2012: $71,7802012Revenue 2013: $85,366Expenses 2013: $57,161Net Income 2013: $28,2052013Revenue 2014: $77,612Expenses 2014: $61,504Net Income 2014: $16,1082014Revenue 2015: $67,371Expenses 2015: $58,174Net Income 2015: $9,1972015Revenue 2016: $49,875Expenses 2016: $55,499Net Income 2016: -$5,6242016Revenue 2017: $49,033Expenses 2017: $57,042Net Income 2017: -$8,0092017Revenue 2018: $52,700Expenses 2018: $54,969Net Income 2018: -$2,2692018Revenue 2019: $54,383Expenses 2019: $53,710Net Income 2019: $6732019Revenue 2020: $47,928Expenses 2020: $49,072Net Income 2020: -$1,1442020Revenue 2021: $52,303Expenses 2021: $52,818Net Income 2021: -$5152021Revenue 2022: $74,672Expenses 2022: $76,276Net Income 2022: -$1,6042022Revenue 2023: $108,017Expenses 2023: $83,519Net Income 2023: $24,4982023Revenue 2024: $114,880Expenses 2024: $101,113Net Income 2024: $13,7672024Revenue 2025: $119,881Expenses 2025: $92,975Net Income 2025: $26,9062025

Highlighted filing

2017

Revenue$49,033
Expenses$57,042
Net Income-$8,009
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
May 16, 2018
Return Version
2017v2.2
Gross Receipts
$67,164
Mission and Program Overview

Mission

Support of farrari car club members

Ferrari owners club brings together ferrari enthusiasts worldwide

Program Services

DescriptionGrantsExpenses
MONTHLY MAGAZINE AND ADMINISTRATIVE EXPENSES TO RUN CAR CLUB--
Compensation and Service Providers
Top Officer Pay93rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
RICHARD ADAMSChairman-$0--
MICHAEL GREENWALDPresident-$0--
CAROLYN SLEDGE WARDVice President-$0--
ROBERT DE PIETROSecretary-$0--
MICHAEL LOWENSTAMTreasurer-$0--
JOHN CANNIZZODirector-$0--
DENISE WOLEBENDirector-$0--
DAUNN LOMONACODirector-$0--
JOHN ADKINSDirector-$0--
DIANE LEDirector-$0--
JIM HUNTERDirector-$0--
Filing and Contact Details

Filer

Filer Name
Ferrari Owners Club
EIN
23-7304497
Phone
9093760646
Address
PO BOX 3671, GRANADA HILLS, CA 91394

Signing Officer

Name
Michael Greenwald
Title
President
Signed
2018-05-16
Discuss with paid preparer
Yes

Preparer

Firm
Stern Kory Sreden & Morgan AAC
Address
24961 The Old Road 2nd Floor, Stevenson Ranch, CA 91381
Preparer
Ronald D Morgan CPA
Phone
6612861040
Supplemental Narrative

Additional Explanations

Other Expenses.1012

“Insurance $1940”

Other Expenses.1

“NEWSLETTER EDITOR $16500”

Other Expenses.4

“REGIONAL REBATES $5281”

Other Expenses.5

“TELECOMMUNICATIONS $3038”

Other Expenses.6

“Conference convention meeting $2269”

Other Expenses.7

“OUTSIDE SERVICE $1883”

Other Expenses.8

“SUPPLIES $1818”

Other Expenses.9

“Bank & credit card fees $970”

Other Expenses.10

“BEG R/E DIFF $790”

Other Expenses.11

“TAX & LICENSE $449”

Other Expenses.12

“BADGES $106”

Other Assets.1010

“Inventories - Beginning $2940 Inventories - Ending $3774”

Total Liabilities.1

“CREDIT CARD PAYABLE - Beginning $3364 CREDIT CARD PAYABLE - Ending $1900”

Raw XML Appendix163 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0MICHAEL GREENWALD
IRS990EZ/BooksInCareOfDetail/PhoneNum08183680096
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 3671
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0GRANADA HILLS
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd091394
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0157396
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0147089
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/CostOfGoodsSoldAmt012178
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-8009
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0845
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form720FiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0160336
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0150863
IRS990EZ/FundraisingGrossIncomeAmt06763
IRS990EZ/GrossProfitLossSlsOfInvntryAmt0-6551
IRS990EZ/GrossReceiptsAmt067164
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/GrossSalesOfInventoryAmt05627
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/InvestmentIncomeAmt0484
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt054290
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0156972
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0148963
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0156972
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0148963
IRS990EZ/OccupancyRentUtltsAndMaintAmt0720
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0RICHARD ADAMS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1MICHAEL GREENWALD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2CAROLYN SLEDGE WARD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3ROBERT DE PIETRO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4MICHAEL LOWENSTAM
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5JOHN CANNIZZO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6DENISE WOLEBEN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7DAUNN LOMONACO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8JOHN ADKINS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9DIANE LE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10JIM HUNTER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Chairman
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10Director
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationFiled990TInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt02940
IRS990EZ/OtherAssetsTotalDetail/EOYAmt03774
IRS990EZ/OtherExpensesTotalAmt035044
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0FERRARI OWNERS CLUB BRINGS TOGETHER FERRARI ENTHUSIASTS WORLDWIDE
IRS990EZ/PrintingPublicationsPostageAmt020433
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0MONTHLY MAGAZINE AND ADMINISTRATIVE EXPENSES TO RUN CAR CLUB
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt05953
IRS990EZ/SpecialEventsNetIncomeLossAmt0810
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0CA
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt03364
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt01900
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt057042
IRS990EZ/TotalRevenueAmt049033
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.FERRARIOWNERSCLUB.ORG
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Insurance $1940
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1NEWSLETTER EDITOR $16500
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2REGIONAL REBATES $5281
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3TELECOMMUNICATIONS $3038
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4CONFERENCE CONVENTION MEETING $2269
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5OUTSIDE SERVICE $1883
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6SUPPLIES $1818
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7BANK & CREDIT CARD FEES $970
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8BEG R/E DIFF $790
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9TAX & LICENSE $449
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10BADGES $106
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11Inventories - Beginning $2940 Inventories - Ending $3774
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12CREDIT CARD PAYABLE - Beginning $3364 CREDIT CARD PAYABLE - Ending $1900
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1012
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.4
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Expenses.5
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other Expenses.6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Other Expenses.7
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Other Expenses.8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Other Expenses.9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Other Expenses.10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Other Expenses.11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Other Expenses.12
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Other Assets.1010
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Total Liabilities.1
ReturnHeader/BuildTS02018-06-14 16:35:46Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0MICHAEL GREENWALD
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/SignatureDt02018-05-16
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0FERRARI OWNERS CLUB
ReturnHeader/Filer/BusinessNameControlTxt0FERR
ReturnHeader/Filer/EIN0237304497
ReturnHeader/Filer/PhoneNum09093760646
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 3671
ReturnHeader/Filer/USAddress/CityNm0GRANADA HILLS
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
ReturnHeader/Filer/USAddress/ZIPCd091394
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0954509583
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Stern Kory Sreden & Morgan AAC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt024961 The Old Road 2nd Floor
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Stevenson Ranch
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd091381
ReturnHeader/PreparerPersonGrp/PhoneNum06612861040
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0RONALD D MORGAN CPA
ReturnHeader/ReturnTs02018-05-16T14:58:03-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02017-01-01
ReturnHeader/TaxPeriodEndDt02017-12-31
ReturnHeader/TaxYr02017

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2017 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$150,863
Liabilities
$1,900
Net assets
$148,963
Revenue
$49,033
Expenses
$57,042
Net income
-$8,009
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$2.12$0.03$2.09$1.20$0.93$0.27
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.02$0.20$1.82$1.15$1.01$0.14
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.69$1.69$1.08$0.84$0.24
2022Detailed filing. Detailed filing data is available for this year.$1.44$1.44$0.75$0.76$0.02
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.46$1.46$0.52$0.53$0.01
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.46$0.00$1.46$0.48$0.49$0.01
2019Detailed filing. Detailed filing data is available for this year.$1.49$0.02$1.47$0.54$0.54$0.01
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.49$0.02$1.47$0.53$0.55$0.02
2017Detailed filing. Detailed filing data is available for this year.$1.51$0.02$1.49$0.49$0.57$0.08
2016Detailed filing. Detailed filing data is available for this year.$1.60$0.03$1.57$0.50$0.55$0.06
2015Detailed filing. Detailed filing data is available for this year.$1.64$0.01$1.63$0.67$0.58$0.09
2014Detailed filing. Detailed filing data is available for this year.$1.58$0.04$1.53$0.78$0.62$0.16
2013XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.39$0.02$1.37$0.85$0.57$0.28
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.13$0.04$1.09$0.72
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.93$0.00$0.93$0.63