Civic Intelligence

Three Lakes Waterfront Association

990EZ • Fiscal year 2025 • EIN 23-7303472

Jan 01, 2025 to Dec 31, 2025

PO Box 145Three Lakes, WI 54562

(414) 587-3355

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

73rd percentile

0.02x

Higher debt load relative to assets than 73% of similar nonprofits.

2025 filings • 501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

76th percentile

0.02x

Higher debt load relative to revenue than 76% of similar nonprofits.

2025 filings • 501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

22nd percentile

-13%

Higher net margin than 22% of similar nonprofits.

2025 filings • 501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

82nd percentile

$0

Higher top officer pay than 82% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2025 filings • 501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

31st percentile

-9.0%

Faster asset growth than 31% of similar nonprofits.

2025 filings • 501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

76th percentile

27%

Faster revenue growth than 76% of similar nonprofits.

2025 filings • 501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Assets

Down

$181,728

Down $18,009 (-9.0%) from 2024

Net Assets

Down

$178,599

Down $21,138 (-11%) from 2024

Liabilities

Up

$3,130

Up $3,130 from 2024

Revenue

Up

$135,517

Up $28,558 (+27%) from 2024

Expenses

Up

$153,655

Up $33,725 (+28%) from 2024

Net Income

Down

-$18,138

Down $5,167 (-40%) from 2024

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300K$200K$100K$0Assets 2022: $221,061Liabilities 2022: $0Net Assets 2022: $221,0612022Assets 2023: $212,692Liabilities 2023: $0Net Assets 2023: $212,6922023Assets 2024: $199,737Liabilities 2024: $0Net Assets 2024: $199,7372024Assets 2025: $181,728Liabilities 2025: $3,130Net Assets 2025: $178,5992025

Highlighted filing

2025

Assets$181,728
Liabilities$3,130
Net Assets$178,599

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$150K$100K$50K$0-$50KRevenue 2022: $69,037Expenses 2022: $58,879Net Income 2022: $10,1582022Revenue 2023: $85,257Expenses 2023: $101,276Net Income 2023: -$16,0192023Revenue 2024: $106,959Expenses 2024: $119,930Net Income 2024: -$12,9712024Revenue 2025: $135,517Expenses 2025: $153,655Net Income 2025: -$18,1382025

Highlighted filing

2025

Revenue$135,517
Expenses$153,655
Net Income-$18,138
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Apr 20, 2026
Return Version
2025v4.1
Gross Receipts
$141,585
Mission and Program Overview

Mission

Preserve inland waters, watersheds and ecosystems

Program Services

DescriptionGrantsExpenses
Water quality assessment and treatment$108,181$108,181
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
EDWARD JACOBSENSecretary-$0--
LYNN ZIBELLVice Pesident-$0--
ROBERT AGENDirector-$0--
ED COTTINGHAMDirector-$0--
LORETTA GRIFFINDirector-$0--
PAUL MATTHIAEDirector-$0--
JOHN RAYDirector-$0--
NORRIS ROSSDirector-$0--
DAVE WHEELERDirecror-$0--
PAUL WUSSOWDirector-$0--
FRED KNOCHPresident-$0--
KEN RADERTreasurer-$0--
GARY WALLESVERDDirector-$0--
GARY MASTALISHDirector-$0--
KELLY WRANOSKYDirector-$0--
Filing and Contact Details

Filer

Filer Name
Three Lakes Waterfront Association
EIN
23-7303472
In Care Of
% Ken Rader
Phone
4145873355
Address
PO Box 145, Three Lakes, WI 54562

Signing Officer

Name
Ken Rader
Title
Treasurer
Phone
4145873355
Signed
2026-04-20
Supplemental Narrative

Additional Explanations

Part I Line 10

Grants and other assistance to domestic organizations and governments $700.00

Part I Line 16

Other office expenses $5052.00

Part I Line 16

Insurance $5178.00

Part I Line 16

Program Expenses $135116.00

Part I Line 16

Fees & Licenses $1412.00

Part II Line 24

Inventories for sale or use. Beginning:$0.00 Ending: $1278.00

Part II Line 26

Accounts payable and accrued expenses. Beginning:$3000.00 Ending: $3130.00

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Grants and other assistance to domestic organizations and governments $700.00
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ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0KEN RADER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum04145873355
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-04-20
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Three Lakes Waterfront Association
ReturnHeader/Filer/BusinessNameControlTxt0THRE
ReturnHeader/Filer/EIN0237303472
ReturnHeader/Filer/InCareOfNm0% Ken Rader
ReturnHeader/Filer/PhoneNum04145873355
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 145
ReturnHeader/Filer/USAddress/CityNm0Three Lakes
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WI
ReturnHeader/Filer/USAddress/ZIPCd054562
ReturnHeader/ReturnTs02026-04-17T13:07:13-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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