Gulf Trust Credit Union

990 • Fiscal year 2012 • EIN 23-7268612

Jan 01, 2012 to Dec 31, 2012 • Filed on May 07, 2013

Organization Profile www.gulftrustcu.org

2533 Denny Ave39567

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

0.87x

Higher debt load relative to assets than 40% of similar nonprofits.

2012 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2012

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

No value available

This filing does not contain officer compensation rows.

Source year 2012

4.2%

Faster asset growth than 53% of similar nonprofits.

2012 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2011 to 2012

No value available

No valid filing value is available for this score.

Balance Sheet

Liabilities / Assets40th percentile

Assets

$25,298,362

Up $1,018,594 (+4.2%) from 2011

Net Assets

$3,300,255

Up $177,729 (+5.7%) from 2011

Liabilities

$21,998,107

Up $840,865 (+4.0%) from 2011

Revenue And Expenses

Liabilities / RevenueScore unavailable Net MarginScore unavailable

Revenue

No earlier filing loaded for comparison.

Expenses

Down

$1,317,747

Down $50,048 (-3.7%) from 2011

Net Income

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth53rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

Highlighted filing

2012

Assets$25,298,362

Liabilities$21,998,107

Net Assets$3,300,255

Open 2012 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

Highlighted filing

2012

Revenue-

Expenses$1,317,747

Net Income-

Open 2012 Filing

Jump To

Filing Snapshot

Filing Period: Jan 1, 2012 to Dec 31, 2012
Signed: May 7, 2013
Return Version: 2012v2.0
Gross Receipts: $1,495,476

Mission and Program Overview

Mission

providing economically priced financial products and services to it's members

Major Activities

Activity 2: Interest on loans made to members loan fees loan losses
Activity 3: All other income and expenses that serve both program services above investment salaries building insurance audits etc.

Filing and Contact Details

Filer

EIN: 23-7268612

Raw XML Appendix376 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/GeneralExplanation/Explanation	0	PART VI 9 RANDY SANDERS 3721 QUINN DR PASCAGOULA MS 39581 RAY BARBOUR JR 2710 CASCADE COURT MOBILE AL ALTON DELANCEY 3655 LACHENE PLACE MOSS POINT MS 39563 JAMES RONALD CAULEY 12670 OLD PASCAGOULA RD GRAND BAY AL 36541 RICHARD MICHAEL SAUCIER 2106 POINCIANA GAUTIER MS 39553 LINDA HYLAND 4920 FORDHAM DR GAUTIER MS 39553 WILLIAM C EHLERS 4212 DANTZLER ST MOSS POINT MS 39563 PART VI 12- INSIDER LOANS AND SHARE TRANSACTIONS ARE REVIEWED BY AN INDEPENDENT AUDITOR ENGAGED BY THE SUPERVISORY COMMITTEE ANNUALLY PART VI 15 - EACH JOB DESCRIPTION CONTAINS A SALARY RANGE USING THE CREDIT UNION NATIONAL ASSOC STAFF SALARY SURVEY 2012-2013 AND THE CREDIT UNION RESOURCES INC. 2012 COMPENSATION SURVEY FOR LOUISIANA AND MISSISSIPPI PART VI 19- FINANCIAL STATEMENTS ARE POSTED EACH MONTH ON THE BULLETIN BOARD IN BOTH OFFICES. GOVERNING DOCUMENTS ARE AVAILABLE TO MEMBERS UPON REQUEST. END OF YEAR BOARD OF DIRECTORS AND COMMITTEE REPORTS ARE AVAILABLE IN PRINTED FORM AT THE ANNUAL MEETING OF THE MEMBERSHIP.
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ReturnHeader/BuildTS	0	2016-02-25 16:41:14Z
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ReturnHeader/Officer/Title	0	GEN MGR
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ReturnHeader/TaxPeriodBeginDate	0	2012-01-01
ReturnHeader/TaxPeriodEndDate	0	2012-12-31
ReturnHeader/TaxYear	0	2012
ReturnHeader/Timestamp	0	2013-05-07T18:55:00-06:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing

Assets: $25,298,362
Liabilities: $21,998,107
Net assets: $3,300,255
Revenue: -
Expenses: $1,317,747
Net income: -

	Balance Sheet			Operations
Year	Assets	Liabilities	Net Assets	Revenue	Expenses	Net Income
2017Detailed filing. Detailed filing data is available for this year.	$25.9	$22.1	$3.79	$1.48	$1.35	$0.13
2014Detailed filing. Detailed filing data is available for this year.	$24.8	$21.4	$3.42	$1.29	$1.27	$0.02
2013Detailed filing. Detailed filing data is available for this year.	$24.8	$21.4	$3.39	$1.37	$1.25	$0.11
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.	$25.3	$22.0	$3.30		$1.32
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.	$24.3	$21.2	$3.12		$1.37
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.	$23.9	$20.9	$3.03		$1.59