Civic Intelligence

American Postal Workers Union

990EZ • Fiscal year 2023 • EIN 23-7256004

Jan 01, 2023 to Dec 31, 2023 • Filed on May 12, 2024

Organization ProfileN A
2970 S 9th St Ste 4Kalamazoo, MI 49009-9451

(269) 353-5625

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on this filing.

Source year 2023

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2023

Net Margin

12th percentile

-24%

Higher net margin than 12% of similar nonprofits.

2023 filings • 501(c)5 • <$500k nonprofits • Source year 2023

Top Officer Pay

88th percentile

$23,235

Higher top officer pay than 88% of similar nonprofits.

Top officer pay equals 30.2% of source-year revenue.

2023 filings • 501(c)5 • <$500k nonprofits • Source year 2023

Asset Growth

12th percentile

-19%

Faster asset growth than 12% of similar nonprofits.

2023 filings • 501(c)5 • <$500k nonprofits • Annualized from 2022 to 2023

Revenue Growth

76th percentile

15%

Faster revenue growth than 76% of similar nonprofits.

2023 filings • 501(c)5 • <$500k nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$78,652

Down $18,319 (-19%) from 2022

Net Assets

Down

$78,652

Down $18,319 (-19%) from 2022

Liabilities

-

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / RevenueScore unavailableNet Margin12th percentile

Revenue

Up

$76,840

Up $10,252 (+15%) from 2022

Expenses

Up

$95,159

Up $19,425 (+26%) from 2022

Net Income

Down

-$18,319

Down $9,173 (-100%) from 2022

Historical Trend

Balance Sheet Trend

Asset Growth12th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2021: $106,117Net Assets 2021: $106,1172021Assets 2022: $96,971Liabilities 2022: $0Net Assets 2022: $96,9712022Assets 2023: $78,652Net Assets 2023: $78,6522023Assets 2024: $87,349Net Assets 2024: $87,3492024

Highlighted filing

2023

Assets$78,652
Liabilities-
Net Assets$78,652
Open 2023 Filing

Operations Trend

Revenue Growth76th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$100K$50K$0-$50KRevenue 2021: $67,430Expenses 2021: $69,344Net Income 2021: -$1,9142021Revenue 2022: $66,588Expenses 2022: $75,734Net Income 2022: -$9,1462022Revenue 2023: $76,840Expenses 2023: $95,159Net Income 2023: -$18,3192023Revenue 2024: $75,677Expenses 2024: $66,980Net Income 2024: $8,6972024

Highlighted filing

2023

Revenue$76,840
Expenses$95,159
Net Income-$18,319
Open 2023 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2023 to Dec 31, 2023
Signed
May 12, 2024
Return Version
2023v5.0
Gross Receipts
$76,840
Mission and Program Overview

Mission

Representapwupostalworkersinthegrievanceprocedure

See Schedule O

Program Services

DescriptionGrantsExpenses
OFFICERS AND STEWARDS ATTEND CONFERENCES CONVENTIONS AND TRAINING TP ACQUIRE KNOWLEDGE AND SKILLS REQUIRED TO REPRESENT APPROX 200 EMPLOYEES THROUGOUT SW MICHIGAN IN THE GRIEVANCE PROCESS$0$0
AN OFFICE IS MAINTAINED TO CONDUCT BUSINESS MEETINGS AND STORE FINANCIAL RECORDS AND RECORDS PERTAINING TO THE GRIEVANCE PROCEDURE AS WELL AS TO CONDUCT MEMBERSHIP MEETINGS$0$0
PUBLICATIONS ARE SENT OUT TO APPROX 142 MEMBERS UP TO 4 TIMES PER YEAR TO INFORM OF CURRENT EVENTS RELATING TO THE UNION$0$0
Compensation and Service Providers
Top Officer Pay88th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
RANDY BARNESPresidentPT$17,705$5,530$23,235
TOM LOTHAMERLocal Business AgentPT$18,972$3,663$22,635
MIKE ALLEYSecretary-TreasurerPT$9,730$4,549$14,279
LARRY RAYMANVice PresidentPT$10,925$11$10,936
SHELDEEN QUIOCHO-VESTALTrustee-Steward-$946$440$1,386
MINDY SINCLERAlt Steward-$608$495$1,103
JAN WEYRICKEditor-$1,000-$1,000
HEIDI MULLINTrustee-$100-$100
DUSTIN BUNKERMotor Veh Director-$0--
PATTI WINTERSClerk Craft Director-$0--
GARY SLACKMaint Craft Director-$0--
Filing and Contact Details

Filer

Filer Name
American Postal Workers Union
EIN
23-7256004
In Care Of
% Michael Alley
Address
2970 S 9TH ST STE 4, KALAMAZOO, MI 49009-9451

Signing Officer

Name
Michael ALLEY
Title
Secretary Treasurer
Signed
2024-05-12
Supplemental Narrative

Additional Explanations

Part I, line 8

“| Other Revenues:, Amount:| SEE SCHEDULE O, $3157|”

Part I, line 10

“| Grants And Similar Amounts Paid:, Amount:| SEE SCHEDULE O, $0|”

Part I, line 16

“| Other Expenses:, Amount:| SEE SCHEDULE0 O, $6574|”

Part I, line 20

“| Explanation:, Amount:| SEE SCHEDULE O, $0|”

Part I, Line 8

“| Explanation:| APWU INS. INCENTIVE $550 CONTRIBUTIONS RECD $2200 BANK INTEREST $7 QUICKBOOKS REFUND FROM 2022 FOR 2023 UPGRADE $400”

Part I, Line 10

“| Explanation:| NONE”

Part I, Line 16

“| Explanation:| QUICKBOOKS SUBSCRIPTION $558 INSURANCE $845 OFFICE SUPPLIES $61 PER CAPITA DUES $3415 STEWARD DUES REBATE $440 CONFERENCE REGISTRATIONS $1105 OFFICE EXPENSE $150”

Part I, Line 20

“| Explanation:| NONE”

Part III, General

“| Explanation:| SEE SCHEDULE O”

Raw XML Appendix172 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BenefitsPaidToOrForMembersAmt0120
IRS990EZ/BooksInCareOfDetail/PersonNm0MICHAEL ALLEY
IRS990EZ/BooksInCareOfDetail/PhoneNum02693535625
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt02970 S 9TH ST
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine2Txt0STE 4
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0KALAMAZOO
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd0490099451
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt096971
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt078652
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-18319
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt01742
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt096971
IRS990EZ/Form990TotalAssetsGrp/EOYAmt078652
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt076840
IRS990EZ/GroupExemptionNum02474
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt073683
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt096971
IRS990EZ/NetAssetsOrFundBalancesEOYAmt078652
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt096971
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt078652
IRS990EZ/OccupancyRentUtltsAndMaintAmt08626
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt011
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt17
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt25
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt38
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt50.75
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt70.5
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt017705
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt110925
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt29730
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt318972
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt41000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt5946
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt6100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt7608
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt05530
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt111
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt24549
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt33663
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt5440
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt7495
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0RANDY BARNES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1LARRY RAYMAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2MIKE ALLEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3TOM LOTHAMER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4JAN WEYRICK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5SHELDEEN QUIOCHO-VESTAL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6HEIDI MULLIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7MINDY SINCLER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8DUSTIN BUNKER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9PATTI WINTERS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10GARY SLACK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY-TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3LOCAL BUSINESS AGENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4EDITOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5TRUSTEE-STEWARD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7ALT STEWARD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8MOTOR VEH DIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9CLERK CRAFT DIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10MAINT CRAFT DIR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt06574
IRS990EZ/OtherRevenueTotalAmt03157
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0See Schedule O
IRS990EZ/PrintingPublicationsPostageAmt0973
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0OFFICERS AND STEWARDS ATTEND CONFERENCES CONVENTIONS AND TRAINING TP ACQUIRE KNOWLEDGE AND SKILLS REQUIRED TO REPRESENT APPROX 200 EMPLOYEES THROUGOUT SW MICHIGAN IN THE GRIEVANCE PROCESS
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1AN OFFICE IS MAINTAINED TO CONDUCT BUSINESS MEETINGS AND STORE FINANCIAL RECORDS AND RECORDS PERTAINING TO THE GRIEVANCE PROCEDURE AS WELL AS TO CONDUCT MEMBERSHIP MEETINGS
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt2PUBLICATIONS ARE SENT OUT TO APPROX 142 MEMBERS UP TO 4 TIMES PER YEAR TO INFORM OF CURRENT EVENTS RELATING TO THE UNION
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt10
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt20
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt10
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt20
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt077124
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt095159
IRS990EZ/TotalRevenueAmt076840
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationOtherDesc0AMERICAN POSTAL WORKERS UNION
IRS990EZ/TypeOfOrganizationOtherInd0X
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0| Other Revenues:, Amount:| SEE SCHEDULE O, $3157|
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1| Grants And Similar Amounts Paid:, Amount:| SEE SCHEDULE O, $0|
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2| Other Expenses:, Amount:| SEE SCHEDULE0 O, $6574|
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3| Explanation:, Amount:| SEE SCHEDULE O, $0|
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4| Explanation:| APWU INS. INCENTIVE $550 CONTRIBUTIONS RECD $2200 BANK INTEREST $7 QUICKBOOKS REFUND FROM 2022 FOR 2023 UPGRADE $400
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5| Explanation:| NONE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6| Explanation:| QUICKBOOKS SUBSCRIPTION $558 INSURANCE $845 OFFICE SUPPLIES $61 PER CAPITA DUES $3415 STEWARD DUES REBATE $440 CONFERENCE REGISTRATIONS $1105 OFFICE EXPENSE $150
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7| Explanation:| NONE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8| Explanation:| SEE SCHEDULE O
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Part I, line 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Part I, line 10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Part I, line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Part I, line 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Part I, Line 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Part I, Line 10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Part I, Line 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Part III, General
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Michael ALLEY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0SECRETARY TREASURER
ReturnHeader/BusinessOfficerGrp/SignatureDt02024-05-12
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0AMERICAN POSTAL WORKERS UNION
ReturnHeader/Filer/BusinessNameControlTxt0AMER
ReturnHeader/Filer/EIN0237256004
ReturnHeader/Filer/ForeignPhoneNum02693535625
ReturnHeader/Filer/InCareOfNm0% Michael Alley
ReturnHeader/Filer/USAddress/AddressLine1Txt02970 S 9TH ST STE 4
ReturnHeader/Filer/USAddress/CityNm0KALAMAZOO
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd0490099451
ReturnHeader/ReturnTs02024-05-12T17:11:39-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02023-01-01
ReturnHeader/TaxPeriodEndDt02023-12-31
ReturnHeader/TaxYr02023

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2023 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$78,652
Liabilities
-
Net assets
$78,652
Revenue
$76,840
Expenses
$95,159
Net income
-$18,319
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.87$0.87$0.76$0.67$0.09
2023Detailed filing. Detailed filing data is available for this year.$0.79$0.79$0.77$0.95$0.18
2022Detailed filing. Detailed filing data is available for this year.$0.97$0.00$0.97$0.67$0.76$0.09
2021Detailed filing. Detailed filing data is available for this year.$1.06$1.06$0.67$0.69$0.02