Civic Intelligence

Credit Unions in the State of New Mexico

990 • Fiscal year 2019 • EIN 23-7253091

Jan 01, 2019 to Dec 31, 2019 • Filed on Mar 19, 2020

Organization ProfileWWW.CUBACREDITUNION.ORG

View Organization Page

PO Box 1660Cuba, NM 87013

(505) 289-3763

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

51st percentile

0.86x

Higher debt load relative to assets than 51% of similar nonprofits.

2019 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2019

Liabilities / Revenue

45th percentile

16.89x

Higher debt load relative to revenue than 45% of similar nonprofits.

2019 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2019

Net Margin

92nd percentile

29%

Higher net margin than 92% of similar nonprofits.

2019 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2019

Top Officer Pay

39th percentile

$69,195

Higher top officer pay than 39% of similar nonprofits.

Top officer pay equals 8.2% of source-year revenue.

2019 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2019

Asset Growth

77th percentile

5.3%

Faster asset growth than 77% of similar nonprofits.

2019 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2018 to 2019

Revenue Growth

76th percentile

10%

Faster revenue growth than 76% of similar nonprofits.

2019 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets51st percentile

Assets

Up

$16,683,870

Up $845,111 (+5.3%) from 2018

Net Assets

Up

$2,353,567

Up $244,609 (+12%) from 2018

Liabilities

Up

$14,330,303

Up $600,502 (+4.4%) from 2018

Revenue And Expenses
Liabilities / Revenue45th percentileNet Margin92nd percentile

Revenue

Up

$848,537

Up $79,235 (+10%) from 2018

Expenses

Up

$603,928

Up $9,651 (+1.6%) from 2018

Net Income

Up

$244,609

Up $69,584 (+40%) from 2018

Historical Trend

Balance Sheet Trend

Asset Growth77th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30M$20M$10M$0Assets 2010: $9,705,769Liabilities 2010: $8,313,205Net Assets 2010: $1,392,5642010Assets 2011: $10,389,685Liabilities 2011: $9,120,930Net Assets 2011: $1,268,7552011Assets 2012: $11,264,212Liabilities 2012: $9,766,704Net Assets 2012: $1,497,5082012Assets 2013: $11,756,811Liabilities 2013: $10,147,529Net Assets 2013: $1,609,2822013Assets 2014: $12,394,120Liabilities 2014: $10,667,602Net Assets 2014: $1,726,5182014Assets 2015: $13,503,574Liabilities 2015: $11,690,653Net Assets 2015: $1,812,9212015Assets 2016: $14,582,924Liabilities 2016: $12,728,686Net Assets 2016: $1,854,2382016Assets 2017: $15,841,216Liabilities 2017: $13,907,283Net Assets 2017: $1,933,9332017Assets 2018: $15,838,759Liabilities 2018: $13,729,801Net Assets 2018: $2,108,9582018Assets 2019: $16,683,870Liabilities 2019: $14,330,303Net Assets 2019: $2,353,5672019Assets 2020: $19,564,140Liabilities 2020: $16,985,497Net Assets 2020: $2,578,6432020Assets 2021: $21,246,207Liabilities 2021: $18,508,686Net Assets 2021: $2,737,5212021Assets 2022: $22,163,951Liabilities 2022: $19,036,855Net Assets 2022: $3,127,0962022Assets 2023: $21,559,513Liabilities 2023: $18,053,941Net Assets 2023: $3,505,5722023Assets 2024: $22,319,604Liabilities 2024: $18,463,751Net Assets 2024: $3,855,8532024

Highlighted filing

2019

Assets$16,683,870
Liabilities$14,330,303
Net Assets$2,353,567
Open 2019 Filing

Operations Trend

Revenue Growth76th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0Expenses 2010: $571,8292010Expenses 2011: $533,4882011Expenses 2012: $456,9032012Revenue 2013: $682,458Expenses 2013: $570,684Net Income 2013: $111,7742013Revenue 2014: $685,447Expenses 2014: $568,209Net Income 2014: $117,2382014Revenue 2015: $653,647Expenses 2015: $567,244Net Income 2015: $86,4032015Revenue 2016: $638,185Expenses 2016: $596,868Net Income 2016: $41,3172016Revenue 2017: $703,864Expenses 2017: $624,169Net Income 2017: $79,6952017Revenue 2018: $769,302Expenses 2018: $594,277Net Income 2018: $175,0252018Revenue 2019: $848,537Expenses 2019: $603,928Net Income 2019: $244,6092019Revenue 2020: $804,953Expenses 2020: $580,445Net Income 2020: $224,5082020Revenue 2021: $705,714Expenses 2021: $546,836Net Income 2021: $158,8782021Revenue 2022: $778,879Expenses 2022: $643,547Net Income 2022: $135,3322022Revenue 2023: $1,133,870Expenses 2023: $751,085Net Income 2023: $382,7852023Revenue 2024: $1,238,319Expenses 2024: $888,037Net Income 2024: $350,2822024

Highlighted filing

2019

Revenue$848,537
Expenses$603,928
Net Income$244,609
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Mar 19, 2020
Return Version
2019v5.0
Gross Receipts
$848,537
Mission and Program Overview

Mission

SEE PART I, LINE 1

Provide loan and deposit products & services to member-owners of the organization at a reasonable cost and with a reasonable rate of return, respectively.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$7,598,873$8,390,341▲ $791,468
Other Notes and Loans Receivable, Net$7,136,665$7,311,279▲ $174,614
Rtn Earn Endowment Incm Other Fnds$2,108,958$2,353,567▲ $244,609
Cash and Non-Interest-Bearing Accounts$540,159$436,309▼ $103,850
Land, Buildings, and Equipment, Net$234,417$227,864▼ $6,553
Prepaid Expenses and Deferred Charges$82,624$54,183▼ $28,441
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$15,838,759$16,683,870▲ $845,111
Other Assets Total$246,021$263,894▲ $17,873
Liabilities
Other Liabilities$13,704,830$14,302,676▲ $597,846
Accounts Payable and Accrued Expenses$24,971$27,627▲ $2,656
Total Liabilities$13,729,801$14,330,303▲ $600,502
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,108,958$2,353,567▲ $244,609
Total Liabilities and Net Assets / Fund Balance$15,838,759$16,683,870▲ $845,111

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$81,559$190,591-
Other Land Buildings$0$66,599-
Land$135,357--
Equipment$10,948$175,484-
Compensation and Service Providers
Top Officer Pay39th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Rhonda JacquezCEOFT$69,195$69,195

Board Members and Trustees

NameTitle
Jack NelsonChairperson
Martin HerreraVice Chairperson
Donna LovatoMember
Florence MartinezMember
Valentin MccoyMember
Jeanette LinvilleSecretary
Walter TaylorTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$663,515
Investment Income
$170,821
Other Revenue
$14,201
Change in Net Assets
$244,609
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$385,931
Salaries, Compensation, and Employee Benefits$217,997
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Office Expenses---$127,025
Other Salaries and Wages---$122,200
Interest---$119,133
Current Officers, Directors, Trustees, and Key Employees---$69,195
Insurance---$16,275
Payroll Taxes---$15,027
Depreciation Depletion---$14,753
Occupancy---$12,308
Other Employee Benefits---$11,575
Conferences and Meetings---$10,503
Travel---$8,224
Fees for Services Other---$6,961
Fees for Services Legal---$4,911
Other Expenses---$4,182
Fees for Services Accounting---$4,008
All Other Expenses---$910
Total Functional Expenses$0$0$0$603,928
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposit Accounts$14,048,433
Regular Reserves$254,243
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union has members who purchase ownership interests by opening primary share deposit accounts.”

Form 990, Part VI, Section A, Line 7A

“The owner members vote to elect or replace members of the board of directors.”

Form 990, Part VI, Section A, Line 8B

“The governing body does not delegate to any committees the authority to act on its behalf.”

Form 990, Part VI, Section B, Line 11B

“Management provides a copy of the form 990 to the board of directors at a monthly meeting when the return becomes available.”

Form 990, Part VI, Section B, Line 15

“The board of directors reviews the ceo's performance annually and determines their salary for the next fiscal period. The ceo reviews employee performance and recommends salary increases to the board for approval.”

Form 990, Part VI, Section C, Line 19

“The credit union makes its governing documents and financial statements available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Cuba Credit Union
EIN
23-7253091
Phone
5052893763
Address
PO BOX 1660, CUBA, NM 87013

Signing Officer

Name
Rhonda Jacquez
Title
Manager/CEO
Phone
5052893763
Signed
2020-03-19
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Rhonda Jacquez
Formed
1972
Legal Domicile
Nm
Voting Board Members
7
Independent Board Members
7
Employees
5
Volunteers
3

Preparer

Firm
Parks & Company Plc
Address
441 N WASHINGTON, EL DORADO, AR 71730
Preparer
G Pete Parks
Phone
8708623401
Raw XML Appendix354 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt024971
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt027627
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0PROVIDE LOAN AND DEPOSIT PRODUCTS & SERVICES TO MEMBER-OWNERS OF THE ORGANIZATION AT A REASONABLE COST AND WITH A REASONABLE RATE OF RETURN, RESPECTIVELY.
IRS990/AllOtherExpensesGrp/TotalAmt0910
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0THE ORGANIZATION
IRS990/BooksInCareOfDetail/PhoneNum05052893763
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 1660
IRS990/BooksInCareOfDetail/USAddress/CityNm0CUBA
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NM
IRS990/BooksInCareOfDetail/USAddress/ZIPCd087013
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0540159
IRS990/CashNonInterestBearingGrp/EOYAmt0436309
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt069195
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt010503
IRS990/ConflictOfInterestPolicyInd00
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0170821
IRS990/CYOtherExpensesAmt0385931
IRS990/CYOtherRevenueAmt014201
IRS990/CYProgramServiceRevenueAmt0663515
IRS990/CYRevenuesLessExpensesAmt0244609
IRS990/CYSalariesCompEmpBnftPaidAmt0217997
IRS990/CYTotalExpensesAmt0603928
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0848537
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt014753
IRS990/Desc0THE CREDIT UNION PROVIDED ITS MEMBERS A VARIETY OF BANKING SERVICES INCLUDING LOANS AT RATES BELOW THOSE OFFERED BY TRADITIONAL FINANCIAL INSTITUTIONS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt05
IRS990/EmploymentTaxReturnsFiledInd00
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt04008
IRS990/FeesForServicesLegalGrp/TotalAmt04911
IRS990/FeesForServicesOtherGrp/TotalAmt06961
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt740.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/PersonNm0VALENTIN MCCOY
IRS990/Form990PartVIISectionAGrp/PersonNm1FLORENCE MARTINEZ
IRS990/Form990PartVIISectionAGrp/PersonNm2DONNA LOVATO
IRS990/Form990PartVIISectionAGrp/PersonNm3JACK NELSON
IRS990/Form990PartVIISectionAGrp/PersonNm4MARTIN HERRERA
IRS990/Form990PartVIISectionAGrp/PersonNm5JEANETTE LINVILLE
IRS990/Form990PartVIISectionAGrp/PersonNm6WALTER TAYLOR
IRS990/Form990PartVIISectionAGrp/PersonNm7RHONDA JACQUEZ
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt769195
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/TitleTxt0MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt1MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt2MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt3CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt4VICE CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt5SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt6TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt7CEO
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01972
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0848537
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/TotalAmt016275
IRS990/InterestGrp/TotalAmt0119133
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0170821
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0170821
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt0216
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0432674
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0234417
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0227864
IRS990/LandBldgEquipCostOrOtherBssAmt0660538
IRS990/LegalDomicileStateCd0NM
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd00
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0SEE PART I, LINE 1
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt02108958
IRS990/NetAssetsOrFundBalancesEOYAmt02353567
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt012308
IRS990/OfficeExpensesGrp/TotalAmt0127025
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0246021
IRS990/OtherAssetsTotalGrp/EOYAmt0263894
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt011575
IRS990/OtherExpensesGrp/Desc0LOAN SERVICING
IRS990/OtherExpensesGrp/Desc1ATM CARD SERVICES
IRS990/OtherExpensesGrp/Desc2ASSOCIATION DUES
IRS990/OtherExpensesGrp/Desc3REGULATOR SUPERVISORY F
IRS990/OtherExpensesGrp/TotalAmt022468
IRS990/OtherExpensesGrp/TotalAmt121738
IRS990/OtherExpensesGrp/TotalAmt212532
IRS990/OtherExpensesGrp/TotalAmt34182
IRS990/OtherLiabilitiesGrp/BOYAmt013704830
IRS990/OtherLiabilitiesGrp/EOYAmt014302676
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/Desc0OTHER OPERATING INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt04905
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt014201
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt09296
IRS990/OtherRevenueTotalAmt014201
IRS990/OtherSalariesAndWagesGrp/TotalAmt0122200
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt07136665
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt07311279
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt015027
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt082624
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt054183
IRS990/PrincipalOfficerNm0RHONDA JACQUEZ
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1FEES & CHARGES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0553062
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1110453
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0553062
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1110453
IRS990/ProgSrvcAccomActy2Grp/Desc0THE CREDIT UNION RETURNED EARNINGS OF APPROXIMATELY $119,000 TO ITS MEMBERS IN THE FORM OF DIVIDENDS.
IRS990/ProgSrvcAccomActy3Grp/Desc0THE CREDIT UNION INCREASED THE MEMBERS' EQUITY POSITION BY APPROXIMATELY $244,000.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0120787
IRS990/PYOtherExpensesAmt0388348
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0648515
IRS990/PYRevenuesLessExpensesAmt0175025
IRS990/PYSalariesCompEmpBnftPaidAmt0205929
IRS990/PYTotalExpensesAmt0594277
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0769302
IRS990/ReconcilationRevenueExpnssAmt0244609
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02108958
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02353567
IRS990/SavingsAndTempCashInvstGrp/BOYAmt07598873
IRS990/SavingsAndTempCashInvstGrp/EOYAmt08390341
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt081559
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0190591
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt0272150
IRS990ScheduleD/EquipmentGrp/BookValueAmt010948
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0175484
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0186432
IRS990ScheduleD/LandGrp/BookValueAmt0135357
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt0135357
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt066599
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt066599
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt014048433
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1254243
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE DEPOSIT ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1REGULAR RESERVES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0227864
IRS990ScheduleD/TotalLiabilityAmt014302676
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION HAS MEMBERS WHO PURCHASE OWNERSHIP INTERESTS BY OPENING PRIMARY SHARE DEPOSIT ACCOUNTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE OWNER MEMBERS VOTE TO ELECT OR REPLACE MEMBERS OF THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE GOVERNING BODY DOES NOT DELEGATE TO ANY COMMITTEES THE AUTHORITY TO ACT ON ITS BEHALF.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3MANAGEMENT PROVIDES A COPY OF THE FORM 990 TO THE BOARD OF DIRECTORS AT A MONTHLY MEETING WHEN THE RETURN BECOMES AVAILABLE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE BOARD OF DIRECTORS REVIEWS THE CEO'S PERFORMANCE ANNUALLY AND DETERMINES THEIR SALARY FOR THE NEXT FISCAL PERIOD. THE CEO REVIEWS EMPLOYEE PERFORMANCE AND RECOMMENDS SALARY INCREASES TO THE BOARD FOR APPROVAL.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE CREDIT UNION MAKES ITS GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 8B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt015838759
IRS990/TotalAssetsEOYAmt016683870
IRS990/TotalAssetsGrp/BOYAmt015838759
IRS990/TotalAssetsGrp/EOYAmt016683870
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt05
IRS990/TotalFunctionalExpensesGrp/TotalAmt0603928
IRS990/TotalGrossUBIAmt09296
IRS990/TotalLiabilitiesBOYAmt013729801
IRS990/TotalLiabilitiesEOYAmt014330303
IRS990/TotalLiabilitiesGrp/BOYAmt013729801
IRS990/TotalLiabilitiesGrp/EOYAmt014330303
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02108958
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt02353567
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt0663515
IRS990/TotalReportableCompFromOrgAmt069195
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0839241
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0848537
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt09296
IRS990/TotalVolunteersCnt03
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt015838759
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt016683870
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt08224
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 1660
IRS990/USAddress/CityNm0CUBA
IRS990/USAddress/StateAbbreviationCd0NM
IRS990/USAddress/ZIPCd087013
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.CUBACREDITUNION.ORG
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02020-09-23 17:36:50Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0RHONDA JACQUEZ
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0MANAGER/CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum05052893763
ReturnHeader/BusinessOfficerGrp/SignatureDt02020-03-19
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CUBA CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0CUBA
ReturnHeader/Filer/EIN0237253091
ReturnHeader/Filer/PhoneNum05052893763
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 1660
ReturnHeader/Filer/USAddress/CityNm0CUBA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NM
ReturnHeader/Filer/USAddress/ZIPCd087013
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0A6BE046D9649E82C1D8B612C3E0EBEB38319710D
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId020C0933C655DD6A388288A86FB19FCEC03098D64
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt066.76.118.40
ReturnHeader/FilingSecurityInformation/IPDt02020-03-19
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CD
ReturnHeader/FilingSecurityInformation/IPTm010:42:52
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0202126731
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0PARKS & COMPANY PLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0441 N WASHINGTON
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0EL DORADO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0AR
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd071730
ReturnHeader/PreparerPersonGrp/PhoneNum08708623401
ReturnHeader/PreparerPersonGrp/PreparationDt02020-03-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0G PETE PARKS
ReturnHeader/ReturnTs02020-04-03T17:07:26-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02019-01-01
ReturnHeader/TaxPeriodEndDt02019-12-31
ReturnHeader/TaxYr02019

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2019 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$16,683,870
Liabilities
$14,330,303
Net assets
$2,353,567
Revenue
$848,537
Expenses
$603,928
Net income
$244,609
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$22.3$18.5$3.86$1.24$0.89$0.35
2023Detailed filing. Detailed filing data is available for this year.$21.6$18.1$3.51$1.13$0.75$0.38
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$22.2$19.0$3.13$0.78$0.64$0.14
2021Detailed filing. Detailed filing data is available for this year.$21.2$18.5$2.74$0.71$0.55$0.16
2020Detailed filing. Detailed filing data is available for this year.$19.6$17.0$2.58$0.80$0.58$0.22
2019Detailed filing. Detailed filing data is available for this year.$16.7$14.3$2.35$0.85$0.60$0.24
2018Detailed filing. Detailed filing data is available for this year.$15.8$13.7$2.11$0.77$0.59$0.18
2017Detailed filing. Detailed filing data is available for this year.$15.8$13.9$1.93$0.70$0.62$0.08
2016Detailed filing. Detailed filing data is available for this year.$14.6$12.7$1.85$0.64$0.60$0.04
2015Detailed filing. Detailed filing data is available for this year.$13.5$11.7$1.81$0.65$0.57$0.09
2014Detailed filing. Detailed filing data is available for this year.$12.4$10.7$1.73$0.69$0.57$0.12
2013Detailed filing. Detailed filing data is available for this year.$11.8$10.1$1.61$0.68$0.57$0.11
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.3$9.77$1.50$0.46
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.4$9.12$1.27$0.53
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.71$8.31$1.39$0.57