Civic Intelligence

Credit Unions in the State of New Mexico

990 • Fiscal year 2013 • EIN 23-7253091

Jan 01, 2013 to Dec 31, 2013 • Filed on May 12, 2014

Organization ProfileWWW.CUBACREDITUNION.ORG

View Organization Page

PO Box 166087013

(505) 289-3763

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

45th percentile

0.86x

Higher debt load relative to assets than 45% of similar nonprofits.

2013 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2013

Liabilities / Revenue

26th percentile

14.87x

Higher debt load relative to revenue than 26% of similar nonprofits.

2013 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2013

Net Margin

86th percentile

16%

Higher net margin than 86% of similar nonprofits.

2013 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2013

Top Officer Pay

11th percentile

$0

Higher top officer pay than 11% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2013 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2013

Asset Growth

72nd percentile

4.4%

Faster asset growth than 72% of similar nonprofits.

2013 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets45th percentile

Assets

Up

$11,756,811

Up $492,599 (+4.4%) from 2012

Net Assets

Up

$1,609,282

Up $111,774 (+7.5%) from 2012

Liabilities

Up

$10,147,529

Up $380,825 (+3.9%) from 2012

Revenue And Expenses
Liabilities / Revenue26th percentileNet Margin86th percentile

Revenue

$682,458

No earlier filing loaded for comparison.

Expenses

Up

$570,684

Up $113,781 (+25%) from 2012

Net Income

$111,774

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth72nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30M$20M$10M$0Assets 2010: $9,705,769Liabilities 2010: $8,313,205Net Assets 2010: $1,392,5642010Assets 2011: $10,389,685Liabilities 2011: $9,120,930Net Assets 2011: $1,268,7552011Assets 2012: $11,264,212Liabilities 2012: $9,766,704Net Assets 2012: $1,497,5082012Assets 2013: $11,756,811Liabilities 2013: $10,147,529Net Assets 2013: $1,609,2822013Assets 2014: $12,394,120Liabilities 2014: $10,667,602Net Assets 2014: $1,726,5182014Assets 2015: $13,503,574Liabilities 2015: $11,690,653Net Assets 2015: $1,812,9212015Assets 2016: $14,582,924Liabilities 2016: $12,728,686Net Assets 2016: $1,854,2382016Assets 2017: $15,841,216Liabilities 2017: $13,907,283Net Assets 2017: $1,933,9332017Assets 2018: $15,838,759Liabilities 2018: $13,729,801Net Assets 2018: $2,108,9582018Assets 2019: $16,683,870Liabilities 2019: $14,330,303Net Assets 2019: $2,353,5672019Assets 2020: $19,564,140Liabilities 2020: $16,985,497Net Assets 2020: $2,578,6432020Assets 2021: $21,246,207Liabilities 2021: $18,508,686Net Assets 2021: $2,737,5212021Assets 2022: $22,163,951Liabilities 2022: $19,036,855Net Assets 2022: $3,127,0962022Assets 2023: $21,559,513Liabilities 2023: $18,053,941Net Assets 2023: $3,505,5722023Assets 2024: $22,319,604Liabilities 2024: $18,463,751Net Assets 2024: $3,855,8532024

Highlighted filing

2013

Assets$11,756,811
Liabilities$10,147,529
Net Assets$1,609,282
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0Expenses 2010: $571,8292010Expenses 2011: $533,4882011Expenses 2012: $456,9032012Revenue 2013: $682,458Expenses 2013: $570,684Net Income 2013: $111,7742013Revenue 2014: $685,447Expenses 2014: $568,209Net Income 2014: $117,2382014Revenue 2015: $653,647Expenses 2015: $567,244Net Income 2015: $86,4032015Revenue 2016: $638,185Expenses 2016: $596,868Net Income 2016: $41,3172016Revenue 2017: $703,864Expenses 2017: $624,169Net Income 2017: $79,6952017Revenue 2018: $769,302Expenses 2018: $594,277Net Income 2018: $175,0252018Revenue 2019: $848,537Expenses 2019: $603,928Net Income 2019: $244,6092019Revenue 2020: $804,953Expenses 2020: $580,445Net Income 2020: $224,5082020Revenue 2021: $705,714Expenses 2021: $546,836Net Income 2021: $158,8782021Revenue 2022: $778,879Expenses 2022: $643,547Net Income 2022: $135,3322022Revenue 2023: $1,133,870Expenses 2023: $751,085Net Income 2023: $382,7852023Revenue 2024: $1,238,319Expenses 2024: $888,037Net Income 2024: $350,2822024

Highlighted filing

2013

Revenue$682,458
Expenses$570,684
Net Income$111,774
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
May 12, 2014
Return Version
2013v3.0
Gross Receipts
$682,458
Mission and Program Overview

Mission

SEE PART I, LINE 1

Provide loan and deposit products & services to member-owners of the organization at a reasonable cost and with a reasonable rate of return, respectively.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$7,570,599$8,043,739▲ $473,140
Savings and Temporary Cash Investments$2,790,530$2,472,102▼ $318,428
Rtn Earn Endowment Incm Other Fnds$1,497,508$1,609,282▲ $111,774
Cash and Non-Interest-Bearing Accounts$403,228$711,871▲ $308,643
Land, Buildings, and Equipment, Net$290,084$326,380▲ $36,296
Prepaid Expenses and Deferred Charges$31,196$13,625▼ $17,571
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$11,264,212$11,756,811▲ $492,599
Other Assets Total$178,575$189,094▲ $10,519
Liabilities
Other Liabilities$9,756,472$10,123,048▲ $366,576
Accounts Payable and Accrued Expenses$10,232$24,481▲ $14,249
Total Liabilities$9,766,704$10,147,529▲ $380,825
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,497,508$1,609,282▲ $111,774
Total Liabilities and Net Assets / Fund Balance$11,264,212$11,756,811▲ $492,599

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$145,980$104,703-
Land$137,119--
Equipment$43,281$121,456-
Compensation and Service Providers
Top Officer Pay11th percentile

Board Members and Trustees

NameTitle
Jack NelsonChairperson
Felix AtencioVice Chairperson
Henry SandovalDirector
Florence MartinezSecretary
Valentin MccoyTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$656,757
Investment Income
$8,912
Other Revenue
$16,789
Change in Net Assets
$111,774
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$353,211
Salaries, Compensation, and Employee Benefits$217,473
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Office Expenses---$132,385
Interest---$109,800
Current Officers, Directors, Trustees, and Key Employees---$106,882
Other Salaries and Wages---$80,921
Depreciation Depletion---$26,313
Other Employee Benefits---$19,378
Payroll Taxes---$10,292
Information Technology---$9,620
Occupancy---$7,500
Insurance---$7,328
Fees for Services Accounting---$6,298
Other Expenses---$3,655
All Other Expenses---$2,538
Conferences and Meetings---$2,144
Fees for Services Other---$1,546
Total Functional Expenses$0$0$0$570,684
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposit Accounts$9,868,805
Regular Reserves$254,243
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union has members who purchase ownership interests by opening primary share deposit accounts.”

Form 990, Part VI, Section A, Line 7A

“The owner members vote to elect or replace members of the board of directors.”

Form 990, Part VI, Section A, Line 8B

“The governing body does not delegate to any committees the authority to act on its behalf.”

Form 990, Part VI, Section B, Line 11

“Management provides a copy of the form 990 to the board of directors at its monthly meeting.”

Form 990, Part VI, Section B, Line 15

“The board of directors reviews the ceo's performance annually and determines her salary for the next fiscal period accordingly. The ceo reviews employee performance and recommends salary increases to the board for approval.”

Form 990, Part VI, Section C, Line 19

“The credit union makes its governing documents and financial statements available to the public upon request.”

Filing and Contact Details

Filer

EIN
23-7253091
Phone
5052893763

Signing Officer

Name
Rhonda Jacquez
Title
CEO
Phone
5052893763
Signed
2014-05-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Rhonda Jacquez
Formed
1972
Legal Domicile
Nm
Voting Board Members
5
Independent Board Members
5
Employees
5
Volunteers
8

Preparer

Preparer
G Pete Parks
Phone
8708623401
Supplemental Narrative

Additional Explanations

FORM 990, PART XII, LINE 2C:

“The supervisory committee is responsible for selecting the organization's auditor.”

Raw XML Appendix324 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt010232
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt024481
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0PROVIDE LOAN AND DEPOSIT PRODUCTS & SERVICES TO MEMBER-OWNERS OF THE ORGANIZATION AT A REASONABLE COST AND WITH A REASONABLE RATE OF RETURN, RESPECTIVELY.
IRS990/AllOtherExpensesGrp/TotalAmt02538
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine10THE ORGANIZATION
IRS990/BooksInCareOfDetail/PhoneNum05052893763
IRS990/BooksInCareOfDetail/USAddress/AddressLine10PO BOX 1660
IRS990/BooksInCareOfDetail/USAddress/City0CUBA
IRS990/BooksInCareOfDetail/USAddress/State0NM
IRS990/BooksInCareOfDetail/USAddress/ZIPCode087013
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0403228
IRS990/CashNonInterestBearingGrp/EOYAmt0711871
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0106882
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt02144
IRS990/ConflictOfInterestPolicyInd00
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt08912
IRS990/CYOtherExpensesAmt0353211
IRS990/CYOtherRevenueAmt016789
IRS990/CYProgramServiceRevenueAmt0656757
IRS990/CYRevenuesLessExpensesAmt0111774
IRS990/CYSalariesCompEmpBnftPaidAmt0217473
IRS990/CYTotalExpensesAmt0570684
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0682458
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt026313
IRS990/Desc0THE CREDIT UNION PROVIDED ITS MEMBERS A VARIETY OF BANKING SERVICES INCLUDING LOANS AT RATES BELOW THOSE OFFERED BY TRADITIONAL FINANCIAL INSTITUTIONS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt05
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt06298
IRS990/FeesForServicesOtherGrp/TotalAmt01546
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/PersonNm0HENRY SANDOVAL
IRS990/Form990PartVIISectionAGrp/PersonNm1JACK NELSON
IRS990/Form990PartVIISectionAGrp/PersonNm2FELIX ATENCIO
IRS990/Form990PartVIISectionAGrp/PersonNm3FLORENCE MARTINEZ
IRS990/Form990PartVIISectionAGrp/PersonNm4VALENTIN MCCOY
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/TitleTxt0DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4TREASURER
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01972
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt05
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0682458
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt05
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InformationTechnologyGrp/TotalAmt09620
IRS990/InsuranceGrp/TotalAmt07328
IRS990/InterestGrp/TotalAmt0109800
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt08912
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt08912
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt0324
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0226159
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0290084
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0326380
IRS990/LandBldgEquipCostOrOtherBssAmt0552539
IRS990/LegalDomicileStateCd0NM
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd00
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0SEE PART I, LINE 1
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt01497508
IRS990/NetAssetsOrFundBalancesEOYAmt01609282
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt07500
IRS990/OfficeExpensesGrp/TotalAmt0132385
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0178575
IRS990/OtherAssetsTotalGrp/EOYAmt0189094
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt019378
IRS990/OtherExpensesGrp/Desc0CARD SERVICES
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2ASSOCIATION DUES
IRS990/OtherExpensesGrp/Desc3FID SUPERVISORY FEE
IRS990/OtherExpensesGrp/TotalAmt018514
IRS990/OtherExpensesGrp/TotalAmt117000
IRS990/OtherExpensesGrp/TotalAmt28570
IRS990/OtherExpensesGrp/TotalAmt33655
IRS990/OtherLiabilitiesGrp/BOYAmt09756472
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IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/Desc0OTHER
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IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt016789
IRS990/OtherRevenueTotalAmt016789
IRS990/OtherSalariesAndWagesGrp/TotalAmt080921
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt07570599
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt08043739
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt010292
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt031196
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt013625
IRS990/PrincipalOfficerNm0RHONDA JACQUEZ
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST INCOME
IRS990/ProgramServiceRevenueGrp/Desc1FEES & CHARGES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0557229
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt199528
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0557229
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt199528
IRS990/ProgSrvcAccomActy2Grp/Desc0THE CREDIT UNION RETURNED EARNINGS OF APPROXIMATELY $109,800 TO ITS MEMBERS IN THE FORM OF DIVIDENDS.
IRS990/ProgSrvcAccomActy3Grp/Desc0DESPITE SIGNIFICANT ECONOMIC ISSUES IMPACTING THE FINANCIAL INSTITUTION INDUSTRY, THE CREDIT UNION INCREASED THE MEMBERS' EQUITY POSITION BY APPROXIMATELY $112,000.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
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IRS990/PYOtherRevenueAmt03051
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IRS990/PYTotalExpensesAmt0456903
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0685656
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0111774
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01497508
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01609282
IRS990/SavingsAndTempCashInvstGrp/BOYAmt02790530
IRS990/SavingsAndTempCashInvstGrp/EOYAmt02472102
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0145980
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0104703
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt0250683
IRS990ScheduleD/EquipmentGrp/BookValueAmt043281
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0121456
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0164737
IRS990ScheduleD/LandGrp/BookValueAmt0137119
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt0137119
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt09868805
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1254243
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE DEPOSIT ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1REGULAR RESERVES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0326380
IRS990ScheduleD/TotalLiabilityAmt010123048
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION HAS MEMBERS WHO PURCHASE OWNERSHIP INTERESTS BY OPENING PRIMARY SHARE DEPOSIT ACCOUNTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE OWNER MEMBERS VOTE TO ELECT OR REPLACE MEMBERS OF THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE GOVERNING BODY DOES NOT DELEGATE TO ANY COMMITTEES THE AUTHORITY TO ACT ON ITS BEHALF.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3MANAGEMENT PROVIDES A COPY OF THE FORM 990 TO THE BOARD OF DIRECTORS AT ITS MONTHLY MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE BOARD OF DIRECTORS REVIEWS THE CEO'S PERFORMANCE ANNUALLY AND DETERMINES HER SALARY FOR THE NEXT FISCAL PERIOD ACCORDINGLY. THE CEO REVIEWS EMPLOYEE PERFORMANCE AND RECOMMENDS SALARY INCREASES TO THE BOARD FOR APPROVAL.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE CREDIT UNION MAKES ITS GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE SUPERVISORY COMMITTEE IS RESPONSIBLE FOR SELECTING THE ORGANIZATION'S AUDITOR.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 8B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART XII, LINE 2C:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt011264212
IRS990/TotalAssetsEOYAmt011756811
IRS990/TotalAssetsGrp/BOYAmt011264212
IRS990/TotalAssetsGrp/EOYAmt011756811
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt05
IRS990/TotalFunctionalExpensesGrp/TotalAmt0570684
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt09766704
IRS990/TotalLiabilitiesEOYAmt010147529
IRS990/TotalLiabilitiesGrp/BOYAmt09766704
IRS990/TotalLiabilitiesGrp/EOYAmt010147529
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01497508
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01609282
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt0656757
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0682458
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0682458
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt08
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt011264212
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt011756811
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine10PO BOX 1660
IRS990/USAddress/City0CUBA
IRS990/USAddress/State0NM
IRS990/USAddress/ZIPCode087013
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0WWW.CUBACREDITUNION.ORG
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0RHONDA JACQUEZ
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum05052893763
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-05-12
ReturnHeader/Filer/BusinessName/BusinessNameLine10CUBA CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0CUBA
ReturnHeader/Filer/EIN0237253091
ReturnHeader/Filer/PhoneNum05052893763
ReturnHeader/Filer/USAddress/AddressLine10PO BOX 1660
ReturnHeader/Filer/USAddress/City0CUBA
ReturnHeader/Filer/USAddress/State0NM
ReturnHeader/Filer/USAddress/ZIPCode087013
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0202126731
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10PARKS & COMPANY PLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine10441 N WASHINGTON
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0EL DORADO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0AR
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode071730
ReturnHeader/PreparerPersonGrp/PhoneNum08708623401
ReturnHeader/PreparerPersonGrp/PreparationDt02014-05-12
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0G PETE PARKS
ReturnHeader/ReturnTs02014-07-10T11:02:22-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02013-01-01
ReturnHeader/TaxPeriodEndDt02013-12-31
ReturnHeader/TaxYr02013

Document Assets

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Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$11,756,811
Liabilities
$10,147,529
Net assets
$1,609,282
Revenue
$682,458
Expenses
$570,684
Net income
$111,774
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$22.3$18.5$3.86$1.24$0.89$0.35
2023Detailed filing. Detailed filing data is available for this year.$21.6$18.1$3.51$1.13$0.75$0.38
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$22.2$19.0$3.13$0.78$0.64$0.14
2021Detailed filing. Detailed filing data is available for this year.$21.2$18.5$2.74$0.71$0.55$0.16
2020Detailed filing. Detailed filing data is available for this year.$19.6$17.0$2.58$0.80$0.58$0.22
2019Detailed filing. Detailed filing data is available for this year.$16.7$14.3$2.35$0.85$0.60$0.24
2018Detailed filing. Detailed filing data is available for this year.$15.8$13.7$2.11$0.77$0.59$0.18
2017Detailed filing. Detailed filing data is available for this year.$15.8$13.9$1.93$0.70$0.62$0.08
2016Detailed filing. Detailed filing data is available for this year.$14.6$12.7$1.85$0.64$0.60$0.04
2015Detailed filing. Detailed filing data is available for this year.$13.5$11.7$1.81$0.65$0.57$0.09
2014Detailed filing. Detailed filing data is available for this year.$12.4$10.7$1.73$0.69$0.57$0.12
2013Detailed filing. Detailed filing data is available for this year.$11.8$10.1$1.61$0.68$0.57$0.11
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.3$9.77$1.50$0.46
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.4$9.12$1.27$0.53
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.71$8.31$1.39$0.57