Civic Intelligence

Pathways Financial Credit Union

990 • Fiscal year 2015 • EIN 23-7247091

Jan 01, 2015 to Dec 31, 2015 • Filed on Nov 15, 2016

Organization ProfileWWW.PATHWAYSCU.COM

View Organization Page

5665 N Hamilton RoadColumbus, OH 43230

(614) 416-7588

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

68th percentile

0.91x

Higher debt load relative to assets than 68% of similar nonprofits.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2015

Liabilities / Revenue

55th percentile

19.06x

Higher debt load relative to revenue than 55% of similar nonprofits.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2015

Net Margin

44th percentile

9.6%

Higher net margin than 44% of similar nonprofits.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2015

Top Officer Pay

48th percentile

$195,981

Higher top officer pay than 48% of similar nonprofits.

Top officer pay equals 1.8% of source-year revenue.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2015

Asset Growth

77th percentile

8.3%

Faster asset growth than 77% of similar nonprofits.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2014 to 2015

Revenue Growth

56th percentile

5.3%

Faster revenue growth than 56% of similar nonprofits.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets68th percentile

Assets

Up

$235,164,443

Up $17,924,963 (+8.3%) from 2014

Net Assets

Up

$22,108,125

Up $949,972 (+4.5%) from 2014

Liabilities

Up

$213,056,318

Up $16,974,991 (+8.7%) from 2014

Revenue And Expenses
Liabilities / Revenue55th percentileNet Margin44th percentile

Revenue

Up

$11,176,137

Up $558,507 (+5.3%) from 2014

Expenses

Up

$10,104,374

Up $246,750 (+2.5%) from 2014

Net Income

Up

$1,071,763

Up $311,757 (+41%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth77th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800M$600M$400M$200M$0Assets 2011: $59,365,610Liabilities 2011: $54,211,527Net Assets 2011: $5,154,0832011Assets 2013: $214,330,933Liabilities 2013: $194,589,172Net Assets 2013: $19,741,7612013Assets 2014: $217,239,480Liabilities 2014: $196,081,327Net Assets 2014: $21,158,1532014Assets 2015: $235,164,443Liabilities 2015: $213,056,318Net Assets 2015: $22,108,1252015Assets 2017: $247,415,572Liabilities 2017: $222,578,407Net Assets 2017: $24,837,1652017Assets 2018: $289,016,176Liabilities 2018: $260,042,843Net Assets 2018: $28,973,3332018Assets 2019: $412,851,911Liabilities 2019: $370,971,069Net Assets 2019: $41,880,8422019Assets 2020: $510,902,517Liabilities 2020: $460,155,429Net Assets 2020: $50,747,0882020Assets 2021: $585,094,948Liabilities 2021: $528,734,694Net Assets 2021: $56,360,2542021Assets 2022: $594,689,116Liabilities 2022: $541,889,723Net Assets 2022: $52,799,3932022Assets 2024: $648,327,104Liabilities 2024: $586,671,180Net Assets 2024: $61,655,9242024

Highlighted filing

2015

Assets$235,164,443
Liabilities$213,056,318
Net Assets$22,108,125
Open 2015 Filing

Operations Trend

Revenue Growth56th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$40M$30M$20M$10M$0Expenses 2011: $2,616,8722011Revenue 2013: $10,163,200Expenses 2013: $9,234,796Net Income 2013: $928,4042013Revenue 2014: $10,617,630Expenses 2014: $9,857,624Net Income 2014: $760,0062014Revenue 2015: $11,176,137Expenses 2015: $10,104,374Net Income 2015: $1,071,7632015Revenue 2017: $12,452,588Expenses 2017: $11,210,460Net Income 2017: $1,242,1282017Revenue 2018: $14,809,623Expenses 2018: $11,725,271Net Income 2018: $3,084,3522018Revenue 2019: $20,723,655Expenses 2019: $17,436,454Net Income 2019: $3,287,2012019Revenue 2020: $24,035,471Expenses 2020: $20,105,417Net Income 2020: $3,930,0542020Revenue 2021: $28,786,702Expenses 2021: $21,665,122Net Income 2021: $7,121,5802021Revenue 2022: $30,849,752Expenses 2022: $24,510,688Net Income 2022: $6,339,0642022Revenue 2024: $39,749,424Expenses 2024: $37,744,532Net Income 2024: $2,004,8922024

Highlighted filing

2015

Revenue$11,176,137
Expenses$10,104,374
Net Income$1,071,763
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
Nov 15, 2016
Return Version
2015v2.1
Gross Receipts
$11,176,137
Mission and Program Overview

Mission

To provide lending, savings and other financial services to its members at terms generally better than available in the local marketplace and with a "service-based" emphasis that recognizes the members' status as "owner".

To provide financial services to its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$129,885,096$149,875,811▲ $19,990,715
Investments Other Securities$67,397,812$53,384,557▼ $14,013,255
Rtn Earn Endowment Incm Other Fnds$21,158,153$22,108,125▲ $949,972
Savings and Temporary Cash Investments$4,247,817$15,260,658▲ $11,012,841
Land, Buildings, and Equipment, Net$7,678,785$8,422,401▲ $743,616
Cash and Non-Interest-Bearing Accounts$2,690,387$2,594,639▼ $95,748
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$217,239,480$235,164,443▲ $17,924,963
Other Assets Total$5,339,583$5,626,377▲ $286,794
Liabilities
Other Liabilities$192,392,258$200,127,615▲ $7,735,357
Unsecured Notes Loans Payable$1,576,798$10,265,533▲ $8,688,735
Accounts Payable and Accrued Expenses$2,112,271$2,663,170▲ $550,899
Total Liabilities$196,081,327$213,056,318▲ $16,974,991
Net Assets / Fund Balance
Total Net Assets Fund Balance$21,158,153$22,108,125▲ $949,972
Total Liabilities and Net Assets / Fund Balance$217,239,480$235,164,443▲ $17,924,963

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$789,664$4,423,428$5,213,092
Buildings$4,027,795$420,655$4,448,450
Land$2,073,000-$2,073,000
Leasehold Improvements$1,531,942$455,289$1,987,231
Other Securities$6,105,691--
Compensation and Service Providers
Top Officer Pay48th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Mike ShaferCEOFT$180,611$7,923$188,534
Greg KidwellPresidentFT$132,374$10,327$142,701
Casey EcklesVP OperationsFT$97,904$5,214$103,118
Chris HooverVP FinanceFT$83,946-$83,946

Board Members and Trustees

NameTitle
Bill KnolesChairperson
Gail KelleyBoard Member
Jack RadichBoard Member
John DellingerBoard Member
Kirk PiersonBoard Member
Mark LamonteBoard Member
Marsha CallowayBoard Member
Mike SisingerBoard Member
Spencer BartonBoard Member

Highest Paid Contractors

ContractorServicesLocationCompensation
Wesney ConstructionContractor995 SAFIN ROAD, Columbus, OH 43204$793,120
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$9,569,985
Investment Income
$1,606,152
Other Revenue
$0
Change in Net Assets
$1,071,763
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$5,732,416
Salaries, Compensation, and Employee Benefits$3,821,470
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$3,821,470
Office Expenses---$1,974,123
Occupancy---$776,500
Fees for Services Other---$767,227
Benefits to Members---$550,488
Interest---$528,223
Advertising---$279,613
Travel---$91,062
Insurance---$72,439
Other Expenses---$41,109
Total Functional Expenses$0$0$0$10,104,374
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' SHARES & DEPOSITS$200,127,615
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The organization has members.”

Form 990, Part VI, Section A, Line 7A

“The member-owners of the credit union have the authority to elect the members of the board of directors for three years on a rotating basis. Candidates are elected by a simple plurity vote.”

Form 990, Part VI, Section A, Line 7B

“Changes to the governing documents and bylaws must be approved by the member-owners after they have been approved by the board of directors and the regulatory agency of the credit union (ohio division of financial institutions).”

Form 990, Part VI, Section B, Line 11

“The form 990 is presented to management and the board of directors prior to filing with the irs”

Form 990, Part VI, Section B, Line 15

“The credit union uses a salary manual provided by cuna (an organization that is specific to credit unions) for all its employees.”

Form 990, Part VI, Section C, Line 19

“Financial statements are posted at each branch office and all other governing documents are available upon request.”

Filing and Contact Details

Filer

Filer Name
Pathways Financial Credit Union
EIN
23-7247091
Phone
6144167588
Address
5665 N HAMILTON ROAD, COLUMBUS, OH 43230

Signing Officer

Name
Christopher B Hoover
Title
VP Finance
Phone
6144167588
Signed
2016-11-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Christopher B Hoover
Formed
1973
Legal Domicile
Oh
Voting Board Members
9
Independent Board Members
9
Employees
82
Volunteers
9

Preparer

Firm
Gbq Partners LLC
Address
230 WEST STREET SUITE 700, COLUMBUS, OH 43215-2663
Preparer
Gbq Partners LLC
Phone
6142211120
Raw XML AppendixShowing 400 of 450 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt05339583
IRS990/OtherAssetsTotalGrp/EOYAmt05626377
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0LOAN SERVICING EXPENSE
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN & LE
IRS990/OtherExpensesGrp/Desc2MISCELLANEOUS EXPENSE
IRS990/OtherExpensesGrp/Desc3OPERATING FEES
IRS990/OtherExpensesGrp/TotalAmt0617253
IRS990/OtherExpensesGrp/TotalAmt1442858
IRS990/OtherExpensesGrp/TotalAmt2142009
IRS990/OtherExpensesGrp/TotalAmt341109
IRS990/OtherLiabilitiesGrp/BOYAmt0192392258
IRS990/OtherLiabilitiesGrp/EOYAmt0200127615
IRS990/OtherSalariesAndWagesGrp/TotalAmt03821470
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0129885096
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0149875811
IRS990/PartialLiquidationInd00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0CHRISTOPHER B HOOVER
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/BusinessCd2522130
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2OTHER INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt05805614
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12806356
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2915233
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt05805614
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12821796
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2942575
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt015440
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt127342
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt01369556
IRS990/PYOtherExpensesAmt05699822
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt09248074
IRS990/PYRevenuesLessExpensesAmt0760006
IRS990/PYSalariesCompEmpBnftPaidAmt04157802
IRS990/PYTotalExpensesAmt09857624
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt010617630
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt01071763
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt021158153
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt022108125
IRS990/SavingsAndTempCashInvstGrp/BOYAmt04247817
IRS990/SavingsAndTempCashInvstGrp/EOYAmt015260658
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt04027795
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0420655
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt04448450
IRS990ScheduleD/EquipmentGrp/BookValueAmt0789664
IRS990ScheduleD/EquipmentGrp/DepreciationAmt04423428
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt05213092
IRS990ScheduleD/LandGrp/BookValueAmt02073000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt02073000
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt01531942
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0455289
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt01987231
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0200127615
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS' SHARES & DEPOSITS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt012531628
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt113555969
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt25930611
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt315260658
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt46105691
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CORPORATE CDS
IRS990ScheduleD/OtherSecuritiesGrp/Desc1NY LIFE INVESTMENT
IRS990ScheduleD/OtherSecuritiesGrp/Desc2US GOV'T SECURITIES & AGENCIES
IRS990ScheduleD/OtherSecuritiesGrp/Desc3OVERNIGHT & FEDERAL FUNDS
IRS990ScheduleD/OtherSecuritiesGrp/Desc4CORPORATE CDS HELD AT COST
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd3C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd4C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt08422401
IRS990ScheduleD/TotalBookValueSecuritiesAmt053384557
IRS990ScheduleD/TotalLiabilityAmt0200127615
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0180611
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt07923
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0MIKE SHAFER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0188534
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SubstantiationRequiredInd01
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HAS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE MEMBER-OWNERS OF THE CREDIT UNION HAVE THE AUTHORITY TO ELECT THE MEMBERS OF THE BOARD OF DIRECTORS FOR THREE YEARS ON A ROTATING BASIS. CANDIDATES ARE ELECTED BY A SIMPLE PLURITY VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CHANGES TO THE GOVERNING DOCUMENTS AND BYLAWS MUST BE APPROVED BY THE MEMBER-OWNERS AFTER THEY HAVE BEEN APPROVED BY THE BOARD OF DIRECTORS AND THE REGULATORY AGENCY OF THE CREDIT UNION (OHIO DIVISION OF FINANCIAL INSTITUTIONS).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE FORM 990 IS PRESENTED TO MANAGEMENT AND THE BOARD OF DIRECTORS PRIOR TO FILING WITH THE IRS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE CREDIT UNION USES A SALARY MANUAL PROVIDED BY CUNA (AN ORGANIZATION THAT IS SPECIFIC TO CREDIT UNIONS) FOR ALL ITS EMPLOYEES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5FINANCIAL STATEMENTS ARE POSTED AT EACH BRANCH OFFICE AND ALL OTHER GOVERNING DOCUMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleR/IdDisregardedEntitiesGrp/DirectControllingEntityName/BusinessNameLine1Txt0PATHWAYS FINANCIAL CREDIT UNION 23-7247091
IRS990ScheduleR/IdDisregardedEntitiesGrp/DisregardedEntityName/BusinessNameLine1Txt0MEMBER POWER SERVICES GROUP
IRS990ScheduleR/IdDisregardedEntitiesGrp/EIN0271878860
IRS990ScheduleR/IdDisregardedEntitiesGrp/EndOfYearAssetsAmt092512
IRS990ScheduleR/IdDisregardedEntitiesGrp/LegalDomicileStateCd0OH
IRS990ScheduleR/IdDisregardedEntitiesGrp/PrimaryActivitiesTxt0CONSUMER MORTGAGE ORIGINATION
IRS990ScheduleR/IdDisregardedEntitiesGrp/TotalIncomeAmt0-21300
IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/AddressLine1Txt05665 N HAMILTON ROAD
IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/CityNm0COLUMBUS
IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/StateAbbreviationCd0OH
IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/ZIPCd043230
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0217239480
IRS990/TotalAssetsEOYAmt0235164443
IRS990/TotalAssetsGrp/BOYAmt0217239480
IRS990/TotalAssetsGrp/EOYAmt0235164443
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt082
IRS990/TotalFunctionalExpensesGrp/TotalAmt010104374
IRS990/TotalGrossUBIAmt042782
IRS990/TotalLiabilitiesBOYAmt0196081327
IRS990/TotalLiabilitiesEOYAmt0213056318
IRS990/TotalLiabilitiesGrp/BOYAmt0196081327
IRS990/TotalLiabilitiesGrp/EOYAmt0213056318
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt021158153
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt022108125
IRS990/TotalOtherCompensationAmt030911
IRS990/TotalProgramServiceRevenueAmt09569985

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2015 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$235,164,443
Liabilities
$213,056,318
Net assets
$22,108,125
Revenue
$11,176,137
Expenses
$10,104,374
Net income
$1,071,763
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$648$587$61.7$39.7$37.7$2.00
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$595$542$52.8$30.8$24.5$6.34
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$585$529$56.4$28.8$21.7$7.12
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$511$460$50.7$24.0$20.1$3.93
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$413$371$41.9$20.7$17.4$3.29
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$289$260$29.0$14.8$11.7$3.08
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$247$223$24.8$12.5$11.2$1.24
2015Detailed filing. Detailed filing data is available for this year.$235$213$22.1$11.2$10.1$1.07
2014Detailed filing. Detailed filing data is available for this year.$217$196$21.2$10.6$9.86$0.76
2013Detailed filing. Detailed filing data is available for this year.$214$195$19.7$10.2$9.23$0.93
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$59.4$54.2$5.15$2.62