Civic Intelligence

National Rural Carriers Association

EIN 23-7235428 • 501(c)5 • Oakdale, CA

Profile

The union represents rural letter carriers before the usps. It makes sure the usps follows and adheres to the contract signed and negotiated by both parties.

PO Box 2217Oakdale, CA 95361

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

46th percentile

0.00x

Higher debt load relative to assets than 46% of similar nonprofits.

501(c)5 • $500k-$1M nonprofits • Source year 2025

Liabilities / Revenue

50th percentile

0.00x

Higher debt load relative to revenue than 50% of similar nonprofits.

501(c)5 • $500k-$1M nonprofits • Source year 2025

Net Margin

82nd percentile

26%

Higher net margin than 82% of similar nonprofits.

501(c)5 • $500k-$1M nonprofits • Source year 2025

Top Officer Pay

60th percentile

$21,289

Higher top officer pay than 60% of similar nonprofits.

Top officer pay equals 6.7% of source-year revenue.

501(c)5 • $500k-$1M nonprofits • Source year 2025

Asset Growth

75th percentile

12%

Faster asset growth than 75% of similar nonprofits.

501(c)5 • $500k-$1M nonprofits • Annualized from 2024 to 2025

Revenue Growth

60th percentile

7.4%

Faster revenue growth than 60% of similar nonprofits.

501(c)5 • $500k-$1M nonprofits • Annualized from 2024 to 2025

Assets

Up

$782,678

Up $83,471 (+12%) from 2024

Liabilities

Up

$693

Up $693 from 2024

Net Assets

Up

$781,985

Up $82,778 (+12%) from 2024

Revenue

Up

$318,590

Up $21,816 (+7.4%) from 2024

Expenses

Down

$235,812

Down $86,555 (-27%) from 2024

Net Income

Up

$82,778

Up $108,371 (+423%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$800K$600K$400K$200K$0Assets 2016: $559,913Liabilities 2016: $0Net Assets 2016: $559,9132016Assets 2017: $517,615Liabilities 2017: $0Net Assets 2017: $517,6152017Assets 2018: $467,710Liabilities 2018: $0Net Assets 2018: $467,7102018Assets 2019: $457,940Liabilities 2019: $0Net Assets 2019: $457,9402019Assets 2020: $518,041Liabilities 2020: $0Net Assets 2020: $518,0412020Assets 2021: $665,677Liabilities 2021: $0Net Assets 2021: $665,6772021Assets 2022: $743,254Liabilities 2022: $3,825Net Assets 2022: $739,4292022Assets 2023: $724,800Liabilities 2023: $0Net Assets 2023: $724,8002023Assets 2024: $699,207Liabilities 2024: $0Net Assets 2024: $699,2072024Assets 2025: $782,678Liabilities 2025: $693Net Assets 2025: $781,9852025

Highlighted filing

2025

Assets$782,678
Liabilities$693
Net Assets$781,985

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$300K$200K$100K$0-$100KRevenue 2016: $226,977Expenses 2016: $195,821Net Income 2016: $31,1562016Revenue 2017: $240,290Expenses 2017: $282,588Net Income 2017: -$42,2982017Revenue 2018: $249,178Expenses 2018: $299,083Net Income 2018: -$49,9052018Revenue 2019: $262,990Expenses 2019: $272,760Net Income 2019: -$9,7702019Revenue 2020: $275,164Expenses 2020: $215,063Net Income 2020: $60,1012020Revenue 2021: $266,297Expenses 2021: $118,661Net Income 2021: $147,6362021Revenue 2022: $271,344Expenses 2022: $197,592Net Income 2022: $73,7522022Revenue 2023: $280,659Expenses 2023: $295,288Net Income 2023: -$14,6292023Revenue 2024: $296,774Expenses 2024: $322,367Net Income 2024: -$25,5932024Revenue 2025: $318,590Expenses 2025: $235,812Net Income 2025: $82,7782025

Highlighted filing

2025

Revenue$318,590
Expenses$235,812
Net Income$82,778

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Nov 4, 2025
Return Version
2024v5.2
Gross Receipts
$318,590
Mission and Program Overview

Mission

The union represents rural letter carriers before the usps. It makes sure the usps follows and adheres to the contract signed and negotiated by both parties.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments-$728,038-
Cash and Non-Interest-Bearing Accounts$699,101$54,640▼ $644,461
Accounts Receivable-$0-
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Land, Buildings, and Equipment, Net-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$699,207$782,678▲ $83,471
Other Assets Total$106$0▼ $106
Liabilities
Other Liabilities-$693-
Total Liabilities$0$693▲ $693
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$699,207$781,985▲ $82,778
Total Net Assets Fund Balance$699,207$781,985▲ $82,778
Total Liabilities and Net Assets / Fund Balance$699,207$782,678▲ $83,471
Compensation and Service Providers

Employees

NameTitleBaseTotal
Suzanne MatthewsTreasurer/sec.$21,289$21,289
Tammi HeadrickPresident$10,530$10,530
Carolyn LandersExecutive Director$4,733$4,733
Dale ChungExecutive Director$4,733$4,733
Shauntai PearsonExecutive Director$4,369$4,369
Rubyrose BautistaExecutive Director$3,997$3,997
Tina HilbertExecutive Director$3,633$3,633
Michael OliverVice President$3,184$3,184
Jovanna McafeeExecutive Director$600$600
Cecilia DavenportExecutive Director$364$364
Shawn GrigsbyExecutive Director$364$364
Clairiece BoomExecutive Director$100$100
Revenue and Support

Revenue Composition

Contributions and Grants
$263,069
Program Service Revenue
$37,141
Investment Income
$18,380
Other Revenue
$0
Change in Net Assets
$82,778
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$171,513
Salaries, Compensation, and Employee Benefits$64,299
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$57,896--$57,896
Conferences and Meetings$44,033--$44,033
Travel$34,577--$34,577
Occupancy$9,900--$9,900
Payroll Taxes$6,403--$6,403
Office Expenses-$4,649-$4,649
Insurance$3,095--$3,095
Other Expenses$2,738--$2,738
Fees for Services Accounting-$2,195-$2,195
Information Technology$1,252--$1,252
All Other Expenses$1,200--$1,200
Total Functional Expenses$228,968$6,844$0$235,812
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
No
Subject to proxy tax
Yes
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Payroll Liabilities$693
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

Classes of members or stockholders all dues paying rural carriers are members

Form 990, Part VI, Section A, Line 7A

Election of members and their rights all members of the governing body are elected by the membership.

Form 990, Part VI, Section A, Line 7B

Decisions subject to approval of members all major decisions are subject to approval by the membership.

Form 990, Part VI, Section B, Line 11B

The treasurer examines the form 990 for correctness and accuracy.

Form 990, Part VI, Section B, Line 12C

Enforcement of conflicts policy quarterly the state board reviews and discusses any potential issues and to date their have been none.

Form 990, Part VI, Section B, Line 15A

Salaries are set at the annual meeting and approved by the members. Allpayments require receipts and are approved by the president before payment.

Form 990, Part VI, Section B, Line 15B

Salaries are set at the annual meeting and approved by the members. Allpayments require receipts and are approved by the president before payment.

Form 990, Part VI, Section C, Line 19

No documents available to the public.

Filing and Contact Details

Filer

Filer Name
National Rural Carriers Association
EIN
23-7235428
Address
PO BOX 2217, OAKDALE, CA 95361

Signing Officer

Name
Suzanne Matthews
Title
Treasurer/sec.
Signed
2025-11-04
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Suzanne Matthews
Formed
1902
Legal Domicile
CA
Voting Board Members
12
Independent Board Members
12
Employees
11

Preparer

Firm
Hillberg & Co CPAs
Address
415 Mitchell Ave, Turlock, CA 95380
Preparer
David Rose CPA
Phone
2096672406
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IRS990/OtherAssetsTotalGrp/BOYAmt0106
IRS990/OtherAssetsTotalGrp/EOYAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt00
IRS990/OtherExpensesGrp/Desc0STATE PAPER
IRS990/OtherExpensesGrp/Desc1DUES
IRS990/OtherExpensesGrp/Desc2EDUCATION & TRAINING
IRS990/OtherExpensesGrp/Desc3Postage and Shipping
IRS990/OtherExpensesGrp/ProgramServicesAmt050320
IRS990/OtherExpensesGrp/ProgramServicesAmt112682
IRS990/OtherExpensesGrp/ProgramServicesAmt24872
IRS990/OtherExpensesGrp/ProgramServicesAmt32738
IRS990/OtherExpensesGrp/TotalAmt050320
IRS990/OtherExpensesGrp/TotalAmt112682
IRS990/OtherExpensesGrp/TotalAmt24872
IRS990/OtherExpensesGrp/TotalAmt32738
IRS990/OtherLiabilitiesGrp/EOYAmt0693
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt00
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
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IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt06403
IRS990/PayrollTaxesGrp/TotalAmt06403
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/PrincipalOfficerNm0SUZANNE MATTHEWS
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0525100
IRS990/ProgramServiceRevenueGrp/Desc0INSURANCE
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt037141
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt037141
IRS990/ProgSrvcAccomActy2Grp/Desc0THE UNION PUBLISHES A PAPER TO KEEP THE MEMBERSHIP AWARE AND INFORMED OFIT'S ACTIVITIES AND OF THEIR RIGHTS AND RESPONSIBILITIES.
IRS990/ProgSrvcAccomActy3Grp/Desc0THE UNION ORGANIZES AND SENDS DELEGATES TO THE NATIONAL CONVENTION. THEDELEGATES REPRESENT THE WISHES OF THE MEMBERSHIP IN VOTING FOR NEW RULESAND CHANGING OTHER RULES THAT GOVERN THE NATIONAL UNION. THEY ALSO VOTE ONDEMANDS AND CONCESSIONS THAT THE NATIONAL UNION WILL MAKE IN NEGOTIATIONSWITH THE USPS.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0239418
IRS990/PYInvestmentIncomeAmt016128
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0237711
IRS990/PYProgramServiceRevenueAmt041228
IRS990/PYRevenuesLessExpensesAmt0-25593
IRS990/PYSalariesCompEmpBnftPaidAmt084656
IRS990/PYTotalExpensesAmt0322367
IRS990/PYTotalRevenueAmt0296774
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt082778
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0728038
IRS990/ScheduleBRequiredInd0false
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IRS990ScheduleC/Form1120POLFiledInd0false
IRS990ScheduleC/OnlyInHouseLobbyingInd0false
IRS990ScheduleC/SubstantiallyAllDuesNondedInd0true
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0693
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0PAYROLL LIABILITIES
IRS990ScheduleD/TotalLiabilityAmt0693
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0CLASSES OF MEMBERS OR STOCKHOLDERS ALL DUES PAYING RURAL CARRIERS ARE MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ELECTION OF MEMBERS AND THEIR RIGHTS ALL MEMBERS OF THE GOVERNING BODY ARE ELECTED BY THE MEMBERSHIP.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DECISIONS SUBJECT TO APPROVAL OF MEMBERS ALL MAJOR DECISIONS ARE SUBJECT TO APPROVAL BY THE MEMBERSHIP.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE TREASURER EXAMINES THE FORM 990 FOR CORRECTNESS AND ACCURACY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ENFORCEMENT OF CONFLICTS POLICY QUARTERLY THE STATE BOARD REVIEWS AND DISCUSSES ANY POTENTIAL ISSUES AND TO DATE THEIR HAVE BEEN NONE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5SALARIES ARE SET AT THE ANNUAL MEETING AND APPROVED BY THE MEMBERS. ALLPAYMENTS REQUIRE RECEIPTS AND ARE APPROVED BY THE PRESIDENT BEFORE PAYMENT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6SALARIES ARE SET AT THE ANNUAL MEETING AND APPROVED BY THE MEMBERS. ALLPAYMENTS REQUIRE RECEIPTS AND ARE APPROVED BY THE PRESIDENT BEFORE PAYMENT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7No documents available to the public.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section B, Line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section B, Line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part VI, Section C, Line 19
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IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0CA
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0true
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0699207
IRS990/TotalAssetsEOYAmt0782678
IRS990/TotalAssetsGrp/BOYAmt0699207
IRS990/TotalAssetsGrp/EOYAmt0782678
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0263069
IRS990/TotalEmployeeCnt011
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt06844
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0228968
IRS990/TotalFunctionalExpensesGrp/TotalAmt0235812
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesEOYAmt0693
IRS990/TotalLiabilitiesGrp/BOYAmt00
IRS990/TotalLiabilitiesGrp/EOYAmt0693
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0699207
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0781985
IRS990/TotalProgramServiceExpensesAmt0228968
IRS990/TotalProgramServiceRevenueAmt037141
IRS990/TotalReportableCompFromOrgAmt057896
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt055521
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0318590
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0699207
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0782678
IRS990/TravelGrp/ProgramServicesAmt034577
IRS990/TravelGrp/TotalAmt034577
IRS990/TypeOfOrganizationAssocInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 2217
IRS990/USAddress/CityNm0OAKDALE
IRS990/USAddress/StateAbbreviationCd0CA
IRS990/USAddress/ZIPCd095361
IRS990/VotingMembersGoverningBodyCnt012
IRS990/VotingMembersIndependentCnt012
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0SUZANNE MATTHEWS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER/SEC.
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-04
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NATIONAL RURAL CARRIERS ASSOCIATION
ReturnHeader/Filer/BusinessNameControlTxt0NATI
ReturnHeader/Filer/EIN0237235428
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 2217
ReturnHeader/Filer/USAddress/CityNm0OAKDALE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
ReturnHeader/Filer/USAddress/ZIPCd095361
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0942681814

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