Liabilities / Assets
65th percentile
Higher debt load relative to assets than 65% of similar nonprofits.
990 • Fiscal year 2021 • EIN 23-7230578
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
65th percentile
Higher debt load relative to assets than 65% of similar nonprofits.
Liabilities / Revenue
74th percentile
Higher debt load relative to revenue than 74% of similar nonprofits.
Net Margin
29th percentile
Higher net margin than 29% of similar nonprofits.
Top Officer Pay
71st percentile
Higher top officer pay than 71% of similar nonprofits.
Top officer pay equals 5.2% of source-year revenue.
Asset Growth
24th percentile
Faster asset growth than 24% of similar nonprofits.
Revenue Growth
22nd percentile
Faster revenue growth than 22% of similar nonprofits.
Assets
Down$4,041,604
Down $28,985 (-0.7%) from 2020
Net Assets
Up$3,342,110
Up $34,911 (+1.1%) from 2020
Liabilities
Down$699,494
Down $63,896 (-8.4%) from 2020
Revenue
Down$2,013,161
Down $183,329 (-8.3%) from 2020
Expenses
Up$1,978,249
Up $52,207 (+2.7%) from 2020
Net Income
Down$34,912
Down $235,536 (-87%) from 2020
Sch's mission is to provide comprehensive counseling, education and housing resources necessary for latinos and other low-to-moderate income families in the chicagoland area, develop competence and responsibility in meeting their financial objectives.
Sch's mission is to provide comprehensive counseling, education and housing resources necessary for latinos and other low-to-moderate income families in the chicagoland area, develop competence and resonsibiltiy in meeting their financail objectives.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Land, Buildings, and Equipment, Net | $1,567,034 | $1,538,030 | ▼ $29,004 |
| Cash and Non-Interest-Bearing Accounts | $1,643,937 | $1,235,727 | ▼ $408,210 |
| Investments in Publicly Traded Securities | $543,666 | $683,620 | ▲ $139,954 |
| Pledges and Grants Receivable | $288,714 | $560,025 | ▲ $271,311 |
| Prepaid Expenses and Deferred Charges | $22,638 | $19,602 | ▼ $3,036 |
| Total Assets | $4,070,589 | $4,041,604 | ▼ $28,985 |
| Other Assets Total | $4,600 | $4,600 | → $0 |
| Liabilities | |||
| Mortgage Notes Payable Secured by Investment Property | $613,249 | $588,505 | ▼ $24,744 |
| Deferred Revenue | $17,011 | $65,373 | ▲ $48,362 |
| Accounts Payable and Accrued Expenses | $89,353 | $45,616 | ▼ $43,737 |
| Other Liabilities | $43,777 | - | - |
| Total Liabilities | $763,390 | $699,494 | ▼ $63,896 |
| Net Assets / Fund Balance | |||
| Net Assets Without Donor Restrictions | $3,307,199 | $3,342,110 | ▲ $34,911 |
| Total Net Assets Fund Balance | $3,307,199 | $3,342,110 | ▲ $34,911 |
| Total Liabilities and Net Assets / Fund Balance | $4,070,589 | $4,041,604 | ▼ $28,985 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Leasehold Improvements | $1,495,600 | $954,918 | $2,450,518 |
| Land | $42,430 | - | $42,430 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Joseph Lopez | Executive Di | FT | $102,411 | $1,435 | $103,846 |
| Name | Title |
|---|---|
| Angel Torres | Board Member |
| Bola Delano | Board Member |
| Carla Robles | Board Member |
| Jesus Solorio | Board Member |
| Juan Elias | Board Member |
| Juan Prieto | Board Member |
| Maggie Antillon | Board Member |
| Sharon Aguilera | Board Member |
| Paul Lopez | Board Presid |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $1,383,615 |
| Other Expenses | $594,634 |
| Total Fundraising Expense | $13,879 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $820,180 | $203,461 | - | $1,023,641 |
| Fees for Services Other | $135,003 | $43,993 | $2,100 | $181,096 |
| Other Employee Benefits | $155,838 | - | - | $155,838 |
| Advertising | $128,645 | $5,187 | $11,733 | $145,565 |
| Current Officers, Directors, Trustees, and Key Employees | $102,411 | - | - | $102,411 |
| Payroll Taxes | $77,154 | - | - | $77,154 |
| Depreciation Depletion | - | $55,007 | - | $55,007 |
| Office Expenses | $32,926 | $8,042 | $23 | $40,991 |
| Occupancy | $29,516 | $6,429 | - | $35,945 |
| Pension Plan Contributions | $24,571 | - | - | $24,571 |
| Interest | - | $24,051 | - | $24,051 |
| Insurance | $14,238 | $3,349 | - | $17,587 |
| All Other Expenses | - | $14,002 | - | $14,002 |
| Other Expenses | $2,993 | $7,387 | $23 | $10,380 |
| Conferences and Meetings | $3,413 | $2,903 | - | $6,316 |
| Total Functional Expenses | $1,553,985 | $410,385 | $13,879 | $1,978,249 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $1,978,249 |
| Total Expenses per Audited Statements | $1,978,249 |
| Total Expenses per Form 990 | $1,978,249 |
| Line Item | Amount |
|---|---|
| Fundraising Gross Income | $42,210 |
| Fundraising Direct Expenses | $13,484 |
| Professional Fundraising Fees | $0 |
| Event | Gross Receipts | Gross Revenue | Direct Expenses | Net Income |
|---|---|---|---|---|
| Camino and Make | $42,210 | $42,210 | $13,484 | $28,726 |
| Total Events | $42,210 | $42,210 | $13,484 | $28,726 |
“The form 990 is reviewed by the executive director and all members of the board of directors prior to filing with the irs.”
“The organization reviews and monitors compliance with the policy on an annual basis.”
“The organization determines compensation through an annual review of performance and comparisons with comparable positions.”
“The organization determines compensation through an annual review of performance and comparisons with comparable positions.”
“The organization makes the required documents available to the public upon request.”
“Sch's mission is to provide comprehensive counseling, education and housing resources necessary for latinos and other low-to-moderate income families in the chicagoland area, develop competence and responsibility in meeting their financial objectives.”
“Housing counseling program pre-purchase counseling- sch prepares prospective first time homebuyers to become mortgage ready. Sch offers both individual and group pre-purchase counseling services, which cover budget preparation, credit history evaluation, loan packaging and other services related to purchasing a home. Foreclosure prevention- sch's foreclosure counseling program connects families with the one-on-one counseling they need to keep their homes and realize housing security. Post-purchase counseling- sch supports existing homeowners with understanding escrow, finding affordable insurance, acessing tax exemptions, applying for energy assistance, building emergency repair funds, developing a seasonal maintenance checklist, and recognizing when and how refinancing is an appropriate course of action. Rental program chicagoland bilingual landlord association (cbla) program- sch helps low- to-moderate income landlords become educated and empowered about their rights and responsibilities as landlords. Primarily used by landlords of small properties, the clients can participate in one-on-one counseling or group workshops aimed at helping them better manage their properties, apply their rights and responsibilites as owners, and provide tenant families with safe, decent and affordable rental unit. Support program liheap energy assiatances program- this program uses a federal pass through grant to help pay a significant part of low income renters' utility costs and needed weatherization repairs that will enable families to stabilize their utility budgets so that they can meet their other basic financial obligations. Homeless prevention, affordable housing location and sustainability counseling- sch works with clients in one-on-one setting to locate affordable rental units and provide counseling and assistance to overcome their challenges in securing a safe and sustainable housing. This program connects individuals with available resources to ease the burden of housing security. Financial literacy program- sch provides workshops and one-on-one counseling that focuses on budget preparation, money management and the importance of financial responsibility includes credit restoration counseling and financial coaching.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 89353 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 45616 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | SCH'S MISSION IS TO PROVIDE COMPREHENSIVE COUNSELING, EDUCATION AND HOUSING RESOURCES NECESSARY FOR LATINOS AND OTHER LOW-TO-MODERATE INCOME FAMILIES IN THE CHICAGOLAND AREA, DEVELOP COMPETENCE AND RESONSIBILTIY IN MEETING THEIR FINANCAIL OBJECTIVES. |
| IRS990/AdvertisingGrp/FundraisingAmt | 0 | 11733 |
| IRS990/AdvertisingGrp/ManagementAndGeneralAmt | 0 | 5187 |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 128645 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 145565 |
| IRS990/AllOtherContributionsAmt | 0 | 488384 |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 14002 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 14002 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | false |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | JOSEPH LOPEZ |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7732925784 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1922 NORTH PULASKI ROAD |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | CHICAGO |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | IL |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 60639 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 1643937 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 1235727 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 102411 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 102411 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt | 0 | 2903 |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 3413 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 6316 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 1874756 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 106528 |
| IRS990/CYOtherExpensesAmt | 0 | 594634 |
| IRS990/CYOtherRevenueAmt | 0 | 31877 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 0 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 34912 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1383615 |
| IRS990/CYTotalExpensesAmt | 0 | 1978249 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 13879 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2013161 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 17011 |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 65373 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt | 0 | 55007 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 55007 |
| IRS990/Desc | 0 | HOUSING COUNSELING PROGRAM PRE-PURCHASE COUNSELING- SCH PREPARES PROSPECTIVE FIRST TIME HOMEBUYERS TO BECOME MORTGAGE READY. SCH OFFERS BOTH INDIVIDUAL AND GROUP PRE-PURCHASE COUNSELING SERVICES, WHICH COVER BUDGET PREPARATION, CREDIT HISTORY EVALUATION, LOAN PACKAGING AND OTHER SERVICES RELATED TO PURCHASING A HOME. FORECLOSURE PREVENTION- SCH'S FORECLOSURE COUNSELING PROGRAM CONNECTS FAMILIES WITH THE ONE-ON-ONE COUNSELING THEY NEED TO KEEP THEIR HOMES AND REALIZE HOUSING SECURITY. POST-PURCHASE COUNSELING- SCH SUPPORTS EXISTING HOMEOWNERS WITH UNDERSTANDING ESCROW, FINDING AFFORDABLE INSURANCE, ACESSING TAX EXEMPTIONS, APPLYING FOR ENERGY ASSISTANCE, BUILDING EMERGENCY REPAIR FUNDS, DEVELOPING A SEASONAL MAINTENANCE CHECKLIST, AND RECOGNIZING WHEN AND HOW REFINANCING IS AN APPROPRIATE COURSE OF ACTION. RENTAL PROGRAM CHICAGOLAND BILINGUAL LANDLORD ASSOCIATION (CBLA) PROGRAM- SCH HELPS LOW- TO-MODERATE INCOME LANDLORDS BECOME EDUCATED AND EMPOWERED ABOUT THEIR RIGHTS AND RESPONSIBILITIES AS LANDLORDS. PRIMARILY USED BY LANDLORDS OF SMALL PROPERTIES, THE CLIENTS CAN PARTICIPATE IN ONE-ON-ONE COUNSELING OR GROUP WORKSHOPS AIMED AT HELPING THEM BETTER MANAGE THEIR PROPERTIES, APPLY THEIR RIGHTS AND RESPONSIBILITES AS OWNERS, AND PROVIDE TENANT FAMILIES WITH SAFE, DECENT AND AFFORDABLE RENTAL UNIT. SUPPORT PROGRAM LIHEAP ENERGY ASSIATANCES PROGRAM- THIS PROGRAM USES A FEDERAL PASS THROUGH GRANT TO HELP PAY A SIGNIFICANT PART OF LOW INCOME RENTERS' UTILITY COSTS AND NEEDED WEATHERIZATION REPAIRS THAT WILL ENABLE FAMILIES TO STABILIZE THEIR UTILITY BUDGETS SO THAT THEY CAN MEET THEIR OTHER BASIC FINANCIAL OBLIGATIONS. HOMELESS PREVENTION, AFFORDABLE HOUSING LOCATION AND SUSTAINABILITY COUNSELING- SCH WORKS WITH CLIENTS IN ONE-ON-ONE SETTING TO LOCATE AFFORDABLE RENTAL UNITS AND PROVIDE COUNSELING AND ASSISTANCE TO OVERCOME THEIR CHALLENGES IN SECURING A SAFE AND SUSTAINABLE HOUSING. THIS PROGRAM CONNECTS INDIVIDUALS WITH AVAILABLE RESOURCES TO EASE THE BURDEN OF HOUSING SECURITY. FINANCIAL LITERACY PROGRAM- SCH PROVIDES WORKSHOPS AND ONE-ON-ONE COUNSELING THAT FOCUSES ON BUDGET PREPARATION, MONEY MANAGEMENT AND THE IMPORTANCE OF FINANCIAL RESPONSIBILITY INCLUDES CREDIT RESTORATION COUNSELING AND FINANCIAL COACHING. |
| IRS990/DescribedInSection501c3Ind | 0 | true |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | false |
| IRS990/EmployeeCnt | 0 | 36 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/ExpenseAmt | 0 | 1553985 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FeesForServicesOtherGrp/FundraisingAmt | 0 | 2100 |
| IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt | 0 | 43993 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 135003 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 181096 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 1435 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | JOSEPH LOPEZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | SHARON AGUILERA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | MAGGIE ANTILLON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | BOLA DELANO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | JUAN ELIAS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | PAUL LOPEZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | JUAN PRIETO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | CARLA ROBLES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | JESUS SOLORIO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | ANGEL TORRES |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 102411 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | EXECUTIVE DI |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD PRESID |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | BOARD MEMBER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1966 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | true |
| IRS990/FundraisingDirectExpensesAmt | 0 | 13484 |
| IRS990/FundraisingGrossIncomeAmt | 0 | 42210 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GovernmentGrantsAmt | 0 | 1386372 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 2026645 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 3349 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 14238 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 17587 |
| IRS990/InterestGrp/ManagementAndGeneralAmt | 0 | 24051 |
| IRS990/InterestGrp/TotalAmt | 0 | 24051 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 106528 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 106528 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 543666 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 683620 |
| IRS990/IRPDocumentCnt | 0 | 9 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 954918 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 1567034 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1538030 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 2492948 |
| IRS990/LegalDomicileStateCd | 0 | IL |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LobbyingActivitiesInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | SCH'S MISSION IS TO PROVIDE COMPREHENSIVE COUNSELING, EDUCATION AND HOUSING RESOURCES NECESSARY FOR LATINOS AND OTHER LOW-TO-MODERATE INCOME FAMILIES IN THE CHICAGOLAND AREA, DEVELOP COMPETENCE AND RESPONSIBILITY IN MEETING THEIR FINANCIAL OBJECTIVES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 613249 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 588505 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 3307199 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 3342110 |
| IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt | 0 | 28726 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | 28726 |
| IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt | 0 | 3307199 |
| IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt | 0 | 3342110 |
| IRS990/NondeductibleContributionsInd | 0 | false |
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| IRS990/OccupancyGrp/TotalAmt | 0 | 35945 |
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| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 8042 |
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| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 40991 |
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| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrganizationFollowsFASB117Ind | 0 | X |
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| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 4600 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | -1 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 155838 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 155838 |
| IRS990/OtherExpensesGrp/Desc | 0 | TELEPHONE |
| IRS990/OtherExpensesGrp/Desc | 1 | BAD DEBTS |
| IRS990/OtherExpensesGrp/Desc | 2 | MISCELLANEOUS |
| IRS990/OtherExpensesGrp/Desc | 3 | DUES |
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| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 6480 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 18466 |
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| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 3 | 7387 |
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| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 348 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 2993 |
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| IRS990/OtherExpensesGrp/TotalAmt | 1 | 18466 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 11999 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 10380 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 43777 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 900099 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | IN KIND CONTRIBUTIONS |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | IN KIND |
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| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 430 |
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| IRS990/PartialLiquidationInd | 0 | false |
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| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 77154 |
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| IRS990/PrincipalOfficerNm | 0 | PAUL LOPEZ |
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| IRS990/PYExcessBenefitTransInd | 0 | false |
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| IRS990/PYTotalRevenueAmt | 0 | 2196490 |
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| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
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| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | false |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
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| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 2544612 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 10492449 |
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| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 3407 |
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| IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 58049 |
| IRS990ScheduleA/OtherIncome170Grp/TotalAmt | 0 | 241662 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 0.96000 |
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| IRS990/ScheduleBRequiredInd | 0 | false |
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| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 42430 |
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| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 954918 |
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| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 2013161 |
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| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | SCH'S MISSION IS TO PROVIDE COMPREHENSIVE COUNSELING, EDUCATION AND HOUSING RESOURCES NECESSARY FOR LATINOS AND OTHER LOW-TO-MODERATE INCOME FAMILIES IN THE CHICAGOLAND AREA, DEVELOP COMPETENCE AND RESPONSIBILITY IN MEETING THEIR FINANCIAL OBJECTIVES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | HOUSING COUNSELING PROGRAM PRE-PURCHASE COUNSELING- SCH PREPARES PROSPECTIVE FIRST TIME HOMEBUYERS TO BECOME MORTGAGE READY. SCH OFFERS BOTH INDIVIDUAL AND GROUP PRE-PURCHASE COUNSELING SERVICES, WHICH COVER BUDGET PREPARATION, CREDIT HISTORY EVALUATION, LOAN PACKAGING AND OTHER SERVICES RELATED TO PURCHASING A HOME. FORECLOSURE PREVENTION- SCH'S FORECLOSURE COUNSELING PROGRAM CONNECTS FAMILIES WITH THE ONE-ON-ONE COUNSELING THEY NEED TO KEEP THEIR HOMES AND REALIZE HOUSING SECURITY. POST-PURCHASE COUNSELING- SCH SUPPORTS EXISTING HOMEOWNERS WITH UNDERSTANDING ESCROW, FINDING AFFORDABLE INSURANCE, ACESSING TAX EXEMPTIONS, APPLYING FOR ENERGY ASSISTANCE, BUILDING EMERGENCY REPAIR FUNDS, DEVELOPING A SEASONAL MAINTENANCE CHECKLIST, AND RECOGNIZING WHEN AND HOW REFINANCING IS AN APPROPRIATE COURSE OF ACTION. RENTAL PROGRAM CHICAGOLAND BILINGUAL LANDLORD ASSOCIATION (CBLA) PROGRAM- SCH HELPS LOW- TO-MODERATE INCOME LANDLORDS BECOME EDUCATED AND EMPOWERED ABOUT THEIR RIGHTS AND RESPONSIBILITIES AS LANDLORDS. PRIMARILY USED BY LANDLORDS OF SMALL PROPERTIES, THE CLIENTS CAN PARTICIPATE IN ONE-ON-ONE COUNSELING OR GROUP WORKSHOPS AIMED AT HELPING THEM BETTER MANAGE THEIR PROPERTIES, APPLY THEIR RIGHTS AND RESPONSIBILITES AS OWNERS, AND PROVIDE TENANT FAMILIES WITH SAFE, DECENT AND AFFORDABLE RENTAL UNIT. SUPPORT PROGRAM LIHEAP ENERGY ASSIATANCES PROGRAM- THIS PROGRAM USES A FEDERAL PASS THROUGH GRANT TO HELP PAY A SIGNIFICANT PART OF LOW INCOME RENTERS' UTILITY COSTS AND NEEDED WEATHERIZATION REPAIRS THAT WILL ENABLE FAMILIES TO STABILIZE THEIR UTILITY BUDGETS SO THAT THEY CAN MEET THEIR OTHER BASIC FINANCIAL OBLIGATIONS. HOMELESS PREVENTION, AFFORDABLE HOUSING LOCATION AND SUSTAINABILITY COUNSELING- SCH WORKS WITH CLIENTS IN ONE-ON-ONE SETTING TO LOCATE AFFORDABLE RENTAL UNITS AND PROVIDE COUNSELING AND ASSISTANCE TO OVERCOME THEIR CHALLENGES IN SECURING A SAFE AND SUSTAINABLE HOUSING. THIS PROGRAM CONNECTS INDIVIDUALS WITH AVAILABLE RESOURCES TO EASE THE BURDEN OF HOUSING SECURITY. FINANCIAL LITERACY PROGRAM- SCH PROVIDES WORKSHOPS AND ONE-ON-ONE COUNSELING THAT FOCUSES ON BUDGET PREPARATION, MONEY MANAGEMENT AND THE IMPORTANCE OF FINANCIAL RESPONSIBILITY INCLUDES CREDIT RESTORATION COUNSELING AND FINANCIAL COACHING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE FORM 990 IS REVIEWED BY THE EXECUTIVE DIRECTOR AND ALL MEMBERS OF THE BOARD OF DIRECTORS PRIOR TO FILING WITH THE IRS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE ORGANIZATION REVIEWS AND MONITORS COMPLIANCE WITH THE POLICY ON AN ANNUAL BASIS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE ORGANIZATION DETERMINES COMPENSATION THROUGH AN ANNUAL REVIEW OF PERFORMANCE AND COMPARISONS WITH COMPARABLE POSITIONS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE ORGANIZATION DETERMINES COMPENSATION THROUGH AN ANNUAL REVIEW OF PERFORMANCE AND COMPARISONS WITH COMPARABLE POSITIONS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE ORGANIZATION MAKES THE REQUIRED DOCUMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990 - ORGANIZATION'S MISSION |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 2, PART III, LINE 4A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 19 |
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| IRS990/SignificantChangeInd | 0 | false |
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| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | IL |
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| IRS990/SubjectToProxyTaxInd | 0 | false |
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| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
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| IRS990/TotalAssetsGrp/EOYAmt | 0 | 4041604 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
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| IRS990/TotalEmployeeCnt | 0 | 36 |
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| IRS990/TotalLiabilitiesEOYAmt | 0 | 699494 |
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| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 3342110 |
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| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
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| IRS990/USAddress/CityNm | 0 | SKOKIE |
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| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 9 |
| IRS990/WebsiteAddressTxt | 0 | SCH4HOUSING.ORG |
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Displayed year
2021 • Form 990Detailed filing. Detailed filing data is available for this year.