Civic Intelligence

Spanish Coalition for Housing

EIN 23-7230578 • 501(c)3 • Chicago, IL

Profile

Sch's mission is to provide comprehensive counseling, education and housing resources necessary for latinos and other low-to-moderate income families in the chicagoland area, develop competence and responsibility in meeting their financial objectives.

1922 North Pulaski RoadChicago, IL 60639

sch4housing.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

68th percentile

0.21x

Higher debt load relative to assets than 68% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

77th percentile

0.38x

Higher debt load relative to revenue than 77% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Net Margin

42nd percentile

1.2%

Higher net margin than 42% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

50th percentile

3.8%

Faster asset growth than 50% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2022 to 2024

Revenue Growth

58th percentile

11%

Faster revenue growth than 58% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2022 to 2024

Assets

Up

$4,476,646

Up $325,344 (+7.8%) from 2022

Liabilities

Up

$957,558

Up $142,292 (+17%) from 2022

Net Assets

Up

$3,519,088

Up $183,052 (+5.5%) from 2022

Revenue

Up

$2,507,869

Up $486,765 (+24%) from 2022

Expenses

Up

$2,478,935

Up $451,757 (+22%) from 2022

Net Income

Up

$28,934

Up $35,008 (+576%) from 2022

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0M$4.0M$2.0M$0Assets 2010: $2,842,700Liabilities 2010: $77,462Net Assets 2010: $2,765,2382010Assets 2011: $3,850,387Liabilities 2011: $944,414Net Assets 2011: $2,905,9732011Assets 2013: $4,699,034Liabilities 2013: $1,180,835Net Assets 2013: $3,518,1992013Assets 2014: $4,375,310Liabilities 2014: $1,060,041Net Assets 2014: $3,315,2692014Assets 2015: $4,645,992Liabilities 2015: $960,445Net Assets 2015: $3,685,5472015Assets 2016: $4,414,685Liabilities 2016: $876,149Net Assets 2016: $3,538,5362016Assets 2017: $4,366,891Liabilities 2017: $810,746Net Assets 2017: $3,556,1452017Assets 2018: $4,320,681Liabilities 2018: $817,590Net Assets 2018: $3,503,0912018Assets 2019: $3,754,751Liabilities 2019: $718,000Net Assets 2019: $3,036,7512019Assets 2020: $4,070,589Liabilities 2020: $763,390Net Assets 2020: $3,307,1992020Assets 2021: $4,041,604Liabilities 2021: $699,494Net Assets 2021: $3,342,1102021Assets 2022: $4,151,302Liabilities 2022: $815,266Net Assets 2022: $3,336,0362022Assets 2024: $4,476,646Liabilities 2024: $957,558Net Assets 2024: $3,519,0882024

Highlighted filing

2024

Assets$4,476,646
Liabilities$957,558
Net Assets$3,519,088

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $2,678,3352010Expenses 2011: $2,671,4782011Revenue 2013: $3,459,617Expenses 2013: $3,437,751Net Income 2013: $21,8662013Revenue 2014: $2,676,431Expenses 2014: $2,879,361Net Income 2014: -$202,9302014Revenue 2015: $2,633,629Expenses 2015: $2,263,351Net Income 2015: $370,2782015Revenue 2016: $2,124,603Expenses 2016: $2,271,614Net Income 2016: -$147,0112016Revenue 2017: $2,566,383Expenses 2017: $2,548,774Net Income 2017: $17,6092017Revenue 2018: $2,333,396Expenses 2018: $2,417,197Net Income 2018: -$83,8012018Revenue 2019: $1,810,472Expenses 2019: $2,276,812Net Income 2019: -$466,3402019Revenue 2020: $2,196,490Expenses 2020: $1,926,042Net Income 2020: $270,4482020Revenue 2021: $2,013,161Expenses 2021: $1,978,249Net Income 2021: $34,9122021Revenue 2022: $2,021,104Expenses 2022: $2,027,178Net Income 2022: -$6,0742022Revenue 2024: $2,507,869Expenses 2024: $2,478,935Net Income 2024: $28,9342024

Highlighted filing

2024

Revenue$2,507,869
Expenses$2,478,935
Net Income$28,934

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.48$0.96$3.52$2.51$2.48$0.03
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.15$0.82$3.34$2.02$2.03$0.01
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.04$0.70$3.34$2.01$1.98$0.03
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.07$0.76$3.31$2.20$1.93$0.27
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.75$0.72$3.04$1.81$2.28$0.47
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.32$0.82$3.50$2.33$2.42$0.08
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.37$0.81$3.56$2.57$2.55$0.02
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.41$0.88$3.54$2.12$2.27$0.15
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.65$0.96$3.69$2.63$2.26$0.37
2014Detailed filing. Detailed filing data is available for this year.$4.38$1.06$3.32$2.68$2.88$0.20
2013Detailed filing. Detailed filing data is available for this year.$4.70$1.18$3.52$3.46$3.44$0.02
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.85$0.94$2.91$2.67
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.84$0.08$2.77$2.68
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 20, 2025
Return Version
2024v5.0
Gross Receipts
$2,507,869
Mission and Program Overview

Mission

Sch's mission is to provide comprehensive counseling, education and housing resources necessary for latinos and other low-to-moderate income families in the chicagoland area, develop competence and responsibility in meeting their financial objectives.

Sch's mission is to provide comprehensive counseling, education and housing resources necessary for latinos and other low-to-moderate income families in the chicagoland area, develop competence and resonsibiltiy in meeting their financail objectives.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$2,074,378$1,833,783▼ $240,595
Land, Buildings, and Equipment, Net$1,434,422$1,376,767▼ $57,655
Investments in Publicly Traded Securities$667,397$686,163▲ $18,766
Pledges and Grants Receivable$401,257$552,823▲ $151,566
Prepaid Expenses and Deferred Charges$28,942$22,510▼ $6,432
Total Assets$4,610,996$4,476,646▼ $134,350
Other Assets Total$4,600$4,600→ $0
Liabilities
Mortgage Notes Payable Secured by Investment Property$536,021$514,367▼ $21,654
Deferred Revenue$429,041$305,018▼ $124,023
Accounts Payable and Accrued Expenses$155,781$138,173▼ $17,608
Total Liabilities$1,120,843$957,558▼ $163,285
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$3,490,153$3,519,088▲ $28,935
Total Net Assets Fund Balance$3,490,153$3,519,088▲ $28,935
Total Liabilities and Net Assets / Fund Balance$4,610,996$4,476,646▼ $134,350

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$2,455,717-$2,455,717
Land$42,430-$42,430
Equipment$3,801-$3,801
Leasehold Improvements$-1,125,181$1,125,181-
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Joseph LopezExecutive DiFT$133,454$133,454

Board Members and Trustees

NameTitle
Carla RoblesBoard Member
Jesus SolorioBoard Member
Juan ElliesBoard Member
Juan PrietoBoard Member
Paul LopezBoard Presid
Angelica GarcilazoDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$2,253,522
Program Service Revenue
$0
Investment Income
$109,063
Other Revenue
$145,284
All Other Contributions
$1,137,888
Change in Net Assets
$28,934

Audited Revenue Reconciliation

Revenue per Audited Statements
$2,507,869
Total Revenue per Audited Statements
$2,507,869
Total Revenue per Form 990
$2,507,869
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$1,606,809
Other Expenses$872,126
Total Fundraising Expense$53,751
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$1,233,602$80,340-$1,313,942
Fees for Services Other$391,476$712$10,845$403,033
Office Expenses$134,296$31,057$4,417$169,770
Other Employee Benefits$134,758--$134,758
Payroll Taxes$130,449--$130,449
Occupancy$63,990$9,179$18,618$91,787
Depreciation Depletion-$57,656-$57,656
Advertising$15,224$17,300$19,871$52,395
Interest-$32,921-$32,921
Insurance$24,957$5,241-$30,198
Pension Plan Contributions$27,660--$27,660
Conferences and Meetings$16,613--$16,613
Other Expenses$16,473$1,280-$1,280
Total Functional Expenses$2,189,498$235,686$53,751$2,478,935

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$2,478,935
Total Expenses per Audited Statements$2,478,935
Total Expenses per Form 990$2,478,935
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$129,127
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Camino and Make$129,127$129,127-$129,127
Total Events$129,127$129,127-$129,127
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

The form 990 is reviewed by the executive director and all members of the board of directors prior to filing with the irs.

Form 990, Page 6, Part VI, Line 12C

The organization reviews and monitors compliance with the policy on an annual basis.

Form 990, Page 6, Part VI, Line 15A

The organization determines compensation through an annual review of performance and comparisons with comparable positions.

Form 990, Page 6, Part VI, Line 15B

The organization determines compensation through an annual review of performance and comparisons with comparable positions.

Form 990, Page 6, Part VI, Line 19

The organization makes the required documents available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Spanish Coalition for Housing
EIN
23-7230578
Phone
7732925784
Address
1922 NORTH PULASKI ROAD, CHICAGO, IL 60639

Signing Officer

Name
Joseph Lopez
Title
Executive Director
Phone
7732925784
Signed
2025-05-20

Organization Details

Principal Officer
Paul Lopez
Formed
1966
Legal Domicile
Il
Voting Board Members
8
Independent Board Members
8
Employees
25

Preparer

Firm
Callero & Callero Llp
Address
1700 W HIGGINS RD STE 300, DES PLAINES, IL 60018
Preparer
Trevor Wohlgemuth
Phone
8479662040
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

Sch's mission is to provide comprehensive counseling, education and housing resources necessary for latinos and other low-to-moderate income families in the chicagoland area, develop competence and responsibility in meeting their financial objectives.

Form 990, Page 2, Part III, Line 4A

Housing counseling program pre-purchase counseling- sch prepares prospective first time homebuyers to become mortgage ready. Sch offers both individual and group pre-purchase counseling services, which cover budget preparation, credit history evaluation, loan packaging and other services related to purchasing a home. Foreclosure prevention- sch's foreclosure counseling program connects families with the one-on-one counseling they need to keep their homes and realize housing security. Post-purchase counseling- sch supports existing homeowners with understanding escrow, finding affordable insurance, acessing tax exemptions, applying for energy assistance, building emergency repair funds, developing a seasonal maintenance checklist, and recognizing when and how refinancing is an appropriate course of action. Rental program chicagoland bilingual landlord association (cbla) program- sch helps low- to-moderate income landlords become educated and empowered about their rights and responsibilities as landlords. Primarily used by landlords of small properties, the clients can participate in one-on-one counseling or group workshops aimed at helping them better manage their properties, apply their rights and responsibilites as owners, and provide tenant families with safe, decent and affordable rental unit. Support program liheap energy assiatances program- this program uses a federal pass through grant to help pay a significant part of low income renters' utility costs and needed weatherization repairs that will enable families to stabilize their utility budgets so that they can meet their other basic financial obligations. Homeless prevention, affordable housing location and sustainability counseling- sch works with clients in one-on-one setting to locate affordable rental units and provide counseling and assistance to overcome their challenges in securing a safe and sustainable housing. This program connects individuals with available resources to ease the burden of housing security. Financial literacy program- sch provides workshops and one-on-one counseling that focuses on budget preparation, money management and the importance of financial responsibility includes credit restoration counseling and financial coaching.

Form 990, Page 2, Part III, Line 4D

OTHER INCOME

Form 990, Part IX, Line 11G

Client expenses 52,041 0 321 equipment rental 5,663 712 745 professional 333,772 0 9,779 total 391,476 712 10,845

Form 990, Part XI, Line 9

ROUNDING 1

Raw XML Appendix394 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Desc0HOUSING COUNSELING PROGRAM PRE-PURCHASE COUNSELING- SCH PREPARES PROSPECTIVE FIRST TIME HOMEBUYERS TO BECOME MORTGAGE READY. SCH OFFERS BOTH INDIVIDUAL AND GROUP PRE-PURCHASE COUNSELING SERVICES, WHICH COVER BUDGET PREPARATION, CREDIT HISTORY EVALUATION, LOAN PACKAGING AND OTHER SERVICES RELATED TO PURCHASING A HOME. FORECLOSURE PREVENTION- SCH'S FORECLOSURE COUNSELING PROGRAM CONNECTS FAMILIES WITH THE ONE-ON-ONE COUNSELING THEY NEED TO KEEP THEIR HOMES AND REALIZE HOUSING SECURITY. POST-PURCHASE COUNSELING- SCH SUPPORTS EXISTING HOMEOWNERS WITH UNDERSTANDING ESCROW, FINDING AFFORDABLE INSURANCE, ACESSING TAX EXEMPTIONS, APPLYING FOR ENERGY ASSISTANCE, BUILDING EMERGENCY REPAIR FUNDS, DEVELOPING A SEASONAL MAINTENANCE CHECKLIST, AND RECOGNIZING WHEN AND HOW REFINANCING IS AN APPROPRIATE COURSE OF ACTION. RENTAL PROGRAM CHICAGOLAND BILINGUAL LANDLORD ASSOCIATION (CBLA) PROGRAM- SCH HELPS LOW- TO-MODERATE INCOME LANDLORDS BECOME EDUCATED AND EMPOWERED ABOUT THEIR RIGHTS AND RESPONSIBILITIES AS LANDLORDS. PRIMARILY USED BY LANDLORDS OF SMALL PROPERTIES, THE CLIENTS CAN PARTICIPATE IN ONE-ON-ONE COUNSELING OR GROUP WORKSHOPS AIMED AT HELPING THEM BETTER MANAGE THEIR PROPERTIES, APPLY THEIR RIGHTS AND RESPONSIBILITES AS OWNERS, AND PROVIDE TENANT FAMILIES WITH SAFE, DECENT AND AFFORDABLE RENTAL UNIT. SUPPORT PROGRAM LIHEAP ENERGY ASSIATANCES PROGRAM- THIS PROGRAM USES A FEDERAL PASS THROUGH GRANT TO HELP PAY A SIGNIFICANT PART OF LOW INCOME RENTERS' UTILITY COSTS AND NEEDED WEATHERIZATION REPAIRS THAT WILL ENABLE FAMILIES TO STABILIZE THEIR UTILITY BUDGETS SO THAT THEY CAN MEET THEIR OTHER BASIC FINANCIAL OBLIGATIONS. HOMELESS PREVENTION, AFFORDABLE HOUSING LOCATION AND SUSTAINABILITY COUNSELING- SCH WORKS WITH CLIENTS IN ONE-ON-ONE SETTING TO LOCATE AFFORDABLE RENTAL UNITS AND PROVIDE COUNSELING AND ASSISTANCE TO OVERCOME THEIR CHALLENGES IN SECURING A SAFE AND SUSTAINABLE HOUSING. THIS PROGRAM CONNECTS INDIVIDUALS WITH AVAILABLE RESOURCES TO EASE THE BURDEN OF HOUSING SECURITY. FINANCIAL LITERACY PROGRAM- SCH PROVIDES WORKSHOPS AND ONE-ON-ONE COUNSELING THAT FOCUSES ON BUDGET PREPARATION, MONEY MANAGEMENT AND THE IMPORTANCE OF FINANCIAL RESPONSIBILITY INCLUDES CREDIT RESTORATION COUNSELING AND FINANCIAL COACHING.
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IRS990/InterestGrp/TotalAmt032921
IRS990/InvestmentIncomeGrp/ExclusionAmt0109063
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0109063
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0667397
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0686163
IRS990/IRPDocumentCnt02
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01125181
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01434422
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01376767
IRS990/LandBldgEquipCostOrOtherBssAmt02501948
IRS990/LegalDomicileStateCd0IL
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0SCH'S MISSION IS TO PROVIDE COMPREHENSIVE COUNSELING, EDUCATION AND HOUSING RESOURCES NECESSARY FOR LATINOS AND OTHER LOW-TO-MODERATE INCOME FAMILIES IN THE CHICAGOLAND AREA, DEVELOP COMPETENCE AND RESPONSIBILITY IN MEETING THEIR FINANCIAL OBJECTIVES.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt0536021
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt0514367
IRS990/NetAssetsOrFundBalancesBOYAmt03490153
IRS990/NetAssetsOrFundBalancesEOYAmt03519088
IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt0129127
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt0129127
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt03490153
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt03519088
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/FundraisingAmt018618
IRS990/OccupancyGrp/ManagementAndGeneralAmt09179
IRS990/OccupancyGrp/ProgramServicesAmt063990
IRS990/OccupancyGrp/TotalAmt091787
IRS990/OfficeExpensesGrp/FundraisingAmt04417
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt031057
IRS990/OfficeExpensesGrp/ProgramServicesAmt0134296
IRS990/OfficeExpensesGrp/TotalAmt0169770
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt04600
IRS990/OtherAssetsTotalGrp/EOYAmt04600
IRS990/OtherChangesInNetAssetsAmt01
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0134758
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0134758
IRS990/OtherExpensesGrp/Desc0BANK CHARGES
IRS990/OtherExpensesGrp/Desc1BAD DEBTS
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt01280
IRS990/OtherExpensesGrp/ProgramServicesAmt016473
IRS990/OtherExpensesGrp/TotalAmt016473
IRS990/OtherExpensesGrp/TotalAmt11280
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0IN KIND CONTRIBUTIONS
IRS990/OtherRevenueMiscGrp/Desc1IN KIND
IRS990/OtherRevenueMiscGrp/ExclusionAmt015453
IRS990/OtherRevenueMiscGrp/ExclusionAmt1704
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt015453
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1704
IRS990/OtherRevenueTotalAmt016157
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt080340
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt01233602
IRS990/OtherSalariesAndWagesGrp/TotalAmt01313942
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/ProgramServicesAmt0130449
IRS990/PayrollTaxesGrp/TotalAmt0130449
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt027660
IRS990/PensionPlanContributionsGrp/TotalAmt027660
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt0401257
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt0552823
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt028942
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt022510
IRS990/PrincipalOfficerNm0PAUL LOPEZ
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgSrvcAccomActyOtherGrp/Desc0OTHER INCOME
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt02246619
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt0105336
IRS990/PYOtherExpensesAmt0827559
IRS990/PYOtherRevenueAmt0133697
IRS990/PYRevenuesLessExpensesAmt0154115
IRS990/PYSalariesCompEmpBnftPaidAmt01503978
IRS990/PYTotalExpensesAmt02331537
IRS990/PYTotalRevenueAmt02485652
IRS990/ReconcilationRevenueExpnssAmt028934
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0OTHER INCOME 503,968
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0PART II, LINE 10
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt02253522
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt02246619
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt01949782
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt01874756
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt02079303
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt010403982
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt0109063
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt0105336
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt0-82686
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt0106528
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt050695
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0288936
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt0145284
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt0166167
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt0223193
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt045361
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt069247
IRS990ScheduleA/OtherIncome170Grp/TotalAmt0649252
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.91730
IRS990ScheduleA/PublicSupportPY170Pct00.92640
IRS990ScheduleA/PublicSupportTotal170Amt010403982
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt02253522
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt02246619
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt01949782
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt01874756
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt02079303
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt010403982
IRS990ScheduleA/TotalSupportAmt011342170
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt03801
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt03801
IRS990ScheduleD/ExpensesSubtotalAmt02478935
IRS990ScheduleD/LandGrp/BookValueAmt042430
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt042430
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0-1125181
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt01125181
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt02455717
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt02455717
IRS990ScheduleD/RevenueSubtotalAmt02507869
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01376767
IRS990ScheduleD/TotalExpensesPerForm990Amt02478935
IRS990ScheduleD/TotalRevenuePerForm990Amt02507869
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt02507869
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt02478935
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0CAMINO AND MAKE
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt0129127
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt0129127
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt0129127
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt0129127
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt0129127
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0SCH'S MISSION IS TO PROVIDE COMPREHENSIVE COUNSELING, EDUCATION AND HOUSING RESOURCES NECESSARY FOR LATINOS AND OTHER LOW-TO-MODERATE INCOME FAMILIES IN THE CHICAGOLAND AREA, DEVELOP COMPETENCE AND RESPONSIBILITY IN MEETING THEIR FINANCIAL OBJECTIVES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1HOUSING COUNSELING PROGRAM PRE-PURCHASE COUNSELING- SCH PREPARES PROSPECTIVE FIRST TIME HOMEBUYERS TO BECOME MORTGAGE READY. SCH OFFERS BOTH INDIVIDUAL AND GROUP PRE-PURCHASE COUNSELING SERVICES, WHICH COVER BUDGET PREPARATION, CREDIT HISTORY EVALUATION, LOAN PACKAGING AND OTHER SERVICES RELATED TO PURCHASING A HOME. FORECLOSURE PREVENTION- SCH'S FORECLOSURE COUNSELING PROGRAM CONNECTS FAMILIES WITH THE ONE-ON-ONE COUNSELING THEY NEED TO KEEP THEIR HOMES AND REALIZE HOUSING SECURITY. POST-PURCHASE COUNSELING- SCH SUPPORTS EXISTING HOMEOWNERS WITH UNDERSTANDING ESCROW, FINDING AFFORDABLE INSURANCE, ACESSING TAX EXEMPTIONS, APPLYING FOR ENERGY ASSISTANCE, BUILDING EMERGENCY REPAIR FUNDS, DEVELOPING A SEASONAL MAINTENANCE CHECKLIST, AND RECOGNIZING WHEN AND HOW REFINANCING IS AN APPROPRIATE COURSE OF ACTION. RENTAL PROGRAM CHICAGOLAND BILINGUAL LANDLORD ASSOCIATION (CBLA) PROGRAM- SCH HELPS LOW- TO-MODERATE INCOME LANDLORDS BECOME EDUCATED AND EMPOWERED ABOUT THEIR RIGHTS AND RESPONSIBILITIES AS LANDLORDS. PRIMARILY USED BY LANDLORDS OF SMALL PROPERTIES, THE CLIENTS CAN PARTICIPATE IN ONE-ON-ONE COUNSELING OR GROUP WORKSHOPS AIMED AT HELPING THEM BETTER MANAGE THEIR PROPERTIES, APPLY THEIR RIGHTS AND RESPONSIBILITES AS OWNERS, AND PROVIDE TENANT FAMILIES WITH SAFE, DECENT AND AFFORDABLE RENTAL UNIT. SUPPORT PROGRAM LIHEAP ENERGY ASSIATANCES PROGRAM- THIS PROGRAM USES A FEDERAL PASS THROUGH GRANT TO HELP PAY A SIGNIFICANT PART OF LOW INCOME RENTERS' UTILITY COSTS AND NEEDED WEATHERIZATION REPAIRS THAT WILL ENABLE FAMILIES TO STABILIZE THEIR UTILITY BUDGETS SO THAT THEY CAN MEET THEIR OTHER BASIC FINANCIAL OBLIGATIONS. HOMELESS PREVENTION, AFFORDABLE HOUSING LOCATION AND SUSTAINABILITY COUNSELING- SCH WORKS WITH CLIENTS IN ONE-ON-ONE SETTING TO LOCATE AFFORDABLE RENTAL UNITS AND PROVIDE COUNSELING AND ASSISTANCE TO OVERCOME THEIR CHALLENGES IN SECURING A SAFE AND SUSTAINABLE HOUSING. THIS PROGRAM CONNECTS INDIVIDUALS WITH AVAILABLE RESOURCES TO EASE THE BURDEN OF HOUSING SECURITY. FINANCIAL LITERACY PROGRAM- SCH PROVIDES WORKSHOPS AND ONE-ON-ONE COUNSELING THAT FOCUSES ON BUDGET PREPARATION, MONEY MANAGEMENT AND THE IMPORTANCE OF FINANCIAL RESPONSIBILITY INCLUDES CREDIT RESTORATION COUNSELING AND FINANCIAL COACHING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2OTHER INCOME
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE FORM 990 IS REVIEWED BY THE EXECUTIVE DIRECTOR AND ALL MEMBERS OF THE BOARD OF DIRECTORS PRIOR TO FILING WITH THE IRS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE ORGANIZATION REVIEWS AND MONITORS COMPLIANCE WITH THE POLICY ON AN ANNUAL BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE ORGANIZATION DETERMINES COMPENSATION THROUGH AN ANNUAL REVIEW OF PERFORMANCE AND COMPARISONS WITH COMPARABLE POSITIONS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE ORGANIZATION DETERMINES COMPENSATION THROUGH AN ANNUAL REVIEW OF PERFORMANCE AND COMPARISONS WITH COMPARABLE POSITIONS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THE ORGANIZATION MAKES THE REQUIRED DOCUMENTS AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8CLIENT EXPENSES 52,041 0 321 EQUIPMENT RENTAL 5,663 712 745 PROFESSIONAL 333,772 0 9,779 TOTAL 391,476 712 10,845
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9ROUNDING 1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 2, PART III, LINE 4A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PART IX, LINE 11G
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9FORM 990, PART XI, LINE 9
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IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0IL
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
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IRS990/TotalAssetsEOYAmt04476646
IRS990/TotalAssetsGrp/BOYAmt04610996
IRS990/TotalAssetsGrp/EOYAmt04476646
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt02253522
IRS990/TotalEmployeeCnt025
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt053751
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0235686
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt02189498
IRS990/TotalFunctionalExpensesGrp/TotalAmt02478935
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt01120843
IRS990/TotalLiabilitiesEOYAmt0957558
IRS990/TotalLiabilitiesGrp/BOYAmt01120843
IRS990/TotalLiabilitiesGrp/EOYAmt0957558
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt03490153
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt03519088
IRS990/TotalProgramServiceExpensesAmt02189498
IRS990/TotalReportableCompFromOrgAmt0133454
IRS990/TotalRevenueGrp/ExclusionAmt0254347
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02507869
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt04610996
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt04476646
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt05215 OLD ORCHARD RD SUITE 1200
IRS990/USAddress/CityNm0SKOKIE
IRS990/USAddress/StateAbbreviationCd0IL
IRS990/USAddress/ZIPCd060077
IRS990/VotingMembersGoverningBodyCnt08
IRS990/VotingMembersIndependentCnt08
IRS990/WebsiteAddressTxt0SCH4HOUSING.ORG
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0JOSEPH LOPEZ
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum07732925784
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-20
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SPANISH COALITION FOR HOUSING
ReturnHeader/Filer/BusinessNameControlTxt0SPAN
ReturnHeader/Filer/EIN0237230578
ReturnHeader/Filer/PhoneNum07732925784
ReturnHeader/Filer/USAddress/AddressLine1Txt01922 NORTH PULASKI ROAD
ReturnHeader/Filer/USAddress/CityNm0CHICAGO
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
ReturnHeader/Filer/USAddress/ZIPCd060639
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0362518261
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CALLERO & CALLERO LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01700 W HIGGINS RD STE 300
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0DES PLAINES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd060018
ReturnHeader/PreparerPersonGrp/PhoneNum08479662040
ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-29
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0TREVOR WOHLGEMUTH
ReturnHeader/ReturnTs02025-06-17T17:23:53-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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