Liabilities / Assets
45th percentile
Higher debt load relative to assets than 45% of similar nonprofits.
990 • Fiscal year 2020 • EIN 23-7108910
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
45th percentile
Higher debt load relative to assets than 45% of similar nonprofits.
Liabilities / Revenue
93rd percentile
Higher debt load relative to revenue than 93% of similar nonprofits.
Net Margin
42nd percentile
Higher net margin than 42% of similar nonprofits.
Top Officer Pay
37th percentile
Higher top officer pay than 37% of similar nonprofits.
Top officer pay equals 7.6% of source-year revenue.
Asset Growth
44th percentile
Faster asset growth than 44% of similar nonprofits.
Revenue Growth
48th percentile
Faster revenue growth than 48% of similar nonprofits.
Assets
Up$57,790,348
Up $7,170,127 (+14%) from 2019
Net Assets
Up$6,627,008
Up $130,144 (+2.0%) from 2019
Liabilities
Up$51,163,340
Up $7,039,983 (+16%) from 2019
Revenue
Down$1,722,655
Down $69,213 (-3.9%) from 2019
Expenses
Up$1,592,511
Up $128,081 (+8.7%) from 2019
Net Income
Down$130,144
Down $197,294 (-60%) from 2019
To function as a member-owned, not-for-profit financial cooperative for employees, retirees, and volunteers of gundersen health system, and its affiliates, and members of their immediate families.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $36,335,478 | $37,015,268 | ▲ $679,790 |
| Investments Other Securities | $13,588,251 | $19,702,981 | ▲ $6,114,730 |
| Rtn Earn Endowment Incm Other Fnds | $6,496,864 | $6,627,008 | ▲ $130,144 |
| Cash and Non-Interest-Bearing Accounts | $233,221 | $674,068 | ▲ $440,847 |
| Land, Buildings, and Equipment, Net | $230,541 | $205,814 | ▼ $24,727 |
| Receivables From Officers Etc | $128,523 | $117,515 | ▼ $11,008 |
| Prepaid Expenses and Deferred Charges | $32,124 | $26,580 | ▼ $5,544 |
| Total Assets | $50,620,221 | $57,790,348 | ▲ $7,170,127 |
| Other Assets Total | $72,083 | $48,122 | ▼ $23,961 |
| Liabilities | |||
| Other Liabilities | $44,036,456 | $51,053,893 | ▲ $7,017,437 |
| Accounts Payable and Accrued Expenses | $86,901 | $109,447 | ▲ $22,546 |
| Total Liabilities | $44,123,357 | $51,163,340 | ▲ $7,039,983 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $6,496,864 | $6,627,008 | ▲ $130,144 |
| Total Liabilities and Net Assets / Fund Balance | $50,620,221 | $57,790,348 | ▲ $7,170,127 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Leasehold Improvements | $146,756 | $29,493 | $176,249 |
| Equipment | $57,311 | $109,489 | $166,800 |
| Other Land Buildings | $1,747 | $249 | $1,996 |
| Other Securities | $26 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Jeremy Yardley | President/ce | FT | $122,217 | $9,085 | $131,302 |
| Name | Title |
|---|---|
| Jon E Bingol | Chair |
| Elizabeth Ritter | Vice Chair |
| Brady Lowe | Board Member |
| Lisa Rainey | Board Member |
| Loren Carrell | Board Member |
| Susan Miller | Secretary |
| Paul Fisch | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $980,885 |
| Salaries, Compensation, and Employee Benefits | $611,626 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $460,984 | - | - | $460,984 |
| Office Expenses | $114,435 | - | - | $114,435 |
| Other Employee Benefits | $77,743 | - | - | $77,743 |
| Advertising | $68,032 | - | - | $68,032 |
| Pension Plan Contributions | $38,049 | - | - | $38,049 |
| Depreciation Depletion | $35,090 | - | - | $35,090 |
| Payroll Taxes | $34,850 | - | - | $34,850 |
| Other Expenses | $26,154 | - | - | $26,154 |
| All Other Expenses | $21,562 | - | - | $21,562 |
| Fees for Services Accounting | $16,314 | - | - | $16,314 |
| Occupancy | $13,609 | - | - | $13,609 |
| Total Functional Expenses | $1,592,511 | $0 | $0 | $1,592,511 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $1,592,511 |
| Total Expenses per Audited Statements | $1,592,511 |
| Total Expenses per Form 990 | $1,592,511 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Officers, Directors, Trustees, and Key Employees | $128,523 | $117,515 | ▼ $11,008 |
| Liability | Amount |
|---|---|
| Shares and Deposits | $50,878,906 |
| Other Liabilities | $174,987 |
“Owned and controlled by its members.”
“Members have the right to vote and nominate individuals to serve on the board of directors.”
“Members approve annual meeting elections.”
“Reviewed and approved by management. Provided to board prior to filing.”
“PRESIDENT MONITORS.”
“Compensation is determined by the personnel committee, which is made up of members of the board of directors and is based on industry standards.”
“Compensation is determined by the personnel committee, which is made up of members of the board of directors and is based on industry standards.”
“Records available to the public through the national credit union administration.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 86901 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 109447 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | TO FUNCTION AS A MEMBER-OWNED, NOT-FOR-PROFIT FINANCIAL COOPERATIVE FOR EMPLOYEES, RETIREES, AND VOLUNTEERS OF GUNDERSEN HEALTH SYSTEM, AND ITS AFFILIATES, AND MEMBERS OF THEIR IMMEDIATE FAMILIES. |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 68032 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 68032 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 21562 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 21562 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | DEB KANE |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6087754785 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1910 SOUTH AVE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | LA CROSSE |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 54601 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 233221 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 674068 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 136579 |
| IRS990/CYOtherExpensesAmt | 0 | 980885 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1586076 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 130144 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 611626 |
| IRS990/CYTotalExpensesAmt | 0 | 1592511 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1722655 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 35090 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 35090 |
| IRS990/Desc | 0 | A COOPERATIVE, NONPROFIT CORPORATION, INCORPORATED TO ENCOURAGE THRIFT AMONG ITS MEMBERS, CREATE A SOURCE OF CREDIT AT A FAIR AND REASONABLE COST, AND PROVIDE AN OPPORTUNITY FOR ITS MEMBERS TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DoingBusinessAsName/BusinessNameLine1Txt | 0 | GUNDERSEN CREDIT UNION |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 11 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/ExpenseAmt | 0 | 1592511 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 16314 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 16314 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 9085 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | JEREMY YARDLEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | JON E BINGOL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | LOREN CARRELL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | PAUL FISCH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | BRADY LOWE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | SUSAN MILLER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | LISA RAINEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | ELIZABETH RITTER |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 122217 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT/CE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | VICE CHAIR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/Form990TFiledInd | 0 | true |
| IRS990/FormationYr | 0 | 1971 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 1722655 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 136579 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 136579 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 13588251 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 19702981 |
| IRS990/IRPDocumentCnt | 0 | 1307 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 139231 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 230541 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 205814 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 345045 |
| IRS990/LegalDomicileStateCd | 0 | WI |
| IRS990/LoanOutstandingInd | 0 | true |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | TO FUNCTION AS A MEMBER-OWNED, NOT-FOR-PROFIT FINANCIAL COOPERATIVE FOR EMPLOYEES, RETIREES, AND VOLUNTEERS OF GUNDERSEN HEALTH SYSTEM, AND ITS AFFILIATES, AND MEMBERS OF THEIR IMMEDIATE FAMILIES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 6496864 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 6627008 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 13609 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 13609 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 114435 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 114435 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 72083 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 48122 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 77743 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 77743 |
| IRS990/OtherExpensesGrp/Desc | 0 | DIVIDENDS |
| IRS990/OtherExpensesGrp/Desc | 1 | OTHER SERVICE FEES |
| IRS990/OtherExpensesGrp/Desc | 2 | LOAN SERVICING EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 3 | DUES |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 347563 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 228856 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 109270 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 26154 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 347563 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 228856 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 109270 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 26154 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 44036456 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 51053893 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 460984 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 460984 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 36335478 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 37015268 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 34850 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 34850 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 38049 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 38049 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 32124 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 26580 |
| IRS990/PrincipalOfficerNm | 0 | JON E BINGOL |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522200 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 519100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | OPERATING INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | ATM INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1310549 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 191286 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 66476 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1310549 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 191286 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 66476 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 17765 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 17765 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 183122 |
| IRS990/PYOtherExpensesAmt | 0 | 982038 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1608746 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 327438 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 482392 |
| IRS990/PYTotalExpensesAmt | 0 | 1464430 |
| IRS990/PYTotalRevenueAmt | 0 | 1791868 |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 128523 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 117515 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 130144 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | true |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 6496864 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 6627008 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 57311 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 109489 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 166800 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 1592511 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 146756 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 29493 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 176249 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 1747 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 249 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 1996 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 50878906 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 174987 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | SHARES AND DEPOSITS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | OTHER LIABILITIES |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 5536000 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 4133000 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 2 | 2595081 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 3 | 2400000 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 4 | 1616544 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 5 | 1500000 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 6 | 1000000 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 7 | 484375 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 8 | 202048 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 9 | 177604 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 10 | 44690 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 11 | 10000 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 12 | 2110 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 13 | 1000 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 14 | 203 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 15 | 200 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 16 | 100 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 17 | 26 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | OTHER |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | FED FUNDS PURCHASED |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 2 | INVESTMENTS IN CREDIT UNIONS |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 3 | LIBOR INVESTMENT ACCOUNT |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 4 | CCCU CHECKING |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 5 | CCCU - PLUS ACCOUNT 4X |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 6 | VARIABLE ACCOUNT 30 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 7 | NCUSIF INVESTMENT |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 8 | CCCU MEMBERSHIP CAPITAL SHARES |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 9 | CCCU PAID IN CAPITAL |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 10 | VISA INVESTMENT |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 11 | CUSO SHARED SERVICES |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 12 | MONEY MARKET - OTHER CREDIT UNIONS |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 13 | SHAZAM MEMBERSHIP |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 14 | CARD SERVICE CU - CUSO |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 15 | PREPAID CARDS |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 16 | WISCUB |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 17 | CREDIT UNION SHARES |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 3 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 4 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 5 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 6 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 7 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 8 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 9 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 10 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 11 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 12 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 13 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 14 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 15 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 16 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 17 | C |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 1722655 |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 205814 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 19702981 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 1592511 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 51053893 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 1722655 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 1722655 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 1592511 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 0 | 117515 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 0 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 0 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 0 | MORTGAGE |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 0 | 128700 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 0 | NOTE RECEIVABLE |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 0 | PRESIDENT/CEO |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 0 | true |
| IRS990ScheduleL/TotalBalanceDueAmt | 0 | 117515 |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | OWNED AND CONTROLLED BY ITS MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | MEMBERS HAVE THE RIGHT TO VOTE AND NOMINATE INDIVIDUALS TO SERVE ON THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | MEMBERS APPROVE ANNUAL MEETING ELECTIONS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | REVIEWED AND APPROVED BY MANAGEMENT. PROVIDED TO BOARD PRIOR TO FILING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | PRESIDENT MONITORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | COMPENSATION IS DETERMINED BY THE PERSONNEL COMMITTEE, WHICH IS MADE UP OF MEMBERS OF THE BOARD OF DIRECTORS AND IS BASED ON INDUSTRY STANDARDS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | COMPENSATION IS DETERMINED BY THE PERSONNEL COMMITTEE, WHICH IS MADE UP OF MEMBERS OF THE BOARD OF DIRECTORS AND IS BASED ON INDUSTRY STANDARDS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | RECORDS AVAILABLE TO THE PUBLIC THROUGH THE NATIONAL CREDIT UNION ADMINISTRATION. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 50620221 |
| IRS990/TotalAssetsEOYAmt | 0 | 57790348 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 50620221 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 57790348 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 11 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 1592511 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1592511 |
| IRS990/TotalGrossUBIAmt | 0 | 17765 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 44123357 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 51163340 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 44123357 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 51163340 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 6496864 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 6627008 |
| IRS990/TotalOtherCompensationAmt | 0 | 9085 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 1592511 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1586076 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 122217 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1704890 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1722655 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 17765 |
| IRS990/TotalVolunteersCnt | 0 | 7 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 50620221 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 57790348 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | true |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | N1660 HAGEN RD |
| IRS990/USAddress/CityNm | 0 | LA CROSSE |
| IRS990/USAddress/StateAbbreviationCd | 0 | WI |
| IRS990/USAddress/ZIPCd | 0 | 54601 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | WWW.GUNDERSENCU.ORG |
No mirrored PDF or thumbnail assets are attached yet.
Displayed year
2020 • Form 990Detailed filing. Detailed filing data is available for this year.