Civic Intelligence

Gundersen Credit Union

990 • Fiscal year 2015 • EIN 23-7108910

Jan 01, 2015 to Dec 31, 2015 • Filed on Oct 20, 2016

1910 South AvenueLA Crosse, WI 54601-5467

(608) 775-4785

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

37th percentile

0.86x

Higher debt load relative to assets than 37% of similar nonprofits.

2015 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2015

Liabilities / Revenue

82nd percentile

26.39x

Higher debt load relative to revenue than 82% of similar nonprofits.

2015 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2015

Net Margin

71st percentile

13%

Higher net margin than 71% of similar nonprofits.

2015 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2015

Top Officer Pay

80th percentile

$127,570

Higher top officer pay than 80% of similar nonprofits.

Top officer pay equals 9.6% of source-year revenue.

2015 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2015

Asset Growth

77th percentile

6.3%

Faster asset growth than 77% of similar nonprofits.

2015 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2014 to 2015

Revenue Growth

50th percentile

1.0%

Faster revenue growth than 50% of similar nonprofits.

2015 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2014 to 2015

Assets

Up

$40,703,275

Up $2,421,410 (+6.3%) from 2014

Net Assets

Up

$5,581,897

Up $173,286 (+3.2%) from 2014

Liabilities

Up

$35,121,378

Up $2,248,124 (+6.8%) from 2014

Revenue

Up

$1,331,057

Up $13,633 (+1.0%) from 2014

Expenses

Up

$1,157,771

Up $31,068 (+2.8%) from 2014

Net Income

Down

$173,286

Down $17,435 (-9.1%) from 2014

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$80M$60M$40M$20M$0Assets 2010: $33,190,671Liabilities 2010: $28,942,674Net Assets 2010: $4,247,9972010Assets 2011: $35,740,799Liabilities 2011: $31,116,666Net Assets 2011: $4,624,1332011Assets 2012: $39,796,204Liabilities 2012: $34,835,742Net Assets 2012: $4,960,4622012Assets 2014: $38,281,865Liabilities 2014: $32,873,254Net Assets 2014: $5,408,6112014Assets 2015: $40,703,275Liabilities 2015: $35,121,378Net Assets 2015: $5,581,8972015Assets 2016: $41,284,466Liabilities 2016: $35,599,022Net Assets 2016: $5,685,4442016Assets 2017: $43,614,960Liabilities 2017: $37,807,495Net Assets 2017: $5,807,4652017Assets 2018: $45,830,888Liabilities 2018: $39,661,462Net Assets 2018: $6,169,4262018Assets 2019: $50,620,221Liabilities 2019: $44,123,357Net Assets 2019: $6,496,8642019Assets 2020: $57,790,348Liabilities 2020: $51,163,340Net Assets 2020: $6,627,0082020Assets 2021: $61,946,937Liabilities 2021: $55,106,542Net Assets 2021: $6,840,3952021Assets 2022: $61,290,036Liabilities 2022: $54,237,752Net Assets 2022: $7,052,2842022Assets 2023: $60,501,430Liabilities 2023: $53,351,065Net Assets 2023: $7,150,3652023Assets 2024: $60,805,463Liabilities 2024: $53,422,539Net Assets 2024: $7,382,9242024

Highlighted filing

2015

Assets$40,703,275
Liabilities$35,121,378
Net Assets$5,581,897

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0Expenses 2010: $1,422,2622010Expenses 2011: $1,311,6402011Expenses 2012: $1,248,5352012Revenue 2014: $1,317,424Expenses 2014: $1,126,703Net Income 2014: $190,7212014Revenue 2015: $1,331,057Expenses 2015: $1,157,771Net Income 2015: $173,2862015Revenue 2016: $1,408,376Expenses 2016: $1,304,829Net Income 2016: $103,5472016Revenue 2017: $1,505,629Expenses 2017: $1,384,817Net Income 2017: $120,8122017Revenue 2018: $1,661,300Expenses 2018: $1,299,339Net Income 2018: $361,9612018Revenue 2019: $1,791,868Expenses 2019: $1,464,430Net Income 2019: $327,4382019Revenue 2020: $1,722,655Expenses 2020: $1,592,511Net Income 2020: $130,1442020Revenue 2021: $1,757,641Expenses 2021: $1,544,255Net Income 2021: $213,3862021Revenue 2022: $1,954,633Expenses 2022: $1,742,748Net Income 2022: $211,8852022Revenue 2023: $2,447,733Expenses 2023: $2,345,326Net Income 2023: $102,4072023Revenue 2024: $2,756,445Expenses 2024: $2,523,891Net Income 2024: $232,5542024

Highlighted filing

2015

Revenue$1,331,057
Expenses$1,157,771
Net Income$173,286
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
Oct 20, 2016
Return Version
2015v2.1
Gross Receipts
$1,331,057
Mission and Program Overview

Mission

To function as a member-owned, not-for-profit financial cooperative for employees, retirees, and volunteers of gundersen health system, and its affiliates, and members of their immediate families.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$22,666,031$27,051,442▲ $4,385,411
Investments Other Securities$15,225,520$13,384,668▼ $1,840,852
Rtn Earn Endowment Incm Other Fnds$5,408,611$5,581,897▲ $173,286
Cash and Non-Interest-Bearing Accounts$302,350$168,491▼ $133,859
Prepaid Expenses and Deferred Charges$14,148$30,450▲ $16,302
Land, Buildings, and Equipment, Net$24,837$18,641▼ $6,196
Total Assets$38,281,865$40,703,275▲ $2,421,410
Other Assets Total$48,979$49,583▲ $604
Liabilities
Other Liabilities$32,817,392$35,055,431▲ $2,238,039
Accounts Payable and Accrued Expenses$55,862$65,947▲ $10,085
Total Liabilities$32,873,254$35,121,378▲ $2,248,124
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,408,611$5,581,897▲ $173,286
Total Liabilities and Net Assets / Fund Balance$38,281,865$40,703,275▲ $2,421,410

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$18,641$87,233$105,874
Other Securities$20--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Sam SauerPresident/ceFT$101,355$26,215$127,570

Board Members and Trustees

NameTitle
Paul FischChair
Lisa RaineyVice Chair
Andrew WagnerDirector
Mark HutsonDirector
Susan MillerDirector
Lynn RoachSecretary
Jon BingolTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,172,567
Investment Income
$158,490
Other Revenue
$0
Change in Net Assets
$173,286
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$690,611
Salaries, Compensation, and Employee Benefits$467,160
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$248,228--$248,228
Current Officers, Directors, Trustees, and Key Employees$101,355--$101,355
Other Expenses$81,328--$81,328
Office Expenses$74,092--$74,092
Other Employee Benefits$64,911--$64,911
All Other Expenses$51,117--$51,117
Pension Plan Contributions$26,711--$26,711
Payroll Taxes$25,955--$25,955
Fees for Services Accounting$15,215--$15,215
Depreciation Depletion$10,713--$10,713
Advertising$10,650--$10,650
Occupancy$10,374--$10,374
Total Functional Expenses$1,157,771$0$0$1,157,771
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares and Deposits$34,992,837
Other Liabilities$62,594
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

Owned and controlled by its members.

Form 990, Page 6, Part VI, Line 7A

Members have the right to vote and nominate individuals to serve on the board of directors.

Form 990, Page 6, Part VI, Line 7B

Members approve annual meeting elections.

Form 990, Page 6, Part VI, Line 11B

Reviewed and approved by management. Provided to board prior to filing.

Form 990, Page 6, Part VI, Line 12C

PRESIDENT MONITORS.

Form 990, Page 6, Part VI, Line 15A

Compensation is determined by the personnel committee, which is made up of members of the board of directors and is based on industry standards.

Form 990, Page 6, Part VI, Line 15B

Compensation is determined by the personnel committee, which is made up of members of the board of directors and is based on industry standards.

Form 990, Page 6, Part VI, Line 19

Records available to the public through the national credit union administration.

Filing and Contact Details

Filer

Filer Name
Gundersen Credit Union
EIN
23-7108910
Phone
6087754785
Address
1910 SOUTH AVENUE, LA CROSSE, WI 54601-5467

Signing Officer

Name
Sam Sauer
Title
President/CEO
Phone
6087756767
Signed
2016-10-20
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Sam Sauer
Formed
1971
Legal Domicile
Wi
Voting Board Members
7
Independent Board Members
7
Employees
7

Preparer

Firm
FRANKE & TURNBULL CPA'S
Address
505 KING ST STE 105, LA CROSSE, WI 54601
Preparer
Scott Turnbull
Phone
6087841890
Raw XML Appendix387 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt034992837
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt162594
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARES AND DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1OTHER LIABILITIES
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt09133000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt11576848
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt21000000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt3526000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt4360208
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt5325995
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt6177604
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt7120872
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt8107857
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt946164
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1010000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt11100
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1220
IRS990ScheduleD/OtherSecuritiesGrp/Desc0OTHER
IRS990ScheduleD/OtherSecuritiesGrp/Desc1CCCU CHECKING
IRS990ScheduleD/OtherSecuritiesGrp/Desc2CCU PLUS ACCOUNT 4X
IRS990ScheduleD/OtherSecuritiesGrp/Desc3FED FUNDS PURCHASED
IRS990ScheduleD/OtherSecuritiesGrp/Desc4MONEY MARKET - COMMUNITY CU
IRS990ScheduleD/OtherSecuritiesGrp/Desc5NCUSIF INVESTMENT
IRS990ScheduleD/OtherSecuritiesGrp/Desc6CCCU PAID IN CAPITAL
IRS990ScheduleD/OtherSecuritiesGrp/Desc7CCCU MEMBERSHIP CAPITAL SHARES
IRS990ScheduleD/OtherSecuritiesGrp/Desc8INVESTMENTS IN CREDIT UNIONS
IRS990ScheduleD/OtherSecuritiesGrp/Desc9VISA INVESTMENT
IRS990ScheduleD/OtherSecuritiesGrp/Desc10CUSO SHARED SERVICES
IRS990ScheduleD/OtherSecuritiesGrp/Desc11WISCUB
IRS990ScheduleD/OtherSecuritiesGrp/Desc12CREDIT UNION SHARES
IRS990ScheduleD/OtherSecuritiesGrp/Desc13CCU CERTIFICATES
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd3C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd4C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd5C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd6C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd7C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd8C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd9C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd10C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd11C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd12C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd13C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt018641
IRS990ScheduleD/TotalBookValueSecuritiesAmt013384668
IRS990ScheduleD/TotalLiabilityAmt035055431
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0OWNED AND CONTROLLED BY ITS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS HAVE THE RIGHT TO VOTE AND NOMINATE INDIVIDUALS TO SERVE ON THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MEMBERS APPROVE ANNUAL MEETING ELECTIONS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3REVIEWED AND APPROVED BY MANAGEMENT. PROVIDED TO BOARD PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4PRESIDENT MONITORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5COMPENSATION IS DETERMINED BY THE PERSONNEL COMMITTEE, WHICH IS MADE UP OF MEMBERS OF THE BOARD OF DIRECTORS AND IS BASED ON INDUSTRY STANDARDS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6COMPENSATION IS DETERMINED BY THE PERSONNEL COMMITTEE, WHICH IS MADE UP OF MEMBERS OF THE BOARD OF DIRECTORS AND IS BASED ON INDUSTRY STANDARDS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7RECORDS AVAILABLE TO THE PUBLIC THROUGH THE NATIONAL CREDIT UNION ADMINISTRATION.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt038281865
IRS990/TotalAssetsEOYAmt040703275
IRS990/TotalAssetsGrp/BOYAmt038281865
IRS990/TotalAssetsGrp/EOYAmt040703275
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt07
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt01157771
IRS990/TotalFunctionalExpensesGrp/TotalAmt01157771
IRS990/TotalGrossUBIAmt053481
IRS990/TotalLiabilitiesBOYAmt032873254
IRS990/TotalLiabilitiesEOYAmt035121378
IRS990/TotalLiabilitiesGrp/BOYAmt032873254
IRS990/TotalLiabilitiesGrp/EOYAmt035121378
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt05408611
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt05581897
IRS990/TotalOtherCompensationAmt026215
IRS990/TotalProgramServiceExpensesAmt01157771
IRS990/TotalProgramServiceRevenueAmt01172567
IRS990/TotalReportableCompFromOrgAmt0101355
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01277576
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01331057
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt053481
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt038281865
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt040703275
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.GUNDERSENCU.ORG
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0SAM SAUER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT/CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum06087756767
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-10-20
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0GUNDERSEN CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0GUND
ReturnHeader/Filer/EIN0237108910
ReturnHeader/Filer/PhoneNum06087754785
ReturnHeader/Filer/USAddress/AddressLine1Txt01910 SOUTH AVENUE
ReturnHeader/Filer/USAddress/CityNm0LA CROSSE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WI
ReturnHeader/Filer/USAddress/ZIPCd0546015467
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0391559356
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0FRANKE & TURNBULL CPA'S
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0505 KING ST STE 105
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LA CROSSE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0WI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd054601
ReturnHeader/PreparerPersonGrp/PhoneNum06087841890
ReturnHeader/PreparerPersonGrp/PreparationDt02016-11-15
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0SCOTT TURNBULL
ReturnHeader/ReturnTs02016-11-15T14:03:15-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02015-01-01
ReturnHeader/TaxPeriodEndDt02015-12-31
ReturnHeader/TaxYr02015

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$60.8$53.4$7.38$2.76$2.52$0.23
2023Detailed filing. Detailed filing data is available for this year.$60.5$53.4$7.15$2.45$2.35$0.10
2022Detailed filing. Detailed filing data is available for this year.$61.3$54.2$7.05$1.95$1.74$0.21
2021Detailed filing. Detailed filing data is available for this year.$61.9$55.1$6.84$1.76$1.54$0.21
2020Detailed filing. Detailed filing data is available for this year.$57.8$51.2$6.63$1.72$1.59$0.13
2019Detailed filing. Detailed filing data is available for this year.$50.6$44.1$6.50$1.79$1.46$0.33
2018Detailed filing. Detailed filing data is available for this year.$45.8$39.7$6.17$1.66$1.30$0.36
2017Detailed filing. Detailed filing data is available for this year.$43.6$37.8$5.81$1.51$1.38$0.12
2016Detailed filing. Detailed filing data is available for this year.$41.3$35.6$5.69$1.41$1.30$0.10
2015Detailed filing. Detailed filing data is available for this year.$40.7$35.1$5.58$1.33$1.16$0.17
2014Detailed filing. Detailed filing data is available for this year.$38.3$32.9$5.41$1.32$1.13$0.19
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$39.8$34.8$4.96$1.25
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$35.7$31.1$4.62$1.31
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$33.2$28.9$4.25$1.42