Civic Intelligence

Springfield Catholic Credit Union

990 • Fiscal year 2017 • EIN 23-7100203

Jan 01, 2017 to Dec 31, 2017 • Filed on Aug 20, 2018

Organization ProfileN/A
2155 E SunshineSpringfield, MO 65804

(417) 862-7074

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

47th percentile

0.82x

Higher debt load relative to assets than 47% of similar nonprofits.

2017 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2017

Liabilities / Revenue

66th percentile

21.97x

Higher debt load relative to revenue than 66% of similar nonprofits.

2017 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2017

Net Margin

25th percentile

-6.2%

Higher net margin than 25% of similar nonprofits.

2017 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2017

Top Officer Pay

70th percentile

$43,846

Higher top officer pay than 70% of similar nonprofits.

Top officer pay equals 29.6% of source-year revenue.

2017 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2017

Asset Growth

73rd percentile

3.8%

Faster asset growth than 73% of similar nonprofits.

2017 filings • 501(c)14 • $1M-$5M nonprofits • Annualized from 2016 to 2017

Revenue Growth

15th percentile

-8.7%

Faster revenue growth than 15% of similar nonprofits.

2017 filings • 501(c)14 • $1M-$5M nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets47th percentile

Assets

Up

$3,957,022

Up $145,177 (+3.8%) from 2016

Net Assets

Down

$701,596

Down $9,148 (-1.3%) from 2016

Liabilities

Up

$3,255,426

Up $154,325 (+5.0%) from 2016

Revenue And Expenses
Liabilities / Revenue66th percentileNet Margin25th percentile

Revenue

Down

$148,166

Down $14,046 (-8.7%) from 2016

Expenses

Down

$157,333

Down $12,431 (-7.3%) from 2016

Net Income

Down

-$9,167

Down $1,615 (-21%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth73rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$6.0M$4.0M$2.0M$0Assets 2011: $4,515,810Liabilities 2011: $3,782,355Net Assets 2011: $733,4552011Assets 2012: $4,782,339Liabilities 2012: $4,041,804Net Assets 2012: $740,5352012Assets 2013: $4,396,699Liabilities 2013: $3,660,966Net Assets 2013: $735,7332013Assets 2014: $4,171,374Liabilities 2014: $3,448,885Net Assets 2014: $722,4892014Assets 2015: $3,848,416Liabilities 2015: $3,131,052Net Assets 2015: $717,3642015Assets 2016: $3,811,845Liabilities 2016: $3,101,101Net Assets 2016: $710,7442016Assets 2017: $3,957,022Liabilities 2017: $3,255,426Net Assets 2017: $701,5962017

Highlighted filing

2017

Assets$3,957,022
Liabilities$3,255,426
Net Assets$701,596
Open 2017 Filing

Operations Trend

Revenue Growth15th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KExpenses 2011: $227,0492011Expenses 2012: $190,8192012Revenue 2013: $172,504Expenses 2013: $177,344Net Income 2013: -$4,8402013Revenue 2014: $165,240Expenses 2014: $178,507Net Income 2014: -$13,2672014Revenue 2015: $169,250Expenses 2015: $174,399Net Income 2015: -$5,1492015Revenue 2016: $162,212Expenses 2016: $169,764Net Income 2016: -$7,5522016Revenue 2017: $148,166Expenses 2017: $157,333Net Income 2017: -$9,1672017

Highlighted filing

2017

Revenue$148,166
Expenses$157,333
Net Income-$9,167
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Aug 20, 2018
Return Version
2017v2.3
Gross Receipts
$148,166
Mission and Program Overview

Mission

Established to provide quality financial services to members who share our common bond and exist for the financial benefit of the members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$1,742,944$1,930,515▲ $187,571
Investments Other Securities$1,608,407$1,805,892▲ $197,485
Rtn Earn Endowment Incm Other Fnds$710,744$701,596▼ $9,148
Land, Buildings, and Equipment, Net$110,345$104,401▼ $5,944
Savings and Temporary Cash Investments$307,201$64,144▼ $243,057
Investments Program Related$31,235$30,965▼ $270
Cash and Non-Interest-Bearing Accounts$6,137$14,955▲ $8,818
Prepaid Expenses and Deferred Charges$1,145$693▼ $452
Total Assets$3,811,845$3,957,022▲ $145,177
Other Assets Total$4,431$5,457▲ $1,026
Liabilities
Other Liabilities$3,096,453$3,245,786▲ $149,333
Accounts Payable and Accrued Expenses$4,648$9,640▲ $4,992
Total Liabilities$3,101,101$3,255,426▲ $154,325
Net Assets / Fund Balance
Total Net Assets Fund Balance$710,744$701,596▼ $9,148
Total Liabilities and Net Assets / Fund Balance$3,811,845$3,957,022▲ $145,177

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$45,628$56,679$102,307
Equipment$5,898$90,243$96,141
Land$52,875-$52,875
Other Securities$1,805,892--
Compensation and Service Providers
Top Officer Pay70th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Steve San PaoloPresidentFT$43,846$43,846

Board Members and Trustees

NameTitle
Richard L MccabeChairman
Thomas a SaittaVice-chairma
Paul PennBoard Member
John H MeeseSecretary
Santiago GagliardiTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$121,950
Investment Income
$26,216
Other Revenue
$0
Change in Net Assets
$-9,167
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$99,285
Other Expenses$58,048
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$47,859
Current Officers, Directors, Trustees, and Key Employees---$43,846
Occupancy---$12,394
Interest---$8,717
Payroll Taxes---$7,162
Insurance---$7,157
Information Technology---$7,119
Fees for Services Accounting---$7,050
Depreciation Depletion---$6,544
Office Expenses---$3,049
Advertising---$1,942
Fees for Services Other---$422
Other Employee Benefits---$418
Conferences and Meetings---$385
Other Expenses---$235
All Other Expenses---$178
Total Functional Expenses$0$0$0$157,333
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members Deposits$3,245,786
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“The members of the credit union are considered to be the owners of the organization.”

Form 990, Page 6, Part VI, Line 7A

“The members of the credit union elect the board of directors to rotating terms of three years each on an annual basis.”

Form 990, Page 6, Part VI, Line 7B

“Members must, by majority vote, elect to change the by-laws and approve mergers with other credit unions.”

Form 990, Page 6, Part VI, Line 11B

“The initial review of form 990 is performed by the president. After approval by the president, a copy of the return is provided to the board of directors at their next monthly meeting.”

Form 990, Page 6, Part VI, Line 15A

“The board of directors approves the president's compensation based on a review of external salary reports and the performance of the organization.”

Form 990, Page 6, Part VI, Line 15B

“The board of directors reviews and approves compensation based on internal and external data and the performance of the organization.”

Form 990, Page 6, Part VI, Line 19

“Financial statements are presented at the annual meeting and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents and policies are available upon request.”

Filing and Contact Details

Filer

Filer Name
Springfield Catholic Credit Union
EIN
23-7100203
Phone
4178627074
Address
2155 E SUNSHINE, SPRINGFIELD, MO 65804

Signing Officer

Name
Steve San Paolo
Title
President
Phone
4178627074
Signed
2018-08-20
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Steve San Paolo
Formed
1955
Legal Domicile
Mo
Voting Board Members
5
Independent Board Members
5
Employees
3
Volunteers
7

Preparer

Firm
Kpm Cpas Pc
Address
1445 E REPUBLIC RD, SPRINGFIELD, MO 65804
Preparer
Andrew C Clemens CPA
Phone
4178824300
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“MEMBERSHIP ADJUSTMENT 19”

Raw XML Appendix332 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt04648
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt09640
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0ESTABLISHED TO PROVIDE QUALITY FINANCIAL SERVICES TO MEMBERS WHO SHARE OUR COMMON BOND AND EXIST FOR THE FINANCIAL BENEFIT OF THE MEMBERS.
IRS990/AddressChangeInd0X
IRS990/AdvertisingGrp/TotalAmt01942
IRS990/AllOtherExpensesGrp/TotalAmt0178
IRS990/BooksInCareOfDetail/PersonNm0STEVE SAN PAOLO
IRS990/BooksInCareOfDetail/PhoneNum04178627074
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01029 S CAMPBELL
IRS990/BooksInCareOfDetail/USAddress/CityNm0SPRINGFIELD
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MO
IRS990/BooksInCareOfDetail/USAddress/ZIPCd065807
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt06137
IRS990/CashNonInterestBearingGrp/EOYAmt014955
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt043846
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/TotalAmt0385
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt026216
IRS990/CYOtherExpensesAmt058048
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0121950
IRS990/CYRevenuesLessExpensesAmt0-9167
IRS990/CYSalariesCompEmpBnftPaidAmt099285
IRS990/CYTotalExpensesAmt0157333
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0148166
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt06544
IRS990/Desc0VOLUNTARY, COOPERATIVE, NONPROFIT SAVINGS INSTITUTION WHICH ENCOURAGES THRIFT AMONG THEIR APPROXIMATE 1,159 MEMBERS BY PROVIDING CREDIT AT A FAIR AND REASONABLE RATE OF INTEREST AND PROVIDE AN OPPORTUNITY TO IMPROVE THEIR ECONOMIC CONDITION.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt03
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt07050
IRS990/FeesForServicesOtherGrp/TotalAmt0422
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt540.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/PersonNm0RICHARD L MCCABE
IRS990/Form990PartVIISectionAGrp/PersonNm1THOMAS A SAITTA
IRS990/Form990PartVIISectionAGrp/PersonNm2JOHN H MEESE
IRS990/Form990PartVIISectionAGrp/PersonNm3SANTIAGO GAGLIARDI
IRS990/Form990PartVIISectionAGrp/PersonNm4PAUL PENN
IRS990/Form990PartVIISectionAGrp/PersonNm5STEVE SAN PAOLO
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt543846
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE-CHAIRMA
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5PRESIDENT
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr01955
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt05
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0148166
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt05
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt07119
IRS990/InsuranceGrp/TotalAmt07157
IRS990/InterestGrp/TotalAmt08717
IRS990/InvestmentIncomeGrp/ExclusionAmt026216
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt026216
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt01608407
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt01805892
IRS990/InvestmentsProgramRelatedGrp/BOYAmt031235
IRS990/InvestmentsProgramRelatedGrp/EOYAmt030965
IRS990/IRPDocumentCnt0108
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0146922
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0110345
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0104401
IRS990/LandBldgEquipCostOrOtherBssAmt0251323
IRS990/LegalDomicileStateCd0MO
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0ESTABLISHED TO PROVIDE QUALITY FINANCIAL SERVICES TO MEMBERS WHO SHARE OUR COMMON BOND AND EXIST FOR THE FINANCIAL BENEFIT OF THE MEMBERS.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0710744
IRS990/NetAssetsOrFundBalancesEOYAmt0701596
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt012394
IRS990/OfficeExpensesGrp/TotalAmt03049
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt04431
IRS990/OtherAssetsTotalGrp/EOYAmt05457
IRS990/OtherChangesInNetAssetsAmt019
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0418
IRS990/OtherExpensesGrp/Desc0SUPERVISORY FEE
IRS990/OtherExpensesGrp/Desc1CREDIT REPORT
IRS990/OtherExpensesGrp/Desc2MISCELLANEOUS
IRS990/OtherExpensesGrp/Desc3LOAN SERVICING
IRS990/OtherExpensesGrp/TotalAmt01457
IRS990/OtherExpensesGrp/TotalAmt1881
IRS990/OtherExpensesGrp/TotalAmt2518
IRS990/OtherExpensesGrp/TotalAmt3235
IRS990/OtherLiabilitiesGrp/BOYAmt03096453
IRS990/OtherLiabilitiesGrp/EOYAmt03245786
IRS990/OtherSalariesAndWagesGrp/TotalAmt047859
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt01742944
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt01930515
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt07162
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01145
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0693
IRS990/PrincipalOfficerNm0STEVE SAN PAOLO
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1525990
IRS990/ProgramServiceRevenueGrp/BusinessCd2522291
IRS990/ProgramServiceRevenueGrp/Desc0INCOME ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc2FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0117349
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt13042
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt21559
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0117349
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt13042
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt21559
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt022586
IRS990/PYOtherExpensesAmt060573
IRS990/PYProgramServiceRevenueAmt0139626
IRS990/PYRevenuesLessExpensesAmt0-7552
IRS990/PYSalariesCompEmpBnftPaidAmt0109191
IRS990/PYTotalExpensesAmt0169764
IRS990/PYTotalRevenueAmt0162212
IRS990/ReconcilationRevenueExpnssAmt0-9167
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0710744
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0701596
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0307201
IRS990/SavingsAndTempCashInvstGrp/EOYAmt064144
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt045628
IRS990ScheduleD/BuildingsGrp/DepreciationAmt056679
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0102307
IRS990ScheduleD/EquipmentGrp/BookValueAmt05898
IRS990ScheduleD/EquipmentGrp/DepreciationAmt090243
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt096141
IRS990ScheduleD/LandGrp/BookValueAmt052875
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt052875
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt03245786
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS DEPOSITS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt01805892
IRS990ScheduleD/OtherSecuritiesGrp/Desc0CERTIFICATES OF DEPOSIT IN BANKS, ET
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0104401
IRS990ScheduleD/TotalBookValueSecuritiesAmt01805892
IRS990ScheduleD/TotalLiabilityAmt03245786
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE MEMBERS OF THE CREDIT UNION ARE CONSIDERED TO BE THE OWNERS OF THE ORGANIZATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE MEMBERS OF THE CREDIT UNION ELECT THE BOARD OF DIRECTORS TO ROTATING TERMS OF THREE YEARS EACH ON AN ANNUAL BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MEMBERS MUST, BY MAJORITY VOTE, ELECT TO CHANGE THE BY-LAWS AND APPROVE MERGERS WITH OTHER CREDIT UNIONS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE INITIAL REVIEW OF FORM 990 IS PERFORMED BY THE PRESIDENT. AFTER APPROVAL BY THE PRESIDENT, A COPY OF THE RETURN IS PROVIDED TO THE BOARD OF DIRECTORS AT THEIR NEXT MONTHLY MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE BOARD OF DIRECTORS APPROVES THE PRESIDENT'S COMPENSATION BASED ON A REVIEW OF EXTERNAL SALARY REPORTS AND THE PERFORMANCE OF THE ORGANIZATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE BOARD OF DIRECTORS REVIEWS AND APPROVES COMPENSATION BASED ON INTERNAL AND EXTERNAL DATA AND THE PERFORMANCE OF THE ORGANIZATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6FINANCIAL STATEMENTS ARE PRESENTED AT THE ANNUAL MEETING AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS AND POLICIES ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7MEMBERSHIP ADJUSTMENT 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART XI, LINE 9
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt03811845
IRS990/TotalAssetsEOYAmt03957022
IRS990/TotalAssetsGrp/BOYAmt03811845
IRS990/TotalAssetsGrp/EOYAmt03957022
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt03
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0157333
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt03101101
IRS990/TotalLiabilitiesEOYAmt03255426
IRS990/TotalLiabilitiesGrp/BOYAmt03101101
IRS990/TotalLiabilitiesGrp/EOYAmt03255426
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0710744
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0701596
IRS990/TotalProgramServiceRevenueAmt0121950
IRS990/TotalReportableCompFromOrgAmt043846
IRS990/TotalRevenueGrp/ExclusionAmt026216
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0121950
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0148166
IRS990/TotalVolunteersCnt07
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt03811845
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt03957022
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01029 S CAMPBELL
IRS990/USAddress/CityNm0SPRINGFIELD
IRS990/USAddress/StateAbbreviationCd0MO
IRS990/USAddress/ZIPCd065807
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02018-06-14 16:35:46Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0STEVE SAN PAOLO
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum04178627074
ReturnHeader/BusinessOfficerGrp/SignatureDt02018-08-20
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SPRINGFIELD CATHOLIC CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0SPRI
ReturnHeader/Filer/EIN0237100203
ReturnHeader/Filer/PhoneNum04178627074
ReturnHeader/Filer/USAddress/AddressLine1Txt02155 E SUNSHINE
ReturnHeader/Filer/USAddress/CityNm0SPRINGFIELD
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MO
ReturnHeader/Filer/USAddress/ZIPCd065804
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId094D2F4D87A8F832633CF054BCB4A33CBE83B25A9
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId08745B7553C85B8D43443894B26BEC4AF772CA7B6
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt064.88.174.3
ReturnHeader/FilingSecurityInformation/IPDt02018-09-17
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CD
ReturnHeader/FilingSecurityInformation/IPTm014:15:14
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0431109768
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0KPM CPAS PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01445 E REPUBLIC RD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0SPRINGFIELD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd065804
ReturnHeader/PreparerPersonGrp/PhoneNum04178824300
ReturnHeader/PreparerPersonGrp/PreparationDt02018-08-31
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ANDREW C CLEMENS CPA
ReturnHeader/ReturnTs02018-09-17T14:15:14-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02017-01-01
ReturnHeader/TaxPeriodEndDt02017-12-31
ReturnHeader/TaxYr02017

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$3,957,022
Liabilities
$3,255,426
Net assets
$701,596
Revenue
$148,166
Expenses
$157,333
Net income
-$9,167
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2017Detailed filing. Detailed filing data is available for this year.$3.96$3.26$0.70$0.15$0.16$0.01
2016Detailed filing. Detailed filing data is available for this year.$3.81$3.10$0.71$0.16$0.17$0.01
2015Detailed filing. Detailed filing data is available for this year.$3.85$3.13$0.72$0.17$0.17$0.01
2014Detailed filing. Detailed filing data is available for this year.$4.17$3.45$0.72$0.17$0.18$0.01
2013Detailed filing. Detailed filing data is available for this year.$4.40$3.66$0.74$0.17$0.18$0.00
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.78$4.04$0.74$0.19
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.52$3.78$0.73$0.23