Civic Intelligence

Finzer Brothers Beneficial Association

990EZ • Fiscal year 2016 • EIN 23-7094204

Jan 01, 2016 to Dec 31, 2016 • Filed on Aug 31, 2017

Organization ProfileN/A

View Organization Page

PO Box 430Sugarcreek, OH 44681

(330) 852-2424

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

76th percentile

0.04x

Higher debt load relative to assets than 76% of similar nonprofits.

2016 filings • 501(c)9 • <$500k nonprofits • Source year 2016

Liabilities / Revenue

82nd percentile

0.09x

Higher debt load relative to revenue than 82% of similar nonprofits.

2016 filings • 501(c)9 • <$500k nonprofits • Source year 2016

Net Margin

38th percentile

-4.9%

Higher net margin than 38% of similar nonprofits.

2016 filings • 501(c)9 • <$500k nonprofits • Source year 2016

Top Officer Pay

77th percentile

$800

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.9% of source-year revenue.

2016 filings • 501(c)9 • <$500k nonprofits • Source year 2016

Asset Growth

48th percentile

-1.9%

Faster asset growth than 48% of similar nonprofits.

2016 filings • 501(c)9 • <$500k nonprofits • Annualized from 2015 to 2016

Revenue Growth

63rd percentile

1.9%

Faster revenue growth than 63% of similar nonprofits.

2016 filings • 501(c)9 • <$500k nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets76th percentile

Assets

Down

$215,330

Down $4,177 (-1.9%) from 2015

Net Assets

Down

$207,698

Down $4,425 (-2.1%) from 2015

Liabilities

Up

$7,632

Up $248 (+3.4%) from 2015

Revenue And Expenses
Liabilities / Revenue82nd percentileNet Margin38th percentile

Revenue

Up

$89,651

Up $1,693 (+1.9%) from 2015

Expenses

Down

$94,076

Down $8,756 (-8.5%) from 2015

Net Income

Up

-$4,425

Up $10,449 (+70%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth48th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400K$300K$200K$100K$0Assets 2012: $234,444Liabilities 2012: $6,487Net Assets 2012: $227,9572012Assets 2013: $249,771Liabilities 2013: $7,673Net Assets 2013: $242,0982013Assets 2014: $238,715Liabilities 2014: $11,718Net Assets 2014: $226,9972014Assets 2015: $219,507Liabilities 2015: $7,384Net Assets 2015: $212,1232015Assets 2016: $215,330Liabilities 2016: $7,632Net Assets 2016: $207,6982016Assets 2017: $201,374Liabilities 2017: $15,604Net Assets 2017: $185,7702017Assets 2018: $173,307Liabilities 2018: $6,639Net Assets 2018: $166,6682018Assets 2019: $198,531Liabilities 2019: $12,394Net Assets 2019: $186,1372019Assets 2020: $229,669Liabilities 2020: $7,581Net Assets 2020: $222,0882020Assets 2021: $272,693Liabilities 2021: $10,759Net Assets 2021: $261,9342021Assets 2022: $313,969Liabilities 2022: $3,821Net Assets 2022: $310,1482022Assets 2023: $321,192Liabilities 2023: $13,682Net Assets 2023: $307,5102023Assets 2024: $305,687Liabilities 2024: $4,960Net Assets 2024: $300,7272024

Highlighted filing

2016

Assets$215,330
Liabilities$7,632
Net Assets$207,698
Open 2016 Filing

Operations Trend

Revenue Growth63rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2012: $80,603Expenses 2012: $84,575Net Income 2012: -$3,9722012Revenue 2013: $81,631Expenses 2013: $67,490Net Income 2013: $14,1412013Revenue 2014: $77,622Expenses 2014: $92,723Net Income 2014: -$15,1012014Revenue 2015: $87,958Expenses 2015: $102,832Net Income 2015: -$14,8742015Revenue 2016: $89,651Expenses 2016: $94,076Net Income 2016: -$4,4252016Revenue 2017: $97,759Expenses 2017: $119,687Net Income 2017: -$21,9282017Revenue 2018: $105,034Expenses 2018: $124,136Net Income 2018: -$19,1022018Revenue 2019: $141,741Expenses 2019: $122,272Net Income 2019: $19,4692019Revenue 2020: $129,653Expenses 2020: $93,702Net Income 2020: $35,9512020Revenue 2021: $123,402Expenses 2021: $83,556Net Income 2021: $39,8462021Revenue 2022: $128,270Expenses 2022: $80,056Net Income 2022: $48,2142022Revenue 2023: $126,945Expenses 2023: $129,583Net Income 2023: -$2,6382023Revenue 2024: $120,773Expenses 2024: $127,556Net Income 2024: -$6,7832024

Highlighted filing

2016

Revenue$89,651
Expenses$94,076
Net Income-$4,425
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Aug 31, 2017
Return Version
2016v3.0
Gross Receipts
$89,651
Mission and Program Overview

Mission

HEALTH BENEFITS

Program Services

DescriptionGrantsExpenses
THE ASSOCIATION PROVIDES FOR THE PAYMENT OF SICK & ACCIDENT, AND OTHER HEALTH RELATED BENEFITS TO ITS MEMBERS-$84,024
THE ASSOCIATION PROVIDES FOR THE PAYMENT OF SICK & ACCIDENT, AND OTHER HEALTH RELATED BENEFITS TO ITS MEMBERS$1,500$10,052
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
JOY GIOVENCOSec/Treasure-$800-$800
BOB ZINKONPresident-$195-$195
SCOTT GERBERVice Preside-$195-$195
BILL KNIGHTBoard Member-$195-$195
TOM SMITHBoard Member-$195-$195
LARRY WELLINGBoard Member-$195-$195
MARK REGULABoard Member-$195-$195
DALE REIDENBACHBoard Member-$195-$195
MICHAEL SHULLBoard Member-$195-$195
Filing and Contact Details

Filer

Filer Name
Finzer Brothers Beneficial
EIN
23-7094204
Phone
3308522424
Address
PO BOX 430, SUGARCREEK, OH 44681

Signing Officer

Name
Joy Giovenco
Title
Sec/treasure
Phone
3308522424
Signed
2017-08-31
Discuss with paid preparer
Yes

Preparer

Firm
Lovett & Co
Address
400 NORTH WALNUT STREET, DOVER, OH 44622
Preparer
Gary L Lovett CPA
Phone
3303431032
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8

“Food refund 705 other income 2 total 707”

Form 990-ez, Part I, Line 16

“Expenses meeting expenses 917 total 917”

Form 990-ez, Part II, Line 24

“Accounts receivable 25,371 7,019 total 25,371 7,019”

Form 990-ez, Part II, Line 26

“Accounts payable and accrued expenses 6,468 7,132 accrued payroll taxes 416 0 donations 500 500”

Form 990-ez, Part III, Line 31

“The association provides for the payment of sick & accident, and other health related benefits to its members”

Raw XML Appendix139 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BenefitsPaidToOrForMembersAmt084024
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0FINZER BROTHERS BENEFICIAL ASSOC
IRS990EZ/BooksInCareOfDetail/PhoneNum03308524564
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 430
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0SUGARCREEK
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OH
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd044681
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0194136
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0208311
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-4425
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt05275
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0219507
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0215330
IRS990EZ/GrantsAndSimilarAmountsPaidAmt01500
IRS990EZ/GrossReceiptsAmt089651
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt0618
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt046330
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0212123
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0207698
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0212123
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0207698
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt61.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt71.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt82.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt0195
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt1195
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt2195
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt3195
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt4195
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt5195
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt6195
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt7195
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt8800
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0BOB ZINKON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1SCOTT GERBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2BILL KNIGHT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3TOM SMITH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4LARRY WELLING
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5MARK REGULA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6DALE REIDENBACH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7MICHAEL SHULL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8JOY GIOVENCO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8SEC/TREASURE
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt025371
IRS990EZ/OtherAssetsTotalDetail/EOYAmt07019
IRS990EZ/OtherExpensesTotalAmt0917
IRS990EZ/OtherRevenueTotalAmt0707
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0HEALTH BENEFITS
IRS990EZ/ProgramServiceRevenueAmt041996
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0THE ASSOCIATION PROVIDES FOR THE PAYMENT OF SICK & ACCIDENT, AND OTHER HEALTH RELATED BENEFITS TO ITS MEMBERS
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1THE ASSOCIATION PROVIDES FOR THE PAYMENT OF SICK & ACCIDENT, AND OTHER HEALTH RELATED BENEFITS TO ITS MEMBERS
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt01500
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt084024
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt110052
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt02360
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt07384
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt07632
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt094076
IRS990EZ/TotalProgramServiceExpensesAmt094076
IRS990EZ/TotalRevenueAmt089651
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationAssocInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0FOOD REFUND 705 OTHER INCOME 2 TOTAL 707
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EXPENSES MEETING EXPENSES 917 TOTAL 917
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ACCOUNTS RECEIVABLE 25,371 7,019 TOTAL 25,371 7,019
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ACCOUNTS PAYABLE AND ACCRUED EXPENSES 6,468 7,132 ACCRUED PAYROLL TAXES 416 0 DONATIONS 500 500
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE ASSOCIATION PROVIDES FOR THE PAYMENT OF SICK & ACCIDENT, AND OTHER HEALTH RELATED BENEFITS TO ITS MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART II, LINE 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990-EZ, PART III, LINE 31
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0JOY GIOVENCO
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0SEC/TREASURE
ReturnHeader/BusinessOfficerGrp/PhoneNum03308522424
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-08-31
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0FINZER BROTHERS BENEFICIAL
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0ASSOCIATION
ReturnHeader/Filer/BusinessNameControlTxt0FINZ
ReturnHeader/Filer/EIN0237094204
ReturnHeader/Filer/PhoneNum03308522424
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 430
ReturnHeader/Filer/USAddress/CityNm0SUGARCREEK
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OH
ReturnHeader/Filer/USAddress/ZIPCd044681
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId087BA56E6C71D6B0EF9866BD6E77D40FB5BBC76EE
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId087BA56E6C71D6B0EF9866BD6E77D40FB5BBC76EE
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0341867836
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0LOVETT & CO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0400 NORTH WALNUT STREET
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0DOVER
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd044622
ReturnHeader/PreparerPersonGrp/PhoneNum03303431032
ReturnHeader/PreparerPersonGrp/PreparationDt02017-08-31
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0GARY L LOVETT CPA
ReturnHeader/ReturnTs02017-09-07T08:55:00-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$215,330
Liabilities
$7,632
Net assets
$207,698
Revenue
$89,651
Expenses
$94,076
Net income
-$4,425
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$3.06$0.05$3.01$1.21$1.28$0.07
2023Detailed filing. Detailed filing data is available for this year.$3.21$0.14$3.08$1.27$1.30$0.03
2022Detailed filing. Detailed filing data is available for this year.$3.14$0.04$3.10$1.28$0.80$0.48
2021Detailed filing. Detailed filing data is available for this year.$2.73$0.11$2.62$1.23$0.84$0.40
2020Detailed filing. Detailed filing data is available for this year.$2.30$0.08$2.22$1.30$0.94$0.36
2019Detailed filing. Detailed filing data is available for this year.$1.99$0.12$1.86$1.42$1.22$0.19
2018Detailed filing. Detailed filing data is available for this year.$1.73$0.07$1.67$1.05$1.24$0.19
2017Detailed filing. Detailed filing data is available for this year.$2.01$0.16$1.86$0.98$1.20$0.22
2016Detailed filing. Detailed filing data is available for this year.$2.15$0.08$2.08$0.90$0.94$0.04
2015Detailed filing. Detailed filing data is available for this year.$2.20$0.07$2.12$0.88$1.03$0.15
2014Detailed filing. Detailed filing data is available for this year.$2.39$0.12$2.27$0.78$0.93$0.15
2013Detailed filing. Detailed filing data is available for this year.$2.50$0.08$2.42$0.82$0.67$0.14
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.34$0.06$2.28$0.81$0.85$0.04