Civic Intelligence

Finzer Brothers Beneficial Association

EIN 23-7094204 • 501(c)9 • Sugarcreek, OH

View Organization Page

Profile

HEALTH BENEFITS

PO Box 430Sugarcreek, OH 44681

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

73rd percentile

0.02x

Higher debt load relative to assets than 73% of similar nonprofits.

501(c)9 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

87th percentile

0.04x

Higher debt load relative to revenue than 87% of similar nonprofits.

501(c)9 • <$500k nonprofits • Source year 2024

Net Margin

54th percentile

-5.6%

Higher net margin than 54% of similar nonprofits.

501(c)9 • <$500k nonprofits • Source year 2024

Top Officer Pay

81st percentile

$800

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.7% of source-year revenue.

501(c)9 • <$500k nonprofits • Source year 2024

Asset Growth

68th percentile

-4.8%

Faster asset growth than 68% of similar nonprofits.

501(c)9 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

64th percentile

-4.9%

Faster revenue growth than 64% of similar nonprofits.

501(c)9 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets73rd percentile

Assets

Down

$305,687

Down $15,505 (-4.8%) from 2023

Liabilities

Down

$4,960

Down $8,722 (-64%) from 2023

Net Assets

Down

$300,727

Down $6,783 (-2.2%) from 2023

Operations
Liabilities / Revenue87th percentileNet Margin54th percentile

Revenue

Down

$120,773

Down $6,172 (-4.9%) from 2023

Expenses

Down

$127,556

Down $2,027 (-1.6%) from 2023

Net Income

Down

-$6,783

Down $4,145 (-157%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth68th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400K$300K$200K$100K$0Assets 2012: $234,444Liabilities 2012: $6,487Net Assets 2012: $227,9572012Assets 2013: $249,771Liabilities 2013: $7,673Net Assets 2013: $242,0982013Assets 2014: $238,715Liabilities 2014: $11,718Net Assets 2014: $226,9972014Assets 2015: $219,507Liabilities 2015: $7,384Net Assets 2015: $212,1232015Assets 2016: $215,330Liabilities 2016: $7,632Net Assets 2016: $207,6982016Assets 2017: $201,374Liabilities 2017: $15,604Net Assets 2017: $185,7702017Assets 2018: $173,307Liabilities 2018: $6,639Net Assets 2018: $166,6682018Assets 2019: $198,531Liabilities 2019: $12,394Net Assets 2019: $186,1372019Assets 2020: $229,669Liabilities 2020: $7,581Net Assets 2020: $222,0882020Assets 2021: $272,693Liabilities 2021: $10,759Net Assets 2021: $261,9342021Assets 2022: $313,969Liabilities 2022: $3,821Net Assets 2022: $310,1482022Assets 2023: $321,192Liabilities 2023: $13,682Net Assets 2023: $307,5102023Assets 2024: $305,687Liabilities 2024: $4,960Net Assets 2024: $300,7272024

Highlighted filing

2024

Assets$305,687
Liabilities$4,960
Net Assets$300,727
Open 2024 Filing

Operations Trend

Revenue Growth64th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2012: $80,603Expenses 2012: $84,575Net Income 2012: -$3,9722012Revenue 2013: $81,631Expenses 2013: $67,490Net Income 2013: $14,1412013Revenue 2014: $77,622Expenses 2014: $92,723Net Income 2014: -$15,1012014Revenue 2015: $87,958Expenses 2015: $102,832Net Income 2015: -$14,8742015Revenue 2016: $89,651Expenses 2016: $94,076Net Income 2016: -$4,4252016Revenue 2017: $97,759Expenses 2017: $119,687Net Income 2017: -$21,9282017Revenue 2018: $105,034Expenses 2018: $124,136Net Income 2018: -$19,1022018Revenue 2019: $141,741Expenses 2019: $122,272Net Income 2019: $19,4692019Revenue 2020: $129,653Expenses 2020: $93,702Net Income 2020: $35,9512020Revenue 2021: $123,402Expenses 2021: $83,556Net Income 2021: $39,8462021Revenue 2022: $128,270Expenses 2022: $80,056Net Income 2022: $48,2142022Revenue 2023: $126,945Expenses 2023: $129,583Net Income 2023: -$2,6382023Revenue 2024: $120,773Expenses 2024: $127,556Net Income 2024: -$6,7832024

Highlighted filing

2024

Revenue$120,773
Expenses$127,556
Net Income-$6,783
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$305,687
Liabilities
$4,960
Net assets
$300,727
Revenue
$120,773
Expenses
$127,556
Net income
-$6,783
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$3.06$0.05$3.01$1.21$1.28$0.07
2023Detailed filing. Detailed filing data is available for this year.$3.21$0.14$3.08$1.27$1.30$0.03
2022Detailed filing. Detailed filing data is available for this year.$3.14$0.04$3.10$1.28$0.80$0.48
2021Detailed filing. Detailed filing data is available for this year.$2.73$0.11$2.62$1.23$0.84$0.40
2020Detailed filing. Detailed filing data is available for this year.$2.30$0.08$2.22$1.30$0.94$0.36
2019Detailed filing. Detailed filing data is available for this year.$1.99$0.12$1.86$1.42$1.22$0.19
2018Detailed filing. Detailed filing data is available for this year.$1.73$0.07$1.67$1.05$1.24$0.19
2017Detailed filing. Detailed filing data is available for this year.$2.01$0.16$1.86$0.98$1.20$0.22
2016Detailed filing. Detailed filing data is available for this year.$2.15$0.08$2.08$0.90$0.94$0.04
2015Detailed filing. Detailed filing data is available for this year.$2.20$0.07$2.12$0.88$1.03$0.15
2014Detailed filing. Detailed filing data is available for this year.$2.39$0.12$2.27$0.78$0.93$0.15
2013Detailed filing. Detailed filing data is available for this year.$2.50$0.08$2.42$0.82$0.67$0.14
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.34$0.06$2.28$0.81$0.85$0.04
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 24, 2025
Return Version
2024v5.2
Gross Receipts
$120,773
Mission and Program Overview

Mission

HEALTH BENEFITS

Program Services

DescriptionGrantsExpenses
THE ASSOCIATION PROVIDES FOR THE PAYMENT OF SICK AND ACCIDENT, AND OTHER HEALTH RELATED BENEFITS TO ITS MEMBERS-$110,505
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
JENNIFER KOUGHERSecretary/Treasurer-$800-$800
BOB ZINKONPresident-$195-$195
TODD YODERBoard Member-$195-$195
MARK REGULAVice President-$195-$195
AMANDA ARMSTRONGBoard Member-$195-$195
ERIC HUPRICHBoard Member-$195-$195
MATT HENARYBoard Member-$195-$195
Filing and Contact Details

Filer

Filer Name
Finzer Brothers Beneficial Association
EIN
23-7094204
In Care Of
% FINZER BROTHERS ASSOCIATION
Phone
3308522424
Address
PO BOX 430, Sugarcreek, OH 44681

Signing Officer

Name
Jennifer Kougher
Title
Sec/treasurer
Phone
3308524564
Signed
2025-10-24
Discuss with paid preparer
Yes

Preparer

Firm
Hall Kistler & Company Llp
Address
4505 STEPHEN CIRCLE NW - SUITE 202, CANTON, OH 44718-3682
Phone
3304537633
Supplemental Narrative

Additional Explanations

Form 990EZ Part I Line 8

“Description:VENDING MACHINE INCOME Amount:18994”

Form 990EZ Part I Line 8

“Description:OTHER INCOME Amount:613”

Form 990EZ Part II Line 26

“Description:BENEFITS PAYABLE BOY Amount:12150 EOY Amount:3495”

Form 990EZ Part II Line 26

“Description:ACCRUED PAYROLL TAXES BOY Amount:1532 EOY Amount:1465”

Raw XML Appendix144 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BenefitsPaidToOrForMembersAmt0110505
IRS990EZ/BooksInCareOfDetail/PersonNm0FINZER BROTHERS ASSOCIATION
IRS990EZ/BooksInCareOfDetail/PhoneNum03308524564
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 430
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0SUGARCREEK
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OH
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd044681
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0303084
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0304247
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-6783
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt012920
IRS990EZ/FiledScheduleAInd0false
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0321192
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0305687
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt01100
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt0120773
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt03653
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt075010
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0307510
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0300727
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0307510
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0300727
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51.0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt61.0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt0195
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt1800
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt2195
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt3195
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt4195
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt5195
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt6195
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0BOB ZINKON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JENNIFER KOUGHER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2TODD YODER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3MARK REGULA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4AMANDA ARMSTRONG
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5ERIC HUPRICH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6MATT HENARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1SECRETARY/TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Board Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Board Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Board Member
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationFiled990TInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt018108
IRS990EZ/OtherAssetsTotalDetail/EOYAmt01440
IRS990EZ/OtherExpensesTotalAmt0866
IRS990EZ/OtherRevenueTotalAmt019607
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0HEALTH BENEFITS
IRS990EZ/ProgramServiceRevenueAmt022503
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0THE ASSOCIATION PROVIDES FOR THE PAYMENT OF SICK AND ACCIDENT, AND OTHER HEALTH RELATED BENEFITS TO ITS MEMBERS
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0110505
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt02165
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt013682
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt04960
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0127556
IRS990EZ/TotalProgramServiceExpensesAmt0110505
IRS990EZ/TotalRevenueAmt0120773
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationAssocInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description:VENDING MACHINE INCOME Amount:18994
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Description:OTHER INCOME Amount:613
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Description:BENEFITS PAYABLE BOY Amount:12150 EOY Amount:3495
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Description:ACCRUED PAYROLL TAXES BOY Amount:1532 EOY Amount:1465
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990EZ PART I LINE 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990EZ PART I LINE 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990EZ PART II LINE 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990EZ PART II LINE 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Jennifer Kougher
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0SEC/TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum03308524564
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-10-24
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Finzer Brothers Beneficial Association
ReturnHeader/Filer/BusinessNameControlTxt0FINZ
ReturnHeader/Filer/EIN0237094204
ReturnHeader/Filer/InCareOfNm0% FINZER BROTHERS ASSOCIATION
ReturnHeader/Filer/PhoneNum03308522424
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 430
ReturnHeader/Filer/USAddress/CityNm0Sugarcreek
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OH
ReturnHeader/Filer/USAddress/ZIPCd044681
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0HALL KISTLER & COMPANY LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt04505 STEPHEN CIRCLE NW - SUITE 202
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0CANTON
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0447183682
ReturnHeader/PreparerPersonGrp/PhoneNum03304537633
ReturnHeader/ReturnTs02025-11-10T11:20:32-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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