Liabilities / Assets
35th percentile
Higher debt load relative to assets than 35% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
35th percentile
Higher debt load relative to assets than 35% of similar nonprofits.
Liabilities / Revenue
22nd percentile
Higher debt load relative to revenue than 22% of similar nonprofits.
Net Margin
6th percentile
Higher net margin than 6% of similar nonprofits.
Top Officer Pay
74th percentile
Higher top officer pay than 74% of similar nonprofits.
Top officer pay equals 7.8% of source-year revenue.
Asset Growth
65th percentile
Faster asset growth than 65% of similar nonprofits.
Revenue Growth
28th percentile
Faster revenue growth than 28% of similar nonprofits.
Assets
Up$19,460,240
Up $385,019 (+2.0%) from 2017
Net Assets
Down$3,217,582
Down $179,815 (-5.3%) from 2017
Liabilities
Up$16,242,658
Up $564,834 (+3.6%) from 2017
Revenue
Up$1,214,661
Up $61,116 (+5.3%) from 2017
Expenses
Up$1,394,476
Up $277,659 (+25%) from 2017
Net Income
Down-$179,815
Down $216,543 (-590%) from 2017
Cooperative provider of financial services
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $9,604,298 | $10,814,543 | ▲ $1,210,245 |
| Savings and Temporary Cash Investments | $7,844,000 | $5,761,768 | ▼ $2,082,232 |
| Rtn Earn Endowment Incm Other Fnds | $3,397,397 | $3,217,582 | ▼ $179,815 |
| Investments Other Securities | $1,041,555 | $2,487,411 | ▲ $1,445,856 |
| Cash and Non-Interest-Bearing Accounts | $175,406 | $176,840 | ▲ $1,434 |
| Land, Buildings, and Equipment, Net | $13,422 | $12,340 | ▼ $1,082 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $19,075,221 | $19,460,240 | ▲ $385,019 |
| Other Assets Total | $396,540 | $207,338 | ▼ $189,202 |
| Liabilities | |||
| Other Liabilities | $15,596,409 | $16,117,002 | ▲ $520,593 |
| Accounts Payable and Accrued Expenses | $81,415 | $125,656 | ▲ $44,241 |
| Total Liabilities | $15,677,824 | $16,242,658 | ▲ $564,834 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $3,397,397 | $3,217,582 | ▼ $179,815 |
| Total Liabilities and Net Assets / Fund Balance | $19,075,221 | $19,460,240 | ▲ $385,019 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $12,340 | $90,073 | $102,413 |
| Buildings | $0 | $0 | $0 |
| Other Land Buildings | $0 | $0 | $0 |
| Land | $0 | - | $0 |
| Leasehold Improvements | $0 | $0 | $0 |
| Closely Held Equity Interests | $0 | - | - |
| Financial Derivatives | $2,487,411 | - | - |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| David Bueneman | President/CEO | FT | $94,984 | $94,984 |
| Name | Title |
|---|---|
| Phillip McRath | Board Chairperson |
| John Bozarth | Vice Chairperson |
| Darold Crotzer | Board Member at Large |
| James Anderson | Board Member at Large |
| Ciara Ruffin | Board Secretary |
| Langston Chambers | Board Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $985,542 |
| Salaries, Compensation, and Employee Benefits | $408,934 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $247,312 |
| Information Technology | - | - | - | $166,133 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $94,984 |
| Occupancy | - | - | - | $93,944 |
| All Other Expenses | - | - | - | $89,394 |
| Office Expenses | - | - | - | $83,789 |
| Advertising | - | - | - | $75,073 |
| Other Employee Benefits | - | - | - | $31,684 |
| Payroll Taxes | - | - | - | $27,813 |
| Other Expenses | - | - | - | $24,945 |
| Insurance | - | - | - | $21,618 |
| Depreciation Depletion | - | - | - | $9,602 |
| Fees for Services Accounting | - | - | - | $9,332 |
| Pension Plan Contributions | - | - | - | $7,141 |
| Travel | - | - | - | $5,799 |
| Fees for Services Management | - | - | - | $4,752 |
| Fees for Services Legal | - | - | - | $3,143 |
| Conferences and Meetings | - | - | - | $764 |
| Total Functional Expenses | $0 | $0 | $0 | $1,394,476 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Shares | $16,117,002 |
“To become a members, an individual must be included in the organization's field of membership (as defined within the bylaws), submit and application in writing, obtain approval of the board of directors or membership officer, and maintain at least one general or membership share in the credit union.”
“At the annual meeting of the members, each member has one vote to elect members to serve 3-year terms on the board of directors, consisting of 6 members.”
“By majority vote at any meeting of the members, each member has one vote to (a) decide any matter of interest to the organization, (b) amend the bylaws relating to qualifications for membership or committee elections or appointments, and (c) overrule the directors on any matter concerning guidelines for future plans and objective, any director may be removed from office by vote of two-thirds of the members present at a special meeting.”
“The form 990 is subject to review by the board of directors prior to filing.”
“Existing business relationships are reviewed whenever a new board or committee member is elected or appointed, or a new staff member is hired. New business relationships are subject to prior board approval.”
“The presidents compensation is annually reviewed and approved by the board of directors. The board of directors may consult with heartland credit union association for information on salary ranges for the president/ceo. Other officers' compensation is recommended by human resources and approved by the board.”
“Quarterly financial statements and other financial information is provided to the national credit union administration and can be accessed by the public via the ncua's website, the organization's bylaws are on file with the missouri secretary of the state, and can be accessed by the public via the secretary of state's website. The organization does not otherwise make its governing documents, conflict of interest policy, or financial statements available to the public”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 81415 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 125656 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | COOPERATIVE PROVIDER OF FINANCIAL SERVICES |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 75073 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 89394 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | COUNTY CREDIT UNION |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 3147251113 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 130 SOUTH BEMISTON AVENUE STE 100 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | CLAYTON |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 631051913 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 175406 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 176840 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 94984 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 764 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 128763 |
| IRS990/CYOtherExpensesAmt | 0 | 985542 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1085898 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -179815 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 408934 |
| IRS990/CYTotalExpensesAmt | 0 | 1394476 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1214661 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 9602 |
| IRS990/Desc | 0 | VOLUNTARY, COOPERATIVE, NON-PROFIT CREDIT UNION, INCORPORATED UNDER MISSOURI STATUTES FOR THE PURPOSES OF ENCOURAGING THRIFT AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT AT A FAIR AND REASONABLE RATE OF INTEREST, PROVIDING FOR THE MUTUAL BENEFITS AND SERVICES BEING DISTRIBUTED TO ITS MEMBERS, FOR FINANCIAL AND FINANCIALLY-RELATED SERVICES, AND FOR AN OPPORTUNITY FOR ITS MEMBERS TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonatedServicesAndUseFcltsAmt | 0 | 0 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 21 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 9332 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 3143 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 4752 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 3 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 3 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 3 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 3 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 3 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 3 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 3 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 3 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 3 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 3 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 3 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 3 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 40 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Ciara Ruffin |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | John Bozarth |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Langston Chambers |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Phillip McRath |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Darold Crotzer |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | James Anderson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | DAVID BUENEMAN |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 94984 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Board Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Vice Chairperson |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Board Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Board Chairperson |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Board Member at Large |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Board Member at Large |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | PRESIDENT/CEO |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1970 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 6 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 1214661 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 6 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 166133 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 21618 |
| IRS990/InvestmentExpenseAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 128763 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 128763 |
| IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 1041555 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 2487411 |
| IRS990/IRPDocumentCnt | 0 | 167 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 90073 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 13422 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 12340 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 102413 |
| IRS990/LegalDomicileStateCd | 0 | MO |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | COOPERATIVE PROVIDER OF FINANCIAL SERVICES |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 3397397 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 3217582 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 140 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 93944 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 83789 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 396540 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 207338 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 31684 |
| IRS990/OtherExpensesGrp/Desc | 0 | ALLOWANCE FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 1 | VISA PROGRAM PROCESSING |
| IRS990/OtherExpensesGrp/Desc | 2 | MCCU IVIA CHARGES |
| IRS990/OtherExpensesGrp/Desc | 3 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 224278 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 136334 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 36642 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 24945 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 15596409 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 16117002 |
| IRS990/OtherOrganizationDsc | 0 | CREDIT UNION |
| IRS990/OtherRevenueTotalAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 247312 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 9604298 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 10814543 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 27813 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 7141 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrincipalOfficerNm | 0 | DAVID BUENEMAN |
| IRS990/PriorPeriodAdjustmentsAmt | 0 | 0 |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522130 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INTEREST |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | OTHER OPERATING INCOME |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 2 | 0 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 712528 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 306947 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 66283 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 712528 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 307087 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 66283 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 140 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 2 | 0 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 152670 |
| IRS990/PYOtherExpensesAmt | 0 | 771670 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1000875 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 36728 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 345147 |
| IRS990/PYTotalExpensesAmt | 0 | 1116817 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 1153545 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -179815 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/PersonalAmt | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 1 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 3397397 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 3217582 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 7844000 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 5761768 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/CloselyHeldEquityInterestsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 12340 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 90073 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 102413 |
| IRS990ScheduleD/FederalIncomeTaxLiabilityAmt | 0 | 0 |
| IRS990ScheduleD/FinancialDerivativesGrp/BookValueAmt | 0 | 2487411 |
| IRS990ScheduleD/FinancialDerivativesGrp/MethodValuationCd | 0 | F |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 16117002 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARES |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 12340 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 2487411 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 16117002 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | TO BECOME A MEMBERS, AN INDIVIDUAL MUST BE INCLUDED IN THE ORGANIZATION'S FIELD OF MEMBERSHIP (AS DEFINED WITHIN THE BYLAWS), SUBMIT AND APPLICATION IN WRITING, OBTAIN APPROVAL OF THE BOARD OF DIRECTORS OR MEMBERSHIP OFFICER, AND MAINTAIN AT LEAST ONE GENERAL OR MEMBERSHIP SHARE IN THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | AT THE ANNUAL MEETING OF THE MEMBERS, EACH MEMBER HAS ONE VOTE TO ELECT MEMBERS TO SERVE 3-YEAR TERMS ON THE BOARD OF DIRECTORS, CONSISTING OF 6 MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | BY MAJORITY VOTE AT ANY MEETING OF THE MEMBERS, EACH MEMBER HAS ONE VOTE TO (A) DECIDE ANY MATTER OF INTEREST TO THE ORGANIZATION, (B) AMEND THE BYLAWS RELATING TO QUALIFICATIONS FOR MEMBERSHIP OR COMMITTEE ELECTIONS OR APPOINTMENTS, AND (C) OVERRULE THE DIRECTORS ON ANY MATTER CONCERNING GUIDELINES FOR FUTURE PLANS AND OBJECTIVE, ANY DIRECTOR MAY BE REMOVED FROM OFFICE BY VOTE OF TWO-THIRDS OF THE MEMBERS PRESENT AT A SPECIAL MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE FORM 990 IS SUBJECT TO REVIEW BY THE BOARD OF DIRECTORS PRIOR TO FILING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | EXISTING BUSINESS RELATIONSHIPS ARE REVIEWED WHENEVER A NEW BOARD OR COMMITTEE MEMBER IS ELECTED OR APPOINTED, OR A NEW STAFF MEMBER IS HIRED. NEW BUSINESS RELATIONSHIPS ARE SUBJECT TO PRIOR BOARD APPROVAL. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE PRESIDENTS COMPENSATION IS ANNUALLY REVIEWED AND APPROVED BY THE BOARD OF DIRECTORS. THE BOARD OF DIRECTORS MAY CONSULT WITH HEARTLAND CREDIT UNION ASSOCIATION FOR INFORMATION ON SALARY RANGES FOR THE PRESIDENT/CEO. OTHER OFFICERS' COMPENSATION IS RECOMMENDED BY HUMAN RESOURCES AND APPROVED BY THE BOARD. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | QUARTERLY FINANCIAL STATEMENTS AND OTHER FINANCIAL INFORMATION IS PROVIDED TO THE NATIONAL CREDIT UNION ADMINISTRATION AND CAN BE ACCESSED BY THE PUBLIC VIA THE NCUA'S WEBSITE, THE ORGANIZATION'S BYLAWS ARE ON FILE WITH THE MISSOURI SECRETARY OF THE STATE, AND CAN BE ACCESSED BY THE PUBLIC VIA THE SECRETARY OF STATE'S WEBSITE. THE ORGANIZATION DOES NOT OTHERWISE MAKE ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, OR FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Section A, Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section A, Line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section A, Line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section B, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Section B, Line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990, Part VI, Section B, Line 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990, Part VI, Section C, Line 19 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 19075221 |
| IRS990/TotalAssetsEOYAmt | 0 | 19460240 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 19075221 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 19460240 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalContributionsAmt | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 21 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1394476 |
| IRS990/TotalGrossUBIAmt | 0 | 140 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 15677824 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 16242658 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 15677824 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 16242658 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 3397397 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 3217582 |
| IRS990/TotalOtherCompensationAmt | 0 | 0 |
| IRS990/TotalOtherProgSrvcExpenseAmt | 0 | 0 |
| IRS990/TotalOtherProgSrvcGrantAmt | 0 | 0 |
| IRS990/TotalOtherProgSrvcRevenueAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 0 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1085898 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 94984 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1214521 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1214661 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 140 |
| IRS990/TotalVolunteersCnt | 0 | 6 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 19075221 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 19460240 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 5799 |
| IRS990/TypeOfOrganizationOtherInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 130 SOUTH BEMISTON AVE STE 100 |
| IRS990/USAddress/CityNm | 0 | CLAYTON |
| IRS990/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/USAddress/ZIPCd | 0 | 631051913 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 6 |
| IRS990/VotingMembersIndependentCnt | 0 | 6 |
| IRS990/WebsiteAddressTxt | 0 | WWW.COUNTYCU.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| ReturnHeader/BuildTS | 0 | 2019-02-21 02:37:17Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | DAVID BUENEMAN |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 3147251113 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2019-04-02 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | COUNTY CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | COUN |
| ReturnHeader/Filer/EIN | 0 | 237062193 |
| ReturnHeader/Filer/PhoneNum | 0 | 3147251113 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 130 SOUTH BEMISTON AVENUE STE 100 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | CLAYTON |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MO |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 631051913 |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 70.94.108.224 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 822178374 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | Consultants Unlimted |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 600 Plum Creek Dr |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | Gardner |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | KS |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 66030 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 9134840381 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2019-04-02 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | Marci Frazier |
| ReturnHeader/ReturnTs | 0 | 2019-04-02T11:41:54-07:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2018-01-01 |
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Displayed year
2018 • Form 990Detailed filing. Detailed filing data is available for this year.