Liabilities / Assets
15th percentile
Higher debt load relative to assets than 15% of similar nonprofits.
990 • Fiscal year 2023 • EIN 23-6414300
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
15th percentile
Higher debt load relative to assets than 15% of similar nonprofits.
Liabilities / Revenue
30th percentile
Higher debt load relative to revenue than 30% of similar nonprofits.
Net Margin
52nd percentile
Higher net margin than 52% of similar nonprofits.
Top Officer Pay
22nd percentile
Higher top officer pay than 22% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
51st percentile
Faster asset growth than 51% of similar nonprofits.
Revenue Growth
21st percentile
Faster revenue growth than 21% of similar nonprofits.
Assets
Up$6,019,431
Up $326,604 (+5.7%) from 2022
Net Assets
Up$5,996,238
Up $305,439 (+5.4%) from 2022
Liabilities
Up$23,193
Up $21,165 (+1044%) from 2022
Revenue
Down$341,211
Down $56,951 (-14%) from 2022
Expenses
Up$324,217
Up $42,377 (+15%) from 2022
Net Income
Down$16,994
Down $99,328 (-85%) from 2022
The mission of the organization is to help full-time college students achieve their goals by providing interest-free tuition loans.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments in Publicly Traded Securities | $2,623,201 | $3,349,028 | ▲ $725,827 |
| Investments Program Related | $2,675,593 | $2,472,001 | ▼ $203,592 |
| Cash and Non-Interest-Bearing Accounts | $348,818 | $138,741 | ▼ $210,077 |
| Pledges and Grants Receivable | $32,000 | $24,000 | ▼ $8,000 |
| Prepaid Expenses and Deferred Charges | $12,840 | $16,079 | ▲ $3,239 |
| Total Assets | $5,692,827 | $6,019,431 | ▲ $326,604 |
| Other Assets Total | $375 | $19,582 | ▲ $19,207 |
| Liabilities | |||
| Other Liabilities | - | $19,207 | - |
| Accounts Payable and Accrued Expenses | $2,028 | $3,986 | ▲ $1,958 |
| Total Liabilities | $2,028 | $23,193 | ▲ $21,165 |
| Net Assets / Fund Balance | |||
| Net Assets Without Donor Restrictions | $4,911,575 | $5,287,628 | ▲ $376,053 |
| Net Assets With Donor Restrictions | $779,224 | $708,610 | ▼ $70,614 |
| Total Net Assets Fund Balance | $5,690,799 | $5,996,238 | ▲ $305,439 |
| Total Liabilities and Net Assets / Fund Balance | $5,692,827 | $6,019,431 | ▲ $326,604 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Investment Program Related Org | $2,472,001 | - | - |
| Name | Title |
|---|---|
| Jean Bednarski | President |
| Bob Freund | Board Member |
| Bunnie Buckwalter | Board Member |
| Cindy Ciuffo | Board Member |
| James Lee | Board Member |
| Kay Brubaker | Board Member |
| Mark Newkirk | Board Member |
| Melissa Jabour | Board Member |
| Patrick Carney | Board Member |
| Peg Ellison Wolpert | Board Member |
| Robin Gorini | Board Member |
| Cathy Ketterman | Secretary |
| Linda Schroeder | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $253,689 |
| Salaries, Compensation, and Employee Benefits | $62,928 |
| Total Fundraising Expense | $13,544 |
| Grants and Similar Amounts Paid | $7,600 |
| Professional Fundraising Fees | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $11,570 | $35,066 | $11,722 | $58,358 |
| Information Technology | $31,153 | - | - | $31,153 |
| Fees for Service Investment Mgmnt Fees | - | $26,157 | - | $26,157 |
| Advertising | $421 | $11,980 | - | $12,401 |
| Fees for Services Accounting | - | $9,800 | - | $9,800 |
| Office Expenses | $8,161 | - | - | $8,161 |
| Grants to Domestic Individuals | $7,600 | - | - | $7,600 |
| Occupancy | $1,064 | $3,352 | $904 | $5,320 |
| Payroll Taxes | $906 | $2,746 | $918 | $4,570 |
| Insurance | $3,286 | - | - | $3,286 |
| Other Expenses | $286 | - | - | $286 |
| Total Functional Expenses | $221,572 | $89,101 | $13,544 | $324,217 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $324,217 |
| Total Expenses per Audited Statements | $324,217 |
| Total Expenses per Form 990 | $324,217 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Long-term Lease Liability | $14,356 |
| Short-term Lease Liability | $4,851 |
“The treasurer of the organization reviews the form 990 before processing.”
“The board votes on and approves any salary or pay raise.”
“All governing documents, policies, and financial statements are available upon request. The 990 return can be also viewed on guidestar's website.”
“All other accomplishments lancaster dollars for higher learning was given a grant for the purpose of providing a limited number of grants, rather than interest-free loans, to deserving applicants selected from the group of students applying for traditional loans. The grant agreement states that lancaster dollars for higher learning will receive an annual gift of 8,000 for five years. This year, the organization distributed 4 grants totaling 7,600.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | true |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 2028 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 3986 |
| IRS990/AcctCompileOrReviewBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | THE MISSION OF THE ORGANIZATION IS TO HELP FULL-TIME COLLEGE STUDENTS ACHIEVE THEIR GOALS BY PROVIDING INTEREST-FREE TUITION LOANS. |
| IRS990/AdvertisingGrp/ManagementAndGeneralAmt | 0 | 11980 |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 421 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 12401 |
| IRS990/AllOtherContributionsAmt | 0 | 146407 |
| IRS990/AuditCommitteeInd | 0 | false |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | LINDA SCHROEDER |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7173977920 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 313 W LIBERTY ST STE 343 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | LANCASTER |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | PA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 17603 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 348818 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 138741 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConflictOfInterestPolicyInd | 0 | false |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 146407 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 7600 |
| IRS990/CYInvestmentIncomeAmt | 0 | 71524 |
| IRS990/CYOtherExpensesAmt | 0 | 253689 |
| IRS990/CYOtherRevenueAmt | 0 | 1793 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 121487 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 16994 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 62928 |
| IRS990/CYTotalExpensesAmt | 0 | 324217 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 13544 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 341211 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/Desc | 0 | LOANS FOR COLLEGE STUDENTS - FUNDS ARE LOANED INTEREST-FREE TO STUDENTS WHO ARE EXPECTED TO REPAY LOANS AFTER GRADUATION. THERE WERE 347 NEW LOANS EXTENDED DURING THE YEAR ENDED SEPTEMBER 30, 2023. |
| IRS990/DescribedInSection501c3Ind | 0 | true |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | false |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRestrictionNetAssetsGrp/BOYAmt | 0 | 779224 |
| IRS990/DonorRestrictionNetAssetsGrp/EOYAmt | 0 | 708610 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | false |
| IRS990/EmployeeCnt | 0 | 2 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/ExpenseAmt | 0 | 213972 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt | 0 | 9800 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 9800 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/ManagementAndGeneralAmt | 0 | 26157 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 26157 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form8282PropertyDisposedOfInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 10.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 4.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 11 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 12 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | JEAN BEDNARSKI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | CATHY KETTERMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | LINDA SCHROEDER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | BOB FREUND |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | MARK NEWKIRK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | MELISSA JABOUR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | JAMES LEE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | BUNNIE BUCKWALTER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | KAY BRUBAKER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | PATRICK CARNEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | CINDY CIUFFO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | ROBIN GORINI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | PEG ELLISON WOLPERT |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | BOARD MEMBER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1961 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | -17583 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 13 |
| IRS990/GrantsToDomesticIndividualsGrp/ProgramServicesAmt | 0 | 7600 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 7600 |
| IRS990/GrantsToIndividualsInd | 0 | true |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 3514261 |
| IRS990/GrossReceiptsAmt | 0 | 3873055 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 13 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 31153 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 31153 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 3286 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 3286 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 89107 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 89107 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 2675593 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 2472001 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 2623201 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 3349028 |
| IRS990/IRPDocumentCnt | 0 | 0 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LegalDomicileStateCd | 0 | PA |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 3531844 |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LobbyingActivitiesInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | THE MISSION OF THE ORGANIZATION IS TO HELP FULL-TIME COLLEGE STUDENTS ACHIEVE THEIR GOALS BY PROVIDING INTEREST-FREE TUITION LOANS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 5690799 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 5996238 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | -17583 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -17583 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 288445 |
| IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt | 0 | 4911575 |
| IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt | 0 | 5287628 |
| IRS990/NoListedPersonsCompensatedInd | 0 | X |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/FundraisingAmt | 0 | 904 |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 3352 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 1064 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 5320 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 8161 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 8161 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrganizationFollowsFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 375 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 19582 |
| IRS990/OtherExpensesGrp/Desc | 0 | IMPTD INT. ON PROG. LOANS |
| IRS990/OtherExpensesGrp/Desc | 1 | BANK CHARGES |
| IRS990/OtherExpensesGrp/Desc | 2 | DUES AND FEES |
| IRS990/OtherExpensesGrp/Desc | 3 | COLLECTIONS FEES |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 154349 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 2062 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 714 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 286 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 154349 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 2062 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 714 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 286 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 19207 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 900099 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | OTHER INCOME |
| IRS990/OtherRevenueMiscGrp/ExclusionAmt | 0 | 1793 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 1793 |
| IRS990/OtherRevenueTotalAmt | 0 | 1793 |
| IRS990/OtherSalariesAndWagesGrp/FundraisingAmt | 0 | 11722 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 35066 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 11570 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 58358 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | false |
| IRS990/PayrollTaxesGrp/FundraisingAmt | 0 | 918 |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 2746 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 906 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 4570 |
| IRS990/PledgesAndGrantsReceivableGrp/BOYAmt | 0 | 32000 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 24000 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 12840 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 16079 |
| IRS990/PrincipalOfficerNm | 0 | JEAN BEDNARSKI |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 900099 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN ACCRETION |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 121487 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 121487 |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | ALL OTHER ACCOMPLISHMENTS LANCASTER DOLLARS FOR HIGHER LEARNING WAS GIVEN A GRANT FOR THE PURPOSE OF PROVIDING A LIMITED NUMBER OF GRANTS, RATHER THAN INTEREST-FREE LOANS, TO DESERVING APPLICANTS SELECTED FROM THE GROUP OF STUDENTS APPLYING FOR TRADITIONAL LOANS. THE GRANT AGREEMENT STATES THAT LANCASTER DOLLARS FOR HIGHER LEARNING WILL RECEIVE AN ANNUAL GIFT OF 8,000 FOR FIVE YEARS. THIS YEAR, THE ORGANIZATION DISTRIBUTED 4 GRANTS TOTALING 7,600. |
| IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt | 0 | 7600 |
| IRS990/ProgSrvcAccomActyOtherGrp/GrantAmt | 0 | 7600 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYContributionsGrantsAmt | 0 | 175285 |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 8100 |
| IRS990/PYInvestmentIncomeAmt | 0 | 97328 |
| IRS990/PYOtherExpensesAmt | 0 | 211743 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 125549 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 116322 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 61997 |
| IRS990/PYTotalExpensesAmt | 0 | 281840 |
| IRS990/PYTotalRevenueAmt | 0 | 398162 |
| IRS990/QuidProQuoContributionsInd | 0 | false |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | false |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 16994 |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | false |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | true |
| IRS990/RevenueAmt | 0 | 121487 |
| IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt | 0 | OTHER INCOME 5,472 |
| IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc | 0 | PART II, LINE 10 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 146407 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt | 0 | 175285 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 126957 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 65239 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 43509 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 557397 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt | 0 | 89107 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt | 0 | 44884 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 27695 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 43264 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 52024 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt | 0 | 256974 |
| IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt | 0 | 698991 |
| IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt | 0 | 1793 |
| IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 1969 |
| IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 600 |
| IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 1110 |
| IRS990ScheduleA/OtherIncome170Grp/TotalAmt | 0 | 5472 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 0.51200 |
| IRS990ScheduleA/PublicSupportPY170Pct | 0 | 0.31230 |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 419785 |
| IRS990ScheduleA/SubstantialContributorsTotAmt | 0 | 137612 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind | 0 | X |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt | 0 | 146407 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt | 0 | 175285 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 126957 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 65239 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 43509 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 557397 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 819843 |
| IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt | 0 | RESTRICTED |
| IRS990/ScheduleBRequiredInd | 0 | true |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 324217 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 2472001 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | STUDENT LOANS RECEIVABLE |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/NetUnrealizedGainsInvstAmt | 0 | 288445 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 14356 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 4851 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | LONG-TERM LEASE LIABILITY |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | SHORT-TERM LEASE LIABILITY |
| IRS990ScheduleD/RevenueNotReportedAmt | 0 | 288445 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 341211 |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 2472001 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 324217 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 19207 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 341211 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 629656 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 324217 |
| IRS990ScheduleI/GrantRecordsMaintainedInd | 0 | false |
| IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/CashGrantAmt | 0 | 7600 |
| IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt | 0 | GRANTS |
| IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/RecipientCnt | 0 | 4 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | ALL OTHER ACCOMPLISHMENTS LANCASTER DOLLARS FOR HIGHER LEARNING WAS GIVEN A GRANT FOR THE PURPOSE OF PROVIDING A LIMITED NUMBER OF GRANTS, RATHER THAN INTEREST-FREE LOANS, TO DESERVING APPLICANTS SELECTED FROM THE GROUP OF STUDENTS APPLYING FOR TRADITIONAL LOANS. THE GRANT AGREEMENT STATES THAT LANCASTER DOLLARS FOR HIGHER LEARNING WILL RECEIVE AN ANNUAL GIFT OF 8,000 FOR FIVE YEARS. THIS YEAR, THE ORGANIZATION DISTRIBUTED 4 GRANTS TOTALING 7,600. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE TREASURER OF THE ORGANIZATION REVIEWS THE FORM 990 BEFORE PROCESSING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE BOARD VOTES ON AND APPROVES ANY SALARY OR PAY RAISE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | ALL GOVERNING DOCUMENTS, POLICIES, AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST. THE 990 RETURN CAN BE ALSO VIEWED ON GUIDESTAR'S WEBSITE. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 2, PART III, LINE 4D |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | PA |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 5692827 |
| IRS990/TotalAssetsEOYAmt | 0 | 6019431 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 5692827 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 6019431 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalContributionsAmt | 0 | 146407 |
| IRS990/TotalEmployeeCnt | 0 | 2 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 13544 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 89101 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 221572 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 324217 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 2028 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 23193 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 2028 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 23193 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 5690799 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 5996238 |
| IRS990/TotalOtherProgSrvcExpenseAmt | 0 | 7600 |
No mirrored PDF or thumbnail assets are attached yet.
Displayed year
2023 • Form 990Detailed filing. Detailed filing data is available for this year.