Liabilities / Assets
9th percentile
Higher debt load relative to assets than 9% of similar nonprofits.
990 • Fiscal year 2022 • EIN 23-6414300
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
9th percentile
Higher debt load relative to assets than 9% of similar nonprofits.
Liabilities / Revenue
11th percentile
Higher debt load relative to revenue than 11% of similar nonprofits.
Net Margin
79th percentile
Higher net margin than 79% of similar nonprofits.
Top Officer Pay
22nd percentile
Higher top officer pay than 22% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
22nd percentile
Faster asset growth than 22% of similar nonprofits.
Revenue Growth
71st percentile
Faster revenue growth than 71% of similar nonprofits.
Assets
Down$5,692,827
Down $525,502 (-8.5%) from 2021
Net Assets
Down$5,690,799
Down $526,633 (-8.5%) from 2021
Liabilities
Up$2,028
Up $1,131 (+126%) from 2021
Revenue
Up$398,162
Up $69,346 (+21%) from 2021
Expenses
Up$281,840
Up $56,163 (+25%) from 2021
Net Income
Up$116,322
Up $13,183 (+13%) from 2021
The mission of the organization is to help full-time college students achieve their goals by providing interest-free tuition loans.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments Program Related | $2,960,299 | $2,675,593 | ▼ $284,706 |
| Investments in Publicly Traded Securities | $2,886,104 | $2,623,201 | ▼ $262,903 |
| Cash and Non-Interest-Bearing Accounts | $357,142 | $348,818 | ▼ $8,324 |
| Pledges and Grants Receivable | - | $32,000 | - |
| Prepaid Expenses and Deferred Charges | $14,242 | $12,840 | ▼ $1,402 |
| Intangible Assets | $167 | - | - |
| Total Assets | $6,218,329 | $5,692,827 | ▼ $525,502 |
| Other Assets Total | $375 | $375 | → $0 |
| Liabilities | |||
| Accounts Payable and Accrued Expenses | $897 | $2,028 | ▲ $1,131 |
| Total Liabilities | $897 | $2,028 | ▲ $1,131 |
| Net Assets / Fund Balance | |||
| Net Assets Without Donor Restrictions | $5,458,908 | $4,911,575 | ▼ $547,333 |
| Net Assets With Donor Restrictions | $758,524 | $779,224 | ▲ $20,700 |
| Total Net Assets Fund Balance | $6,217,432 | $5,690,799 | ▼ $526,633 |
| Total Liabilities and Net Assets / Fund Balance | $6,218,329 | $5,692,827 | ▼ $525,502 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Investment Program Related Org | $2,675,593 | - | - |
| Name | Title |
|---|---|
| Jean Bednarski | President |
| Andrew Stich | Board Member |
| Bob Freund | Board Member |
| Bunnie Buckwalter | Board Member |
| Cindy Ciuffo | Board Member |
| James Lee | Board Member |
| Kay Brubaker | Board Member |
| Mark Newkirk | Board Member |
| Melissa Jabour | Board Member |
| Mikaela Bender-rice | Board Member |
| Patrick Carney | Board Member |
| Peg Ellison Wolpert | Board Member |
| Robin Gorini | Board Member |
| Linda Schroeder | Assistant Tr |
| Cathy Ketterman | Secretary |
| Line Item | Amount |
|---|---|
| Other Expenses | $211,743 |
| Salaries, Compensation, and Employee Benefits | $61,997 |
| Total Fundraising Expense | $13,442 |
| Grants and Similar Amounts Paid | $8,100 |
| Professional Fundraising Fees | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $11,124 | $34,526 | $11,619 | $57,269 |
| Fees for Service Investment Mgmnt Fees | - | $24,459 | - | $24,459 |
| Office Expenses | $9,955 | $13,092 | - | $23,047 |
| Information Technology | $19,781 | - | - | $19,781 |
| Fees for Services Accounting | - | $12,750 | - | $12,750 |
| Grants to Domestic Individuals | $8,100 | - | - | $8,100 |
| Occupancy | $1,016 | $3,200 | $864 | $5,080 |
| Payroll Taxes | $918 | $2,851 | $959 | $4,728 |
| Insurance | $2,700 | - | - | $2,700 |
| Other Expenses | $908 | - | - | $908 |
| All Other Expenses | $423 | - | - | $423 |
| Advertising | $266 | - | - | $266 |
| Depreciation Depletion | - | $167 | - | $167 |
| Total Functional Expenses | $177,353 | $91,045 | $13,442 | $281,840 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
“The treasurer of the organization reviews the form 990 before processing.”
“The board votes on and approves any salary or pay raise.”
“All governing documents, policies, and financial statements are available upon request. The 990 return can be also viewed on guidestar's website.”
“Lancaster dollars for higher learning was given a grant for the purpose of providing a limited number of grants, rather than interest-free loans, to deserving applicants selected from the group of students applying for traditional loans. The grant agreement states that lancaster dollars for higher learning will receive an annual gift of 8,000 for five years. This year, the organization distributed 5 grants totaling 8,100.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | true |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 897 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 2028 |
| IRS990/AcctCompileOrReviewBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | THE MISSION OF THE ORGANIZATION IS TO HELP FULL-TIME COLLEGE STUDENTS ACHIEVE THEIR GOALS BY PROVIDING INTEREST-FREE TUITION LOANS. |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 266 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 266 |
| IRS990/AllOtherContributionsAmt | 0 | 175285 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 423 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 423 |
| IRS990/AuditCommitteeInd | 0 | false |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | LINDA SCHROEDER |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7173977920 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 313 W LIBERTY ST STE 343 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | LANCASTER |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | PA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 17603 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 357142 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 348818 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConflictOfInterestPolicyInd | 0 | false |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 175285 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 8100 |
| IRS990/CYInvestmentIncomeAmt | 0 | 97328 |
| IRS990/CYOtherExpensesAmt | 0 | 211743 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 125549 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 116322 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 61997 |
| IRS990/CYTotalExpensesAmt | 0 | 281840 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 13442 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 398162 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt | 0 | 167 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 167 |
| IRS990/Desc | 0 | LOANS FOR COLLEGE STUDENTS - FUNDS ARE LOANED INTEREST-FREE TO STUDENTS WHO ARE EXPECTED TO REPAY LOANS AFTER GRADUATION. THERE WERE 261 NEW LOANS EXTENDED DURING THE YEAR ENDED SEPTEMBER 30, 2022. |
| IRS990/DescribedInSection501c3Ind | 0 | true |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | false |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRestrictionNetAssetsGrp/BOYAmt | 0 | 758524 |
| IRS990/DonorRestrictionNetAssetsGrp/EOYAmt | 0 | 779224 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | false |
| IRS990/EmployeeCnt | 0 | 2 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/ExpenseAmt | 0 | 169253 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt | 0 | 12750 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 12750 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/ManagementAndGeneralAmt | 0 | 24459 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 24459 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form8282PropertyDisposedOfInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 8.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 3.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 14 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 11 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 12 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 13 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 14 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | JEAN BEDNARSKI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | CATHY KETTERMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | LINDA SCHROEDER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | MIKAELA BENDER-RICE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | BOB FREUND |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | MARK NEWKIRK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | MELISSA JABOUR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | JAMES LEE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | BUNNIE BUCKWALTER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | KAY BRUBAKER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | PATRICK CARNEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | CINDY CIUFFO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | ROBIN GORINI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | ANDREW STICH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | PEG ELLISON WOLPERT |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | ASSISTANT TR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | BOARD MEMBER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1961 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 52444 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 15 |
| IRS990/GrantsToDomesticIndividualsGrp/ProgramServicesAmt | 0 | 8100 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 8100 |
| IRS990/GrantsToIndividualsInd | 0 | true |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 2363664 |
| IRS990/GrossReceiptsAmt | 0 | 2709382 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 15 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 19781 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 19781 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 2700 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 2700 |
| IRS990/IntangibleAssetsGrp/BOYAmt | 0 | 167 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 44884 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 44884 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 2960299 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 2675593 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 2886104 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 2623201 |
| IRS990/IRPDocumentCnt | 0 | 0 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LegalDomicileStateCd | 0 | PA |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 2311220 |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LobbyingActivitiesInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | THE MISSION OF THE ORGANIZATION IS TO HELP FULL-TIME COLLEGE STUDENTS ACHIEVE THEIR GOALS BY PROVIDING INTEREST-FREE TUITION LOANS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 6217432 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 5690799 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | 52444 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 52444 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | -642955 |
| IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt | 0 | 5458908 |
| IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt | 0 | 4911575 |
| IRS990/NoListedPersonsCompensatedInd | 0 | X |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/FundraisingAmt | 0 | 864 |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 3200 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 1016 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 5080 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 13092 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 9955 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 23047 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrganizationFollowsFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 375 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 375 |
| IRS990/OtherExpensesGrp/Desc | 0 | IMPTD INT. ON PROG. LOANS |
| IRS990/OtherExpensesGrp/Desc | 1 | BAD DEBT |
| IRS990/OtherExpensesGrp/Desc | 2 | BANK CHARGES |
| IRS990/OtherExpensesGrp/Desc | 3 | COLLECTIONS FEES |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 106783 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 13447 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 1932 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 908 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 106783 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 13447 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 1932 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 908 |
| IRS990/OtherSalariesAndWagesGrp/FundraisingAmt | 0 | 11619 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 34526 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 11124 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 57269 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | false |
| IRS990/PayrollTaxesGrp/FundraisingAmt | 0 | 959 |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 2851 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 918 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 4728 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 32000 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 14242 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 12840 |
| IRS990/PrincipalOfficerNm | 0 | JEAN BEDNARSKI |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 900099 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN ACCRETION |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 125549 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 125549 |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | LANCASTER DOLLARS FOR HIGHER LEARNING WAS GIVEN A GRANT FOR THE PURPOSE OF PROVIDING A LIMITED NUMBER OF GRANTS, RATHER THAN INTEREST-FREE LOANS, TO DESERVING APPLICANTS SELECTED FROM THE GROUP OF STUDENTS APPLYING FOR TRADITIONAL LOANS. THE GRANT AGREEMENT STATES THAT LANCASTER DOLLARS FOR HIGHER LEARNING WILL RECEIVE AN ANNUAL GIFT OF 8,000 FOR FIVE YEARS. THIS YEAR, THE ORGANIZATION DISTRIBUTED 5 GRANTS TOTALING 8,100. |
| IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt | 0 | 8100 |
| IRS990/ProgSrvcAccomActyOtherGrp/GrantAmt | 0 | 8100 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYContributionsGrantsAmt | 0 | 126957 |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 60800 |
| IRS990/PYOtherExpensesAmt | 0 | 167365 |
| IRS990/PYOtherRevenueAmt | 0 | 1969 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 139090 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 103139 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 58312 |
| IRS990/PYTotalExpensesAmt | 0 | 225677 |
| IRS990/PYTotalRevenueAmt | 0 | 328816 |
| IRS990/QuidProQuoContributionsInd | 0 | false |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | false |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 116322 |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | false |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | false |
| IRS990/ReportProgramRelatedInvstInd | 0 | true |
| IRS990/RevenueAmt | 0 | 125549 |
| IRS990ScheduleA/FactsAndCircumstancesTestTxt | 0 | THE ORGANIZATION RECEIVED ONE LARGE CONTRIBUTION TOTALING 757,274 FROM AN UNRELATED CHARITABLE TRUST IN FISCAL YEAR 2018. ALTHOUGH TOTAL DONATIONS IN THE CURRENT YEAR WERE 175,285, THEY REPRESENTED APPROXIMATELY 239 DIFFERENT DONORS. THE ORGANIZATION RECEIVES MORE THAN 10% OF ITS SUPPORT FROM THE UNRELATED PUBLIC, BUT DUE TO THE LARGE DOLLAR AMOUNT OF THE CHARITABLE TRUSTS'S GIFTS,AND THE FACT THAT THE ORGANIZATION IS IN THE PROCESS OF BUILDING UP ITS DONOR BASE IN TERMS OF DOLLAR VOLUME AND AMOUNT OF CONTRIBUTORS, THE 33 1/3% PUBLIC CHARITY TEST WAS NOT MET. ALL MONIES RECEIVED ARE USED FOR INTEREST FREE LOANS FOR COLLEGE TUITON. THE PROGRAM IS ADVERTISED TO THE PUBLIC IN THE LANCASTER COUNTY AREA AND APPLICATIONS ARE SUBMITTED TO THE GOVERNING BODY WHICH REPRESENTS THE BROAD INTEREST OF THE PUBLIC. THE CURRENT PROGRAM LOANS BALANCE REPRESENTS APPROXIMIATELY 1,300 DIFFERENT INDIVIDUALS WHO HAVE BENEFITED FROM THE INTEREST FREE LOANS. THE ORGANIZATION IS OPERATED TO ATTRACT NEW PUBLIC AND GOVERNMENTAL SUPPORT. |
| IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt | 0 | OTHER INCOME 4,715 |
| IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt | 1 | THE ORGANIZATION RECEIVED ONE LARGE CONTRIBUTION TOTALING 757,274 FROM AN UNRELATED CHARITABLE TRUST IN FISCAL YEAR 2018. ALTHOUGH TOTAL DONATIONS IN THE CURRENT YEAR WERE 175,285, THEY REPRESENTED APPROXIMATELY 239 DIFFERENT DONORS. THE ORGANIZATION RECEIVES MORE THAN 10% OF ITS SUPPORT FROM THE UNRELATED PUBLIC, BUT DUE TO THE LARGE DOLLAR AMOUNT OF THE CHARITABLE TRUSTS'S GIFTS,AND THE FACT THAT THE ORGANIZATION IS IN THE PROCESS OF BUILDING UP ITS DONOR BASE IN TERMS OF DOLLAR VOLUME AND AMOUNT OF CONTRIBUTORS, THE 33 1/3% PUBLIC CHARITY TEST WAS NOT MET. ALL MONIES RECEIVED ARE USED FOR INTEREST FREE LOANS FOR COLLEGE TUITON. THE PROGRAM IS ADVERTISED TO THE PUBLIC IN THE LANCASTER COUNTY AREA AND APPLICATIONS ARE SUBMITTED TO THE GOVERNING BODY WHICH REPRESENTS THE BROAD INTEREST OF THE PUBLIC. THE CURRENT PROGRAM LOANS BALANCE REPRESENTS APPROXIMIATELY 1,300 DIFFERENT INDIVIDUALS WHO HAVE BENEFITED FROM THE INTEREST FREE LOANS. THE ORGANIZATION IS OPERATED TO ATTRACT NEW PUBLIC AND GOVERNMENTAL SUPPORT. |
| IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc | 0 | PART II, LINE 10 |
| IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc | 1 | PART II, LINE 17A |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 175285 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt | 0 | 126957 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 65239 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 43509 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 821710 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 1232700 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt | 0 | 44884 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt | 0 | 27695 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 43264 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 52024 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 38332 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt | 0 | 206199 |
| IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt | 0 | 724711 |
| IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt | 0 | 1969 |
| IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 600 |
| IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 1110 |
| IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 1036 |
| IRS990ScheduleA/OtherIncome170Grp/TotalAmt | 0 | 4715 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 0.31230 |
| IRS990ScheduleA/PublicSupportPY170Pct | 0 | 0.26290 |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 450918 |
| IRS990ScheduleA/SubstantialContributorsTotAmt | 0 | 781782 |
| IRS990ScheduleA/TenPctFactsCrcmstncsTestCYInd | 0 | X |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt | 0 | 175285 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt | 0 | 126957 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 65239 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 43509 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 821710 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 1232700 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 1443650 |
| IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 36 |
| IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt | 0 | 36 |
| IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt | 0 | RESTRICTED |
| IRS990/ScheduleBRequiredInd | 0 | true |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt | 0 | 2675593 |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc | 0 | STUDENT LOANS RECEIVABLE |
| IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/TotalBookValueProgramRltdAmt | 0 | 2675593 |
| IRS990ScheduleI/GrantRecordsMaintainedInd | 0 | false |
| IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/CashGrantAmt | 0 | 8100 |
| IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt | 0 | SCHOLARSHIPS |
| IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/RecipientCnt | 0 | 5 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | LANCASTER DOLLARS FOR HIGHER LEARNING WAS GIVEN A GRANT FOR THE PURPOSE OF PROVIDING A LIMITED NUMBER OF GRANTS, RATHER THAN INTEREST-FREE LOANS, TO DESERVING APPLICANTS SELECTED FROM THE GROUP OF STUDENTS APPLYING FOR TRADITIONAL LOANS. THE GRANT AGREEMENT STATES THAT LANCASTER DOLLARS FOR HIGHER LEARNING WILL RECEIVE AN ANNUAL GIFT OF 8,000 FOR FIVE YEARS. THIS YEAR, THE ORGANIZATION DISTRIBUTED 5 GRANTS TOTALING 8,100. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE TREASURER OF THE ORGANIZATION REVIEWS THE FORM 990 BEFORE PROCESSING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE BOARD VOTES ON AND APPROVES ANY SALARY OR PAY RAISE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | ALL GOVERNING DOCUMENTS, POLICIES, AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST. THE 990 RETURN CAN BE ALSO VIEWED ON GUIDESTAR'S WEBSITE. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 2, PART III, LINE 4D |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | PA |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 6218329 |
| IRS990/TotalAssetsEOYAmt | 0 | 5692827 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 6218329 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 5692827 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalContributionsAmt | 0 | 175285 |
| IRS990/TotalEmployeeCnt | 0 | 2 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 13442 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 91045 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 177353 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 281840 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 897 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 2028 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 897 |
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Displayed year
2022 • Form 990Detailed filing. Detailed filing data is available for this year.